Latest / The Demographics Podcast with Fexingo: Aging Populations, Birth Rates, and Economic Impact
How Falling Fertility Is Reshaping the Global Insurance Industry
Episode 21 of The Demographics Podcast explores a less obvious consequence of falling birth rates: the quiet transformation of the global insurance industry. Lucas and Luna examine how insurers from Japan to Italy are rewriting their models as the pool of young premium-payers shrinks and the risk pool of older policyholders grows. The conversation centers on Japan's life insurance market, where the fertility rate of 1.2 has already forced companies to shift from endowment policies to longevity-focused products. They also look at how this is affecting property and casualty insurance, from…
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