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Cash & Coffee | Christmas Shopping Hacks and Budgeting for the New Year

🎄 Holiday spending doesn’t have to equal holiday stress.

Emma Watts and Kayla Tenboer-Sipes share their best Christmas shopping hacks, budget-friendly gift ideas, and simple habits to help you start the new year financially strong.

In this episode, you’ll learn:

✔ How to set up holiday sinking funds

✔ Why credit card “holiday deals” can cost you more

✔ The one 60-second habit that keeps your budget on track

✔ Creative ways to give meaningful gifts on any budget

✔ How to plan for 2025 expenses without feeling overwhelmed

Listen now and take control of your holiday spending…

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