Latest / Stagflation Conversations with Fexingo: High Inflation, Slow Growth, and 1970s Echoes
Why Stagflation Is Reshaping the Homeowners Insurance Market
Homeowners insurance premiums are surging faster than overall inflation, and in a stagflation environment—high CPI, slow real GDP growth, and a tight labor market—insurers are raising rates, cutting coverage, and pulling out of high-risk states. Lucas and Luna drill into the data: core CPI at 336.1, a 4.2% jobless rate, and premium hikes of 15-20% in states like Florida and California. They explore how insurers are using AI-driven risk models to micro-price policies, how climate change and rebuilding costs are compounding pressure, and why homeowners face a 'coverage gap' that could…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.