Latest / Inflation and Your Money with Fexingo: Protecting Purchasing Power and Beating Inflation

How Inflation Is Quietly Eating Your Roth IRA Growth
Episode 126 of Inflation and Your Money with Fexingo explores an overlooked threat: inflation's effect on Roth IRA accounts. Hosts Lucas and Luna break down why a 3% annual inflation rate can slash the future purchasing power of your tax-free withdrawals by nearly half over 30 years. Using real data—including the latest CPI reading of 332.6 and core PCE at 130.1—they explain how inflation erodes the real return of your contributions even when the account grows nominally. Lucas shares a concrete example: someone maxing out their Roth IRA for 30 years could end up with tax-free income…
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