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Latest / Wages and Prices with Fexingo: Cost of Living, Pay Raises, and Workers' Purchasing Power

Your Raise Is Finally Beating Health Insurance Costs

In episode 104 of Wages and Prices with Fexingo, Lucas and Luna examine how average hourly earnings are finally outpacing health insurance premium growth—a historic shift that changes household math. Using June 2026 data, they dissect the latest CPI medical care index (up 2.1%) against a 3.4% wage gain, and discuss why employer plan costs are actually moderating. They also tie in the cooling labor market: unemployment at 4.2% and a 57,000-job June payrolls miss. What this means for your next open enrollment, and how the raise you got might go further than you think.

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