Latest / Rock My Finances / What is the Rock My Finances Podcast all about?
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- 0:00Speaker 1: Investment advisory and financial planning services are offered through Simplicity
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- 0:26Speaker 1: provided as a general information as not intended to be
- 0:28Speaker 1: specific financial guidance. Before you make any decisions regarding your
- 0:32Speaker 1: personal financial situation, you should consult a financial or tax
- 0:35Speaker 1: professional to discuss your individual circumstances and objective.
- 0:39Speaker 2: Welcome to the Rock My Finances show on k FORHD
- 0:43Speaker 2: Radio and Talk for TV, where we put the fund
- 0:46Speaker 2: in finance joint powerhouse Jennifer Jos CDFA CMC and private
- 0:52Speaker 2: wealth advisor as she collaborates with you to create clarity,
- 0:56Speaker 2: control and confidence with your money, your way. It's not
- 1:00Speaker 2: about the zeros, So what is it all about? Let's
- 1:03Speaker 2: find out now. Here's your host and weekly friend, Jennifer Jose.
- 1:09Speaker 1: Hey, y'all podcast community out there, So glad you're here.
- 1:14Speaker 3: This happens to be the first day of January.
- 1:17Speaker 1: I am refreshing my wonderful show, and I wanted to
- 1:21Speaker 1: tell you what Rock My Finances is all about. I
- 1:25Speaker 1: have been in the financial world for many decades, and
- 1:29Speaker 1: I've met with thousands and thousands of people in financial planning,
- 1:32Speaker 1: in money coaching, and all of these divorce situations. Unfortunately,
- 1:38Speaker 1: also a certified grief counselor. So we've lost spouses, we've
- 1:41Speaker 1: lost family members, and there's money situations in everything. And
- 1:47Speaker 1: what I found is we have a component that we
- 1:53Speaker 1: don't talk about in the media. It's not on TV
- 1:57Speaker 1: and radio shows and financial financial shows. And I wanted
- 2:01Speaker 1: to make sure that we understand this is what is
- 2:05Speaker 1: stressing us out and overwhelming us around our money. So
- 2:08Speaker 1: I created just Rock my Finances. I wanted to make
- 2:10Speaker 1: sure that we could get out there and just rock it.
- 2:12Speaker 3: I'm a rocker.
- 2:12Speaker 1: I also love rock and roll too, so Rock my Finances.
- 2:15Speaker 1: I wanted to make sure that we can know where
- 2:18Speaker 1: we're at, where we're going, where we want to get there,
- 2:20Speaker 1: how we want to get there, and focus on the
- 2:24Speaker 1: prosperity and the empowerment of our dreams and our goals.
- 2:29Speaker 1: So I want us to all rock our finances, and
- 2:31Speaker 1: this is how we're going to do it. We're going
- 2:33Speaker 1: to look at the hidden emotional relationship that we have
- 2:38Speaker 1: with money, and that's what we do on the Rock
- 2:40Speaker 1: My Finances show.
- 2:41Speaker 3: We look at.
- 2:42Speaker 1: Everything around money in every different aspects, but we also
- 2:46Speaker 1: bring in our human our humanness. Right, we're all human.
- 2:49Speaker 1: We've all been through crap, We've all been through hell
- 2:52Speaker 1: and back. Stuff has happened. Oh yeah, this is not
- 2:54Speaker 1: a PG. Thirteen show, y'all. I do love to cuss.
- 2:56Speaker 1: It's my situation, so I will try to clean it
- 2:59Speaker 1: up for you. But there might be some bombs dropping
- 3:01Speaker 1: here and there, So don't put this on your kid's
- 3:05Speaker 1: car when you have little kids in the car.
- 3:07Speaker 3: So we don't.
- 3:08Speaker 1: Realize that what we think about money and what we
- 3:12Speaker 1: were raised with money in our childhood comes out in
- 3:16Speaker 1: our life. And this is my magic sauce. As you say,
- 3:20Speaker 1: is my F word. My clients cracked me up or
- 3:23Speaker 1: they love it when I say, okay, it's the F word.
- 3:25Speaker 1: It's how we feel about money is what comes out
- 3:28Speaker 1: in our bank account. So when I say it's not
- 3:31Speaker 1: about the Zeros. It's literally not about the Zeros. I
- 3:33Speaker 1: have multimillionaires and I have broke ass people and they feel.
- 3:37Speaker 3: The same way like we have both.
- 3:41Speaker 1: And so that's what lended me to keep searching and
- 3:45Speaker 1: educating myself and realizing how can I help everyone, because
- 3:49Speaker 1: it's not about the Zeros, it's about how we feel
- 3:53Speaker 1: about the Zeros. I literally just got off of a
- 3:55Speaker 1: call with a client and I'm like, Okay, what's going on.
- 3:59Speaker 3: She has credit card debt.
- 4:01Speaker 1: She her income has changed in this climate that we're
- 4:04Speaker 1: at now, so every year is completely different, and she has,
- 4:07Speaker 1: you know, one hundred thousand dollars in the bank in
- 4:09Speaker 1: a checking account. And so we talked about why are
- 4:12Speaker 1: we not paying off debt? Why you know, where are
- 4:15Speaker 1: we at? So I get all the way down to
- 4:17Speaker 1: how much is the credit card interest monthly that you're
- 4:20Speaker 1: throwing out?
- 4:22Speaker 3: Just throwing it away.
- 4:23Speaker 1: So what you need to do when you have credit
- 4:24Speaker 1: card debt is you want to look at your credit card,
- 4:27Speaker 1: not the minimum balance, but the interest rate on your balance.
- 4:30Speaker 1: So how much money are you are you throwing away
- 4:34Speaker 1: every month? So let's say you had ten thousand dollars,
- 4:36Speaker 1: there's a twenty twenty percent interest. So now you got
- 4:39Speaker 1: two thousand dollars a year that you're throwing away, so
- 4:42Speaker 1: it's one hundred and eighty dollars a month. I want
- 4:44Speaker 1: you to go pull one hundred and eighty dollars a
- 4:45Speaker 1: month out of your ATM.
- 4:47Speaker 3: I want you to get in the car.
- 4:48Speaker 1: I want you to go on the free I want
- 4:49Speaker 1: you to just throw it out the window, because that's
- 4:51Speaker 1: what you're doing. That's all you're doing. So we definitely
- 4:54Speaker 1: do not want credit cards with interest that you carry
- 4:58Speaker 1: a balance on. And life happened, so we all have
- 5:01Speaker 1: it at times, right, but we want to make sure
- 5:03Speaker 1: that that's what we know what we're doing, so we
- 5:06Speaker 1: don't Well, are you an ostriche do you pull your
- 5:09Speaker 1: covers over your head and you don't look at your numbers?
- 5:12Speaker 1: And I always have my clients look at your numbers
- 5:13Speaker 1: and love your numbers. Look at your credit card debt,
- 5:17Speaker 1: look at that debt and look at it and say, Okay,
- 5:18Speaker 1: I love that dinner with my family, Like this one
- 5:21Speaker 1: happened to be. She wasn't working, she was going to school. Okay,
- 5:25Speaker 1: I got a great degree, and I racked up some
- 5:28Speaker 1: debt in meantime, so now I need to pay that off.
- 5:30Speaker 1: But we definitely don't want to be charging Christmas that
- 5:32Speaker 1: you can't pay off, birthdays that you can't pay off,
- 5:36Speaker 1: vacations that you can't pay off. We just want to
- 5:38Speaker 1: make sure that when we're doing big things like that,
- 5:42Speaker 1: credit cards are just a safety net. And the interest
- 5:45Speaker 1: that we have on those credit cards is what's eating
- 5:47Speaker 1: away our wealth.
- 5:48Speaker 3: And I want us all to be abundant.
- 5:50Speaker 1: So we go to how we feel about that debt,
- 5:53Speaker 1: how we feel about that dinner that's charged on our
- 5:56Speaker 1: credit card, and we.
- 5:57Speaker 3: Look at that.
- 5:58Speaker 1: So going back to our childchildhood, what was the household
- 6:03Speaker 1: theme in your childhood when you were growing up around money?
- 6:08Speaker 1: I've had several different things. Mine was work hard, make money.
- 6:11Speaker 1: We always owned a business. We worked seven days a week,
- 6:13Speaker 1: three on a sixty five days a year my whole life.
- 6:15Speaker 1: We never took vacations, we never went anywhere because somebody
- 6:18Speaker 1: had to be at the house every single day. And
- 6:20Speaker 1: so it was work hard, make money. And I can
- 6:22Speaker 1: tell you I had to reprogram that belief the year
- 6:26Speaker 1: that I did not work as hard as I always did.
- 6:29Speaker 1: I doubled my income. I literally worked less. I took
- 6:32Speaker 1: fridays off. I left in the afternoons and I doubled
- 6:35Speaker 1: my income. So work hard make money is not true.
- 6:38Speaker 1: If we look around us, there's people two three jobs,
- 6:43Speaker 1: working overnight, going to school, getting up in the morning.
- 6:46Speaker 1: They are not millionaires. So working hard is not making money.
- 6:51Speaker 1: So that I knew that I had to read change.
- 6:54Speaker 1: I had to rethink that belief. Every thought that we
- 6:57Speaker 1: have thought is never unthought. It's always in our file
- 7:01Speaker 1: cabinet's always in our brain. We just need to rethink
- 7:04Speaker 1: new beliefs. So my new belief is money is coming
- 7:09Speaker 1: to me easily and effortlessly, no matter what work I'm
- 7:12Speaker 1: putting out, because it's about how I feel about it.
- 7:15Speaker 1: I could be laying in my hot debt, which I
- 7:17Speaker 1: am every morning. I could be laying in my hot
- 7:19Speaker 1: TB thinking about how I feel about money, and that
- 7:23Speaker 1: is working per se right, that's bringing me abundance, that's manifesting,
- 7:27Speaker 1: that's healing my body, that's healing my stress so that
- 7:30Speaker 1: I can actually be here for you and my clients.
- 7:32Speaker 3: It's awesome. Okay.
- 7:34Speaker 1: Another one is money doesn't grow on trees. I've heard right, Okay,
- 7:37Speaker 1: money doesn't grow on trees. What does that actually mean?
- 7:39Speaker 1: That just means that your parents didn't have the money,
- 7:42Speaker 1: or your caretakers whoever you were in your childhood that
- 7:45Speaker 1: dealt with money. Okay, actually it does. It's paper, so
- 7:48Speaker 1: it does. So let's re change that. It's what is
- 7:52Speaker 1: our priorities that we're going to spend money on, and
- 7:55Speaker 1: if we actually think about it, we think about our childhood.
- 7:58Speaker 1: What did your household spend money on? Because that was
- 8:02Speaker 1: their value system around money. Did they spend money on
- 8:06Speaker 1: drinking and partying? Did they spend money on dinners? Did
- 8:09Speaker 1: they spend money they have no money and they were
- 8:12Speaker 1: just basically trying to keep food on the table.
- 8:14Speaker 3: Did they spend money on clothes?
- 8:16Speaker 1: Did your like my mom, my dad was an alcoholic
- 8:21Speaker 1: growing up. Blesses already passed at ninety four, and I
- 8:25Speaker 1: learned to be honest from him in business, like we
- 8:27Speaker 1: always owned a business. But they parted every other day
- 8:30Speaker 1: and they spent a lot of money, so they ran
- 8:32Speaker 1: out of money because they didn't think they were going
- 8:34Speaker 1: to live till their nineties. My mom's still alive, she's
- 8:36Speaker 1: ninety three, so they're living forever. They thought they were
- 8:38Speaker 1: going to die in their sixtiesh Nope. So they did
- 8:42Speaker 1: run out of money, but their value was people and relationships,
- 8:46Speaker 1: and they spent money.
- 8:48Speaker 3: They'd buy around to the bar.
- 8:50Speaker 1: They know, we entertained and we had people and food
- 8:53Speaker 1: and all over, So that was their value. Their value
- 8:56Speaker 1: was not the future. They didn't think they were going
- 8:58Speaker 1: to live. Their value was not healthy in their body
- 9:01Speaker 1: as mine is. So mine is relationships. Still, I still
- 9:04Speaker 1: like to buy experiences. I don't buy crap. I buy
- 9:07Speaker 1: experiences for Christmas and birthdays and things, and I just can't.
- 9:12Speaker 1: I'm not a materialistic person that way, so it doesn't
- 9:15Speaker 1: work for me.
- 9:16Speaker 3: And poor my poor daughter.
- 9:17Speaker 1: Her love language is receiving gifts or gifts giving, and
- 9:21Speaker 1: I've just been horrible at that, Like I just found
- 9:23Speaker 1: that out a few years ago. So another little side thing,
- 9:28Speaker 1: do your love language test and find out what your
- 9:31Speaker 1: love language is and your kids love languages and your
- 9:33Speaker 1: friends and family, so that you see what they how
- 9:36Speaker 1: they accept and feel love and do yours if you
- 9:38Speaker 1: haven't done it. Mine is quality time and quality touch.
- 9:42Speaker 1: So I love to spend quality time with someone and
- 9:44Speaker 1: I love you know hugs.
- 9:46Speaker 3: I'm a big hugger.
- 9:47Speaker 1: I'm single, I've been single for like twelve years, which
- 9:49Speaker 1: is absolutely crazy to me, but Okay, it is the
- 9:52Speaker 1: way it is, and I love it.
- 9:54Speaker 3: I'm very happy. But I miss hugs.
- 9:56Speaker 1: Right, So I have a grief group that meets at
- 9:59Speaker 1: my house every month, and so I.
- 10:01Speaker 3: Get hugs from everybody on the way out.
- 10:02Speaker 1: So I'm on the way in and when I see
- 10:04Speaker 1: them around in my community, you know, we get hugs
- 10:06Speaker 1: and stuff.
- 10:07Speaker 3: So know your love languages.
- 10:10Speaker 1: Make sure that you're not sending a bunch of materialistic
- 10:12Speaker 1: stuff to people who don't appreciate it. Right. So, like
- 10:15Speaker 1: I had a friend who was service acts of service.
- 10:19Speaker 3: She loves acts of service.
- 10:20Speaker 1: That's a gift to her, So instead of sending her crap,
- 10:23Speaker 1: I would send her a car on an oil change,
- 10:26Speaker 1: or a housekeeper or a meal or you know acts
- 10:29Speaker 1: of service like that really makes her feel lit up.
- 10:33Speaker 1: When I do have another one that does like gifts,
- 10:35Speaker 1: so she likes shiny things, so I would do that
- 10:37Speaker 1: for her.
- 10:38Speaker 3: So it's all about how we feel about money.
- 10:42Speaker 1: So this happens to be January first right now, as
- 10:46Speaker 1: I'm as I'm doing this podcast and I want to
- 10:50Speaker 1: rethink what I'm doing. Right, let's look at last year.
- 10:53Speaker 1: Let's this year.
- 10:54Speaker 3: Let's see what it's all about. Rock my finances.
- 10:57Speaker 1: The magic is the feeling, the effort out how we
- 11:00Speaker 1: feel about our finances. I want us to all have
- 11:03Speaker 1: feminine financial freedom. We got some men out there, that's great.
- 11:06Speaker 3: Love you.
- 11:07Speaker 1: I'm so glad you're here, and I want you to
- 11:09Speaker 1: pull in your masculine and your femininity inside your money
- 11:13Speaker 1: because it gives us the ying and the yang around
- 11:16Speaker 1: our money. And I believe that in this world of finance,
- 11:19Speaker 1: it's very masculine, it's very do this, do this, do this,
- 11:22Speaker 1: do this. When they talk about women in money, don't
- 11:25Speaker 1: buy shoes, don't go to Starbucks. You're spending too much money.
- 11:28Speaker 1: But they never say, hey, that's great. What's your side, hustle.
- 11:30Speaker 1: Let's create a business. Do you like to make soups?
- 11:32Speaker 1: That's great. Take it to the office and sell your
- 11:35Speaker 1: bowls of soup or your tup awares of soup for
- 11:37Speaker 1: ten bucks. You never know that could be a couple
- 11:40Speaker 1: hundred bucks a month just by doing something that you're
- 11:42Speaker 1: already doing.
- 11:43Speaker 3: Just do it on a grander scale and share it
- 11:45Speaker 3: with people.
- 11:46Speaker 1: I love people to cook for me because I hate
- 11:48Speaker 1: cooking every single day, right, So that's also giving the
- 11:51Speaker 1: gift of love if you enjoy that.
- 11:53Speaker 3: So for feminine financial.
- 11:55Speaker 1: Freedom, we need to recalibrate everything that we've heard out there,
- 11:58Speaker 1: everything that we've seen out there, because we are badass ladies,
- 12:02Speaker 1: we rocket men. If you grab in your femininity of yourself,
- 12:07Speaker 1: you're going to find whole new aspect of traits that
- 12:10Speaker 1: are amazing. So we're not going to do it the masculine,
- 12:13Speaker 1: the wodakulda shulda. You need to do it this way.
- 12:15Speaker 1: This is one way to do it. YadA YadA, YadA Aha.
- 12:18Speaker 1: Every woman has their own way to prosperity and financial freedom.
- 12:22Speaker 1: So that's why I love money coaching because I want
- 12:25Speaker 1: to make.
- 12:26Speaker 3: Sure it fits for you.
- 12:27Speaker 1: Everybody has a different upbringing, a different family, they have
- 12:30Speaker 1: different friends, they're in a different socioeconomical place in their life,
- 12:34Speaker 1: they're in a different business place in their life, their
- 12:36Speaker 1: income is different, and it's different all along the way.
- 12:39Speaker 1: So we need to look at where we're at today,
- 12:42Speaker 1: where we were ten years ago, twenty years ago, thirty
- 12:44Speaker 1: years ago, or where we're going. All of that is different. Okay,
- 12:47Speaker 1: So rock my finances really goes on where you're at today.
- 12:52Speaker 1: So I love for you to check out all the
- 12:54Speaker 1: episodes and see which ones fit for you, share them,
- 12:57Speaker 1: download them and you might you know, so comment when
- 13:00Speaker 1: you come on live. So our show is on YouTube, Facebook,
- 13:05Speaker 1: and our radio show every Thursday at ten am Pacific
- 13:10Speaker 1: time one pm Eastern time. Love for you to join
- 13:13Speaker 1: us and type in your little questions or comments.
- 13:17Speaker 3: We love for you.
- 13:17Speaker 1: I will answer them live if you can do that. Okay,
- 13:20Speaker 1: So rock my Finances. Here's three things that we need
- 13:22Speaker 1: to do. Number One, you need to have a money team.
- 13:25Speaker 1: Your money team has to be set up that works
- 13:28Speaker 1: for you. Number Two, we need to have systems in place.
- 13:30Speaker 1: I don't want you to have to worry and stress
- 13:33Speaker 1: about money. Stress kills abundance. Stress kills prosperity and kills
- 13:37Speaker 1: our body too. So we don't need to be under
- 13:39Speaker 1: money stress. And I would pretty much guarantee everybody that's
- 13:42Speaker 1: listening right now has some money stress like we all do.
- 13:45Speaker 1: Right Number three is beliefs our beliefs around money. That's
- 13:49Speaker 1: the secret sauce of Rock my Finances. Okay, teams, what
- 13:53Speaker 1: does that mean? Everyone needs a money team. Here's an
- 13:55Speaker 1: example of people on your money team, financial advisoro money coach.
- 14:02Speaker 1: We need to have these things because we have an
- 14:04Speaker 1: emotional relationship.
- 14:05Speaker 3: With money that needs to be cared about.
- 14:08Speaker 1: As well, because that's what's blocking our joy and our
- 14:12Speaker 1: prosperity and our abundance. So we need to have those things.
- 14:15Speaker 1: We also need to have a tax strategy person. I'm
- 14:18Speaker 1: from California and so taxes are crazy, right, I've been
- 14:21Speaker 1: there my whole life. I just moved to North Carolina,
- 14:24Speaker 1: so it's different taxes here. But tax strategists, we still
- 14:28Speaker 1: need to have that information. We need to have an
- 14:30Speaker 1: investment person, investment manager, and investment advisor.
- 14:34Speaker 3: We need to make money on our money while we're sleeping.
- 14:36Speaker 3: Another one of my mantras, my money makes money while
- 14:39Speaker 3: I'm sleeping. My money makes money while I'm sleeping. I
- 14:41Speaker 3: love it.
- 14:42Speaker 1: So we want to make sure that's happening somehow someway.
- 14:44Speaker 1: I'm very conservative people that want to just put it
- 14:47Speaker 1: in a money market, or want to put it in
- 14:49Speaker 1: a CD or bonds or something very very safe, that's fine.
- 14:53Speaker 1: As long as your money makes money while you sleep
- 14:55Speaker 1: in we want that to happen. We want to have
- 14:58Speaker 1: a retirement plan. We want to plan for I'm never
- 15:03Speaker 1: going to retire in my head, right, but I want
- 15:05Speaker 1: to have my end date, my feminine financial freedom day,
- 15:09Speaker 1: which means all of the money that I have is
- 15:12Speaker 1: making money that's paying for my entire lifestyle. I don't
- 15:16Speaker 1: have to set the alarm, I don't have to wake up,
- 15:18Speaker 1: I don't have to get out of bed, and everything's
- 15:20Speaker 1: going to be fine, guaranteed. It doesn't matter who's storming
- 15:23Speaker 1: the Capitol. It doesn't matter who's in the White House,
- 15:26Speaker 1: doesn't matter what the hell Congress is doing, doesn't matter
- 15:28Speaker 1: when they change our tax code.
- 15:30Speaker 3: It doesn't matter. I can still get up. My house
- 15:32Speaker 3: is great, my health is great.
- 15:34Speaker 1: I can still buy organic, I can still travel to Italy.
- 15:37Speaker 1: I can still have my cars, my friends, my pickleball,
- 15:39Speaker 1: my golf. I can still have all of my life
- 15:42Speaker 1: no matter what is happening. So I do not have
- 15:45Speaker 1: to stress about money. That is feminine financial freedom, y'all.
- 15:49Speaker 1: And I haven't met one woman yet in all these years,
- 15:52Speaker 1: and thousands and thousands of women that did not have
- 15:55Speaker 1: someone else they wanted to help. Every single time I
- 15:57Speaker 1: asked them this question, what's one of your goals? It's
- 16:00Speaker 1: always to help someone else. Always, every single woman has
- 16:03Speaker 1: always wanted to help someone else too, So we're really
- 16:06Speaker 1: good at that. We're going to take people with us
- 16:09Speaker 1: when we're doing well, which is another reason why you
- 16:11Speaker 1: need to be abundant.
- 16:13Speaker 3: You need to be prosperous. You need to make money
- 16:17Speaker 3: because I know you're going to help others. Right.
- 16:19Speaker 1: The more women we have to control the money in
- 16:22Speaker 1: this country then in the world, the better off our
- 16:25Speaker 1: country and our world is going to be because we
- 16:28Speaker 1: think about others and we want to make sure that
- 16:31Speaker 1: everybody is being helped as well. That is my whole
- 16:34Speaker 1: mission on this planet is to empower women and to
- 16:37Speaker 1: get more money and more education and more knowledge in
- 16:41Speaker 1: the power of women. I believe that is going to
- 16:44Speaker 1: end hunger, it is going to end abuse.
- 16:48Speaker 3: I'm a huge violent advocate.
- 16:51Speaker 1: I was emotionally abused for ten years. You know all
- 16:55Speaker 1: that stuff that's you can keep. You can listen to
- 16:57Speaker 1: other episodes about all that stuff. But that is what
- 17:00Speaker 1: we really need is more educated, confident women handling the
- 17:05Speaker 1: money in this country and in this world, and we
- 17:08Speaker 1: will change it all.
- 17:09Speaker 3: We have the power, y'all. We have the power.
- 17:12Speaker 1: Men. We love you, love you, love you, love you
- 17:14Speaker 1: so much, and there's a really great amount of men
- 17:18Speaker 1: out there that want women to be amazing as well. Right, Okay,
- 17:22Speaker 1: we also need to have our retirement planner, but we
- 17:26Speaker 1: also need to have our estate planner. So we need
- 17:28Speaker 1: our attorney to do the lawful thing in your state
- 17:32Speaker 1: to set up all of your assets.
- 17:34Speaker 3: You don't want to get in a car.
- 17:35Speaker 1: Wreck and lose anything, right, You want to make sure
- 17:38Speaker 1: that things are separate. You want to make sure that
- 17:40Speaker 1: you pass on your properties accordingly. We don't want it
- 17:44Speaker 1: to go to the courts and probate that loses so
- 17:46Speaker 1: much of your hard earned money that you've earned, and
- 17:50Speaker 1: your houses and your properties and your apartment buildings you
- 17:52Speaker 1: might have. So we want to make sure all that
- 17:55Speaker 1: is set up correctly. So we want to have our
- 17:58Speaker 1: attorneys for that as well. We want to have our
- 18:00Speaker 1: attorneys for our liability stuff to protect our house, like
- 18:03Speaker 1: have an umbrella policy over your house so that if
- 18:05Speaker 1: anybody gets hurt on your property, it's not going to
- 18:07Speaker 1: take your house. You need to have insurance done correctly
- 18:11Speaker 1: as well. I love life insurance. I'm also a life
- 18:14Speaker 1: insurance agent. I do that in my retirement planning because
- 18:17Speaker 1: I'm a retirement planner as well, and so I really
- 18:20Speaker 1: want to make sure that everyone is protected, not paying
- 18:24Speaker 1: ridiculous amounts for insurance, but you are protected in your life.
- 18:27Speaker 1: Like my income stream, my guaranteed lifetime income stream is
- 18:32Speaker 1: protected with insurance. I love that it's my own personal pension.
- 18:36Speaker 1: I love that I do that for a lot of
- 18:37Speaker 1: my clients because I don't want to be worried about
- 18:39Speaker 1: all this other stuff, like I can't control Congress. I
- 18:42Speaker 1: can't contract and vote, vote, vote, vote, and vote and vote.
- 18:45Speaker 1: But I cannot control the outcome of all of that.
- 18:48Speaker 1: So I want to make sure that I'm set for
- 18:50Speaker 1: the rest of my life. So we need to make
- 18:52Speaker 1: sure that we have a team behind us. Okay, that's
- 18:54Speaker 1: number one. Next, we want to make sure that we
- 18:56Speaker 1: have systems put in place. I don't want you to
- 18:59Speaker 1: have to think of about how you do your bills,
- 19:02Speaker 1: how your cash flow is going. What's your past money story,
- 19:05Speaker 1: what's your future money story, what's your goals moving forward?
- 19:09Speaker 1: Is it based on fear and past beliefs that are
- 19:12Speaker 1: no longer true, or is it current beliefs that you're here?
- 19:16Speaker 1: Do you have a money timeline for the rest of
- 19:17Speaker 1: your life. Do you have your own money story map,
- 19:20Speaker 1: Do you have your complete insurance analysis? Do you have
- 19:23Speaker 1: your complete investment analysis. We need to have systems put
- 19:26Speaker 1: in place so that those are things that we don't
- 19:28Speaker 1: need to worry about.
- 19:29Speaker 3: And our beliefs. We need to make sure that we.
- 19:33Speaker 1: Look at our money story, look at our mission statement,
- 19:35Speaker 1: make sure we have our value statements.
- 19:37Speaker 3: We want to heal the past beliefs.
- 19:38Speaker 1: We want to create new money beliefs, new patterns, new abundance,
- 19:43Speaker 1: our new vision in a supportive community. We don't need
- 19:47Speaker 1: to be shamed and blamed for anything. We want to
- 19:49Speaker 1: make sure that we have a huge supportive.
- 19:51Speaker 3: Community behind us doing this. That is what rock my
- 19:54Speaker 3: Finances does.
- 19:55Speaker 1: We have a whole program, we have coaching program around that,
- 19:58Speaker 1: we have a rock My Finances Club, We have all
- 20:01Speaker 1: kinds of things with that. But I want you here
- 20:03Speaker 1: to listen to this podcast every week and hopefully you'll
- 20:06Speaker 1: get some tips and tricks to bring an empowerment, abundance
- 20:09Speaker 1: and joy, basically joy every frikin day. That is what
- 20:12Speaker 1: we're here for, y'all. I want to thank you all
- 20:14Speaker 1: for listening to this wonderful episode. Come back every every
- 20:18Speaker 1: every Thursday.
- 20:19Speaker 3: That would be awesome. Thank you all so much. I
- 20:21Speaker 3: really appreciate it. See y'all soon.
- 20:23Speaker 1: Bye bye, Hey y'all, it's Jennifer Jos. Are you ready
- 20:27Speaker 1: to transform your relationship with money? Rock My Finances Club
- 20:31Speaker 1: is your weekly mastermind for wealth empowerment. Join me live
- 20:35Speaker 1: for your personal weekly group video sessions and access your
- 20:39Speaker 1: personal portal with the video library at any time, including
- 20:44Speaker 1: your success system and way more bonuses. Go to ROCKMF
- 20:49Speaker 1: dot com for your financial empowerment. Make yourself a priority today,
- 20:54Speaker 1: Schedule a check with me at ROCKMF dot com and
- 20:58Speaker 1: achieve your feminine FUNDI Acial freedom.
- 21:01Speaker 3: Finally, Oh and don't forget to ask me how to
- 21:03Speaker 3: save fifty percent?
- 21:05Speaker 1: See you add our weekly mastermind.
- 21:09Speaker 2: We appreciate you joining us today, and don't forget to
- 21:12Speaker 2: subscribe to the Rock my Finances YouTube channel for more
- 21:15Speaker 2: engagement and bonus content. Tell me what is your money story?
- 21:20Speaker 2: Let's find out with Jennifer right here on K FOURHD
- 21:24Speaker 2: Radio and Talk for TV. It's not about the zero,
- 21:27Speaker 2: It's about the F word, feelings, feelings. Jennifer can't wait
- 21:31Speaker 2: to explore with you next week. Until then, let's all
- 21:35Speaker 2: say I rock My finances,