How Fintechs Use Real-Time Bill Payments for Cash Flow Management

Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies · Jun 21, 2026 · 12m · transcript

Episode 65 of Fintech Conversations with Fexingo explores how fintech companies are leveraging real-time bill payment systems to help small businesses and consumers manage cash flow. Lucas and Luna discuss the case of a startup called Float, which uses open banking to offer instant bill scheduling and payment confirmation. They dive into how this technology reduces late fees, improves credit scores, and gives users real-time visibility into their finances. The episode also touches on the broader trend of real-time payment rails like RTP and FedNow, and how fintechs are building products on…