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Self-Funding Is Simple. We Make It Sound Complicated. | with Carrie Cherveny

“They’re taking these 40, 50% increases because they just are afraid or don’t understand self-funding, and won’t move into an alternate risk environment.” - Carrie Cherveny

Self-funding isn’t as complicated as it sounds. But collateral, captive managers, stop-loss contracts... most employers hear the jargon, tune out, and sign another big renewal.

Carrie Cherveny, SVP of Alternative Risk at HUB International, joins me this week to explain self-funding in plain language, starting with why fully insured is renting and a captive is owning a townhouse. We also cover why companies leaving a PEO…

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