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Latest / The Cryptocurrency Economy with Fexingo: Bitcoin, Ethereum, and Digital Money Markets

Why Stablecoin Yields Are Beating T-Bills in July 2026

In this episode, Lucas and Luna break down why stablecoin yields—currently hovering around 4.2% on USDC—are outpacing 3-month T-bills for the first time in months. They dig into the mechanics: how issuer reserve allocations, demand for leverage in DeFi, and the Fed's unchanged 3.63% effective rate create an arbitrage that retail investors are piling into. The hosts also explore the risk side: unlike T-bills, these yields aren't insured or guaranteed, and a run on a stablecoin could erase gains overnight. With the Fed minutes showing a split on rate direction, the hosts ask whether…

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