If No One Follows the 4% Rule, What IS the Right Withdrawal Rate?

BiggerPockets Money Podcast · May 23, 2025 · 1m

Most people assume the “safe withdrawal rate” for retirement (or early retirement) is 4%. But, if that’s the case, why is it SO hard to find anyone who’s gotten to their FIRE number, quit their job, and lived entirely off of the 4% rule? If the 4% rule is so safe and backed by solid […]