Latest / The Investor Shed Podcast / From QuickBooks to NickBooks: How Agentic AI Is Saving Me $1,200/Year
Transcript
- Nick & Jeremy: And we're live. Jeremy. Good morning. Top of the morning to you lad. How are we doing today, Nick? Doing fantastic. Yeah. Again, it's summertime. It is. It's summertime. Maybe not when you're listening to this. It could be winter. Could be winter. Yeah. I don't know why you're listening to this particular episode in winter, but it's actually the weekend after fourth of July. We're all feeling refreshed and patriotic. We are a lot of patriotic people this weekend. Yeah. It was imp it was impressive to see. Yeah. So all my all my neighbors threw their flags in the garbage can. Now that it's done with the holidays over. All of my neighbors, they were wearing like a make American flag, everything. So I have I don't know if you remember from Hoop Fest, I have like my Canada outfit with like Canada. Very tiny. Yeah, how did you get any shit from for wearing Canadian outfit that day? I was just messing with them though. I saw there's too many American flags, and I'm like, technically, Canada is North America. it is, technically. Yeah, but all technical and if you're talking about America's freedom. Gotta include your northerners. People should just call start calling this country United States. Yeah. Because that's what we are. Yeah. Because it it is actually confusing to me sometimes when you when you travel a lot and you're you just say America. I'm like, well, that that could be pretty big. That could mean Brazil. Yeah, it could. South America. I mean it could mean Chile when you talk about Americans. Argentina. Technically. Yeah. I mean, it's Mexico. Yeah. That's America. Yeah. It's actually North America. This is Mexico. Right. Pretty crazy. Yeah. No, I just figured I'd mess with my neighbors and I I would change it, of course, but it was fun. Yeah. They get a little rowdy, and I think we're gonna get a little rowdy on the podcast. They all get rowdy. Yeah. I can't wait to get rowdy. Really? Yeah. Yes. You're fiddling with a cord like you're gonna not get rowdy. Like what you're doing is not rowdy behavior. Jeremy, it's time to talk real. Real talk. Real talk. Okay, let's do it. Why don't I look at look, there's a lot of people We we had we had an event last week. Okay. We had an AI speaker come talk to our real estate meetup and tell everybody about agentic models and how they're working. You know, that's beyond the chatbots, that's like the next level. AI can actually build stuff for you, do stuff on computers. This is kind of how it works. And for the most part, they were most of the let's see, probably Ten percent of the crowd have used agentic models and all about it. Sure. the other ten percent of the crowd just not a fan of AI. Yeah. And then eighty percent definitely using chat bots and stuff and feeling like they've They know their way around it. No they're very comfortable with at least the chat bots and it's extremely useful. They use it almost every day. Yeah. maybe not all of them, eighty percent eight every day, but like a good handful of them. you know, the majority. Seems like AI is certainly becoming a part of the majority of people's lives. Sure. But still most people, which was interesting, our crowd, when you look when you survey the, you know, just the US in general, the amount of people that are using AI, it's it it's quite a bit, but only five percent are actually paying a subscription for AI, like using it enough to where they they have to pay for it or to feel like they should be. Yeah. To get extra features and stuff and unlimited usage. And faster times and everything. Yeah. Yeah. And then of those five percent, only about one percent of them on average, are using like agentic tools and like really in deep sure using extreme high leverage. Yeah. like you. Yeah, like me. Yeah. I'm one of those. but there's still this big fear that AI is gonna take everybody's jobs. And I know we we go back and forth. The frontier lab leaders go back and forth too about like This is actually gonna happen these jobs, but then they're like this then they see what's happened with the genetic models where like, okay, now unleash AI unleashed the tools for pretty much anything that could be done on a computer, you can get AI to do it. Yeah. but what actually happened, what's been happening the last few months? People haven't been losing jobs to AI. You're right. I haven't like noticed anybody losing any sort of jobs. People are just becoming extremely productive and Wanting to expand businesses and start things that they never could have dreamed of starting because they have this work that could be done on the computer very quickly and knock through long, exhausting projects fast. So I just don't see it. I don't see AI taking people's jobs. I see people using AI taking people's jobs that are resistant. Sure. but I don't see like your average everyday person that's like adopts technology. And and doesn't resist it, I don't see those people losing their jobs. I see them as very useful to their companies. Yeah. If they're using tools that are making their job more productive. It's true. And also I I will like I think you're right right now, if that makes sense. Like who knows what the future's gonna hold, of course. Like this this could reach all new levels where essentially we all become pretty obsolete. It could. But right now, like it's it's like not taking over anyone's jobs, like you're saying. Well the AI has no ambition. Right. But the I AI can be programmed to have to do tasks. sure, yeah. Right. And that's what we're yeah, I've I've been I've been explaining with that and doing that and setting it up and it's and it's fantastic. It still needs a lot of direction. Right. A lot of but it but the things that it's doing necessarily I mean it's just it's just creating more work. Yeah. which is a good thing. Yeah. but in general it's just like It's it's preparing you to do the harder task of going out and talking to people, moving atoms or like moving stuff in the physical world. Right. It's like, okay, no more excuses. You got you you can get a lot of your computer work done very quickly now. Right. Now you have to go out there and bring more income in to pay for the leverage of having, you know, paying these little tools. okay, you know, I just spent money on the tools. Things went faster. Now I gotta go make up that money back. Yeah, now I gotta make some money somewhere else to make that make sense. You know what I mean? I get it. But I'm just saying, like in like five to ten years, you know, like when the when the actual physical bots come out and stuff, like there could be a time where like you go to a grocery store and it's just ran by bots. You could go to a car dealership and get your car fixed, and instead of a mechanic working on your car, it's a bot. So if if a grocery store could replace pretty much all their workers, the majority of them. with robots, where do those workers go? That's a good question, right? And and what what is a grocery store's ambition? Right. Is it to stay stagnant? all of a sudden we cut all this labor from in the store. Now it could be done for a fraction of the price. I have a feeling the grocery store will grow. Sure. And those people that are worth keeping will maintain the bots You know, that that's just specifically where I wanted to parse you though. Like those people worth keeping. People worth keeping. I think that we're gonna see a mass flush of useless people that just don't have their company's best interest in mind and that just always wanna fly under the radar. I think those people are gonna get caught. Kind of where I was going with this, like the people who are like your ground level, your grunts, your your people No, not necessarily grunt. I'm talking about the people that there are a lot of these people out there. Yeah. Work for a big company or a company. Sure. And they will do the least amount of work possible not to get fired. That's true. or or maybe cheat the system a little bit here and there. Right. And maybe they're a remote worker and they they I d I'm that's a bad example actually. Cause a remote worker could be using AI and be very productive and their company would appreciate that. Yeah. I don't care if they're using AI. I just need the work done. I don't care if you do it. Like it's not like The real world is not like school where you get you don't you get in trouble for cheating. Right. In the real world, as long as you're productive, you get those A's, they don't care if you cheated off somebody. I wouldn't even call that cheating. That's optimization. Yeah, it's called research and development. Yeah, yeah. It's not cheating. It's like how it's supposed to go, I think. Yeah, as long as you can get the paperwork done. And can you d get it done quicker and take on more? Yeah. That People's I think some the bad stuff about AI, the bad stuff that's coming is that I think people are going to be expected to do more. Sure. but it's still gonna get easier for them if they embrace tech. Yeah. No, I think you're right. But it just I I do think some jobs will be absorbed. I don't think it's gonna be an all mass exodus of like every working person no longer being able to work. but that also brings the question like if if we don't need to be working anymore, like what are we doing with our time? And how are we how are we providing, right? Yeah. So I tend to think that in general, there's we're a long ways away from people just having free time. Sure. I I think it's closer than you think. hopefully. Yeah. But I really I I have a feeling that it's just AI is just gonna demand more out of people. Yeah. Not less. Sure. F at first. Mm-hmm. Companies are gonna be like, wow, we can be so much more productive and our competition is also more productive. We need to keep an edge. Yeah. So everybody learn this stuff, start using it, start working from home, start yeah, yeah. You know, double time. Everybody can now manage twenty bots. Right. make sure that they don't screw up, make sure they're plugged in, yeah. Make sure they're doing their job. Everybody becomes an entrepreneur or manager. Yeah. You know, sure. In in some in some ways. Yeah. Possibly. Depends on the the industry. Sure. Yeah. But I just now that we've had a few months to see like everybody thought programmers were cooked. Yeah. As soon as Claw and Code came out and it was amazing. Those people are like the most in but what happened was people just hired more coders because they can get more done. Yeah. Like they're not service right now. 'Cause they understand what's going on. But now they can get twenty times or a thousand times the work done that they used to because they're just managing twenty bots at a time. Right. Coding agents. Yeah. And that might be how everything ends up being. It's true. If all of a sudden a taxi driver gets replaced by a Tesla, shoot. Well now his company has twenty Teslas that he wants him to manage and keep clean. Yeah. And he has a different he's still a taxi driver, but now he's got more work 'cause he's got Ten cars to maintain. Yeah, and detailing something whatever it You know what mean? Yeah. I think that's all and and I that that's gonna be my new where I'm putting my money is that everybody's just gonna be expected to do more. Sure. I I see that. And it kind of goes back to the analogy. I don't remember who said it. but it talks about the phone service injury in industry. back in the day, you used to have to call like one eight hundred number and you'd have to have switch operators, right? So those people would sit in an in an operating booth and they'd connect you to a national or international directory of wherever you needed to go. Yeah. And then like cell phones came out and long distance calling came out. And everyone thought like, you're taking away all these jobs. No, those are what happened was all of a sudden the tech came out where a computer can do the switching for these companies. So all these people didn't need all all of a sudden that whole industry of people the switchboard operators got fired. Yeah. But Not really, because all these phone companies, they expanded, all of a sudden everybody started to use making more calls. So there were just more jobs that were created. Right. For just people to go work just in customers. That you know, a new industry was open. Yeah. So like that that that's an example of a job not being, you know, I guess your position being lost, but also an opportunity arising because of it. And I see a lot of that happening too, like you're saying. Like something's gonna open up that's gonna allow people to broaden their senses and broaden their universes. And be I can go do this above this, and and I can be beneficial in many different ways. Yeah. So I I think Yeah. I mean, I'm I'm in agreement with you. I you wanted some back and forth, but like, yeah, I see that happening. Yeah. It's just like, when is it gonna happen? Right. And that that's like what I'm saying. Like, I think it's sooner than you think, but probably not like within the next like two years, you know what I mean? Yeah, probably not. But the way this like technology is increasing and the rate it's increasing at, like, I wouldn't be surprised within Five to ten years if it's things are up and running in that department where we're getting I guess not replaced, but big industry shifts and changes. Definitely ten years. Yeah. Maybe five or less. Less. Yeah. It's quite possible five or less, because I think they've already they're already shipping humanoid robots to like companies to work in warehouses and stuff. But they won't probably be available to the mass public, like the good robots, yeah, for another two to three years. I mean, think about what's happened in AI in the last two years, Nick. Mm-hmm. Like where where were you using AI two years ago? We were. We were. But where where were you? Like what were you doing with AI two years ago? I mean, I was I was doing it a lot. I was cleaning up emails, redoing plans. Yeah. but it was all copy and paste work. It was all studying, it was all like planning things out well. Researching. It was operating agreements all of a sudden and joint venture agreement drafting. Yeah. actually used it for quite a bit, but it was very engaging had I all of a sudden I'm just reading a lot more throughout the day. Right. Yeah yeah but it was you know ideas all of a sudden you know any anytime you wanted to have an idea for something you just ask for ideas about yeah what should I put in here that's exactly what I used it for two years ago right it's like baseline like hey let me how can I do this and it would just spit out a bunch of information. I'm like this is incredible. If a rap song about bananas was sung by Dr. Dre, what would it sound like? Yeah, yeah. And and then you start reading its lyrics and you're like, this sounds exactly like Dr. Dre would rap about bananas. He would do this, yes. I remember doing that prompt when it was when I first got AI. Yeah. Like and it and I was like, this is this is mind-blowing because it took like that. And I suddenly there was a rap song by Dr. Dre about bananas. Yeah. And I think I can't remember what it was, but you made a video of me. Eating spaghetti or something like that. Yeah. And it was pretty rough. But we were like, Wow, this is so cool. And and nowadays, like, it'll do like the most ultra realistic. Like, not just a guy that looks like you. Yeah, it's a exact model of me. With my exact manner. It's nuts. Like, like if you just look at I like the Will Smith eating spaghetti. Have you seen like the beginning of that? And then how it looks out? How it's how it's grown over time. It's nuts. Yeah. That's just like the way learning models, these L L Ms work. They're just constantly getting better. They want they want to s to show you Will Smith eating spaghetti and just how good that can get year by year. Yeah, that that's their tech test. It's like Apple when they have a new iPhone, but it's just Will Smith eating spaghetti. Yeah. It's a there's probably a website devoted to it. I'm I'm sure there is. I wouldn't doubt it. No. So now but we're at the point where it's saving me fucking money. Okay, yeah. I just over the weekend okay, it started on Friday. I think it was Friday. Yeah. Started on Friday. I thought to myself Holy crap. I just paid $115 to QuickBooks. Yeah. And I'm like, this is one of the perfect things that Claude can probably build, like a replacement for QuickBooks. But the only thing that was like in the back of my mind was well, it probably is not going to have like the syncing up the integration of your miles or whatever. And well, you know, it it it has integrated in it all my credit cards and bank accounts where it automatically refreshes and I just go in and categorize things. I'm like, it surely it can't do that. Or, you know, if I send an if I get an email invoice and I just forward it to that QuickBooks email that I have that goes right to and links up. And then I just I just thought I'd ask one, you know, on Friday. I'm like, I asked Claude, I'm like, hey, here's what I I for QuickBooks, here's how I use it. here are the features I love. Could we just replicate it? Yeah. And build it out ourselves. and it's like Hundred percent. Sure. Yes, it can we can do all the same features, but it's gonna cost you two dollars a month for the sinking of the bank stuff. Sure. turned out it was a dollar fifty a month. Ooh, look at that. So over for I spend, you know, twelve hundred dollars a year on QuickBooks. that bill's being knocked out this week. Cool. And it already over the weekend it was building it this out and it's pretty much done. Okay. I I even got a logo from Chat GPT, NickBooks. NickBooks QuickBooks, NickBooks, that's hilarious. Cancelling QuickBooks and now I have my own NickBooks. Okay. So before you cancel, obviously are you gonna make sure that everything like works before you click It's already been running simulations. And yeah, sure. Sure, okay. Absolutely before I cancel. I I still have like a month left or something like that. and I'm sure there'll be little tweaks to make and all that stuff, but This was so much easier to build out than a a bot. Yeah. a bot that like communicates with clients through email and all that stuff. I bet. That was complicated. This is pretty cut and dry. It's just like, hey, I need just numbers in a database. That's what it called. Subcode said no problem. Numbers, you got it. Yeah. Numbers, boy howdy. yeah. And let's just and and all you know, it just got the last six years of data for my QuickBooks. Yeah. pretty easily. Okay. So it already knows how I it it already has all my it was able to take all my old projects and all my current projects and just replicate everything. Yeah. And then now it's the the syncing stuff is in order and it's and it's even gonna next step, I haven't done this yet, but it's got a a list of things for me to t create a new Gmail account and stuff. And then once I get that created and give a code, then it will take care of the rest. You what's cool. Of building this email that I can just forward stuff to and then it will sync up everything. What you're doing, that is another sellable asset. I know. You don't have to call it you don't have to call it NickBooks, but you call it keep it NickBooks. I was thinking like if a guy named if a guy named Richard wants to do it, is it dickbooks? Absolutely. Yeah dick books. Dick books, okay, cool. No, like, but that that system for saving people money, like, that's incredible, right? Yeah. I mean, like, I I don't care about I I like my QuickBooks personally. Sure, I like it too. Yeah. However, there's a lot about it I didn't like. Okay. And I get to completely customize it the way I want. What didn't you like? there's too much. Yeah. There's just too much on there. I want simple little things. I just want to track my expenses. Yeah. and then I once I have my income towards the end of the year, then I give it that and then it will Other than the give me a profit loss at the end of the year with all your deductions. Yeah. Yeah. Here's my ten ninety nines from other like here's my income. Yeah. let's not try to every single deposit try to screw things. The way the way QuickBooks and also the way I was running QuickBooks, it was slightly under the radar because I was using one business account but I was running multiple businesses out of it. Right. With Claude, they don't care. 'Cause it's my own custom software. I can have now multiple businesses with one account and it's and I don't have to trick the system and everything can work well. Are you gonna have it make you an app? because I've heard of like, you know, clouds models can make make an app on your phone. Yeah, so I could I right now it's just building it all out, but I don't know if it's going to be a software that just runs locally on my computer or I can host it as a website, either or. Sure. so I haven't got to that stage yet. Right now it's just building out the foundation of it all. The bra it's got the brain and everything. Yeah. so I whatever works better for me, Cloud's gonna build it. It already said, you know, if you if you want just a website to log into and do this, or if you want it to just run locally off your hard you know, one of your computers and then have a backup on Google Drive in case that computer, you know, went to shit. so it's it's pretty sweet how I'm not gonna have to log into anything anymore. Right. Only thing I hate logging into stuff. Well, I mean like I use face I use face ID on my phone for everything. But the only thing I'd be like considering is the like back end encryption of the website it makes. So people just can't like get your info. yeah, but I mean like like in the insecure QuickBooks. Yeah, it could happen. But I mean all that stuff's like secured and like it goes through secure portals, whatever. I I'm sure you can build it out that way too. an insane amount of It knows. Precautions when it comes to internet security. Sure. Already kind of baked in. Sure. but I I can just in case I'll ask, just in case I'm just be interested there any exposure issues here. I feel like it'd be safer because I'm not basically if I could just host it locally and not have my information off the internet. But so much of my info is on the internet anyway. Right. If somebody got a hold of my Google Drive, lights out. Yeah. They got a hold of one of your passwords. One password. 'Cause Google has access to you know four hundred other passwords. Yeah, that that's your main all the things and all my businesses and tax at records. How often do you change your passwords? Never. Okay. And and it it's like cr and I've I've been starting to do it. Like just refresh my hundreds. Yeah. I just don't want to. Okay. I'll have Claude do it someday. Yeah. I mean you can use like your strong passwords with Chrome and everything like that. But every now and then I like it's been a while since I've changed this one. Let me update it. Cause you go through your phone and it says like, you know, these ones are exposed. And I try to change those ones out every now and then. So yeah. Yeah. Anyway, that's just me trying to be a little bit more internet safe. I'll get there. Not not very good with the password. Too many things to build. Too many things to build. But I mean that one instance. Okay, so so who's getting screwed there? I guess QuickBooks. Sure. But they're making plenty of money. But yeah, like you leaving QuickBooks isn't going to result in like one person losing their job. You know what I mean? Right. But most people are not going to make their own software. I would anybody could have done this for the last twenty years on a computer. Yeah. If they really wanted to. Most people feel like QuickBooks is worth the money. Yeah. And they'll just use it. They're not going to build something out. For me, with how much I spend on QuickBooks and how much time I spend in my bookkeeping and how I want it customized anyway, it's a perfect blend of, you know, I'll just I'll just take over. Right. Well we we're on different QuickBooks plans, so I'm on like the two ninety nine a year one. Yeah, you spend even more because you've No two two nine two hundred ninety nine dollars a year. wow. Yeah. So you spend less. Never mind. I'm on it's like it's not it's either self employed or solo entrepreneur plan. Yeah. anyway, it's it's cheap enough where I'm like, I don't really notice it. I pay like a hundred dollars a month for my photo editing s services. Yeah. It's it's it's not an expense where I'm like, I need to cut QuickBooks. Holy crap. Well, I I see it as a hey, if I can do this now, that's great. 'Cause I like to look I always like to look five to ten years in the future. Yeah. And if I'm saving twelve hundred for the next ten years and w and QuickBooks, they up their prices. But conservatively I think, you know, I'm gonna save the twelve to thirteen thousand dollars over the next ten years. By a weekend project. Yeah. Like, I'm in. You know. the less overhead regular expenses I have, the better. Yeah. Yeah. I agree with you. And there's there's more to go after. The next one after that would be my software that I use for tracking my R V park. Sure. Which can I I can save another hundred bucks a month there. Can I make a a kind of half prediction that I don't know where I want to go with it? Sure. I think a lot of prices are gonna come down on services in the future. They better. Well well hear me out because like if if AI is going to be doing it and doing it cheaper, faster, better, services are going to be expected to keep up with that competition. Yeah. You know what I mean? And that's not just them. Like and i if we don't need money anymore, the value of money is going to go down, which will reduce inflation. Yeah. Like like if we don't need money, there is no need for money. Sure. However I think we're long way from that. I I do think we're a long way from that, but I think from for specifically like service-based industries, it's going to get a lot more competitive. And in order to save float, you're going have to find a way to utilize AI like you're talking about. Uh-huh. Or or find a way to make it make sense for people to use you over the AI. Sure. Now, sometimes people forget this though. AI is not free. You're right. I pay a hundred dollars a month to anthropic, a hundred dollars a month to grok. And twenty dollars a month to Chat GPT. and then a few other small things. Sure. but that's that's not free. But if I can by unlocking, you know, having those subscriptions and the capability to pretty much build whatever I want. Yeah. investing that money in that monthly bill can save me in so many other places. sure. QuickBooks is just the start. Yeah. Yeah. so I'm I'm I'm excited to just continue to knock out savings. Yeah, for sure. Yeah. I will be I'll definitely want to circle back on that once you get that all utilized and uploaded and kind of running. See how it actually works for you. Yeah. It sounds great in theory, but it just like QuickBooks is is the convenience for me 'cause I don't have to build a fucking app. But that's me. I don't have the time that you have to like pour into AI that I do. Right. Yeah. You certainly don't. Well that and that's okay. No, that's super cool. Is there anything else you're doing with AI lately that's kind of what you'd say like ahead of the curve or kind of Well, I mean we talked about the the transaction coordinator, Katie, that we're still building. Katie Bennett. Yep, Katie Bennett. there's Kyle. Mm-hmm. getting upgrades right now as we speak. Okay. What does that look like to get upgrades? he he's just Fable five, I'm using Fable Five right now and just while I've access until tomorrow night it it's over. Yeah, yeah. And that's like the flagship methos model, pretty much, where it's just like I don't know, five times smarter than the smartest model. You said that's going away? it's go well, then you're gonna have to pay API usage. Okay. Like you you have to pay for it separately, sure metered. Yeah. so right now I'm just trying to use it as much as I can to amplify the other projects I'm working on and like re look at everything. Yeah. redraft master plans of, you know, something that will work better. Better, faster, more efficient. so I have I have like eight different projects going on right now. And I'm using Fable to just go over each one and just tweak the master plan to make things work better long term and sure faster builds. Okay. if that makes sense. Yeah. It's like having a super genius look over the genius work. Yeah. And make recommendations to make it and so there's no s and cutting all of the back and forth, like with the Katie project for the last week or so, there was probably I don't know, fifty to sixty sessions of going back and forth between cloud code of just like copying and pasting stuff. Yeah. like and then you know, the the desktop version would make more recommendations to cloud code after it finishes and then it would finish that thing and report what it built and then it's like, okay, now do this and do that and do this. You can get out of the middle there if you set up a looping agent, as long as you really know what the if of a concrete plan of what the master plan is. Yeah. and then you basically give that to Cloud Code agent and say, just work, don't interrupt until you finish the entire thing. Right. And then stack up little things later, like things that you can't figure out, come back to it. Right. F as you keep building. Yeah. And it just keeps looping and it will just stay on until the project's done. Yeah. And it will use its superpowers to figure it all out. Nice. Instead of constantly coming back to you every few minutes like, okay, I finished this. Yeah. Right now I'm having it go through my business and and find in inefficiencies. No, just just like chat GPT. okay. But I basically said, like, hey, I need to Are you using codecs? No. Okay. But what what I'm doing is basically like like Video editing in particular, yeah, I or I hired some people sometimes, but they're they have been proven to be I would say not a hundred percent on what I need every single time. Yeah. So I've been uploading videos to chat and I said, like, okay, what do I need to do to make a video to look like this? And how do I make it faster so I'm not spending all my time doing it? Yeah. And it's like, dumbass, start building presets. And I'm like, I never even thought of that. yeah. Like I literally never even thought of building like a preset for a video. Okay. And what that means is like a skill. You know, it's just basically like building out all the work in advance so I don't have to find like, all right, here's my titles, here's what I want to do. It's like put it all in the thing, save your timeline as this, and then you can just copy this and then paste the text. And I'm like, that's a fucking genius idea. So what does that look like? What does that actually What does what look like? Well I I s I guess I don't understand what that is. Is that for one particular video or is that for multiple This will be for multiple users. So you can use that same template. Yeah. So I can basically use the same template of like the text behind the person and all the it effects. Everything's like in one timeline. So I can just like copy and paste it into the new timeline. Okay. Rather than like searching and being like, okay, this is what I want for the address. It's like, here's your address bar, here's where it goes, it's all lined up, everything's done. Got it. Anyway, like I'm like, this first like this is the first thing we're looking at. I thought that you already had templates for your videos. There's a difference between templates and like special. specified templates to what you're doing. Cause like, yeah, there's a template for for the text, right? Yeah. But then I have to change the text type and I have to change the opacity and then I have to change the border. It's like just do this and like keep this in a separate timeline, copy paste so you're not fucking around with all this other stuff. Okay. Anyway, like it's going to save me a lot of time video editing. okay. Did you set it up? I I'm working on it. It's it's a longer process than like just a 10 minute thing. I need to sit down with AI for a couple weeks and just be like make me more efficient. You should. I am. Just block it off on your schedule. Yeah. I swear it's gonna save you so much time in the long run. Yeah. Anyway, that that's what I'm building right now. So just like telling it LB. But I also swear it might take you down rabbit holes of fun little side projects. That's where I'm at. if you're anything like me. Yep. Maybe I mean I I've well I feel like you're more focused sometimes. You'd be surprised when AI's like, and you can do this, this, this lesson I'm like what what Tell me more. And then I'm like, I just wanted this, but now I'm all the way down here. That's the biggest problem I have with AI right now. Yeah. Is I cannot stay focused on one project. Yeah. I got a an idea comes to mind and I'm like, let's start this on the side, open a new window. Open a new window. Maybe like to start a new project on this and that. Give me that. And then it's like, great idea. Yeah. Okay. Great idea. Actually, you know what? It kind of got away from the great ideas. Did it? Maybe because that's in my instructions to don't act like AI. Yeah. You talk to me, be real brief and just give me the prompts. Yeah. But anyway, no, just as far as like maximizing inefficiencies, I'm like, okay, there there's definitely work to be done here. And I think it'll be beneficial kneeling. It's not gonna take my job, it's going to help me be better at it. Right. Exactly. Yeah. This is good this amazing times for entrepreneurs. Yeah. if you are an employee just stuck in your ways, dark times ahead. Yeah. That's my prediction. Yeah. if you're an employee and you embrace a little bit of tech, use a little bit of AI tools. I you're gonna be fine. Yeah. My opinion. It's so easy when a client asks for like a really dumb thing. Like they're like, Hey, can you change the color of my house? They want to see some paint patterns. I just like throw it into the chat real quick and be like, This is the paint pattern my client wants for the trim door and paint. Can you do that? And it does it and I send it back in two minutes. They're like, That's incredible. Incredible. What do I owe you? Fifty dollars. Yeah. Fifty bucks. Yeah. I haven't been charging because I don't I don't know the results yet. You know what I mean? but I'm getting more and more confident that it does exactly charge you in the ABC. A B C always closing. I think that's like opposite of my rule. I don't always be charging. Always be closing. Yeah. No. Always be consistent. Look, I want to be always have cash flow. I want to be competitive. I want to give people a reason to use me. So sometimes I get freebies out. Nice. Yeah. Always keep your credit well. A A key A. Always have character. Yeah. A H C always be character in. Uh-huh. I'm just getting these from the five C's. Yeah. Thomas Center from five C's. When you're underwriting a loan, everybody, you want to take into consideration the character, the credit, the cash flow, the collateral. What else we got? credit. Did you say credit? Yep. Cash, credit, character. Cash, credit, character, collateral. cut. I don't know. Dude, we should we should know we should know these, but there's there's let's get Thomas Citron on the phone, everybody. You can Google it, it'll tell you. There's like an actual breakdown of it. I thought he made it up. No, you know what he'd made it up. I'm sure he made it up. No, he didn't. I'm sure he did. Other people reference it. And then they give Thomas a shout out. Hey, by the way, speaking of loans, Nick paid me back for my loan today. I need to cash this check. yeah. Thank you for the thirteen thousand dollars. You're welcome. about time. The government actually sent me my money back. That's good. It took a year. It's so funny, CPA's this was fall of twenty four, I think. Yeah. Was it the fall of twenty four? Or is it fall of twenty five? Twenty five. We haven't even had this a year yet. okay. All right. It's been a while though. It's been like ten months. Ten months? Yeah. They said it would be lightning fast. I'll get that money back. From the government? Yes. Okay. Two people, my tax guy and some and another tax guy. you'll get that right back. Right back. Ten months. I had to pay interest on thirteen grand for ten months. You offered. At 18%. Just because I thought it was gonna be like a month. So I'm like, yeah, I'll just get a quick loan for this. don't listen to your tax people. No, just kidding. What about the timeline? I thought this was a pretty good loan. I don't know. Like No, it was a great loan. Thank you. Yeah. here's the five C's. You got it. Yeah. Capability. that was it. Okay. Capital collateral condition, condition of the house. Conditions of life is a little bit different. There's a bunch of different ones. Anyway, character capacity, capital, collateral and condition. There's also this one. Character capacity, capital, collateral, condition. Yep, it looks like that's all right. Sounds good. Yeah. I think that wraps it up. What do you think? Let's wrap anything else you want say about y your predictions how AI is going to Yeah, if you're scared of AI and if you're in the position of scarcity, I now's the time to start. Like research. Yeah, if you're nervous, just embrace it a little bit. Yeah. Face your fears. Yeah. That's that's the ultimate trick. Is to face your fears always. Right. That should be an ABC. I was like, this I knew you were fear coming, but that's not it. Face your fears always. ABCs always be closing. Uh-huh. Always be closing your fears. That's all we got. Of AI. Anyway, thank you all. Some people listen about this show. I have a good time. Yeah. All right. Have a good day everybody. We'll see you next week. Bye bye.