Latest / The Pilot Money Guy Podcast

Retirement Breaking News: The 4% Rule Gets a Makeover?
The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision?
Here’s some of what we discuss in this episode:
📏 Why the 4% rule became the “default” retirement planning guide
🔍 What the 4.7% update really means (and doesn’t mean)
🖩 Why drag-and-drop spreadsheets can create false confidence
🧩 Building your retirement around your…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.