Listener Q&A: Am I Being Too Conservative With My Investments?

All Things Retirement · Jul 9, 2026 · 10m

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Are you being smart with your money, or too conservative for your own good? In this episode, Anthony explains how investors can evaluate whether they should take on more risk, especially as they approach retirement. He breaks down why “conservative” can mean different things to different people, how recent market events can skew your perspective, and why risk capacity, risk tolerance, and risk need all matter when building a retirement strategy.

Here’s some of what we discuss in…