Latest / Becker’s Payer Issues Podcast / Moving Payment Integrity Upstream with Jhana Spence of CERIS
Transcript
- 0:00Hi, everyone. This is Lucas Voss with Becker's
- 0:02Healthcare. Thanks so much for tuning in to
- 0:04the Becker's Healthcare podcast series. It's great to
- 0:06have you. Today, we're talking about the evolution
- 0:09of payment integrity, and I'm very excited to
- 0:11welcome Jana Spence. She's the vice president of
- 0:13strategy at Saris with close to two decades
- 0:16of experience in client relationship management, partner revenue
- 0:20growth, and client advocacy. Jana serves as a
- 0:22trusted adviser to her customers and continues to
- 0:24advance payment integrity strategies for health care organizations
- 0:28nationwide.
- 0:28John, it's so great to have you again.
- 0:30Welcome to the podcast.
- 0:31Well, thank you for having me back. Absolutely.
- 0:34I wanna jump right in. There's quite a
- 0:36bit to talk about today here. You and
- 0:38your colleagues at Syrris frequently speak about prioritizing
- 0:42a moving
- 0:43left
- 0:45strategy and payment integrity.
- 0:47Can you just define that approach for our
- 0:49listeners here, and why has it become so
- 0:52important
- 0:53for health plans right now?
- 0:56Yeah. Sure. So when when we talk about
- 0:58moving left or you might even hear people
- 1:00say upstream
- 1:02Mhmm. At a high level,
- 1:04we're really talking about an easy way to
- 1:07say shifting PI activities
- 1:10to earlier in the claim life cycle.
- 1:12So they should be happening
- 1:14closer and closer to the moment of a
- 1:16claim being submitted or even adjudicated,
- 1:19or some are even talking about at the
- 1:21point of authorization.
- 1:23So this versus
- 1:24relying almost entirely on solely post payment audits.
- 1:30So, historically, you know, payment integrity has been
- 1:32very reactive.
- 1:33We pay the claim first, and then we
- 1:35go back later and say
- 1:37or ask ourselves, you know, was that correct?
- 1:40Moving left flips that question to
- 1:43how do we make sure it's correct before
- 1:45payment even goes out the door?
- 1:47Now what's important is that we're applying intelligence
- 1:50earlier
- 1:52through the use of better data,
- 1:54better analytics,
- 1:55better workflows.
- 1:56And so this means accuracy is built in
- 1:59rather than bolted on afterward.
- 2:01And this has become especially important right now
- 2:04for a few key reasons.
- 2:07You know, I'll set the stage a little
- 2:08bit, and then narrow it down to, I'd
- 2:10say, really kinda maybe three reasons why it's
- 2:13important.
- 2:15So the first I would say is financial
- 2:17pressure.
- 2:19The environment for health plans is, you know,
- 2:21that they are operating,
- 2:23in a space with rising medical costs,
- 2:26increased utilization,
- 2:28and then increased regulatory
- 2:30complexity just to top it all off. So
- 2:33the margin for error is incredibly thin.
- 2:36Look. Plans can't afford to let millions of
- 2:38dollars leak out the door and hope to
- 2:41recover a percentage of that later.
- 2:44Second, I would say this is an important
- 2:47strategy
- 2:48to manage changing provider dynamics.
- 2:52Providers are under the their own pressure,
- 2:54and tolerance for retrospective audits is just lower
- 2:57than it's ever been.
- 3:00Post pay recoveries, you know, they create an
- 3:02administrative burden,
- 3:04appeals,
- 3:05and just frustration,
- 3:07which ultimately
- 3:08strains that relationship between,
- 3:11plans and providers and and one that's very
- 3:13important to our plans.
- 3:15And then I'd say last,
- 3:18my third important
- 3:20call out is, you know, there's a maturity
- 3:23factor. Right? Technology
- 3:25and data availability,
- 3:28have evolved to the point where moving left
- 3:30is not only possible,
- 3:32it's expected.
- 3:34You know, plans that are not modernizing
- 3:36are going to fall behind those that do.
- 3:40Now you've highlighted the fact that this needs
- 3:42to be a proactive approach. Right? We need
- 3:43to move on from sort of the the
- 3:45post pay audit era, the post pay audit
- 3:47processes. Right.
- 3:49When we're looking at this traditional model in
- 3:52and of itself today,
- 3:53and you've touched on this a little bit,
- 3:56for you, what are the greatest limitations,
- 3:58right, when we're looking at it both from
- 4:00a financial perspective and a provider relationship perspective?
- 4:04Well, I think it's worth saying post pay
- 4:07audits have absolutely delivered value over the years,
- 4:09and they still have a purpose in PI.
- 4:12But as you said,
- 4:13it also has very real limitations.
- 4:16So, traditionally, the post pay model, again, kinda
- 4:19looks like, you know, claims are paid quickly
- 4:21so that they can meet the turnaround requirements,
- 4:24and then a subset of those claims are
- 4:25then selected weeks or months later for an
- 4:28audit.
- 4:29We identify errors,
- 4:31and then recovery efforts begin through offsets, refunds,
- 4:35or appeals, you know, that can take up
- 4:37to two years.
- 4:40The first limitation
- 4:41of that is financial. Right? So not not
- 4:44every identified overpayment is recoverable.
- 4:47Providers may dispute the finding.
- 4:49The statute of limitations may apply.
- 4:52And so those types of things, you know,
- 4:56kinda increase the cost to recover,
- 4:58and so then
- 5:00your recovery actually becomes less than
- 5:03what you maybe even originally expected.
- 5:06The second challenge,
- 5:08I would say is relational.
- 5:10You know, so from the provider's perspective,
- 5:13post pay audits can feel punitive and abrasive,
- 5:16even when they're justified.
- 5:18And so you you might even hear providers
- 5:20say, you know, if this was wrong, then
- 5:21why'd you pay it in the first place?
- 5:23And that kind of question erodes that trust
- 5:26that we have between plans and providers
- 5:29and increases friction.
- 5:31You know, what we're seeing today is that
- 5:32post pay works best as a backstop,
- 5:35not as the foundation of a payment integrity
- 5:37strategy.
- 5:38So it should catch what slips through, not
- 5:41be the primary way plans manage,
- 5:43you know, their their revenue cycle or, you
- 5:45know, the revenue cycle management.
- 5:47Mhmm.
- 5:48Now
- 5:49when there where there's post, there's also pre.
- 5:52And if what we what we've highlighted is
- 5:54the fact that we are trying to be
- 5:55more proactive. That's the approach here. Right?
- 5:58When we talk about shifting to that prepay
- 6:03model and process,
- 6:05what does that look like in practice?
- 6:07And then also, you've touched on the data
- 6:10piece and the analytics part of this. Right?
- 6:12How are then health plans also leveraging technology
- 6:16to really improve all of this
- 6:19before
- 6:19we have budget and monies go out the
- 6:22door?
- 6:23Yeah. No. Good question. So simply put, prepay
- 6:27means applying that technology and that intelligence before
- 6:30payment is released.
- 6:32And then that intelligence,
- 6:33you know, or technology
- 6:35can take many forms.
- 6:38You know, payment integrity,
- 6:40and specifically,
- 6:41Cirrus, you know, we focus on, you know,
- 6:43clinical and coding validation,
- 6:46policy and contract alignment, or even compliance of
- 6:49the contract,
- 6:51and predictive
- 6:52risk scoring of claims that are likely to
- 6:55be paid wrong.
- 6:57Now what's changed in the last five years
- 6:59is that that technology now allows this to
- 7:02happen in near real time. So health plans
- 7:05are leveraging advanced analytics,
- 7:07things like machine learning,
- 7:09to identify claims that are high risk but
- 7:12low volume.
- 7:13These are the claims where even small mistakes
- 7:16can mean a lot of money going out
- 7:18the door inappropriately.
- 7:20So instead of reviewing everything, plans can focus
- 7:22on the claims that really matter.
- 7:24And the key point really is targeting. We
- 7:26don't wanna stop every claim.
- 7:29Ideally, we're only stopping the ones that we
- 7:31truly suspect have errors and let low risk
- 7:34claims flow straight through and kinda follow more
- 7:37of that, post pay model.
- 7:40Another key is to apply automation
- 7:43anywhere possible
- 7:45and really only relying on human expertise where
- 7:47it adds real value,
- 7:49like the validation stage, right, our nurses and
- 7:52our auditors.
- 7:53And then this allows us to improve accuracy
- 7:56and preserve
- 7:57the speed
- 7:59of getting that claim paid, two things that
- 8:02historically
- 8:03have been a a real challenge to balance.
- 8:06From your experience and the conversations that you're
- 8:08having
- 8:09with organizations
- 8:10right now, is there a particular workflow
- 8:15that you're seeing where you think, hey. There's
- 8:17there's more opportunities. There's there's the greatest opportunity
- 8:20potentially
- 8:21for leaders to really say, okay. We have
- 8:23this technology. We need to leverage it more
- 8:25efficiently. What's that workflow for you that really
- 8:28sticks out?
- 8:30Easy. The biggest opportunity we see is in
- 8:32those complex high dollar claims. Right? That's that's
- 8:36the workflow.
- 8:37And, honestly, that doesn't change from from post
- 8:39pay to prepay,
- 8:41you know, when we're talking about a chart
- 8:44audit.
- 8:45Inpatient admission
- 8:47admissions and outpatient surgeries, those types of bills,
- 8:50you know, where,
- 8:51documentation,
- 8:52nuances,
- 8:53and some, we'll say, coding decisions can overlap.
- 8:57And these are claims
- 8:59often correct, but when they're not,
- 9:01the financial impact is is fairly large.
- 9:05So
- 9:06technology,
- 9:07I'll say, can help plans identify some of
- 9:09these mismatches
- 9:10between diagnoses
- 9:12and the level of care and coding that's
- 9:14actually being used,
- 9:16and then also services that don't align with
- 9:19clinical and reimbursement policy.
- 9:22Now,
- 9:23then I'd say with the technology, you know,
- 9:25plans can intervene early and collaboratively, right, rather
- 9:28than months later,
- 9:30the recovery later. And that's really the goal.
- 9:33Yeah. It enables the proactive approach. Right? It's
- 9:36it's going to make things a lot easier,
- 9:38as we've talked about on the front end
- 9:41to be able to eliminate some of this
- 9:42friction.
- 9:44As we were looking to the future, we
- 9:46know that, again, technology isn't going away, right,
- 9:48especially when we talk about some of the
- 9:50automation pieces to this. It's going to evolve,
- 9:53over the next couple of years tremendously fast
- 9:55most likely.
- 9:57How do you see payment integrity evolving here?
- 10:00And, again, what will ultimately differentiate
- 10:03leading health plans from the rest in all
- 10:05of this?
- 10:06Well, call me an optimist.
- 10:09But to me, the future of payment integrity
- 10:12is
- 10:13proactive
- 10:14and collaborative,
- 10:16and then more maybe even more importantly,
- 10:18integrated in the platforms.
- 10:20First key element's gonna be early adoption.
- 10:23Right? So I'd say recently maybe I'll share
- 10:27a story. So recently, I listened to a
- 10:28podcast
- 10:29on AI adoption,
- 10:31completely unrelated to health care. Mhmm. And the
- 10:34message was simple.
- 10:35Get on board early or you'll fall so
- 10:38far behind that catching up becomes
- 10:41impossible
- 10:42or at a minimum incredibly difficult.
- 10:45Payment integrity is no different.
- 10:48Applying PI further upstream
- 10:50isn't a future concept.
- 10:52It's already happening,
- 10:54and it's going to continue to move earlier
- 10:56in the process.
- 10:58So we're seeing it push into as early
- 11:00as clearinghouses
- 11:01today,
- 11:02into authorization workflows.
- 11:04And some even argue, ultimately, it'll be at
- 11:07the point of care of the patient
- 11:10that they're already flagging errors.
- 11:13And health plans that aren't laying that foundation
- 11:15now through, again, data strategy,
- 11:19technology, and process design, they will be far
- 11:23behind those that are putting those things in
- 11:25place, and those planes will be better positioned
- 11:28to take that next step.
- 11:30So for them, moving further left becomes an
- 11:33evolution,
- 11:35you know, those that are executing on this.
- 11:37And then for those that wait, it becomes
- 11:39a much heavier lift.
- 11:41Yeah.
- 11:42You have to start now. You have to
- 11:44be pro as we've talked about, you have
- 11:46to be proactive now to be able to
- 11:48look ahead, and that goes for for technology,
- 11:50but overall the organizational mentality too when it
- 11:53comes to some of these processes that we've
- 11:55discussed. John, it's so great to have you.
- 11:57Anything else that comes to mind that that
- 11:59is important for our listeners that might be
- 12:01important to touch on that we we haven't
- 12:02talked about?
- 12:04No. I would say this has been a
- 12:05great conversation. I think I say it every
- 12:07time, you know, I meet with you,
- 12:09but, you know, Sirius is here to collaborate.
- 12:12We love it.
- 12:13I personally have a a passion for getting,
- 12:16you know, great minds together. So if anyone
- 12:18ever wants to brainstorm,
- 12:19don't hesitate to reach out, to myself or
- 12:22to anyone here at Sirius.
- 12:24We talked about partnerships and relationships, so crucial
- 12:27in this space.
- 12:28Yes.
- 12:29Jonna, it's so great to have you again,
- 12:31and we also want to thank our podcast
- 12:33sponsor, Sirius. You can tune in to more
- 12:34podcasts from Becker's Healthcare by visiting our podcast
- 12:37page at beckershospitalreview.com.