Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How Real-Time Solar Data Powers Dynamic Home Equity Loans
Episode 151 of Fintech Conversations with Fexingo digs into a fast-growing corner of fintech: using real-time solar panel generation data to underwrite home equity loans. Lucas and Luna explore how lenders are tapping into smart meter and inverter data to assess a homeowner's energy savings, cash flow, and creditworthiness. They look at a pilot program from a regional credit union that saw default rates drop by 30 percent, and they unpack the mechanics of how solar data feeds into income verification. The conversation also touches on the privacy trade-offs, the role of open energy data…
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