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Episode 54 - The Instant Payments Maven's Instant Payments Reality Check with Marcia Klingensmith (Candescent)

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Marcia Klingensmith, banking modernization and ecosystem strategy leader at Candescent (www.candescent.com) and author of The Instant Edge blog (www.substack.com/@instantpaymentsmaven). Marcia, known as the Instant Payments Maven, shares her perspective on why treasury and business banking may drive the next phase of instant payments adoption. The conversation explores RTP, FedNow, the “receive-only rut,” request for payment, QR pay codes, ISO 20022 data, fraud prevention, real-time data layers, and why…

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