The 4% Rule for Retirement

Something More with Chris Boyd · Oct 30, 2023

Chris Boyd and Jeff Perry dig into the subject of the 4% rule of withdrawing funds from retirement assets. The 4% rule is a popular retirement withdrawal strategy that suggests retirees can withdraw the amount equal to 4% of their savings during the year they retire and adjust for inflation or deflation each subsequent year for 30 years. In an article recently published in Market Watch (see link below), there is a discussion whether it is appropriate to use a 4.7% withdrawal rate in certain circumstances. Chris and Jeff debate the various factors and dangers to consider when developing a…