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Live Your Diamond Life: Authentic Q&A for Women: Chapter 3: When Life Changes Your Financial Plan · Rock My Finances

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Speaker 1: Investment advisory and financial planning services are offered through Simplicity
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Speaker 2: Welcome to the Rock My Finances show on k FORHD
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Speaker 2: Radio and Talk for TV, where we put the fund
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Speaker 2: in finance. Join Powerhouse Jeffer josp CDFA CMC and private
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Speaker 2: wealth advisor as she collaborates with you to create clarity,
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Speaker 2: control and confidence with your money, your web. It's not
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Speaker 2: about the zeros. So what is it all about? Let's
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Speaker 2: find out. Now. Here's your host and weekly friend, Jennifer Jose.
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Speaker 1: Hey, y'all, welcome back. So glad you're checking out this episode.
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Speaker 1: So this is a series that I just started. I
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Speaker 1: really love it. It's called Live Your Diamond Life, Authentic
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Speaker 1: Q and A for Women. This is going to be
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Speaker 1: chapter three. I've done obviously one and two, and now
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Speaker 1: we're going to be doing chapter three. I really like
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Speaker 1: this because I've been in this industry for decades and
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Speaker 1: I've met with thousands of people over the years between
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Speaker 1: being a certified divorce financial analyst, a certified money coach,
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Speaker 1: a private wealth advisor, and I've done lots of seminars,
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Speaker 1: lots of workshops, and I've talked to so many people,
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Speaker 1: and these are questions that I've received throughout the years.
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Speaker 1: And I wanted to do a live show to just
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Speaker 1: you know, get do the question answer with people coming on,
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Speaker 1: but that hasn't worked out. So I decided to just
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Speaker 1: keep tally of all these questions and then actually put
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Speaker 1: it in a show. So here we are today's shows.
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Speaker 1: Chapter three is when life changes your financial plan. Now,
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Speaker 1: I know y'all out there have a financial plan. I
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Speaker 1: know you're all saying, not, okay, you might have a
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Speaker 1: financial plan because you know where your statements are and
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Speaker 1: that you're saving some money on a monthly basis, and
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Speaker 1: you might think that's a financial plan. As a financial advisor,
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Speaker 1: I'm telling you it's not. But that's okay. So I'm
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Speaker 1: going to go through some questions that I've received about that.
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Speaker 1: Number one, what should someone do first when the unexpected
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Speaker 1: life changes and affects their finances? So we all know
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Speaker 1: life changes, right My dad used to always say there's
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Speaker 1: nothing more consistent and more inevitable than change. And once
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Speaker 1: we embrace that, just as human beings, I think our
2:44
Speaker 1: lives get easier because every time it changes. I'm like, yep,
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Speaker 1: everything changes, everything changes. And when I'm in a bad spot,
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Speaker 1: which i'm gonna tell you a little seeker right now,
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Speaker 1: we just got back from Cancun. Seven of us went
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Speaker 1: to Cancun, and every single one of us got Monozuma
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Speaker 1: was revenge. Yep, that's what I'm experiencing right now, saying
3:01
Speaker 1: I'm gonna have a flat stomach shortly, and I'm looking
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Speaker 1: at the best part of that. But I've not been
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Speaker 1: able to do anything for a week, like it's been
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Speaker 1: so long, and I probably have another day or two.
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Speaker 1: So anyways, that's changed my life right completely. So every
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Speaker 1: time bad things happen as well, I'm like, Okay, nothing
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Speaker 1: more inevitable than change, and that's changed my life because
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Speaker 1: I am usually busy and I just can't be I
3:27
Speaker 1: have to be home. I have to be home this
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Speaker 1: whole week. So I hope you haven't experienced that, but
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Speaker 1: if you have, you know exactly what the heck I'm
3:33
Speaker 1: talking about. Okay, what do we do first? We're gonna
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Speaker 1: pause and we're gonna breathe. Everybody take a big breath
3:39
Speaker 1: with me. Doesn't that just feel good? When I first
3:42
Speaker 1: came into personal growth, well, I've kind of been into
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Speaker 1: personal growth since I lost my kids in nineteen ninety three,
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Speaker 1: just to survive at that point. But the older I
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Speaker 1: got and the more busier I used to get really
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Speaker 1: busy to waylay the feelings of anything that might become
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Speaker 1: a but I would just pack my calendar with stuff.
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Speaker 1: So when I started doing personal growth at that point,
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Speaker 1: I literally set a timer on my clock on my
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Speaker 1: phone for three times a day to breathe, to pause
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Speaker 1: and breathe. Then I did it every hour so that
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Speaker 1: I got used to stopping, pausing and breathing. Just that
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Speaker 1: right there takes you from a level ten to seven,
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Speaker 1: from seven to five from five to three. Like, it
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Speaker 1: literally is just gonna bring down the anxiety. It's going
4:27
Speaker 1: to bring down the stress. It's gonna bring down the
4:30
Speaker 1: rat race feeling, the go go go, and calm our
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Speaker 1: nervous system. Our nervous system rocks, y'all, and we freak
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Speaker 1: it out so many times, and we learned to live
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Speaker 1: that way, so we think it's normal, but it's not.
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Speaker 1: So we're gonna stop, pause and breathe. When unexpected life
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Speaker 1: changes happen. It could be as big as divorce, a
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Speaker 1: job loss. It could be just choosing for a job change.
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Speaker 1: It could be an illness like Montezuma's revenge. It could
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Speaker 1: be a major transition like me, I just bought my
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Speaker 1: house last year. I've been in my house for almost
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Speaker 1: one year now, has it been one year? Yep? Just
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Speaker 1: about one year now. So that was a huge change.
5:04
Speaker 1: I moved across the country from California to North Carolina,
5:07
Speaker 1: so I live in Charlotte, North Carolina. Now, like that's
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Speaker 1: a huge change. And I came with one pod, and
5:13
Speaker 1: you believe that I had forty three hundred square foot
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Speaker 1: house down to one pod because it was time, right,
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Speaker 1: it was time to just start all over here. So
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Speaker 1: any big changes like that, we want to stop, take
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Speaker 1: a breath. We need to realize that, yes, there's financial
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Speaker 1: aspects to it, Yes everything affects our money, right, But
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Speaker 1: first it is emotional. Ah, everybody puts your hand on
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Speaker 1: your heart. Ah, doesn't that feel good? I just love this.
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Speaker 1: I love doing this. I love doing this in the sun.
5:45
Speaker 1: I love doing this before I go to bed. I
5:46
Speaker 1: love this doing this in the shower just to relax.
5:49
Speaker 1: It literally just makes me relax. As soon as I
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Speaker 1: do that, I'm like, Ah, I'm safe, I'm calm. I'm okay.
5:55
Speaker 1: I'm safe, I'm calm, I'm okay. Everything's good. The universe
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Speaker 1: has got my back. Everything's always working out for me.
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Speaker 1: My money's making money while I sleep. All my wonderful
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Speaker 1: mantras that I love. Just this like cues all that up.
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Speaker 1: So this change is going to affect us emotionally. We
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Speaker 1: have to know that first, we have to give ourselves
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Speaker 1: permission to slow down, calm our nervous system settle in,
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Speaker 1: and we can make the decisions from that place. When
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Speaker 1: we are we're up here, angry, stressed, anxious over here,
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Speaker 1: we don't want to make a decision from that height,
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Speaker 1: from that height of stressful energy, because that decision is
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Speaker 1: going to bring us more of that which we don't want.
6:35
Speaker 1: We all want more love joy. I would say sex, drugs,
6:39
Speaker 1: and rock and roll, but we can't say that, So
6:40
Speaker 1: we're going to say sex and rock and roll and joy.
6:42
Speaker 1: How about that? We want always to increase joy in
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Speaker 1: our life. That's what everything's always about. We think we're
6:50
Speaker 1: going to buy that to make us feel better. We
6:51
Speaker 1: think we're going to go there to make us feel better.
6:53
Speaker 1: Everything's about making us feel better. So we want to
6:56
Speaker 1: be able to do that from the inside. So when
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Speaker 1: we have a big transition, first thing, we want to acknowledge,
7:03
Speaker 1: acknowledge the shock, acknowledge what it's doing to our system.
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Speaker 1: Even strong capable people feel disoriented when life changes suddenly.
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Speaker 1: I don't know about you, but I'm a badass, strong,
7:16
Speaker 1: powerful person I am. I'm a business owner, I'm a
7:19
Speaker 1: badass boss. I'm a badass mom. Sometimes I don't feel
7:22
Speaker 1: that way, but I'm a badass friend. I can always
7:27
Speaker 1: be better at everything right, But that's not what I'm saying.
7:30
Speaker 1: I'm saying I'm badass now. And even that this month's
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Speaker 1: revenge has taken me out this week. A couple months ago,
7:38
Speaker 1: something else happened. I can't oh. A really good friend
7:40
Speaker 1: from my past passed away and that took me out
7:43
Speaker 1: for a little bit too. So even though we can
7:45
Speaker 1: be strong, we could be amazing, we could be smart,
7:48
Speaker 1: we could be empathetic, we can be compassionate, we could
7:51
Speaker 1: be great people, we're still going to be affected. So
7:54
Speaker 1: we have to acknowledge the shock. Okay, it's normal to fear.
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Speaker 1: I'm sorry. It's normal to feel fear. It's normal to
8:02
Speaker 1: feel anger, it's normal to feel confused, anything around the grief,
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Speaker 1: anything like that. Naming how you're feeling reduces the pressure. Yay,
8:12
Speaker 1: we want to fix everything immediately, right, so name it.
8:15
Speaker 1: Name it. I have a you can google this or
8:18
Speaker 1: chat it or whatever whatever you want to use. I
8:21
Speaker 1: don't want to give any any instructions on that part,
8:25
Speaker 1: but emotional scale. Look up the emotional scale. It is
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Speaker 1: life changing. I was fortunate enough to raise my kids
8:33
Speaker 1: in a beautiful school back in California, and we were
8:36
Speaker 1: taught the emotional scale from the get go, So they
8:39
Speaker 1: were taught how to recognize their emotions from day one
8:43
Speaker 1: and what their emotions mean to them. So check out
8:46
Speaker 1: the emotional scale because sometimes we don't know what we're
8:48
Speaker 1: feeling and how we're feeling that, right, So we want
8:50
Speaker 1: to name it. How am I feeling right now? Well,
8:53
Speaker 1: I'm I am honest, I'm feeling a little anxious. I'm
8:56
Speaker 1: always anxious doing these podcasts just because I'm being real
8:59
Speaker 1: and I'm out there, right, Okay, so we name that. Okay,
9:02
Speaker 1: big deal, I'm real and out there. Who cares? I
9:04
Speaker 1: have like two hundred freaking listeners. Who cares? All? Right? Next,
9:09
Speaker 1: but you are the most important one. You get a car?
9:12
Speaker 1: You get a car. Okay, I'm just kidding. Clearly, I'm
9:15
Speaker 1: silly with no food for a week. Okay, we want
9:17
Speaker 1: to name our feelings. Second thing, we want to focus
9:21
Speaker 1: on stability first instead of trying to solve the entire
9:25
Speaker 1: situation right now, whatever it might be, what we need
9:27
Speaker 1: to do right now to feel stable. That's it. Just
9:30
Speaker 1: one thing, And the first thing is always breathe, right,
9:33
Speaker 1: I just want to breathe. Then I want to just
9:35
Speaker 1: understand what's happening. If this is a financial situation, I
9:39
Speaker 1: want to understand the numbers, because what we think in
9:42
Speaker 1: here is happening is not happening. I guarant frickin' to
9:45
Speaker 1: you it's not happening. So I know that when we think, oh,
9:48
Speaker 1: I think this is this, I think this is this, Okay,
9:50
Speaker 1: this is how much I spend on this all lonely,
9:52
Speaker 1: it is not true. You have to know the actual numbers,
9:56
Speaker 1: which is why I always have my clients love their numbers. Yep.
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Speaker 1: So we want you to love your numbers no matter what.
10:02
Speaker 1: We have to get to know our numbers and love
10:04
Speaker 1: our numbers. You don't have to go in by yourself
10:06
Speaker 1: because it's scary sometimes, so bring a friend, bring a
10:09
Speaker 1: money coach, whoop whoop. Just saying, bring your financial advisor,
10:12
Speaker 1: bring your spouse, bring somebody so you don't have to
10:15
Speaker 1: go by yourself. And this is not doing this with
10:17
Speaker 1: shame or blame. This is doing with just to get
10:20
Speaker 1: to know the actual facts. Once we understand the facts
10:24
Speaker 1: is when we can make a change. I hope that
10:25
Speaker 1: makes sense. So we need to get some organization going right.
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Speaker 1: Number three, gather the information without judgment. We're not judging.
10:33
Speaker 1: We're not looking at that going oh, I can't believe
10:35
Speaker 1: I did that. I can't believe you did that. If
10:37
Speaker 1: it's a spouse or whatever. We just want to gather
10:39
Speaker 1: all of our statements, gather our account balances, our bills,
10:42
Speaker 1: our income sources, and we just want to be aware
10:44
Speaker 1: of it, not blaming it. So I have a big
10:47
Speaker 1: spreadsheet that I have with all of my commitments. I
10:50
Speaker 1: call them commitments because it's my choice. If I want
10:52
Speaker 1: to pay that electric bill or not, it's my choice.
10:55
Speaker 1: I can always write a thing on there, thank you,
10:57
Speaker 1: I'll pay you next month. Thanks for the electricity. And
11:00
Speaker 1: I don't know about you, but especially this week, I
11:03
Speaker 1: have loved my water right, I've loved my toilets. I
11:06
Speaker 1: loved my water because that's what I've been drinking. I
11:08
Speaker 1: love my water company, love love, love them. So thank
11:12
Speaker 1: you water company for sending me water. Thank you plumbing
11:15
Speaker 1: company for making sure that I have a beautiful throne
11:18
Speaker 1: to sit on. And I don't gotta worry about digging
11:21
Speaker 1: a ditch. I don't got to worry about laying a pipe.
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Speaker 1: Like we can literally turn everything in our life around
11:26
Speaker 1: to gratitude and appreciation from the stressful side of things. Okay,
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Speaker 1: number four, we're gonna just take one small step. We
11:34
Speaker 1: are not going from zero to one hundred. We are
11:37
Speaker 1: going from zero to the very next step to get
11:40
Speaker 1: us the very next feeling that we want to get,
11:42
Speaker 1: which is usually clarity, calm, and joy. Right, So, when
11:46
Speaker 1: big life changes can make your finances feel completely overwhelming,
11:50
Speaker 1: choose one manageable action. It could just be reviewing your
11:55
Speaker 1: expenses now. It could just be getting my bills online today,
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Speaker 1: that's it. Tomorrow it might be looking at my chase statements.
12:05
Speaker 1: That's it. The next day, might be looking at my
12:07
Speaker 1: bank statements. That's it. Like it could be very something,
12:11
Speaker 1: very minor, or I'm going to block off the whole day,
12:14
Speaker 1: rock my music, light my candles, put on some comfy clothes,
12:19
Speaker 1: and dig in and download all my statements, download or
12:23
Speaker 1: open up all my bills that I might have, and
12:26
Speaker 1: I might say, hey, this is my money date day
12:28
Speaker 1: that all my clients have a money date. We all
12:30
Speaker 1: have to fall in love with our money and have
12:32
Speaker 1: a good relationship with our money. So however you choose
12:35
Speaker 1: to do that is amazing, and it's just one step,
12:39
Speaker 1: and everyone is different. That's why when we hear all
12:41
Speaker 1: this stuff out on the news ATBNSNBC, CNN, all this stuff,
12:46
Speaker 1: none of it's right because it has nothing to do
12:49
Speaker 1: with you. Do not listen to anything financial because it
12:52
Speaker 1: has nothing to do with you and your circumstance. Susie Orman, Nope,
12:56
Speaker 1: she's not your financial advisor. No no, no, no no.
12:58
Speaker 1: David Ramsey no no, no, no no, he is not your
13:02
Speaker 1: financial advisor. You might want to listen to them to
13:04
Speaker 1: get out of debt and to get to a certain place,
13:06
Speaker 1: but once you're there, once you're making over eighty five
13:09
Speaker 1: thousand a year, and once you're out of debt, that's
13:12
Speaker 1: when you need a financial advisor, a certified money coach.
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Speaker 1: You need some help to get to your personal customized
13:18
Speaker 1: situation to help you with your very next step. Does
13:21
Speaker 1: that make sense? Okay, so we're gonna make that small step.
13:25
Speaker 1: Every time you do that, y'all, we get a pat
13:28
Speaker 1: on the back. Yep, pat myself on the back, abso
13:31
Speaker 1: freaking lutely. In fact, what I had my clients do
13:34
Speaker 1: at one point as well, is get one of those
13:36
Speaker 1: apps that round up on your purchases, so that when
13:39
Speaker 1: you spend six dollars and fifty cents, it's going to
13:41
Speaker 1: put fifty cents in a little side bucket for you,
13:44
Speaker 1: and it's going to take seven dollars out of your account.
13:46
Speaker 1: So now you have this side bucket. So every month
13:49
Speaker 1: I would have my clients go spend that on whatever
13:51
Speaker 1: the heck they wanted. That was permission for them to
13:53
Speaker 1: have a really good time. Now, I know it's not much.
13:56
Speaker 1: It might not be much depending on how much you spend,
13:58
Speaker 1: but so what it's like free money, Like, just know
14:01
Speaker 1: that that's yours to do whatever you want. That helps
14:04
Speaker 1: build your confidence as well. Okay. Number five, Separate emotion.
14:08
Speaker 1: Separate emotion from decision timing. Okay, so when we're feeling this,
14:16
Speaker 1: it's okay to be emotional, that's obvious. We're going to
14:20
Speaker 1: be emotional around a lot of financial decisions and a
14:23
Speaker 1: lot of things that come up in our life that
14:25
Speaker 1: slap us in the face. Right that, I want to
14:28
Speaker 1: make sure that you do not make a decision inside
14:31
Speaker 1: that emotion. Give yourself time before making that decision. Major
14:36
Speaker 1: decisions as well, investments, housing, long term plans. These are
14:40
Speaker 1: big things that affect your life, right, so make sure
14:43
Speaker 1: it's not coming from the emotional heightened state. We want
14:47
Speaker 1: to separate that from the timing. You do not have
14:50
Speaker 1: to make a decision right this second. Now, sometimes we
14:53
Speaker 1: do need to make decisions immediately right, Like we only
14:56
Speaker 1: have a certain amount of time. I know clients that
14:59
Speaker 1: say I will ever make a decision that same day.
15:02
Speaker 1: They always sleep on it, no matter what, twenty four
15:05
Speaker 1: hours they sleep on it. Now. I'm a money coach,
15:09
Speaker 1: right so, I've hired several coaches in my life, and
15:12
Speaker 1: there's a lot of coaches that give you that fast
15:15
Speaker 1: acting timing bonus to do right today right which you
15:19
Speaker 1: would save that money if you've made the decision today,
15:22
Speaker 1: no matter what. Back away from it all. Go get
15:26
Speaker 1: in touch with your breath, get in touch with your
15:29
Speaker 1: clarity before you make any big financial decisions. I get
15:34
Speaker 1: calls all the time for my clients. Hey ah, I'm
15:37
Speaker 1: buying this car right now, I'm at the lot. Okay, great,
15:40
Speaker 1: let's walk through it whatever it might be. Right, I'm
15:43
Speaker 1: buying this coaching program. This is where I'm at, This
15:46
Speaker 1: is how I feel, this is where it's at. Even
15:48
Speaker 1: the emotional side of you think something's going to solve
15:51
Speaker 1: these emotions is not a reason to purchase it. And
15:55
Speaker 1: a lot of us in the personal growth coaching industry
15:58
Speaker 1: we think that if I just buy this program, I'm
16:03
Speaker 1: going to feel so much better, and it's going to
16:04
Speaker 1: answer all my problems. It's not have I bought amazing programs,
16:09
Speaker 1: absolutely if they've been instrumental in my life, but it's
16:13
Speaker 1: not going to solve my emotional problem. That's the biggest
16:18
Speaker 1: program that I purchased that changed my life so much.
16:21
Speaker 1: I had to go hire another coach to handle the
16:23
Speaker 1: emotions around the first program that I purchased, which was
16:27
Speaker 1: just as much. So it's not about fixing your emotional situation.
16:33
Speaker 1: It's about getting you to your next step that you
16:35
Speaker 1: want in your life. I hope that makes sense. Okay,
16:38
Speaker 1: number six, this is my favorite ask for support. Whoop, woop, whoop.
16:43
Speaker 1: You cannot do it alone? Now, can you do it alone? Okay,
16:46
Speaker 1: maybe some people gonna do it alone, but you're gonna
16:48
Speaker 1: do it less funly? Okay is that a word? You're
16:51
Speaker 1: not gonna have as much fun doing it. You're going
16:54
Speaker 1: to probably spend more money, way more time. Please, you're not.
16:58
Speaker 1: You might be able to do it a fast, sure, better, stronger, faster,
17:01
Speaker 1: you know, superman wise. If you ask for support, you
17:04
Speaker 1: do not have to carry all of this alone. Financial advisors, coaches, attorneys,
17:09
Speaker 1: trusted friends that can provide clarity. You might even have
17:11
Speaker 1: a mentor in your family that is living the lifestyle
17:14
Speaker 1: that you want. You might want to ask them things.
17:17
Speaker 1: Seeking help is not a weakness. Please, we go to
17:21
Speaker 1: doctors all the time with no problem. Just think of
17:24
Speaker 1: us as money doctors. Where are your money doctor? We
17:27
Speaker 1: have to get underneath. And I can tell you once.
17:30
Speaker 1: I mean I went to I've been going to the
17:33
Speaker 1: ever since nineteen ninety two, off and on, and then
17:36
Speaker 1: I moved to coaches because I believe that therapy. We
17:38
Speaker 1: look back to figure out where it came from. Coaching,
17:41
Speaker 1: we put this forward. It's how do we know? We
17:43
Speaker 1: already know what happened, so now we want to put
17:46
Speaker 1: it forward in a life. And how can I make
17:47
Speaker 1: these these beliefs and these attributes that have gained all
17:50
Speaker 1: these lives this wonderful codependency. How can I make this
17:53
Speaker 1: shit work for me? How do I do that? So
17:55
Speaker 1: that's what coaches do for us. So coaches putting it
17:58
Speaker 1: in a great perspective of where at now, and they
18:00
Speaker 1: get to know us to where we want to be.
18:02
Speaker 1: They can help us get there. That's what I do
18:04
Speaker 1: for my clients right in all different aspects of their life,
18:07
Speaker 1: So we do need support. I have someone doing my taxes.
18:11
Speaker 1: I have someone doing my accounting. Dude, I have someone
18:14
Speaker 1: doing my landscaping. I'm not going to do that. I
18:17
Speaker 1: have someone cleaning my house. I hate cleaning house whatever.
18:21
Speaker 1: I love to cook, and I hate shopping. Instacart shops
18:24
Speaker 1: for me a lot. Now I know that the guilty pleasure,
18:26
Speaker 1: and it's part of my spending plan and I'm okay
18:28
Speaker 1: with that. So I will not go out to dinner
18:30
Speaker 1: as much as I will because I'm using Instacart instead.
18:34
Speaker 1: That's fine, because I loved cook. It's just for me
18:36
Speaker 1: and it gets boring and sometimes I don't want to
18:38
Speaker 1: do it, but I love it. I don't even mind
18:42
Speaker 1: doing dishes these days. I used to hate that. But anyways,
18:46
Speaker 1: we want to get to know ourselves, so we ask
18:48
Speaker 1: for support where we need it. I have called my
18:51
Speaker 1: friends many a times from many places. My friend Sherry
18:55
Speaker 1: just helped me with my son Parker this whole week.
18:59
Speaker 1: She was in instrumental helping him get in his new place. Family.
19:03
Speaker 1: My step kids are amazing, love them so much. They
19:06
Speaker 1: helped Parker move into his place this weekend. I mean,
19:09
Speaker 1: how great is that? We all need support. Please don't
19:13
Speaker 1: try to do this by yourself. There's so many different
19:15
Speaker 1: ways that we can ask for support and receive support.
19:18
Speaker 1: And I live in an amazing new community I moved
19:21
Speaker 1: into two and a half years ago, almost two and
19:23
Speaker 1: a half years ago, and people are so supportive here
19:26
Speaker 1: and we know that and we nobody abuses it, and
19:30
Speaker 1: we know that, you know. I mean, I can't tell
19:32
Speaker 1: you how many times people have said what can I
19:33
Speaker 1: get for you? Do you need anything this week? Because
19:35
Speaker 1: I missed so many events this week, and they're like, oh,
19:37
Speaker 1: I heard you're sick. What's going on? Do you need
19:39
Speaker 1: any help? So many I love that. I love that,
19:41
Speaker 1: and it's like, no, I'm all good. I'm instacarting my
19:43
Speaker 1: coconut water, my rice banana is you know, all that
19:46
Speaker 1: great stuff? So ask for support. Now, let me ask
19:50
Speaker 1: you this, When was the last time someone asked you
19:52
Speaker 1: to help them? Think of that in your head, the
19:54
Speaker 1: last time somebody asked you to help them? What did
19:56
Speaker 1: it make you feel when you did help someone? It
19:59
Speaker 1: makes us feel good, It makes us feel valued, It
20:02
Speaker 1: makes us feel purposeful. It makes us feel like we
20:06
Speaker 1: maybe know something that can help someone else do something.
20:10
Speaker 1: That can help someone else. It makes us feel good.
20:13
Speaker 1: So please don't hesitate to ask someone else for support,
20:16
Speaker 1: because you're going to give them the gift of this
20:20
Speaker 1: joy of feeling like they can help someone else. Okay,
20:23
Speaker 1: we all and I know it's hard. It's hard for
20:26
Speaker 1: people to help us. So you can pay me to
20:28
Speaker 1: help you. How does that make it? Does that make
20:30
Speaker 1: it feel better for you? Just saying okay, I am
20:37
Speaker 1: so happy that you're all here. And I hope you've
20:40
Speaker 1: actually learned something, maybe heard something in a different way.
20:43
Speaker 1: I hope you laughed, because that's what it's all about.
20:46
Speaker 1: Laughter and tears go together. We heal with both. And
20:49
Speaker 1: I hope you check out my other episodes, especially in
20:51
Speaker 1: The Livier Diamond Life Q and A. And I can't
20:56
Speaker 1: wait for you all to be able to say I
20:59
Speaker 1: rock my Finances.
21:01
Speaker 2: We appreciate you joining us today, and don't forget to
21:04
Speaker 2: subscribe to the rock my Finances YouTube channel for more
21:08
Speaker 2: engagement and bonus content. Tell me what is your money story?
21:12
Speaker 2: Let's find out with Jennifer right here on K FOURHD
21:16
Speaker 2: Radio and Talk for TV. It's not about the zero,
21:19
Speaker 2: It's about the F word. Feelings, feelings, Jennifer can't wait
21:23
Speaker 2: to explore with you next week. Until then, let's all
21:27
Speaker 2: say I rock my finances.