Latest / The Table with Anthony ONeal / One Mistake That Can Wipe Out Your Bank Account (Most People Ignore This)

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One Mistake That Can Wipe Out Your Bank Account (Most People Ignore This) · The Table with Anthony ONeal

0:00
[SPEAKER_00]: Most Americans.
0:03
[SPEAKER_00]: are paying far too much for insurance.
0:07
[SPEAKER_00]: But still aren't covered when disaster hits.
0:10
[SPEAKER_00]: Listen, in 2026, rates are going up scams are everywhere, and one mistake could wipe you out.
0:18
[SPEAKER_00]: Today, I'm going to be breaking down the 2026 insurance playbook.
0:22
[SPEAKER_00]: This is going to be exactly what you need, what's a ways, and how to protect yourself, your family, most importantly, your wallet.
0:31
[SPEAKER_00]: So I want to get you covered the correct way right away step by step and I really wanted to dial in and I'm going to play around.
0:38
[SPEAKER_00]: I don't want to play around with it.
0:39
[SPEAKER_00]: Let's start with the foundation.
0:41
[SPEAKER_00]: We all know this one.
0:42
[SPEAKER_00]: Number one off the top is health insurance.
0:45
[SPEAKER_00]: Did you know?
0:46
[SPEAKER_00]: over 27 million people in the United States of America are still uninsured when it comes to health insurance.
0:56
[SPEAKER_00]: Even after all the ACA expansions, that's eight to nine percent of the country, and it's the number one reason folks go bankrupt from medical bills.
1:06
[SPEAKER_00]: Listen, overpaying for
1:16
[SPEAKER_00]: I want you to always compare plans during open enrollment.
1:21
[SPEAKER_00]: Do not just let your job or your last year's plan decide for you.
1:27
[SPEAKER_00]: I want you to check your HSA and FSA options.
1:31
[SPEAKER_00]: Those are tax-free ways to save for medical bills.
1:37
[SPEAKER_00]: Now, now,
1:38
[SPEAKER_00]: Now listen, I want to say this.
1:41
[SPEAKER_00]: I remember when I was young.
1:43
[SPEAKER_00]: I was in my young 30s.
1:45
[SPEAKER_00]: The thing I just turned 30.
1:47
[SPEAKER_00]: And I remember right when I started my previous situation, I went and I signed up for the PPO plan.
1:54
[SPEAKER_00]: Well, the HR representative at the time asked me one quick question.
1:57
[SPEAKER_00]: You said you're young.
1:59
[SPEAKER_00]: There's already any medical issues that you have currently.
2:02
[SPEAKER_00]: I said, no, he said, how often do you go to the hospital?
2:05
[SPEAKER_00]: I said, once a year, just for my physical and maybe another time, if I'm like, really, really sick.
2:11
[SPEAKER_00]: He says, why are you paying a PPO plan?
2:13
[SPEAKER_00]: It's going to be $350 out of your check every time you get paid.
2:16
[SPEAKER_00]: Why not just get a high deductible plan and attach that to a HSA.
2:21
[SPEAKER_00]: This way, you have, yes, you got to pay up to $2,000 upfront.
2:26
[SPEAKER_00]: If an emergency was a happen, then insurance will kick in, but you're only going to pay about $150 a month for that product.
2:34
[SPEAKER_00]: And I was like, wait, what?
2:36
[SPEAKER_00]: Here's a truth when it comes to health insurance.
2:38
[SPEAKER_00]: I was doing only what I saw my parents do.
2:43
[SPEAKER_00]: I was doing only what people told me.
2:45
[SPEAKER_00]: Watch this.
2:46
[SPEAKER_00]: I was doing only what the community said because they didn't want me to have a high out of pocket expense.
2:53
[SPEAKER_00]: But when I looked at it, I was only spending maybe about $300 a year in going to the hospital to get my medical physical and stuff like that.
3:02
[SPEAKER_00]: But I was paying almost $3,000 $4,000 a year in health insurance.
3:07
[SPEAKER_00]: Listen, I've seen too many families wiped out by a single hospital bill, but I've also seen healthy people pay too much money for health insurance.
3:20
[SPEAKER_00]: I do not want that to be you.
3:23
[SPEAKER_00]: Look at all of your options this year, do the proper research and make the best decision for yourself and your family.
3:33
[SPEAKER_00]: Number two, disability insurance.
3:38
[SPEAKER_00]: Here's a stat that will wake you up.
3:41
[SPEAKER_00]: One and four of today's 20-year-olds will face disability before retirement.
3:49
[SPEAKER_00]: I'm going to say one more time.
3:52
[SPEAKER_00]: One and four of today's 20-somethings will face a disability before retirement.
3:58
[SPEAKER_00]: but 65% of private sector workers have no long-term disability insurance.
4:07
[SPEAKER_00]: Relying on Social Security or your job short-term plan is the wrong thing.
4:15
[SPEAKER_00]: Here's my tip for you.
4:19
[SPEAKER_00]: Get your own paycheck insurance.
4:21
[SPEAKER_00]: Look for long-term slash own occupation coverage.
4:29
[SPEAKER_00]: you need this.
4:30
[SPEAKER_00]: If you realize solely on your job, you need this.
4:33
[SPEAKER_00]: If your jobs are only source of income, you need disability insurance.
4:39
[SPEAKER_00]: A friend of mine thought his job plan was enough until he got sick and found out it only covered him for 60 days.
4:46
[SPEAKER_00]: Family years ago, I hate to say this, he lost his house.
4:51
[SPEAKER_00]: Do not let that be you.
4:53
[SPEAKER_00]: Go to amphonyonil.com for slash disability.
4:57
[SPEAKER_00]: Again, that is, amphonyonil.com for slash disability.
5:01
[SPEAKER_00]: I've put a lot of companies there that have amazing rates that can help get you covered two days within a matter of five minutes.
5:08
[SPEAKER_00]: If you've been sitting on the sidelines for crypto, wondering if you should jump in, I want you to listen up.
5:13
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5:20
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5:23
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5:24
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5:28
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5:41
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5:43
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5:44
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5:51
[SPEAKER_00]: Now look, I'm going to be honest with you all upfront before we get to the show.
5:55
[SPEAKER_00]: Crypto comes with risk.
5:57
[SPEAKER_00]: You got to make sure.
5:59
[SPEAKER_00]: You have to make sure not me.
6:00
[SPEAKER_00]: You got to make sure it's right for your situation.
6:04
[SPEAKER_00]: But if you're a crypto curious and want to dip your toe into it, listen, my friends of SoFi got something specifically for you.
6:13
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6:19
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6:23
[SPEAKER_00]: All right, let's get to the show.
6:32
[SPEAKER_00]: Now let's talk about legacy.
6:34
[SPEAKER_00]: Number three, life insurance.
6:37
[SPEAKER_00]: Did you know that 42% of adults say they need more life insurance?
6:42
[SPEAKER_00]: That's over 100 million people underprotected.
6:46
[SPEAKER_00]: And women are especially at risk.
6:48
[SPEAKER_00]: 56 million say they have a coverage gap.
6:54
[SPEAKER_00]: buying expensive whole life or investment policies you don't need, that's whack.
7:00
[SPEAKER_00]: Why in the heck are you doing that?
7:03
[SPEAKER_00]: Listen, my philosophy is to get term life insurance.
7:06
[SPEAKER_00]: The first step and term life insurance is I want you to get 10 to 12 times your income.
7:12
[SPEAKER_00]: Then if you have on any kids at $100,000 per kid to that policy and whatever your home is valued at, as far as whatever the loan is, add that on top of it.
7:23
[SPEAKER_00]: So let's say for an example for simple math.
7:25
[SPEAKER_00]: Let's say 10 to 12 times your income, let's say for a simple math, was $100,000.
7:29
[SPEAKER_00]: And to say you have two kids, as the $100,000 each, we're at $300,000 dollars.
7:35
[SPEAKER_00]: Then let's say, your home calls you another $100,000.
7:39
[SPEAKER_00]: Now that's $400,000 worth of insurance that you need to have.
7:45
[SPEAKER_00]: I want you to skip all the upsells from these insurance companies because here's the thing.
7:50
[SPEAKER_00]: Go fund me is not a plan for your family, is not a plan for my community.
7:55
[SPEAKER_00]: How many times have we seen a go fund me for funeral calls?
8:00
[SPEAKER_00]: How many times have we seen her on social media?
8:04
[SPEAKER_00]: Hey, he didn't have or she didn't have life insurance yet.
8:07
[SPEAKER_00]: I remember when a celebrity passed, his daughter's mother had to sell T-shirts to help pay for their expenses.
8:15
[SPEAKER_00]: That's not legacy.
8:16
[SPEAKER_00]: That is stress.
8:23
[SPEAKER_00]: And at the time of recording this video,
8:31
[SPEAKER_00]: My family lost an amazing person.
8:36
[SPEAKER_00]: One of the very first things his child said to me, who's like, my cousin, he said, I hope my father was listening to you.
8:47
[SPEAKER_00]: I hope my father had a trust and a state plan and hope he had enough life insurance.
8:55
[SPEAKER_00]: I hope he was listening to you.
9:00
[SPEAKER_00]: I didn't say nothing at that time and I pretty much said, I'm sure he was, just to provide comfort for my cousin, his son, but in my hair while I was driving home, I said, I hope he did.
9:19
[SPEAKER_00]: I hope he thought about protecting his people, his family, his wife and his children before he passed.
9:28
[SPEAKER_00]: And a lot of us will go by name brand items were going these expensive trips, but we will not have the proper amount of life insurance.
9:38
[SPEAKER_00]: For our families, don't let that be you.
9:42
[SPEAKER_00]: I need you to go to www.anthonyoneau.com for slash life insurance.
9:46
[SPEAKER_00]: Get a term life policy today.
9:48
[SPEAKER_00]: You can be insured today because the truth that a fact is tomorrow is not promise.
9:55
[SPEAKER_00]: Let's go on a number four, auto insurance.
9:58
[SPEAKER_00]: This insurance rates are up 25 to 35% in 2026.
10:03
[SPEAKER_00]: The average full coverage is about $2,543 a year.
10:07
[SPEAKER_00]: 3.4% of your income and even higher in states like Florida and Louisiana.
10:16
[SPEAKER_00]: Listen, the biggest rip off when it comes to car insurance is sticking with the same company for years and not shopping around.
10:23
[SPEAKER_00]: Why in the heck are we sticking with car insurance companies for 15 years when they're not rewarding us for loyalty?
10:30
[SPEAKER_00]: They're actually penalizing us for loyalty because they're going up every three months, every six months, every year.
10:38
[SPEAKER_00]: Listen, within the last 18 months, I've changed my insurance company three times.
10:44
[SPEAKER_00]: And every time my change, I've always saved myself one time I saved myself right around 600, then the next time I saved myself right around like a $125.
10:51
[SPEAKER_00]: I simply use my own tool on my website to have it up here in the screen.
10:59
[SPEAKER_00]: Anthonyonio.com, four slash car insurance.
11:04
[SPEAKER_00]: I reshop every six months.
11:08
[SPEAKER_00]: I re-shopped.
11:09
[SPEAKER_00]: I raised my deductible to about $2,000 that I can get a cheaper one.
11:14
[SPEAKER_00]: I know a lot of y'all said, hey, I got, I'm gonna do the 251 out of pocket.
11:18
[SPEAKER_00]: $500,000 out of pocket.
11:19
[SPEAKER_00]: But if you're practicing what I preach and you got at least, one of them up the net pay inside your savings account, how your savings account, or three to six months if you're out of debt, then I would advise you to go up to $2,000.
11:30
[SPEAKER_00]: Drive safe is gonna bring your car insurance monthly down.
11:35
[SPEAKER_00]: But you only can do that if you can afford.
11:37
[SPEAKER_00]: And you also have to check for what kind of discounts do they have.
11:40
[SPEAKER_00]: Do not just take the first quote.
11:46
[SPEAKER_00]: Don't do it.
11:48
[SPEAKER_00]: I want people to understand, man, don't be ashamed to shop for the best deal.
11:53
[SPEAKER_00]: Man, I got no problem with that.
11:55
[SPEAKER_00]: Can I afford the insurance rates?
11:59
[SPEAKER_00]: Left one example of my rate for my three cars was at $1285 dollars, $1200 and $85 dollars.
12:08
[SPEAKER_00]: Can I afford it?
12:10
[SPEAKER_00]: Yes, but do I want to pay that heck?
12:12
[SPEAKER_00]: No.
12:13
[SPEAKER_00]: I started shopping around, then I found a rate for $685.
12:16
[SPEAKER_00]: Then after that, when a rate came up, I said, well wait a minute, let me go back to my own tool and see if I could find something cheaper.
12:23
[SPEAKER_00]: I found something cheaper, six months later, at 5.35.
12:28
[SPEAKER_00]: And I have high-end luxury cars, exotic cars.
12:34
[SPEAKER_00]: I'm not settling all I got high-end cars, so I got to pay high rates.
12:37
[SPEAKER_00]: Heck no, I'm gonna do the research.
12:39
[SPEAKER_00]: And I'm gonna find the cheapest ones.
12:42
[SPEAKER_00]: What happens to your family if something happened to you?
12:47
[SPEAKER_00]: I'm gonna ask out again.
12:48
[SPEAKER_00]: What happens to your family when something happens to you?
12:51
[SPEAKER_00]: You see, life insurance feels scary.
12:54
[SPEAKER_00]: It feels complicated and even expensive.
12:56
[SPEAKER_00]: But here's the thing, it doesn't have to be anymore.
13:01
[SPEAKER_00]: Most of us are walking around with no life insurance policy but we have a name brand item.
13:08
[SPEAKER_00]: Thinking, I'm young, I'm healthy, I got time.
13:12
[SPEAKER_00]: I'm not going to be honest with you, I'm so sorry, that's not a faith, that is pure foolishness.
13:18
[SPEAKER_00]: Here's what I love about my friends already at those.
13:21
[SPEAKER_00]: They've made getting term life insurance 100% simple.
13:25
[SPEAKER_00]: No medical exams, no waiting weeks for approval.
13:28
[SPEAKER_00]: You can get a quote online in literally 10 minutes like myself and get approved the exact thing that we're talking coverage from $100,000 up to $2 million with absolutely no blood work for
13:41
[SPEAKER_00]: way less than what you actually think.
13:43
[SPEAKER_00]: Term life insurance is pure protection at a fraction of the cost of whole life insurance.
13:49
[SPEAKER_00]: Look, I healthy 30-year-old can get a 500,000 policy for about 25 dollars a month.
13:55
[SPEAKER_00]: That's less than your Netflix and Spotify combined.
13:58
[SPEAKER_00]: Listen.
14:00
[SPEAKER_00]: Your family deserves to be protected.
14:03
[SPEAKER_00]: Don't leave them struggling in pay bills.
14:06
[SPEAKER_00]: and funeral costs because you kept putting this on.
14:10
[SPEAKER_00]: While you're in heaven, smiling, your family's out of your stress because of your poor decisions.
14:15
[SPEAKER_00]: Let's stop playing games with your family's future.
14:18
[SPEAKER_00]: Get your free quote today in 10 minutes by going to Anthonyonil.com for Sasha Yepelch.
14:24
[SPEAKER_00]: Again, go to Anthonyonil.com for Sasha Yepelch.
14:30
[SPEAKER_00]: And our promise you,
14:32
[SPEAKER_00]: You will feel way better and see better at night.
14:36
[SPEAKER_00]: All right, let's get back to today's show.
14:40
[SPEAKER_00]: So I want to ask you all this question, put it inside the chat if you're watching this live or put this inside the comments sections.
14:47
[SPEAKER_00]: How much did your current Sharon's go up in the year 2025?
14:52
[SPEAKER_00]: I want you to drop your state and your rate in the comments.
14:55
[SPEAKER_00]: And then what I want you to do is to spend at least two minutes by going to Anthonyoleneo.com for slash car insurance and just get a quote, just see if this tool can beat your current rate and what man listen, two minutes can put a hundred two hundred three hundred dollars back in your pocket, your option.
15:17
[SPEAKER_00]: Let's go number five, because this also goes with, and if you bundle this with current insurance, this also goes with that, which is homeowners insurance.
15:26
[SPEAKER_00]: You see, 223 so, 28 separate billion dollar natural disasters, and 224, man, is already breaking records.
15:35
[SPEAKER_00]: You see, one at 13 homes, over six million, have no insurance, leave them 1.6 trillion and properties unprotected.
15:45
[SPEAKER_00]: Assuming your cupboard for floods or earthquakes, when you're not, listen, I just when I switched over my car insurance, I said, hey, I just want to get everything checked from my homeowners insurance, can you walk me through everything and they turn me on to this policy because of who I am, they said, Anthony, we would like to suggest that you have been million dollar policy added to your home, just in case, you know, you have guests because I do a lot of hosting at my house, I have my staff come over to house,
16:13
[SPEAKER_00]: And if someone was to fall because it was slippery on my, my, on my deck, for an example, technically, they could sue me.
16:22
[SPEAKER_00]: And if you have that extra mean of a pause, the Anthony, it can protect your home.
16:26
[SPEAKER_00]: Hey, Anthony, we see that your roof is almost, you know, can be come out there and expect it.
16:30
[SPEAKER_00]: And so I literally made sure that I had all my eyes dotted in all my teas across.
16:38
[SPEAKER_00]: I was reading the exclusions, at writers for what matters and compare rates every single year.
16:46
[SPEAKER_00]: If you're in a disaster area of flood area, a hurricane area, man, get a little bit of extra coverage.
16:55
[SPEAKER_00]: Because, man, I know a family who lost everything in a flood, because they insurance
17:08
[SPEAKER_00]: They thought, they thought, do discover.
17:15
[SPEAKER_00]: Listen off partner.
17:17
[SPEAKER_00]: I have a list of homeowners and assurances that I use.
17:22
[SPEAKER_00]: And they'll also include that into your car insurance policy.
17:25
[SPEAKER_00]: Help you bundle it.
17:27
[SPEAKER_00]: Go to anthonyoneo.com for slash home insurance.
17:31
[SPEAKER_00]: Again, that is anthonyoneo.com for slash home insurance.
17:35
[SPEAKER_00]: And choose a company has good fit for you.
17:38
[SPEAKER_00]: Today shows by helping you get the proper insurance that you need.
17:42
[SPEAKER_00]: Which leads me to the next one.
17:46
[SPEAKER_00]: Not everyone is a homeowner, technically almost half of renters 45 to 50 million people have zero coverage.
17:57
[SPEAKER_00]: So number six is renters and sharks.
18:00
[SPEAKER_00]: One kitchen fire and you lose everything.
18:04
[SPEAKER_00]: Everything.
18:05
[SPEAKER_00]: Thinking your landlord's posse covers your stuff, it does not.
18:12
[SPEAKER_00]: I don't care if you're renting a home, if you're renting an apartment, they do their insurance covers the house.
18:20
[SPEAKER_00]: It doesn't cover your things.
18:23
[SPEAKER_00]: One thing that I tell people who rent my houses, like, hey, yes, I do have a
18:27
[SPEAKER_00]: ample amount of insurance, but it would be honest with you because of who I am in my integrity, it's going to cover me, none of that's going to help you.
18:35
[SPEAKER_00]: I would highly encourage you to pay 10 to 20 dollars a month to protect your entire situation.
18:43
[SPEAKER_00]: Please don't skip it.
18:46
[SPEAKER_00]: If you're costs burden, this is the cheapest way to protect your emergency fund.
18:53
[SPEAKER_00]: leaving your, your, your, what do you call it for the ladies to curling iron's on or maybe leaving the iron on leaving iron on why you're going in it falls and it burns up you just never know even Rintus insurance will even help protect theft.
19:10
[SPEAKER_00]: Y'all, it's 10 to 20 bucks a month and if you just want the basic stuff, I even think you can get it for like $5 a month.
19:18
[SPEAKER_00]: The rent is insurance is important, and it is crucial.
19:23
[SPEAKER_00]: If you're renting, you have rent is insurance.
19:27
[SPEAKER_00]: Let me know in the comments and you're saying Anthony, I don't know where to look for when it comes to rent insurance.
19:34
[SPEAKER_00]: Listen, I got something for you.
19:36
[SPEAKER_00]: Go to anthonyoneo.com forward slash rent insurance.
19:41
[SPEAKER_00]: Again, that is anthonyoneo.com forward slash rent insurance.
19:45
[SPEAKER_00]: It should be up on a screen here because that's very, very important.
19:50
[SPEAKER_00]: Listen, this next one is important.
19:54
[SPEAKER_00]: Because in 2026, we're seeing a lot of people start businesses.
19:58
[SPEAKER_00]: We're seeing a lot of people start small businesses and side hustles that are turning into legit businesses on the side of their nine to five.
20:08
[SPEAKER_00]: So number seven is business-side hustle insurance.
20:13
[SPEAKER_00]: Entrepreneurs, this one's for you.
20:15
[SPEAKER_00]: Nearly 96% of small business owners aren't confident they're covered.
20:22
[SPEAKER_00]: And 29% have no business insurance at all.
20:29
[SPEAKER_00]: skipping coverage or buying the wrong posse policy is going to hurt you in a long run.
20:36
[SPEAKER_00]: I need you to get a quote for general liability, cyber and property, even for your side hustles.
20:43
[SPEAKER_00]: This is going to range you about $30 a month for basic coverage.
20:48
[SPEAKER_00]: One lawsuit can end your business.
20:51
[SPEAKER_00]: Trust me.
20:52
[SPEAKER_00]: I've been in the business world for $50, not for 50, Lord Jesus, for five years on my own.
20:59
[SPEAKER_00]: And I was a man, I'll never get sued or I'll never have this happy.
21:04
[SPEAKER_00]: Y'all, that was a lie.
21:08
[SPEAKER_00]: But thank God that I have my law firm, I retain a law firm on a monthly basis, and thank God they told me they educated me on importance of having a small business insurance policy.
21:22
[SPEAKER_00]: A side hustler, I know, who has a very, very good business idea.
21:30
[SPEAKER_00]: loss everything to a cyber attack.
21:33
[SPEAKER_00]: Why?
21:34
[SPEAKER_00]: Because he had no insurance.
21:36
[SPEAKER_00]: Do not let that be your story.
21:42
[SPEAKER_00]: Please, though.
21:44
[SPEAKER_00]: Go to anthonyo.com for slash business insurance.
21:49
[SPEAKER_00]: Again, that's anthonyo.com for slash business insurance.
21:54
[SPEAKER_00]: Get the policies that you need and get covered.
21:58
[SPEAKER_00]: Here's somewhere eight, y'all know me, I am a dog dead.
22:02
[SPEAKER_00]: I love my daughter, Raven, she's my dog, daughter, she's nowhere near a human to me, but I do love her.
22:10
[SPEAKER_00]: You know, I actually have someone off from me a whole lot of money for her, and I just couldn't imagine my life without Raven.
22:19
[SPEAKER_00]: It's a number eight, it's pet insurance.
22:22
[SPEAKER_00]: Pet parents, pet daddies, dog mama's dog daddies.
22:25
[SPEAKER_00]: This one is for you.
22:27
[SPEAKER_00]: That bills are up.
22:28
[SPEAKER_00]: The markets is about $4.7 billion last on my check, but only 4% of pets are actually ensured.
22:35
[SPEAKER_00]: I was not ensured with Raven until one time, we had a scare.
22:40
[SPEAKER_00]: And that scare cost me about $1,500.
22:42
[SPEAKER_00]: I was like, what in the world?
22:45
[SPEAKER_00]: It was a scare.
22:46
[SPEAKER_00]: It wasn't that serious, it wasn't a real, but I thought it was, but I had to pay $1,500 out of pocket because I had to go to the emergency room and they had to do some scans and do some stuff with there which cost me about $1,500.
22:59
[SPEAKER_00]: and they turned me on to pet insurance, specifically is coming to call lemonade.
23:05
[SPEAKER_00]: And I was like, man, I just heard pet insurance is a waste of money.
23:08
[SPEAKER_00]: It was like, well, if you were to have pet insurance, you would have only paid about $800 for the year for Raven, but you paid $1500.
23:15
[SPEAKER_00]: And the pet insurance covers any, a lot of other things as well.
23:20
[SPEAKER_00]: You see, overpaying for wellness, ads on are not, let me see, let's see, I don't say this.
23:27
[SPEAKER_00]: If you're gonna overpay for wellness, do it the correct way.
23:30
[SPEAKER_00]: Only by, how do I want to say this?
23:36
[SPEAKER_00]: Because I do believe that not everybody needs pet insurance.
23:44
[SPEAKER_00]: But if you have a pet and a pet is young,
23:50
[SPEAKER_00]: or even older, getting to the older age, I'll take that back.
23:57
[SPEAKER_00]: Everybody needs batteries.
24:00
[SPEAKER_00]: But you got to compare a plan and you got to skip to the fluff.
24:03
[SPEAKER_00]: You need to get exactly what you need specifically for your dog.
24:06
[SPEAKER_00]: I have a German shepherd and their hips tend to go out right around 10 years old.
24:12
[SPEAKER_00]: Raven is only six and so, you know, I'm preparing for that.
24:17
[SPEAKER_00]: You know, I'm preparing for other things that comes with a German shepherd.
24:24
[SPEAKER_00]: Listen, family.
24:26
[SPEAKER_00]: go to anthonyoneo.com for stats, pet insurance, compare your ratio.
24:30
[SPEAKER_00]: I mean, I can't remember exactly what I paid and we have several different companies on there.
24:35
[SPEAKER_00]: I'm going to tell you I use lemonade and I genuinely enjoy having that because we have the right vet for her but then we also have you know enough covers where I don't have to go on my emergency fund to take care of any emergencies.
24:50
[SPEAKER_00]: Listen, this is your 2026 insurance playbook.
24:56
[SPEAKER_00]: I want you to protect yourself.
24:58
[SPEAKER_00]: I want you to cut your calls and don't let these companies play you.
25:04
[SPEAKER_00]: Let's go through out 2026 with the plan.
25:06
[SPEAKER_00]: Remember, I'm always teaching wealth is not just about income.
25:11
[SPEAKER_00]: It is about the strategy that we have when it comes to our money.
25:16
[SPEAKER_00]: And having the proper insurances put into place helps us build wealth because it helps us want to keep money in our pocket and it helps us prevent us from having to borrow money or go into debt to pay something that an insurance policy could
25:32
[SPEAKER_00]: Remember, protecting your family isn't just about money, it's also about stewardship, legacy, and loving your people well.
25:44
[SPEAKER_00]: Don't let a rip off or a gap in coverage steal your future.
25:50
[SPEAKER_00]: Don't let lack of coverage or lack of an insurance policy, put your family through hell while you're in heaven.
26:02
[SPEAKER_00]: do not get to heaven and you look down at your family astrogly.
26:08
[SPEAKER_00]: Don't work for 10 years and something happens on your job to where you can't work for six months and you're struggling.
26:16
[SPEAKER_00]: Get yourself in short to day when I promise you I promise you to be well worth it.
26:24
[SPEAKER_00]: We're going to link all the websites for every single insurance company that I mentioned.
26:31
[SPEAKER_00]: I want you to go there today, spend some time this week.
26:34
[SPEAKER_00]: You probably can't go through all six, seven of the links today, but man, start with one today and then tomorrow go to another, and next they go to another.
26:42
[SPEAKER_00]: But by the end of this month, I want you to be fully insured for yourself and for your family.
26:50
[SPEAKER_00]: All right, she will Anthony O'Neill.
26:53
[SPEAKER_00]: Make sure to hit that subscribe button and I'll see you on the next show.
26:56
[UNKNOWN]: Peace out.