Latest / Becoming Financially Confident / How Do You Shift from a Consumer Mindset to Biblical Stewardship?
Transcript
- 0:37Hey,
- 0:37let's
- 0:38face
- 0:38it.
- 0:38Every
- 0:38single
- 0:39day,
- 0:39your
- 0:39heart
- 0:40is
- 0:40being
- 0:40trained
- 0:41not
- 0:41by
- 0:41some
- 0:42class,
- 0:42not
- 0:43by
- 0:43a
- 0:43church
- 0:43sermon
- 0:44on
- 0:44Sunday,
- 0:45but
- 0:45by
- 0:45the
- 0:45apps
- 0:45on
- 0:46your
- 0:46phone,
- 0:47by
- 0:47the
- 0:47ads
- 0:47in
- 0:47your
- 0:48feed,
- 0:48and
- 0:48by
- 0:49the
- 0:49checkout
- 0:49buttons
- 0:50that
- 0:50remember
- 0:50your
- 0:50card.
- 0:51And
- 0:51they
- 0:52keep
- 0:52whispering
- 0:52the
- 0:52same
- 0:53message
- 0:53over
- 0:54and
- 0:54over.
- 0:55You'll
- 0:55feel
- 0:55better
- 0:55if
- 0:55you
- 0:56do
- 0:56this.
- 0:56You
- 0:57deserve
- 0:57this.
- 0:58Just
- 0:58one
- 0:58click
- 0:58and
- 0:58you'll
- 0:59find
- 0:59happiness.
- 1:00And
- 1:00here's
- 1:01what's
- 1:01wild.
- 1:02It
- 1:02actually
- 1:03works.
- 1:04And
- 1:04it
- 1:04works
- 1:04not
- 1:05because
- 1:05you're
- 1:05weak,
- 1:06not
- 1:06because
- 1:06you're
- 1:07irresponsible,
- 1:08but
- 1:08because
- 1:08repetition
- 1:09reshapes
- 1:10your
- 1:10heart.
- 1:10Yeah,
- 1:11over
- 1:11time,
- 1:12it
- 1:12just
- 1:12does.
- 1:13So,
- 1:14friend,
- 1:14what
- 1:14if
- 1:14I
- 1:14told
- 1:14you
- 1:15there's
- 1:15a
- 1:15gentler
- 1:15way
- 1:16to
- 1:16live
- 1:16with
- 1:16money?
- 1:17A
- 1:17way
- 1:17that
- 1:17doesn't
- 1:18leave
- 1:18you
- 1:18feeling
- 1:18guilty
- 1:19every
- 1:19time
- 1:19you
- 1:20check
- 1:20your
- 1:20account.
- 1:21A
- 1:21way
- 1:21that
- 1:21brings
- 1:22peace
- 1:22instead
- 1:23of
- 1:23pressure
- 1:24because
- 1:24God
- 1:25invites
- 1:25you
- 1:25into
- 1:25something
- 1:26far
- 1:26different.
- 1:27Not
- 1:27to
- 1:27buy
- 1:28less.
- 1:28You
- 1:28can
- 1:28feel
- 1:29bad,
- 1:29but.
- 1:29But
- 1:29the
- 1:30steward.
- 1:30Well,
- 1:30so
- 1:31you
- 1:31can
- 1:31actually
- 1:32breathe.
- 1:32Today,
- 1:33we're
- 1:33going
- 1:33to
- 1:33walk
- 1:33through
- 1:33that
- 1:34shift
- 1:34together.
- 1:35So
- 1:35here's
- 1:35the
- 1:35question
- 1:36you
- 1:36and
- 1:36I
- 1:36are
- 1:36answering
- 1:37today.
- 1:37How
- 1:38do
- 1:38you
- 1:38shift
- 1:38from
- 1:38a
- 1:39consumer
- 1:39mindset
- 1:40to
- 1:40biblical
- 1:41stewardship?
- 1:42And
- 1:42here's
- 1:43what
- 1:43you're
- 1:43going
- 1:43to
- 1:43walk
- 1:43away
- 1:43with
- 1:44today.
- 1:44We're
- 1:45going
- 1:45to
- 1:45understand
- 1:45the
- 1:45difference
- 1:46between
- 1:46the
- 1:46two
- 1:46things
- 1:47clearly.
- 1:48You're
- 1:48going
- 1:48to
- 1:48feel
- 1:48less
- 1:49shame
- 1:49about
- 1:49where
- 1:49you've
- 1:50been,
- 1:50and
- 1:50you'll
- 1:51have
- 1:51one
- 1:51simple
- 1:51practice.
- 1:52You
- 1:52can
- 1:52start
- 1:52today.
- 1:52I'm
- 1:53talking
- 1:53about
- 1:53today,
- 1:54tomorrow,
- 1:54and
- 1:54the
- 1:54rest
- 1:55of
- 1:55your
- 1:55lives.
- 1:56Not
- 1:56when
- 1:56you
- 1:56get
- 1:56it
- 1:57all
- 1:57together
- 1:58today.
- 2:19Hey,
- 2:19friend.
- 2:19Ralph
- 2:20Estep
- 2:20Jr.
- 2:20Here.
- 2:21Welcome
- 2:21to
- 2:22Financially
- 2:22Confident
- 2:23Christian,
- 2:23where
- 2:23to
- 2:24walkthroughlifeandmoneywithwisdom,
- 2:26withpeace,
- 2:27andwith
- 2:27aheartanchoredinGod'struth.Mymissionontheshowissimple.Iwanttohelpyoubreakthatcycleoffinancialshame
- 2:34andbuild
- 2:34those
- 2:35steadyhabitsrootedinfaithandtruly
- 2:37becomefinanciallyconfidentChristians.AndI'mso
- 2:41gladyou'reheretoday.Yesterday,wetalkedaboutbuildingconfidencewithmoney.Not
- 2:45theloud,showykind
- 2:46of
- 2:47confidence,thesteady,
- 2:48quietkindtoitactuallycalmsyournervesandbetterthanallthosethings,helpsyousleepatnight.Today,we'regoing
- 2:55togoonelayerdeeper.Believeit
- 2:56ornot,there,we'regoing
- 2:57togodeeper.Todaywe'relookingattheidentitybehind
- 3:00yourmoneychoices.Becausehere'sthetruth.
- 3:02Whenyourposturechanges,yourpracticechanges,andthosesmall
- 3:06identityshiftscanbringlastingpeace.AndI
- 3:09lovewhatthislistenerwrote
- 3:11inrecentlyandsaid,ralph,Ikeepspendingtofeelbetter
- 3:13inthemoment,but
- 3:15thenIfeelguilty
- 3:16later.How
- 3:17doIstop
- 3:17consumingandstartstewarding?
- 3:20AndIjust
- 3:21wanttosay,friend,
- 3:21thankyousomuchforthatquestion.Thisisoneofthebravest,mosthonest
- 3:25questionsthatyoucanactuallyask.Andif
- 3:28you're
- 3:28listening
- 3:29rightnoworyou'rewatching,
- 3:30youeverfelt
- 3:31thatsameway.Ifyouever
- 3:32bought
- 3:33somethingjust
- 3:33tofeelalittlerelief,thenregretteditlater,you'reintherightplacetoday.Letme
- 3:38askyousomething.Have
- 3:40youevercheckedyourbank
- 3:41balanceand.Andfeltthisquick
- 3:42wave
- 3:43ofshamewashoveryou?
- 3:45IknowI'vedoneitmanytimes.Haveyouever
- 3:47made
- 3:47a
- 3:47purchasethatbrought
- 3:48relieffor
- 3:49justasplitsecond,butthenmaybe
- 3:52anhourlaterorthe
- 3:53nextday,youfeltregret?Andmaybe
- 3:56you'vewondered,whydoIkeepdoing
- 3:58this?Let
- 3:59metellyou
- 4:00right
- 4:00now,
- 4:00friend,you're
- 4:00notaloneinthat.Andit'snotsome
- 4:02bigcharacter
- 4:03flaw.Thisisacultivatedresponse.But
- 4:06here'sthegoodnews.
- 4:08Anythingthat'sbeencultivatedcanbechanged.Andthat'sexactlywhat
- 4:11we'regoingtotalkabout
- 4:11today.Becausehere'sthetruthIwantyou
- 4:13tohear.You
- 4:14didn'tbecome
- 4:15aconsumerovernight.
- 4:17Youwere
- 4:17trainedintoitbya
- 4:19thousand
- 4:20littlemessages,by
- 4:21aworlddesignedtomake
- 4:22spendingeasy.Andhere'swhatthat
- 4:25means.Anything
- 4:27trainedcan
- 4:28beuntrained.You'renotstuck.You'renottoofargone.
- 4:31You
- 4:32canreorientyourheartandyourhabitsonesmallstep
- 4:35atatime.AndI've
- 4:37seenthisshifthappenwith
- 4:38clientsthatI'veworkedwithfor30
- 4:39years,with
- 4:40listenersjustlikeyou.Theydidn'tstartperfect.Theystartedsmall.Buttheystartedsteady.Andover
- 4:47time,theirlivesbecamecalmer,theirmoneybecamemore
- 4:51purposeful,andtheirheartsbecamelighter.Andguesswhat?
- 4:54Youcan
- 4:55dothesame.TodayIrememberworkingwithsomeonewho
- 4:58saidthis
- 4:58tome.Theysaid,ralph,I
- 4:59buystuffwhenI'm
- 5:00tired.Idon'tevenwant
- 5:01it.Ijustneedtofeelbetter
- 5:03fora
- 5:04minute.Butguess
- 5:05what?Then
- 5:06Ifeelworse.And
- 5:07westopped
- 5:08rightthere.Now,I
- 5:09didn'tlabelher
- 5:10asweak.Wedidn'tpile
- 5:11onmore.Girl,Icouldhavedonethat.But
- 5:14wenamedthepattern
- 5:15thatshewasfeelinginsteadof
- 5:17that.AndthenIgaveherone
- 5:18simplepracticeto
- 5:19try,justone.And
- 5:21withinafewweeks
- 5:22iswhatshetoldme.Shesaid,ralph,allofasudden,Ifeellessrushed.IfeellikeIcan
- 5:26actuallythinkbeforeIspend.
- 5:28And
- 5:28thatsmallchangerighttherecreatedspace.Andspace
- 5:33createdpeace.Sothedeeper
- 5:35questionisthis.Whoareyouinrelation
- 5:38toyour
- 5:39money?
- 5:40Are
- 5:40youaconsumerwhochasescomfort?Orareyou
- 5:43astewardwhoassigns
- 5:44Purpose.See,theanswerto
- 5:46thatquestionchangeseverything.Solet'sslowthisdownandmakethisreallyclear.We'retalkingaboutashifttoday.
- 5:53We'retryingtoshiftfromconsumer
- 5:55to.Tosteward.Now,
- 5:56thisisn'taboutbeingmorereligiouswithmoney,butit'saboutbecomingmorepeacefulwithmoney.
- 6:02Letmeshowyou
- 6:02whatImean.A
- 6:04consumermindsetquietlysays,
- 6:05this.Thisismymoney.Iearnedit.I
- 6:08deserveit.I
- 6:09decidewhathappenswithit.Andasyou'resayingthat,you'reprobablysaying,ralph,that'snormal,right?That
- 6:14that'showwefeel.Correct.
- 6:15Itfeelsnormalbecausethat'showmostof
- 6:19usweretaught.
- 6:20But
- 6:20here'swhatitcreatesunderneathpressure,Big
- 6:24timepressure.Becauseifit'sallyours,guesswhat?Thenit'sall
- 6:27onyou.Everysinglebill,everymoneymistakeyoumake,everyunexpectedexpense.Andthatweightbuildsovertime,
- 6:36anditshapes
- 6:37your
- 6:37choicesand
- 6:38itshapeshow
- 6:39yousleepatnightorhowyoudon'tsleepat
- 6:41night.Butstewardshipsayssomething
- 6:44completely
- 6:44different.Itsays,thiswasn'tgiventome.Imanageit.I'maccountable.ButI'm
- 6:52notalone.Now,thisdoesn'tremoveresponsibility.Alotofpeoplesay,
- 6:55well,Ralph,whatyou'retalkingaboutis,
- 6:57Idon't
- 6:57needtobe
- 6:57responsible.No,itjust
- 6:59reframesit.You'renotgrippingthatmoneytightlyanymore.You'reholdingwithopenhands.
- 7:05And
- 7:05thoseopenhands,
- 7:07they're
- 7:07calmerhands.Whenyourememberthesource,
- 7:10youcanbreathe
- 7:11again.See,most
- 7:12spendingisn'tdriven
- 7:14bygreed.It's
- 7:15drivenbytheneed
- 7:16tofeel
- 7:16better.Rightnow,afteralongday,wecan
- 7:19allfeel
- 7:19this.It's
- 7:20beena
- 7:20longday.Whatdoyoudo?
- 7:21You
- 7:21grab
- 7:21yourphone,you
- 7:22startscrolling,youputsomethingonfromAmazon.Oh,yeah,
- 7:25Icanhavereliefnow.Maybeyou've
- 7:27had
- 7:27ahard
- 7:27conversationwithyourlovedones.Andmaybeafteryou'rescrolling,you'recomparingyourself
- 7:32toothers.Weallfeelthesethings,don'twe?Andspending
- 7:36becomes
- 7:37aquickfix.
- 7:38Anditworks.Briefly,itworksgreat,doesn'tit?
- 7:41But
- 7:41thenovertime,thatrelieffades.And
- 7:44thenthecyclerepeats.
- 7:45Relief,regret,repeat.Relief,regret,
- 7:49repeat.It's
- 7:50avicious
- 7:50cycle.Butstewardsaskadifferentquestion,andthisishard.Whatis
- 7:56themoneyfor?
- 7:57Notafteryou'vespentit.Becauseguesswhat?Onceyouspend,it'stoolate.
- 8:01Butbeforeitevenmoves.See,thatpurpose
- 8:04slowsthedecisions
- 8:05down.Not
- 8:06withguilt,butwithclarity.Andwiththatclarity,youdon'tfeelrestricted.Youfeelintentional.
- 8:12Onepurposecanchangea
- 8:14hundredsmallchoicesbecauseweallhave
- 8:17the
- 8:17bad
- 8:17days,wehavethelongweek,wehavethatscroll,click,check.I'vebeenstuckin
- 8:22thatcycleso
- 8:23manytimes.Wedon'tpause,
- 8:26wedon'tplan,wejustreact.Andthatdoesn'tmeanyoulackdiscipline.Itmeansthesystemisdesignedtoremovefriction.Hey,that'swhyitworks.
- 8:35Companiesprofitwhenyou
- 8:36actwithoutpause.Companiesprofitwhenyoujustdo
- 8:38it.Used
- 8:39tobe
- 8:39asloganintheUnitedStates,
- 8:40justdoit.And
- 8:42that'sa
- 8:42realitywehave
- 8:43torecognize.But
- 8:44stewardshipaddsthatbreadth.Aonelinequestion,atiny
- 8:49delay.Askyourselfthis.DoIreally
- 8:51needthis?Isthisaligned
- 8:53withwhatmatterstome?
- 8:55Isthishelpingthefutureme?
- 8:58Not
- 8:58everytime.Idon'texpectyou
- 8:59todothiseverytime.Andnotperfectly,but
- 9:02oftenenoughto
- 9:03changethepattern.Apausechanges
- 9:05yourbrain
- 9:06anditrewiresthehabit.
- 9:09See,
- 9:09what
- 9:09I'veseensooftenis
- 9:10consumers
- 9:11carry
- 9:12quietguilt.Andtheycarrythatguiltbecausemoneyhas
- 9:15nodirection.
- 9:16Those
- 9:16smallpurchasesfeelheavyovertime.Evenmoneyyouearnedcomes
- 9:20withstress.Yeah,
- 9:21youdidearnit,
- 9:21butyoustillbringthatstressalong,even
- 9:24thethingsyouenjoy.Butthere'sashadowofthat.Andthatguilt
- 9:28wearsyoudownovertime.Andstewards
- 9:31aregoingtoface
- 9:31tight
- 9:32months.Guesswhat?I'mnottelling.Idon'thaveanantidoteto
- 9:34beingina
- 9:35toughsituation.Butwhenthey
- 9:37makehardchoices,theyhavelimitedmargin.Butthere'snoshameanymore.Orlessshame.I'llsay,why?Because
- 9:44theirmoneyismoving
- 9:46onpurpose.Andthatpurposebrings
- 9:49peaceevenwhenthenumbersaresmall.Butthisis
- 9:52important.Stewardshipis
- 9:54identity
- 9:54work,notrulefarming.It'srealeasytosay,well,Ralph,whatyou'rereallytalkingaboutisgettingintoasetofrules.That'snotwhatI'm
- 10:01sayingatall.It's
- 10:02notabout
- 10:02tryingharder.It's
- 10:04aboutseeingyourself
- 10:05differently.That'swhyIcall
- 10:06it.
- 10:06It'syourintention,it'syouridentity.It'ssaying,Iamlearning
- 10:10tomanagewhatGodentrustedtome.Iamagoodsteward.
- 10:15It'sthatidentityshift.Andwhenyour
- 10:17identityshifts,thebehaviorfollowsbecauseyoudon'tforcediscipline
- 10:21you,yougrowinto
- 10:22it.Andthisdoesn't
- 10:23startwithperfectbudgets.Ifyou
- 10:25think
- 10:25you're
- 10:25goingtoget
- 10:26aperfectbudget,it'snotgoingtohappenrightaway.Itstartssmall,giving
- 10:30thatonesingledollar
- 10:31apurpose.
- 10:32Ormaybeit'sthatpause
- 10:34beforeonepurchase,maybe
- 10:35oneintentionaltransfer
- 10:37tothatsavingsaccountor
- 10:39tothatemergencyfund.Andwhathappensisovertime,thosemomentsaddup.Becauseyou'renotaimingforperfection.You'retuningyour
- 10:47heartto
- 10:48inanewdirection.Andthatthat'senough.Whichleads
- 10:53ustoour
- 10:53scripturetoday
- 10:54comesfrom
- 10:54Psalm24:1,theearth
- 10:56istheLord'sandeverythinginit,
- 10:58theworldandallwholiveinit.Andfriend,youmightsayatfirst,
- 11:03Ralph,okay,Ihearwhatyou'resaying
- 11:04there,butyou'rethinkingthat'sall
- 11:05about
- 11:05control.Thisverseisn'taboutcontrol.It'sabout
- 11:08relief.And
- 11:09here'swhythere'sreliefinthis.
- 11:11You
- 11:11were
- 11:11nevermeanttocarrytheweightofownershipalone.Andseethattruthalonecanliftaheavyloadoffyourshoulders
- 11:19becauseitfreesyoutomanagefaithfully.Notperfectly,just
- 11:23faithfully.Sohere'swhatI
- 11:25want
- 11:25youto
- 11:25dotoday.Iwantyoutograbapiece
- 11:27ofpaperoropenupyournotesapp
- 11:28onyourphone.Iwantyou
- 11:29towritethissentence.Youreadyforit?OnewayI
- 11:33willpracticestewardshipthisweek
- 11:35is.
- 11:36Andthenfinishthatsentence,just
- 11:38oneconcretechoice.Forexample,makemaybeyousetupa
- 11:41smallweeklysavingstransfer.Hey,evenifit'sfivebucks,youdothat.Ormaybeyoudoa
- 11:47pause24
- 11:47hoursbeforeanynonessentialpurchase.Ormaybeassignaspecificcategoryforgivingthismonth.ButIwantyoutokeepitsimple.Iwantyoutodo
- 11:57thatonethingtoday.Andthentomorrowdo
- 12:00one
- 12:00moresmallthing.
- 12:01Andyou'regoingtogrowthischainofconfidencethat'sgoingto
- 12:04growbyrepetition.Becauseasteward'sheartgrows.Growsthesame
- 12:08way.Let'spraytogether.Lord,thankyouforwhatyou'veentrustedtous.Helpusreleasethegripofcompulsiveconsumption.Teachustostewardwith
- 12:17graceandwithwisdomandgive
- 12:19usclarityforonesmallsteptoday.
- 12:22Andcalm
- 12:23ourheartsas
- 12:23we
- 12:23learn.
- 12:23AndweaskthisinJesusname.Amen.Friend.If
- 12:28you
- 12:28wanta
- 12:28safeplacetogrow,a
- 12:30placewhere
- 12:30youcan
- 12:31talkabout
- 12:31moneywithoutjudgment,withoutshameandwithoutpressure,
- 12:34Iwanttoencourageyou.Comejoinus@financiallyconfidentchristian.comjoinagain.That'sfinanciallyconfidentchristian.comjoin.Somanypeoplehavetoldme,Ralph,Ifinallyfeelsafetalkingaboutmoney
- 12:47again.Idon't
- 12:48feel
- 12:49judgedhere.
- 12:49ThisisasupportIdidn'tevenknowIneeded.Because
- 12:53friend,youdon'thavetofigurethis
- 12:54alloutalone.We'rewalkingthispathtogether.SoasI
- 12:58closetoday,rememberthisstewardshipisposture,notperfection.Youdon'thaveto
- 13:03fixeverything
- 13:03today.You
- 13:04justgottotake
- 13:05onefaithfulstep.That'sit.Now,
- 13:07tomorrowwe're
- 13:08goingtotalk
- 13:08aboutsomething
- 13:09powerful.Moneyand
- 13:10identity.
- 13:11Whileyour
- 13:11worthisn'tinyourwhile,
- 13:13tomorrow
- 13:13isgoingtobe
- 13:14ablockbuster.
- 13:15And
- 13:15iftoday'smessage
- 13:16helpedyou,Iwanttoencourageyousharethisepisodewith
- 13:18someonewho
- 13:19needsalittle
- 13:19gentleness,someonewhoneedsalittleencouragement.Becausethisshowisn't
- 13:23about
- 13:23financialshame.
- 13:24It'saboutlearningtowalk
- 13:26inwisdom,stayingfinancially
- 13:28savvy,andtrulybecomingfinanciallyconfidentChristians.Godblessyou,friend.AndI'llseeyouontomorrow'sshow./
- 0:37=
- 0:37at
- 0:37/