Latest / The Financial Freedom Podcast with Fexingo: Quitting Your Job, Living Off Investments, Independence
Why a 60/40 Portfolio Might Actually Be Too Conservative
Lucas and Luna explore a counterintuitive idea for early retirees: that a portfolio with a higher allocation to stocks might be safer than the traditional 60/40 mix. They dig into the research on safe withdrawal rates, sequence risk, and the 'bond tent' approach, using the example of a 50-year-old who retired in 2000 to illustrate how different allocations would have fared. Along the way, they discuss why bonds may not provide the ballast they once did, and why a 'rising equity glidepath' could help you sleep better at night. If you've ever wondered whether your…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.