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How do I dress my kids for success on a budget? · Becoming Financially Confident

• 0:37
  Hey,
• 0:38
  for
• 0:38
  many
• 0:38
  of
• 0:38
  us
• 0:38
  a
• 0:38
  new
• 0:39
  school
• 0:39
  year
• 0:39
  means
• 0:40
  new
• 0:40
  clothes
• 0:40
  and
• 0:41
  new
• 0:41
  shoes.
• 0:42
  But
• 0:42
  let
• 0:42
  me
• 0:42
  ask
• 0:42
  you
• 0:43
  a
• 0:43
  question.
• 0:43
  Does
• 0:44
  outfit
• 0:44
  and
• 0:44
  your
• 0:44
  kids
• 0:45
  feel
• 0:45
  financially
• 0:46
  overwhelming?
• 0:47
  Well,
• 0:47
  today's
• 0:47
  show,
• 0:47
  let's
• 0:48
  talk
• 0:48
  about
• 0:48
  how
• 0:48
  to
• 0:48
  save
• 0:49
  without
• 0:49
  sacrificing
• 0:50
  quality
• 0:51
  or
• 0:51
  peace.
• 0:52
  So
• 0:52
  stick
• 0:52
  with
• 0:52
  me
• 0:52
  today
• 0:52
  because
• 0:53
  I've
• 0:53
  got
• 0:53
  some
• 0:53
  answers
• 0:54
  on
• 0:54
  today's
• 0:55
  show.
• 0:57
  This
• 0:57
  is
• 0:57
  Financially
• 0:58
  Confident
• 0:58
  Christian,
• 0:59
  your
• 0:59
  daily
• 0:59
  dose
• 1:00
  of
• 1:00
  gospel
• 1:00
  grounded
• 1:01
  insight
• 1:01
  and
• 1:02
  faith
• 1:02
  driven
• 1:02
  tips
• 1:03
  to
• 1:03
  help
• 1:03
  you
• 1:03
  break
• 1:04
  the
• 1:04
  cycle
• 1:04
  of
• 1:04
  financial
• 1:05
  shame
• 1:05
  with
• 1:05
  confidence.
• 1:08
  Hey
• 1:08
  there
• 1:08
  and
• 1:09
  welcome
• 1:09
  back.
• 1:09
  Welcome
• 1:09
  back
• 1:09
  to
• 1:09
  Financially
• 1:10
  Confident
• 1:10
  Christian.
• 1:11
  I'm
• 1:11
  Ralph
• 1:11
  and
• 1:12
  we're
• 1:12
  in
• 1:12
  our
• 1:12
  series
• 1:13
  Smart
• 1:13
  Money
• 1:13
  for
• 1:14
  Back
• 1:14
  to
• 1:14
  school
• 1:14
  and
• 1:14
  beyond.
• 1:15
  And
• 1:15
  we've
• 1:16
  covered
• 1:16
  budgeting
• 1:16
  and
• 1:17
  we
• 1:17
  talked
• 1:17
  about
• 1:17
  smart
• 1:18
  school
• 1:18
  supply
• 1:18
  shopping
• 1:19
  and
• 1:19
  today
• 1:20
  we're
• 1:20
  going
• 1:20
  to
• 1:20
  talk
• 1:20
  about
• 1:21
  affordable
• 1:21
  clothing
• 1:22
  or
• 1:23
  to
• 1:23
  say
• 1:23
  it
• 1:23
  better,
• 1:24
  how
• 1:24
  to
• 1:24
  dress
• 1:24
  your
• 1:24
  kids
• 1:25
  for
• 1:25
  success
• 1:26
  on
• 1:26
  a
• 1:26
  budget.
• 1:27
  Hey,
• 1:27
  you
• 1:27
  know,
• 1:28
  truth
• 1:28
  is
• 1:28
  our
• 1:29
  kids
• 1:29
  are
• 1:29
  growing
• 1:29
  fast
• 1:30
  and
• 1:30
  trends,
• 1:31
  they
• 1:31
  seem
• 1:31
  to
• 1:31
  change
• 1:32
  day
• 1:32
  by
• 1:32
  day.
• 1:33
  And
• 1:33
  if
• 1:33
  you're
• 1:33
  like
• 1:33
  most
• 1:34
  of
• 1:34
  us,
• 1:34
  our
• 1:34
  budgets
• 1:35
  are
• 1:35
  feeling
• 1:35
  tight
• 1:37
  and
• 1:37
  you
• 1:37
  feel
• 1:37
  pressure
• 1:37
  to
• 1:38
  buy
• 1:38
  everything
• 1:38
  new
• 1:39
  and
• 1:39
  you
• 1:39
  feel
• 1:39
  pressure
• 1:40
  to
• 1:40
  buy
• 1:40
  everything
• 1:41
  branded.
• 1:42
  And
• 1:42
  I
• 1:42
  can
• 1:42
  still
• 1:42
  remember
• 1:43
  the
• 1:43
  fun
• 1:43
  of
• 1:43
  those
• 1:44
  new
• 1:44
  clothes,
• 1:45
  shopping
• 1:45
  and
• 1:45
  new
• 1:45
  shoes
• 1:46
  when
• 1:46
  I
• 1:46
  was
• 1:46
  heading
• 1:47
  back
• 1:47
  to
• 1:47
  school
• 1:47
  as
• 1:47
  a
• 1:47
  kid.
• 1:48
  There's
• 1:48
  a
• 1:49
  visual
• 1:49
  for
• 1:49
  you.
• 1:49
  I
• 1:49
  remember
• 1:50
  those
• 1:50
  jeans
• 1:51
  the
• 1:51
  first
• 1:51
  day
• 1:51
  of
• 1:51
  school
• 1:52
  were
• 1:52
  still
• 1:52
  stiff
• 1:53
  and
• 1:53
  those
• 1:53
  sneakers,
• 1:54
  they
• 1:54
  just
• 1:54
  were
• 1:54
  beautifully
• 1:55
  white
• 1:55
  at
• 1:56
  the
• 1:56
  time
• 1:56
  and
• 1:56
  had
• 1:56
  no
• 1:56
  scuff
• 1:57
  marks
• 1:57
  on.
• 1:57
  Of
• 1:57
  course
• 1:58
  they
• 1:58
  were
• 1:58
  a
• 1:58
  little
• 1:58
  strong
• 1:59
  and
• 1:59
  tight
• 1:59
  too,
• 1:59
  a
• 2:00
  little
• 2:00
  stiff
• 2:00
  if
• 2:00
  you
• 2:00
  will.
• 2:01
  And
• 2:01
  they
• 2:01
  had
• 2:01
  to
• 2:01
  be
• 2:01
  broken
• 2:02
  in.
• 2:02
  Well,
• 2:03
  a
• 2:03
  little
• 2:03
  reminiscing
• 2:04
  those,
• 2:04
  but
• 2:04
  that
• 2:04
  was
• 2:05
  the
• 2:05
  good
• 2:05
  old
• 2:05
  days.
• 2:06
  Still
• 2:06
  not
• 2:06
  sure
• 2:06
  how
• 2:06
  my
• 2:07
  mom
• 2:07
  ever
• 2:07
  made
• 2:07
  it
• 2:07
  work,
• 2:08
  but
• 2:08
  she
• 2:09
  did.
• 2:09
  But
• 2:10
  I
• 2:10
  can
• 2:10
  remember
• 2:10
  that
• 2:10
  like
• 2:10
  it
• 2:11
  was
• 2:11
  yesterday.
• 2:11
  Now
• 2:12
  we
• 2:12
  had
• 2:12
  a
• 2:12
  special
• 2:12
  rule
• 2:13
  at
• 2:13
  our
• 2:13
  house
• 2:13
  and
• 2:13
  I
• 2:14
  can
• 2:14
  still
• 2:14
  hear
• 2:14
  my
• 2:15
  mom's
• 2:15
  voice
• 2:15
  now,
• 2:16
  you
• 2:16
  can't
• 2:16
  wear
• 2:16
  those
• 2:16
  clothes
• 2:17
  until
• 2:17
  school
• 2:17
  starts.
• 2:19
  So
• 2:19
  that's
• 2:19
  something
• 2:19
  you
• 2:20
  take
• 2:20
  with
• 2:20
  you
• 2:20
  for
• 2:20
  the
• 2:20
  rest
• 2:21
  of
• 2:21
  your
• 2:21
  days,
• 2:21
  I
• 2:21
  think.
• 2:22
  But
• 2:22
  for
• 2:23
  most
• 2:23
  people,
• 2:23
  and
• 2:23
  you
• 2:24
  might
• 2:24
  be
• 2:24
  listening
• 2:24
  right
• 2:24
  now,
• 2:25
  this
• 2:25
  time
• 2:25
  of
• 2:25
  year
• 2:26
  also
• 2:26
  leads
• 2:26
  to
• 2:27
  overspending,
• 2:28
  it
• 2:28
  leads
• 2:28
  to
• 2:28
  guilt.
• 2:29
  And
• 2:29
  hey,
• 2:29
  if
• 2:29
  you're
• 2:30
  like
• 2:30
  most
• 2:30
  of
• 2:30
  us,
• 2:30
  it
• 2:30
  leads
• 2:31
  to
• 2:31
  stress.
• 2:32
  But
• 2:32
  I
• 2:32
  want
• 2:33
  to
• 2:33
  tell
• 2:33
  you
• 2:33
  something
• 2:33
  right
• 2:33
  now
• 2:34
  as
• 2:34
  we
• 2:34
  get
• 2:34
  started,
• 2:35
  your
• 2:35
  kids
• 2:36
  needs
• 2:36
  can
• 2:36
  be
• 2:37
  met
• 2:37
  and
• 2:37
  they
• 2:37
  can
• 2:38
  be
• 2:38
  met
• 2:38
  intentionally
• 2:39
  and
• 2:39
  affordably.
• 2:40
  So
• 2:40
  I'm
• 2:40
  going
• 2:40
  to
• 2:40
  tell
• 2:40
  you
• 2:40
  right
• 2:40
  now,
• 2:41
  take
• 2:41
  a
• 2:41
  breath
• 2:42
  because
• 2:42
  today
• 2:42
  on
• 2:43
  the
• 2:43
  show,
• 2:43
  I've
• 2:43
  got
• 2:43
  the
• 2:44
  answer.
• 2:44
  Here's
• 2:45
  the
• 2:45
  thing.
• 2:45
  I
• 2:45
  want
• 2:45
  you
• 2:45
  to
• 2:46
  start
• 2:46
  by
• 2:46
  understanding
• 2:47
  stylish
• 2:48
  doesn't
• 2:48
  have
• 2:48
  to
• 2:48
  mean
• 2:49
  expensive.
• 2:50
  And
• 2:50
  I'm
• 2:50
  going
• 2:50
  to
• 2:50
  get
• 2:50
  right
• 2:51
  into
• 2:51
  the
• 2:51
  word
• 2:51
  of
• 2:51
  God
• 2:51
  to
• 2:52
  talk
• 2:52
  about
• 2:52
  that
• 2:52
  right?
• 2:52
  Now,
• 2:53
  let's
• 2:53
  look
• 2:53
  at
• 2:53
  first
• 2:54
  Timothy,
• 2:54
  chapter
• 2:55
  6,
• 2:55
  verses
• 2:56
  6
• 2:56
  to
• 2:56
  8
• 2:57
  says
• 2:57
  this
• 2:57
  in
• 2:57
  the
• 2:57
  scripture.
• 2:58
  It
• 2:58
  says,
• 2:58
  godliness
• 2:59
  with
• 2:59
  contentment
• 3:00
  and
• 3:00
  is
• 3:00
  great
• 3:01
  gain
• 3:02
  having
• 3:02
  food
• 3:02
  and
• 3:02
  clothing,
• 3:03
  we
• 3:03
  shall
• 3:04
  be
• 3:04
  content.
• 3:04
  Now,
• 3:05
  hey,
• 3:05
  it's
• 3:05
  a
• 3:06
  good
• 3:06
  charge,
• 3:06
  right?
• 3:06
  Well,
• 3:07
  let's
• 3:07
  look
• 3:07
  at
• 3:07
  first
• 3:07
  Peter,
• 3:08
  chapter
• 3:09
  three,
• 3:09
  verses
• 3:10
  three
• 3:10
  and
• 3:10
  four,
• 3:11
  says
• 3:11
  this.
• 3:12
  Your
• 3:12
  beauty
• 3:13
  should
• 3:13
  not
• 3:13
  come
• 3:13
  from
• 3:14
  outward
• 3:14
  adornment.
• 3:16
  So
• 3:16
  big
• 3:17
  question
• 3:17
  today
• 3:17
  is,
• 3:18
  how
• 3:18
  do
• 3:18
  you
• 3:18
  equip
• 3:18
  your
• 3:19
  kids
• 3:19
  well
• 3:19
  without
• 3:20
  falling
• 3:20
  into
• 3:20
  comparison
• 3:21
  and
• 3:22
  pressure?
• 3:23
  Because
• 3:24
  if
• 3:24
  you're
• 3:24
  like
• 3:24
  me,
• 3:24
  you're
• 3:25
  thinking,
• 3:25
  man,
• 3:25
  this
• 3:25
  is
• 3:25
  going
• 3:25
  to
• 3:25
  be
• 3:26
  an
• 3:26
  expensive
• 3:26
  year.
• 3:27
  Like
• 3:27
  I
• 3:27
  said,
• 3:27
  I
• 3:27
  still
• 3:28
  don't
• 3:28
  to
• 3:28
  this
• 3:28
  day
• 3:28
  know
• 3:29
  how
• 3:29
  my,
• 3:29
  my
• 3:29
  mom
• 3:30
  did
• 3:30
  it.
• 3:31
  But
• 3:31
  I
• 3:31
  thought
• 3:31
  today
• 3:32
  as
• 3:32
  I
• 3:32
  was
• 3:32
  planning
• 3:32
  this,
• 3:33
  you
• 3:33
  know,
• 3:33
  there's
• 3:33
  thrift
• 3:33
  stores
• 3:34
  out
• 3:34
  there.
• 3:34
  We
• 3:34
  can
• 3:35
  shop
• 3:35
  the
• 3:35
  sales.
• 3:36
  And,
• 3:36
  and
• 3:36
  the
• 3:37
  big
• 3:37
  key
• 3:37
  takeaway
• 3:38
  is
• 3:38
  if
• 3:38
  you
• 3:39
  plan,
• 3:39
  there'll
• 3:40
  be
• 3:40
  freedom
• 3:40
  and
• 3:41
  there'll
• 3:41
  be
• 3:41
  stewardship.
• 3:42
  Now,
• 3:43
  I
• 3:43
  can
• 3:43
  already
• 3:43
  hear
• 3:43
  some
• 3:43
  of
• 3:44
  you
• 3:44
  saying,
• 3:44
  Ralph,
• 3:44
  my
• 3:45
  kids
• 3:45
  are
• 3:45
  never
• 3:45
  going
• 3:45
  to
• 3:45
  wear
• 3:46
  you
• 3:46
  stuff
• 3:46
  or
• 3:46
  from
• 3:47
  the
• 3:47
  thrift
• 3:47
  shop.
• 3:48
  But
• 3:48
  please,
• 3:49
  let
• 3:49
  me
• 3:49
  get
• 3:49
  into
• 3:49
  this.
• 3:50
  So
• 3:50
  now
• 3:51
  you're
• 3:51
  thinking,
• 3:51
  Ralph,
• 3:51
  what
• 3:52
  can
• 3:52
  we
• 3:52
  do?
• 3:53
  Well,
• 3:53
  I've
• 3:53
  got
• 3:53
  a
• 3:53
  solution
• 3:54
  today.
• 3:54
  And
• 3:55
  the
• 3:55
  solution
• 3:55
  really
• 3:55
  comes
• 3:56
  down
• 3:56
  to
• 3:56
  being
• 3:56
  mindful
• 3:57
  and
• 3:57
  planning.
• 3:58
  And
• 3:58
  here's
• 3:58
  my
• 3:59
  solution
• 3:59
  for
• 3:59
  today.
• 4:00
  And
• 4:00
  encourage
• 4:00
  you
• 4:00
  to
• 4:01
  create
• 4:01
  a
• 4:01
  needs
• 4:01
  first
• 4:02
  clothing
• 4:02
  list.
• 4:03
  And
• 4:03
  once
• 4:03
  you
• 4:04
  do
• 4:04
  that,
• 4:04
  then
• 4:04
  we'll
• 4:04
  talk
• 4:04
  about
• 4:05
  exploring
• 4:05
  secondhand
• 4:06
  and
• 4:06
  strategically
• 4:07
  shopping
• 4:08
  sales.
• 4:09
  Because
• 4:09
  at
• 4:09
  the
• 4:09
  end
• 4:10
  of
• 4:10
  the
• 4:10
  day,
• 4:10
  my
• 4:10
  goal
• 4:11
  today
• 4:11
  is
• 4:11
  to
• 4:11
  help
• 4:12
  you
• 4:12
  dress
• 4:12
  your
• 4:12
  kids
• 4:13
  with
• 4:13
  peace
• 4:13
  and
• 4:14
  not
• 4:14
  panic.
• 4:15
  So
• 4:15
  here's
• 4:15
  your
• 4:16
  one
• 4:16
  action
• 4:16
  step
• 4:17
  for
• 4:17
  today.
• 4:17
  We're
• 4:17
  going
• 4:17
  to
• 4:17
  start
• 4:18
  by
• 4:18
  doing
• 4:18
  a
• 4:19
  closet
• 4:19
  inventory.
• 4:20
  I
• 4:20
  can
• 4:20
  still
• 4:20
  remember
• 4:21
  as
• 4:21
  a
• 4:21
  kid
• 4:21
  when
• 4:21
  my
• 4:21
  mom
• 4:22
  would
• 4:22
  say,
• 4:22
  okay,
• 4:23
  back
• 4:23
  to
• 4:23
  school
• 4:23
  time,
• 4:24
  kids.
• 4:24
  Let's
• 4:24
  set.
• 4:25
  Let's
• 4:25
  spend
• 4:25
  some
• 4:25
  time.
• 4:26
  And
• 4:26
  I
• 4:26
  remember
• 4:26
  to
• 4:26
  this
• 4:27
  day
• 4:27
  she
• 4:27
  would
• 4:27
  pull
• 4:28
  everything
• 4:28
  out
• 4:28
  of
• 4:28
  the
• 4:28
  closet.
• 4:29
  I'm
• 4:29
  talking
• 4:29
  everything.
• 4:30
  She
• 4:30
  was
• 4:30
  back
• 4:31
  in
• 4:31
  the
• 4:31
  inner
• 4:31
  recesses
• 4:32
  of
• 4:32
  stuff
• 4:32
  that
• 4:33
  I
• 4:33
  hadn't
• 4:33
  seen
• 4:33
  in
• 4:33
  months.
• 4:34
  But
• 4:34
  I'm
• 4:34
  going
• 4:35
  to
• 4:35
  encourage
• 4:35
  you
• 4:35
  to
• 4:35
  do
• 4:35
  the
• 4:35
  same
• 4:36
  thing.
• 4:36
  Start
• 4:36
  with
• 4:36
  doing
• 4:37
  a
• 4:37
  closet
• 4:37
  inventory.
• 4:38
  Look
• 4:38
  at
• 4:39
  what
• 4:39
  fits.
• 4:40
  That's
• 4:40
  a
• 4:40
  big
• 4:40
  deal
• 4:40
  to
• 4:41
  this
• 4:41
  whole
• 4:41
  thing.
• 4:41
  I
• 4:41
  remember
• 4:42
  I
• 4:42
  was
• 4:42
  one
• 4:42
  of
• 4:42
  those
• 4:42
  kids
• 4:43
  kind
• 4:43
  of
• 4:43
  chubby
• 4:44
  from
• 4:44
  the
• 4:44
  start,
• 4:44
  and
• 4:45
  seemed
• 4:45
  like
• 4:45
  every
• 4:45
  year
• 4:45
  I
• 4:46
  was
• 4:46
  a
• 4:46
  little
• 4:46
  bit
• 4:46
  more
• 4:46
  chubby.
• 4:47
  So
• 4:47
  a
• 4:47
  lot
• 4:48
  of
• 4:48
  times
• 4:48
  stuff
• 4:48
  didn't
• 4:48
  fit.
• 4:48
  My
• 4:49
  mom
• 4:49
  was
• 4:49
  like,
• 4:49
  yep,
• 4:49
  we're
• 4:50
  putting
• 4:50
  it
• 4:50
  in
• 4:50
  the,
• 4:50
  in
• 4:50
  the
• 4:51
  Salvation
• 4:51
  army,
• 4:51
  the
• 4:52
  Goodwill
• 4:52
  pile.
• 4:52
  So
• 4:52
  start
• 4:53
  with
• 4:53
  what
• 4:53
  fits,
• 4:54
  then
• 4:54
  start
• 4:54
  looking
• 4:54
  at
• 4:54
  what's
• 4:55
  needed.
• 4:56
  Now,
• 4:56
  as
• 4:56
  you
• 4:57
  do
• 4:57
  that,
• 4:57
  I
• 4:57
  want
• 4:57
  to
• 4:57
  encourage
• 4:58
  you
• 4:58
  to
• 4:58
  list
• 4:58
  only
• 4:59
  what's
• 4:59
  Essential.
• 5:00
  Now
• 5:00
  you're
• 5:00
  saying
• 5:01
  to
• 5:01
  me
• 5:01
  already,
• 5:01
  Ralph,
• 5:01
  yeah,
• 5:02
  essential
• 5:02
  for
• 5:02
  me
• 5:03
  and
• 5:03
  essential
• 5:03
  for
• 5:04
  my
• 5:04
  kids
• 5:04
  are
• 5:04
  two
• 5:04
  different
• 5:05
  things.
• 5:05
  So
• 5:05
  this
• 5:06
  may
• 5:06
  very
• 5:06
  well
• 5:06
  be
• 5:07
  the
• 5:07
  battleground
• 5:07
  with
• 5:08
  your
• 5:08
  kids
• 5:08
  because
• 5:09
  they
• 5:09
  may
• 5:09
  see
• 5:09
  essential
• 5:10
  a
• 5:10
  bit
• 5:10
  different
• 5:10
  than
• 5:11
  you.
• 5:11
  And
• 5:11
  this
• 5:11
  as
• 5:11
  an,
• 5:12
  as
• 5:12
  an
• 5:12
  example
• 5:12
  of
• 5:13
  that.
• 5:13
  I
• 5:13
  can
• 5:13
  still
• 5:13
  remember
• 5:14
  when
• 5:14
  I
• 5:14
  was
• 5:14
  in
• 5:14
  middle
• 5:15
  school.
• 5:15
  Now
• 5:15
  I'm
• 5:15
  dating
• 5:16
  myself,
• 5:16
  I'll
• 5:16
  be
• 5:17
  53
• 5:17
  in
• 5:17
  September.
• 5:18
  But
• 5:18
  all
• 5:18
  the
• 5:19
  rage
• 5:19
  were
• 5:19
  the
• 5:19
  suede
• 5:20
  Puma
• 5:21
  sneakers,
• 5:21
  you
• 5:21
  know,
• 5:21
  with
• 5:21
  the
• 5:21
  swish
• 5:22
  on
• 5:22
  the
• 5:22
  side.
• 5:23
  They
• 5:23
  were
• 5:23
  all
• 5:23
  the
• 5:23
  rage.
• 5:24
  And
• 5:24
  for
• 5:25
  me,
• 5:25
  hey,
• 5:25
  those
• 5:26
  were
• 5:26
  essential.
• 5:27
  So
• 5:27
  my
• 5:27
  mom
• 5:28
  took
• 5:28
  us
• 5:28
  to
• 5:28
  the
• 5:28
  mall.
• 5:29
  We
• 5:29
  went
• 5:29
  to
• 5:29
  the
• 5:29
  store
• 5:29
  and
• 5:30
  my
• 5:30
  mom
• 5:30
  saw
• 5:30
  the
• 5:30
  price
• 5:30
  and
• 5:31
  she's
• 5:31
  like,
• 5:31
  I
• 5:31
  don't
• 5:31
  think
• 5:32
  so,
• 5:32
  son.
• 5:32
  They're
• 5:33
  not
• 5:33
  going
• 5:33
  to
• 5:33
  be
• 5:33
  on
• 5:33
  your
• 5:33
  list
• 5:33
  this
• 5:34
  year.
• 5:34
  We
• 5:35
  settled
• 5:35
  for
• 5:35
  whatever
• 5:35
  sneakers
• 5:36
  were
• 5:37
  on
• 5:37
  sale
• 5:37
  at
• 5:37
  the
• 5:37
  time.
• 5:38
  But
• 5:38
  that's
• 5:38
  what
• 5:38
  I
• 5:38
  want
• 5:38
  you
• 5:38
  to
• 5:38
  do.
• 5:38
  I
• 5:39
  want
• 5:39
  you
• 5:39
  to
• 5:39
  start
• 5:39
  with
• 5:40
  the
• 5:40
  closet
• 5:40
  inventory
• 5:41
  because
• 5:41
  you
• 5:42
  might
• 5:42
  be
• 5:42
  surprised
• 5:43
  what
• 5:43
  you
• 5:43
  can
• 5:43
  make
• 5:43
  work.
• 5:44
  So
• 5:44
  once
• 5:44
  you've
• 5:44
  looked
• 5:45
  at
• 5:45
  the
• 5:45
  inventory
• 5:46
  in
• 5:46
  your
• 5:46
  closet,
• 5:47
  then
• 5:47
  I'm
• 5:47
  going
• 5:47
  to
• 5:47
  say,
• 5:47
  hey,
• 5:48
  let's
• 5:48
  move
• 5:48
  on
• 5:48
  to
• 5:49
  that
• 5:49
  secondhand
• 5:50
  shop.
• 5:50
  Now
• 5:50
  I
• 5:51
  can
• 5:51
  already
• 5:51
  hear
• 5:51
  people
• 5:52
  sighing
• 5:52
  across
• 5:53
  the
• 5:53
  cyberspace
• 5:55
  saying,
• 5:55
  from
• 5:55
  your
• 5:55
  kids,
• 5:56
  mom,
• 5:56
  are
• 5:56
  you
• 5:56
  kidding
• 5:57
  me?
• 5:57
  I'm
• 5:57
  not
• 5:57
  wearing
• 5:58
  something
• 5:58
  from
• 5:58
  the
• 5:58
  thrift
• 5:59
  shop.
• 5:59
  I'm
• 5:59
  not
• 5:59
  wearing
• 6:00
  something
• 6:00
  on
• 6:01
  consignment
• 6:01
  or
• 6:02
  from
• 6:02
  Facebook
• 6:03
  Marketplace.
• 6:04
  But
• 6:04
  I'm
• 6:04
  really
• 6:05
  going
• 6:05
  to
• 6:05
  encourage
• 6:05
  you
• 6:05
  right
• 6:05
  now.
• 6:06
  Look
• 6:06
  for
• 6:06
  one
• 6:06
  or
• 6:06
  two
• 6:07
  items
• 6:07
  before
• 6:07
  buying
• 6:08
  new.
• 6:08
  You
• 6:08
  might
• 6:08
  be
• 6:09
  able
• 6:09
  to
• 6:09
  find
• 6:09
  some
• 6:09
  quote,
• 6:10
  vintage
• 6:10
  stuff.
• 6:11
  And
• 6:12
  here's
• 6:12
  a
• 6:12
  little
• 6:12
  trade
• 6:12
  secret.
• 6:13
  Maybe
• 6:13
  use
• 6:13
  this
• 6:14
  as
• 6:14
  a
• 6:14
  negotiation
• 6:15
  strategy.
• 6:15
  Hey,
• 6:16
  listen,
• 6:16
  and
• 6:17
  I
• 6:17
  understand
• 6:17
  sometimes
• 6:18
  second
• 6:18
  hand
• 6:18
  won't
• 6:19
  fly.
• 6:19
  Then
• 6:19
  we
• 6:20
  move
• 6:20
  on
• 6:20
  to
• 6:20
  step
• 6:21
  number
• 6:21
  three,
• 6:22
  and
• 6:22
  that
• 6:22
  one
• 6:22
  is
• 6:23
  truly
• 6:23
  shop
• 6:24
  smart.
• 6:25
  And
• 6:25
  this
• 6:26
  is
• 6:26
  the
• 6:26
  key
• 6:26
  to
• 6:26
  the
• 6:26
  whole
• 6:26
  thing.
• 6:27
  You've
• 6:27
  got
• 6:27
  to
• 6:28
  research
• 6:28
  deals
• 6:29
  for
• 6:29
  only
• 6:29
  what's
• 6:30
  on
• 6:30
  your
• 6:30
  list.
• 6:30
  See,
• 6:31
  it's
• 6:31
  so
• 6:31
  easy
• 6:32
  to
• 6:32
  fall
• 6:32
  into
• 6:32
  that
• 6:33
  back
• 6:33
  to
• 6:33
  school
• 6:34
  sale
• 6:34
  trap.
• 6:35
  Amazon,
• 6:36
  Target,
• 6:36
  all
• 6:37
  the
• 6:37
  stores
• 6:37
  do
• 6:37
  a
• 6:37
  great
• 6:38
  job
• 6:38
  of
• 6:38
  telling
• 6:38
  you
• 6:38
  what
• 6:38
  your
• 6:39
  essentials
• 6:39
  are.
• 6:40
  But
• 6:40
  when
• 6:40
  you
• 6:41
  really
• 6:41
  look
• 6:41
  at
• 6:41
  that
• 6:41
  list,
• 6:41
  and
• 6:42
  remember
• 6:42
  we
• 6:42
  started
• 6:42
  off
• 6:42
  with
• 6:43
  making
• 6:43
  a
• 6:43
  list
• 6:43
  of
• 6:43
  what
• 6:44
  you
• 6:44
  actually
• 6:44
  need.
• 6:46
  So
• 6:46
  don't
• 6:46
  fall
• 6:46
  in
• 6:47
  for
• 6:47
  those
• 6:47
  sales
• 6:47
  on
• 6:48
  non
• 6:48
  essentials.
• 6:48
  That's
• 6:49
  what,
• 6:49
  what's,
• 6:49
  what
• 6:49
  the
• 6:50
  retailers
• 6:50
  see
• 6:50
  is
• 6:50
  essential
• 6:51
  and
• 6:51
  those
• 6:52
  back
• 6:52
  to
• 6:52
  school
• 6:52
  must
• 6:53
  have
• 6:54
  because
• 6:54
  these
• 6:54
  might
• 6:54
  not
• 6:55
  be
• 6:55
  the
• 6:55
  needs
• 6:55
  that
• 6:55
  are
• 6:55
  on
• 6:56
  your
• 6:56
  list.
• 6:57
  So
• 6:57
  that's
• 6:58
  the
• 6:58
  third
• 6:58
  thing.
• 6:58
  Fourth
• 6:58
  thing,
• 6:59
  involve
• 6:59
  your
• 7:00
  kids.
• 7:00
  I,
• 7:00
  I
• 7:00
  think
• 7:00
  this
• 7:01
  is
• 7:01
  really
• 7:01
  important.
• 7:02
  It's
• 7:02
  something
• 7:02
  my
• 7:03
  mom
• 7:03
  really
• 7:03
  encouraged
• 7:04
  when
• 7:04
  we
• 7:04
  were
• 7:04
  children
• 7:05
  and
• 7:05
  that
• 7:05
  was
• 7:05
  teach
• 7:06
  us
• 7:06
  strategy.
• 7:06
  My
• 7:07
  mom
• 7:07
  would
• 7:07
  show
• 7:07
  us
• 7:08
  how
• 7:08
  to
• 7:08
  budget.
• 7:08
  She
• 7:08
  Would
• 7:08
  say,
• 7:08
  listen,
• 7:09
  kids,
• 7:09
  okay,
• 7:09
  here's
• 7:09
  the
• 7:10
  deal.
• 7:10
  Here's
• 7:10
  what
• 7:10
  I
• 7:11
  can
• 7:11
  afford
• 7:11
  to
• 7:11
  spend.
• 7:12
  Each
• 7:12
  of
• 7:12
  you
• 7:12
  has
• 7:12
  such
• 7:13
  and
• 7:13
  such.
• 7:13
  I
• 7:13
  can't
• 7:13
  even
• 7:13
  remember.
• 7:14
  We're
• 7:14
  talking
• 7:14
  back
• 7:14
  in
• 7:14
  the
• 7:15
  80s.
• 7:15
  Yes,
• 7:15
  I'm
• 7:16
  really
• 7:16
  dating
• 7:16
  myself
• 7:16
  now.
• 7:17
  But
• 7:17
  we
• 7:17
  were
• 7:17
  talking
• 7:18
  back
• 7:18
  in
• 7:18
  the
• 7:18
  80s.
• 7:18
  And
• 7:18
  she
• 7:18
  would
• 7:19
  say,
• 7:19
  okay,
• 7:19
  here's
• 7:20
  your
• 7:20
  budget
• 7:20
  for
• 7:20
  back
• 7:21
  to
• 7:21
  school
• 7:21
  and
• 7:21
  here's
• 7:22
  the
• 7:22
  list
• 7:22
  of
• 7:22
  essentials.
• 7:23
  Now,
• 7:23
  back
• 7:23
  then,
• 7:23
  I
• 7:23
  was
• 7:24
  going
• 7:24
  to
• 7:24
  public
• 7:24
  school,
• 7:24
  so
• 7:25
  it
• 7:25
  was
• 7:25
  a
• 7:25
  couple
• 7:25
  of
• 7:26
  T
• 7:26
  shirts
• 7:26
  and
• 7:26
  some
• 7:26
  jeans
• 7:27
  and
• 7:28
  some
• 7:28
  sneakers,
• 7:28
  of
• 7:28
  course,
• 7:29
  and
• 7:29
  then
• 7:29
  probably
• 7:29
  a
• 7:30
  back
• 7:30
  to
• 7:30
  school
• 7:30
  jacket
• 7:31
  because
• 7:31
  like
• 7:31
  I
• 7:31
  said,
• 7:31
  I
• 7:31
  was
• 7:32
  in.
• 7:32
  I
• 7:32
  was
• 7:32
  wearing
• 7:32
  those
• 7:33
  husky
• 7:33
  sizes.
• 7:34
  So
• 7:34
  it
• 7:34
  was
• 7:34
  always
• 7:34
  seemed
• 7:35
  like
• 7:35
  things
• 7:35
  weren't
• 7:35
  fit.
• 7:36
  Now,
• 7:36
  one
• 7:37
  of
• 7:37
  the
• 7:37
  things
• 7:37
  that
• 7:37
  I'm
• 7:37
  going
• 7:37
  to
• 7:37
  encourage
• 7:38
  you
• 7:38
  to
• 7:38
  do
• 7:38
  when
• 7:38
  you
• 7:39
  involve
• 7:39
  your
• 7:39
  kids
• 7:40
  is
• 7:40
  maybe
• 7:41
  let
• 7:41
  them
• 7:41
  pick
• 7:41
  one
• 7:41
  fight
• 7:42
  item.
• 7:42
  So
• 7:42
  I've
• 7:42
  got
• 7:42
  a
• 7:43
  story
• 7:43
  for
• 7:43
  you.
• 7:44
  Here's
• 7:44
  one.
• 7:44
  Here's
• 7:44
  what
• 7:45
  they're
• 7:45
  really
• 7:45
  going
• 7:45
  to
• 7:45
  date
• 7:45
  me.
• 7:46
  Remember
• 7:46
  the
• 7:46
  Michael
• 7:47
  Jackson
• 7:47
  silk
• 7:48
  jackets?
• 7:48
  I
• 7:48
  don't
• 7:49
  know
• 7:49
  if
• 7:49
  you
• 7:49
  ever
• 7:49
  saw
• 7:49
  the.
• 7:49
  The
• 7:50
  video
• 7:50
  for
• 7:50
  the
• 7:50
  Thriller
• 7:51
  music
• 7:51
  video.
• 7:52
  It
• 7:52
  had,
• 7:52
  you
• 7:53
  know,
• 7:53
  the
• 7:53
  black
• 7:53
  and
• 7:53
  the
• 7:53
  red
• 7:54
  and
• 7:54
  the
• 7:54
  pointy,
• 7:55
  pointy
• 7:56
  shoulders.
• 7:57
  Clearly,
• 7:57
  I'm
• 7:57
  dating
• 7:57
  myself.
• 7:58
  But.
• 7:58
  But
• 7:58
  I
• 7:58
  remember
• 7:59
  at
• 7:59
  the
• 7:59
  store,
• 7:59
  I
• 8:00
  saw
• 8:00
  that
• 8:00
  and
• 8:00
  I
• 8:00
  said,
• 8:00
  I
• 8:00
  gotta
• 8:01
  have
• 8:01
  one
• 8:01
  of
• 8:01
  those.
• 8:02
  My
• 8:02
  mom
• 8:02
  looked
• 8:03
  at
• 8:03
  me
• 8:03
  like,
• 8:03
  son,
• 8:03
  you're
• 8:04
  crazy.
• 8:04
  You're
• 8:04
  not
• 8:04
  gonna
• 8:05
  wear
• 8:05
  that.
• 8:06
  But
• 8:06
  she
• 8:06
  made
• 8:06
  a
• 8:06
  deal
• 8:07
  with
• 8:07
  me.
• 8:07
  She
• 8:07
  said,
• 8:07
  look,
• 8:07
  here's
• 8:08
  what
• 8:08
  I'm
• 8:08
  gonna
• 8:08
  do.
• 8:08
  If
• 8:08
  you
• 8:09
  really
• 8:09
  want
• 8:09
  that
• 8:09
  jacket.
• 8:10
  I
• 8:10
  can't
• 8:10
  remember
• 8:10
  how
• 8:10
  much
• 8:11
  it
• 8:11
  was.
• 8:11
  It
• 8:11
  was
• 8:11
  like
• 8:11
  on
• 8:12
  a
• 8:12
  secondhand
• 8:12
  rack
• 8:13
  or
• 8:13
  something
• 8:13
  like
• 8:13
  that
• 8:13
  in.
• 8:14
  In
• 8:14
  a
• 8:14
  clearance
• 8:14
  aisle.
• 8:15
  Because
• 8:15
  I
• 8:15
  think
• 8:15
  no
• 8:16
  wanted
• 8:16
  to
• 8:16
  wear
• 8:16
  it
• 8:16
  either.
• 8:17
  But
• 8:17
  she
• 8:17
  said,
• 8:18
  here's
• 8:18
  the
• 8:18
  deal.
• 8:18
  I'll
• 8:18
  let
• 8:19
  you
• 8:19
  get
• 8:19
  that,
• 8:19
  but
• 8:20
  you're
• 8:20
  going
• 8:20
  to
• 8:20
  have
• 8:20
  to
• 8:20
  go
• 8:20
  do
• 8:21
  some
• 8:21
  other
• 8:21
  things.
• 8:21
  Save
• 8:22
  on
• 8:22
  some
• 8:22
  other
• 8:22
  things
• 8:22
  over
• 8:23
  here.
• 8:24
  So
• 8:24
  she
• 8:24
  let
• 8:24
  me
• 8:24
  get
• 8:25
  it.
• 8:25
  I
• 8:25
  can
• 8:25
  still
• 8:25
  remember
• 8:25
  wearing
• 8:26
  it
• 8:26
  to
• 8:26
  school
• 8:26
  the
• 8:26
  first
• 8:27
  day.
• 8:27
  The
• 8:28
  truth
• 8:28
  is,
• 8:28
  I
• 8:28
  look
• 8:28
  like
• 8:29
  a
• 8:29
  clown.
• 8:29
  I
• 8:29
  never
• 8:29
  wore
• 8:30
  it
• 8:30
  again.
• 8:30
  I
• 8:31
  looked
• 8:31
  ridiculous.
• 8:32
  I
• 8:32
  guess
• 8:32
  that
• 8:32
  was
• 8:32
  a
• 8:32
  lesson
• 8:33
  I
• 8:33
  learned.
• 8:33
  But
• 8:33
  seriously,
• 8:34
  this
• 8:34
  is
• 8:34
  a
• 8:34
  great
• 8:35
  way
• 8:35
  to
• 8:35
  introduce
• 8:36
  budgeting
• 8:36
  and
• 8:37
  saving
• 8:37
  with
• 8:37
  your
• 8:38
  kids.
• 8:38
  Now
• 8:38
  let's
• 8:39
  talk
• 8:39
  about
• 8:39
  why
• 8:39
  all
• 8:39
  these
• 8:40
  things
• 8:40
  help.
• 8:40
  Because
• 8:41
  one
• 8:41
  of
• 8:41
  the
• 8:41
  big
• 8:41
  takeaways
• 8:42
  here,
• 8:43
  it's
• 8:43
  going
• 8:43
  to
• 8:43
  reduce
• 8:43
  that
• 8:44
  financial
• 8:44
  pressure.
• 8:45
  Back
• 8:45
  to
• 8:45
  school.
• 8:46
  Time
• 8:46
  is
• 8:46
  a
• 8:46
  time
• 8:47
  of
• 8:47
  expense.
• 8:47
  Hey,
• 8:47
  listen,
• 8:48
  clothes
• 8:48
  are
• 8:48
  not
• 8:49
  cheap.
• 8:50
  Shoes,
• 8:50
  sneakers,
• 8:51
  whatever
• 8:51
  you
• 8:51
  want
• 8:51
  to
• 8:51
  call
• 8:51
  them,
• 8:51
  are
• 8:51
  not
• 8:52
  cheap
• 8:52
  either.
• 8:53
  So
• 8:53
  we
• 8:53
  want
• 8:53
  to
• 8:53
  work
• 8:53
  to
• 8:54
  reduce
• 8:54
  that
• 8:54
  financial
• 8:55
  pressure
• 8:55
  and
• 8:56
  save
• 8:56
  significant
• 8:57
  money.
• 8:57
  And
• 8:57
  at
• 8:58
  the
• 8:58
  same
• 8:58
  time,
• 8:58
  we
• 8:59
  can
• 8:59
  teach
• 8:59
  children
• 9:00
  to
• 9:00
  be
• 9:00
  contentment.
• 9:00
  That's
• 9:00
  what
• 9:01
  The
• 9:01
  Bible
• 9:01
  verses
• 9:01
  are
• 9:02
  about
• 9:02
  today,
• 9:02
  not
• 9:02
  adorning
• 9:03
  yourself,
• 9:03
  but
• 9:03
  actually
• 9:04
  finding
• 9:04
  contentment.
• 9:05
  And
• 9:05
  we
• 9:05
  can
• 9:06
  start
• 9:06
  to
• 9:06
  teach
• 9:06
  them
• 9:07
  strategy
• 9:07
  because
• 9:08
  these
• 9:08
  are
• 9:08
  strategies
• 9:08
  they're
• 9:09
  going
• 9:09
  to
• 9:09
  have
• 9:09
  to
• 9:09
  employ
• 9:09
  the
• 9:10
  rest
• 9:10
  of
• 9:10
  their
• 9:10
  life.
• 9:11
  And,
• 9:11
  and
• 9:11
  here's
• 9:11
  the
• 9:11
  big
• 9:12
  takeaway.
• 9:12
  It
• 9:12
  keeps
• 9:13
  your
• 9:13
  fall
• 9:13
  budget
• 9:14
  intact.
• 9:15
  How
• 9:15
  about
• 9:15
  we
• 9:15
  pray
• 9:15
  together
• 9:16
  now?
• 9:16
  Father
• 9:17
  God,
• 9:17
  I
• 9:17
  just
• 9:17
  thank
• 9:18
  you
• 9:18
  for
• 9:18
  providing
• 9:18
  clothing
• 9:19
  and
• 9:19
  every
• 9:19
  good
• 9:20
  gift
• 9:20
  that
• 9:20
  you
• 9:20
  give
• 9:20
  all
• 9:21
  of
• 9:21
  us,
• 9:21
  Lord.
• 9:22
  And
• 9:22
  we
• 9:22
  confess
• 9:22
  that
• 9:23
  back
• 9:23
  to
• 9:23
  school
• 9:23
  clothing
• 9:24
  often
• 9:24
  feels
• 9:25
  stressful
• 9:26
  and
• 9:26
  spending
• 9:26
  pressures
• 9:27
  are
• 9:27
  all
• 9:27
  around
• 9:28
  us.
• 9:29
  Help
• 9:29
  us
• 9:29
  to
• 9:29
  be
• 9:29
  wise,
• 9:30
  Lord,
• 9:30
  and
• 9:30
  help
• 9:30
  us
• 9:30
  to
• 9:31
  be
• 9:31
  creative
• 9:31
  with
• 9:31
  what
• 9:31
  we
• 9:32
  have.
• 9:33
  And
• 9:33
  also,
• 9:33
  Lord,
• 9:33
  help
• 9:34
  us
• 9:34
  to
• 9:34
  guide
• 9:34
  and
• 9:34
  teach
• 9:35
  our
• 9:35
  children
• 9:35
  stewardship
• 9:36
  and
• 9:36
  teach
• 9:36
  them
• 9:37
  contentment.
• 9:38
  And
• 9:38
  Lord,
• 9:39
  we
• 9:39
  just
• 9:39
  ask
• 9:39
  that
• 9:39
  our
• 9:39
  shopping
• 9:40
  reflect
• 9:40
  gratitude
• 9:41
  and
• 9:41
  peace.
• 9:42
  And
• 9:42
  we
• 9:42
  ask
• 9:42
  this
• 9:43
  in
• 9:43
  confidence.
• 9:44
  In
• 9:44
  Jesus
• 9:45
  name,
• 9:46
  amen.
• 9:47
  Listen,
• 9:48
  you
• 9:49
  don't
• 9:49
  need
• 9:49
  to
• 9:49
  overspend
• 9:50
  to
• 9:50
  outfit
• 9:50
  your
• 9:50
  kids.
• 9:51
  Well,
• 9:51
  you
• 9:52
  just
• 9:52
  don't.
• 9:52
  It
• 9:52
  starts
• 9:53
  by
• 9:53
  creating
• 9:53
  a
• 9:54
  plan
• 9:54
  and
• 9:54
  then
• 9:55
  shopping
• 9:55
  intentionally.
• 9:56
  And
• 9:56
  at
• 9:57
  the
• 9:57
  end
• 9:57
  of
• 9:57
  the
• 9:57
  day,
• 9:57
  I
• 9:57
  want
• 9:58
  you
• 9:58
  to
• 9:58
  enjoy
• 9:58
  this
• 9:58
  season.
• 9:59
  Listen,
• 9:59
  my
• 10:00
  kids
• 10:00
  are
• 10:00
  in
• 10:00
  their
• 10:00
  20s
• 10:01
  now.
• 10:01
  We
• 10:01
  don't
• 10:01
  have
• 10:02
  that
• 10:02
  back
• 10:02
  to
• 10:02
  school
• 10:03
  time.
• 10:03
  And
• 10:03
  as
• 10:03
  I'm
• 10:04
  preparing
• 10:04
  for
• 10:04
  this
• 10:05
  series
• 10:05
  right
• 10:05
  now,
• 10:05
  it's
• 10:06
  kind
• 10:06
  of,
• 10:06
  it's
• 10:06
  leading
• 10:07
  me
• 10:07
  back
• 10:07
  to
• 10:07
  some
• 10:07
  nostalgia.
• 10:08
  Kind
• 10:08
  of
• 10:08
  miss
• 10:09
  those
• 10:09
  times.
• 10:09
  I
• 10:09
  don't
• 10:09
  miss
• 10:10
  standing
• 10:10
  in
• 10:10
  the,
• 10:11
  the,
• 10:11
  the,
• 10:11
  the,
• 10:12
  the
• 10:12
  changing
• 10:12
  rooms
• 10:13
  at
• 10:13
  the
• 10:13
  stores,
• 10:13
  trying
• 10:14
  to
• 10:14
  get
• 10:14
  my
• 10:14
  kids
• 10:14
  to
• 10:14
  try
• 10:15
  on
• 10:15
  different
• 10:15
  stuff.
• 10:15
  But
• 10:15
  I
• 10:16
  don't
• 10:16
  really
• 10:16
  encourage
• 10:16
  you
• 10:17
  to
• 10:17
  enjoy
• 10:17
  the
• 10:18
  season.
• 10:18
  I'm
• 10:18
  also
• 10:19
  going
• 10:19
  to
• 10:19
  encourage
• 10:19
  you
• 10:19
  to
• 10:19
  share
• 10:20
  the
• 10:20
  show.
• 10:20
  See,
• 10:20
  there
• 10:20
  are
• 10:21
  a
• 10:21
  lot
• 10:21
  of
• 10:21
  other
• 10:21
  people
• 10:22
  who
• 10:22
  are
• 10:22
  dealing
• 10:22
  with
• 10:22
  this
• 10:23
  same
• 10:23
  back
• 10:23
  to
• 10:23
  school
• 10:24
  situation.
• 10:25
  So
• 10:25
  I'm
• 10:25
  just
• 10:25
  going
• 10:25
  to
• 10:25
  encourage
• 10:26
  you.
• 10:26
  Send
• 10:26
  them
• 10:26
  a
• 10:26
  text,
• 10:26
  send
• 10:27
  them
• 10:27
  an
• 10:27
  email,
• 10:27
  point
• 10:28
  them
• 10:28
  to
• 10:28
  financiallyconfidentchristian.com
• 10:31
  and
• 10:31
  say,
• 10:31
  hey,
• 10:31
  Ralph's
• 10:31
  going
• 10:32
  over
• 10:32
  the
• 10:32
  back
• 10:32
  to
• 10:32
  school
• 10:33
  budget
• 10:33
  tips
• 10:33
  and
• 10:34
  how
• 10:34
  to
• 10:34
  save
• 10:34
  money
• 10:35
  as
• 10:35
  you're
• 10:35
  getting
• 10:35
  your
• 10:36
  kids
• 10:36
  ready
• 10:36
  for
• 10:36
  school.
• 10:36
  And
• 10:37
  maybe
• 10:37
  that
• 10:37
  would
• 10:37
  be
• 10:38
  helpful
• 10:38
  for
• 10:38
  them.
• 10:39
  Now,
• 10:39
  tomorrow's
• 10:39
  show,
• 10:40
  we're
• 10:40
  going
• 10:40
  to
• 10:40
  talk
• 10:40
  about
• 10:40
  those
• 10:41
  extracurricular
• 10:42
  expenses
• 10:42
  and
• 10:43
  how
• 10:43
  to
• 10:43
  manage
• 10:43
  and
• 10:43
  budget
• 10:44
  for
• 10:44
  those,
• 10:44
  you
• 10:44
  know,
• 10:44
  those
• 10:45
  sports
• 10:45
  and
• 10:46
  clubs
• 10:46
  and
• 10:46
  all
• 10:46
  those
• 10:47
  things
• 10:47
  that
• 10:47
  your
• 10:47
  kids
• 10:48
  want
• 10:48
  to
• 10:48
  be
• 10:48
  involved
• 10:49
  in.
• 10:49
  So
• 10:49
  I'm
• 10:49
  going
• 10:49
  to
• 10:49
  encourage
• 10:50
  you
• 10:50
  to
• 10:50
  don't
• 10:50
  miss
• 10:50
  it.
• 10:51
  So
• 10:51
  let's
• 10:51
  all
• 10:52
  go
• 10:52
  out
• 10:52
  there
• 10:52
  today
• 10:52
  and
• 10:53
  be
• 10:53
  financially
• 10:54
  confident
• 10:55
  Christians.
• 10:56
  You
• 10:56
  can
• 10:56
  do
• 10:56
  this.
• 10:57
  I
• 10:57
  truly
• 10:58
  believe
• 10:58
  in
• 10:58
  you.
• 10:59
  Believe
• 10:59
  in
• 10:59
  yourself,
• 11:00
  stay
• 11:00
  financially
• 11:01
  savvy,
• 11:01
  God
• 11:01
  bless
• 11:02
  you
• 11:02
  and
• 11:02
  you
• 11:02
  have
• 11:02
  a
• 11:02
  great
• 11:03
  day
• 11:03
  today.