LexRegPulse Daily - Aug 28, 2026
Alex here. This is LexRegPulse Daily for Friday, August 28, 2026.
Federal bank supervision now has a legal definition of unsafe or unsound practice. The OCC and FDIC issued a joint final rule, effective August 27. Under Section 8 of the Federal Deposit Insurance Act, examiners must now show two things: a departure from prudent banking standards, and a likelihood of material harm to the bank's financial condition or the Deposit Insurance Fund. Reputational harm alone no longer qualifies.
That same rule raises the bar for Matters Requiring Attention — the examiner findings that trigger board…
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