Latest / Inflation Explained with Fexingo: CPI, Prices, and the Cost of Living for Everyday People
Why Your Homeowners Insurance Is Surging Faster Than Inflation
Episode 66 of Inflation Explained with Fexingo. Lucas and Luna dig into why homeowners insurance premiums are rising at triple the rate of overall inflation. With CPI at 334.0 and core inflation still sticky at 336.1, insurance costs are outpacing both. They explore how climate risk, reinsurance costs, and state regulations are combining to hit homeowners hard. Lucas points to the surprise 2025 wildfire losses and the 10-year breakeven rate falling to 2.25% as signals that insurers are pricing for a new normal. Luna brings data on how premiums in Florida and California have jumped 40% in two…
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