Daily Regulatory Briefing - Aug 1, 2026
Alex here.This is LexRegPulse Daily for Saturday, August 1, 2026.The OCC and FDIC proposed a comprehensive rewrite of Community Reinvestment Act rules Friday — the first since 1995.The law governs how banks serve low- and moderate-income communities.This is the day's top story for compliance teams.The proposal raises the small-bank threshold from 412 million dollars to 1 billion.Intermediate banks — those between 1 and 10 billion in assets — would be exempt from CRA data collection and get lighter supervision.That's real overhead relief.But banks above 10 billion face new scrutiny: they'll…
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