Latest / The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Cover Student Housing Deposits
In this episode of The College Savings Podcast, Lucas and Luna drill into a specific, often-overlooked 529 plan expense: the housing deposit. With the fall semester about to kick off on August 27, 2026, they break down the IRS rules on room and board, how a deposit counts as a qualified expense, and the paperwork you'll want to keep. They also discuss how to handle deposits for off-campus apartments, security deposits, and even application fees for housing. Using a concrete example of a $1,200 deposit at a state university, they show you how to document the expense and avoid tax…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.