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Black November 2026: How Stretched Households and Shifting Payment Trends Are Redefining Festive Spending

With high interest rates and elevated fuel prices continuing to squeeze disposable incomes, South African households are approaching Black November with renewed caution and deliberate intent.

We sit down with Pascalle Albrecht, Executive for Payment Solutions at Absa Business Banking to break down what the numbers really reveal about consumer behavior. From flat transaction volumes and rising basket sizes to the sharp divergence between in-store buys (averaging R454) and digital purchases (averaging R754), we explore how shoppers are prioritizing essential value over impulsive spending. Plus…

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