Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
How Ultra-Wealthy Families Use Private Placement Life Insurance
In this episode of The High Net Worth Podcast, Lucas and Luna explore private placement life insurance (PPLI), a sophisticated wealth-transfer and tax-deferral tool used by ultra-high-net-worth families. They break down how PPLI combines life insurance with a customizable investment wrapper, allowing policyholders to invest in hedge funds, private equity, and other alternative assets without current taxation. Lucas explains the mechanics using a concrete example: a $10 million portfolio inside a PPLI policy, growing tax-deferred for 20 years. They discuss the key players—insurance carriers…
The skinny
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