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The New Middle-Class Squeeze: Why $100K Feels Broke

For decades, earning six figures was seen as the turning point between “getting by” and “getting ahead.” But today, more Americans are discovering that $100,000, or even $200,000, no longer feels like financial security.

Between rising living costs, disappearing tax credits, health insurance subsidy cliffs, and inflation that still lingers, many millennial and Gen Z households earning well above the median income are wondering: Where is all the money going?

When you combine the math of what these families actually take home with other statistics, like dropping homeownership and lower savings…

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