Latest / The Hannah Hammond Show / How to Skip Decades of Struggle - Garnet Morris
Transcript
- 0:00Everything in life when we want to make a change is just a
- 0:03decision. Just show up and do it.
- 0:06Don't give. Up, get the specialist, be
- 0:10humble and be coachable. Just keep, keep going because
- 0:15business is is that way. We're going to make mistakes,
- 0:17but just get up. Try not to make them again.
- 0:20You don't worry about your growth, you worry about how big
- 0:23a problem it is that you can solve for people.
- 0:30Welcome back to the Hannah Hammond Show.
- 0:32I am so excited to be sitting here today with Garnett Morris,
- 0:36who is actually one of my mentors and he when I first saw
- 0:42him speak in Genius Network when Joe Polish was interviewing him,
- 0:47I was just like that. Is it like Garnett has
- 0:50everything that I could ever dream of having and not just in
- 0:55amazing entrepreneur success in the companies that he's built in
- 0:58the massive financial success that he's had on that journey,
- 1:01but in his life. Like the relationships that you
- 1:03have, the health that you have and the resilience that you've
- 1:07carried your entire life because you've gone through absolute
- 1:11insanity and very, you know, traumatic childhood.
- 1:16You're overweight, you're a chronic smoker.
- 1:19You built a business and real estate and then you lost it all
- 1:23and went bankrupt and then you rebuild and then you went on to
- 1:25build the largest life insurance company in the entire country of
- 1:29Canada, which is absolutely insane.
- 1:32And then had an exit. And now you're building more
- 1:34companies and investing in others.
- 1:35So I'm just really, really, really, really, truly so honored
- 1:39to know you and to have you on your show on my show today.
- 1:42And you're about to release here in about a week.
- 1:45Your new book called 17 runs about unlocking your highest
- 1:48potential in life, which is my whole mission for my life and
- 1:52and other. So I'm just grateful to to have
- 1:54you here and I'm super excited to dig into your journey and
- 1:57share some of your wisdom with the world.
- 2:00Thank you. I mean, I don't think it's
- 2:02wisdom, I think it's just persistent trying.
- 2:04Yeah, yeah. And we talk about that like
- 2:06failing is such a key attribute or requirement to success
- 2:11ultimately, right. So, so let's go back.
- 2:14I mean, what I want to go back to the beginning because I know
- 2:16you have an amazing story and filled with a lot of pain and a
- 2:21lot of triumph. And So what do we need to
- 2:24understand about your earliest years to understand how you were
- 2:27able to build the largest life insurance company in Canada,
- 2:32lose tons of weight, end up running 100 mile relay race and,
- 2:38and just completely transform your life, you know, in the
- 2:41middle of your life when you already had these these habits.
- 2:44So I'd love to hear that story. Well, I think to me, the way I
- 2:47look at it, right from the time I was young, lots of people have
- 2:50trauma when they're young, but it turned out to be good for me
- 2:54were other people that defeats them.
- 2:57And it's because all along the way I kept meeting people and I
- 3:01keep kept listening to what they would say.
- 3:03So when I was young and I was sick a lot, I was in the
- 3:06hospital. I had nurses and you know, I
- 3:08read books and they they were kind.
- 3:11And so I saw that part when the other part of my life wasn't so
- 3:14good and, you know, all the way through when I went through, you
- 3:18know, business bankruptcy, while I found mentors after that, that
- 3:22kind of helped me understand where I'd gone wrong.
- 3:25So rather than just looking at it and saying what was me, I
- 3:28just looked at it and said, well, I got to do better the
- 3:31next time. And I still do that.
- 3:33So I mean, we, you know, got great partners, great, lots of
- 3:40great businesses we're involved in, but we're always learning.
- 3:43Today I learned about the television show this that the
- 3:48television shows that do sales all day long, like the the
- 3:51company we're looking at investing in is going to do
- 3:54that. So I had to kind of jazz up my
- 3:57learning. So you're just learning,
- 3:58learning and you make mistakes and you get up and don't make
- 4:02them again and keep on going. What was your childhood like?
- 4:08So the best thing I can say is that I don't remember most of
- 4:11it. It was a little bit challenging.
- 4:15So I think that when I look at like my mother maybe had me too
- 4:22young and wasn't quite ready and then I was pretty sick as a
- 4:25baby. So I don't think she was ready
- 4:27for that either. And so it was, you know, sick a
- 4:30lot. She wasn't the kindest, most
- 4:33gentlest person. So it knocked around a little
- 4:39just, you know, like things that other people experience.
- 4:42But you know, when you, when you look back, it was not a reason
- 4:46to fail. It was a reason to, to succeed.
- 4:49And my siblings didn't have the same luck.
- 4:52So I had a brother and a sister commit suicide six weeks apart
- 4:56of another sister that's really struggles with life.
- 4:59And then I have one more sister. That's my sister like so I'm her
- 5:04Big Brother and I have a Big Brother role in her life and
- 5:07she's quite, a, quite a neat person.
- 5:09Yeah, and what age were you when your your siblings took their?
- 5:13Lives in my late 30s. Yeah, OK.
- 5:16So six weeks apart. Oh my God, And what was that
- 5:20like for you to go through? The first, when my brother
- 5:24committed suicide, I kind of expected it because he'd been
- 5:27living life like real hard, not paying his child support,
- 5:31abandoned his wife, abandoned his kids, just partying.
- 5:35And, you know, the world was closing in.
- 5:38And my sister was the opposite of that.
- 5:40So she's very straight, very worked for, you know, the
- 5:43government, just good person. And then she just couldn't
- 5:48handle my brother having taken his life.
- 5:52So that was a shocker and almost like a gut punch, like just to
- 5:55to get that phone call and find out because it was just not
- 5:59something, you know, like you just never expected that of her.
- 6:03So she was the next one in line to be.
- 6:08I'm so sorry that you had to go through those things.
- 6:10But but people do and that's, that's, I think that what made
- 6:13me a little bit different is that all of those things are
- 6:16things that drive me a little bit as opposed to make me feel
- 6:20bad for myself. Yeah, it's like, what can you do
- 6:23different? What can you do better?
- 6:24How can you grow from it? Well, and how can you help other
- 6:27people? So that's part of the whole.
- 6:30It's kind of my makeup as I've always been, you know, there to
- 6:33help other people because people help me along the ways.
- 6:38Like I could name mentor after mentor after mentor.
- 6:41So I mean, even in her own family, we're getting mentors
- 6:44for all each family member so that they all have the same
- 6:47opportunities that I had. Yeah.
- 6:50And you know, mentorship is something I believe that you
- 6:54share throughout your book and about your chosen family, the
- 6:57people in your life that influence your life that are as
- 7:00important as blood, but they are not blood, right.
- 7:03And I didn't experience really having true mentors until later
- 7:06in life because I was, I had my own issues and I was very
- 7:10isolated and depressed and had struggled with eating disorders
- 7:13and anxiety and all these things.
- 7:16And I feel like I was able to get out of my deepest darkest
- 7:20days is once I was found mentors that I can really grab onto to
- 7:26give me hope and to like, let me know that there is an other
- 7:28side. Because when you're in that
- 7:30deepest dark darkest days, it's hard to understand that there is
- 7:34any way out or any light on the other side.
- 7:37And that's one of my biggest passions to, to to share with
- 7:40the world is to help them get out of those days.
- 7:42So I want to dive into your your book 17 Runs and you discuss how
- 7:48you had a wake up call mid life wake up call in an airport and
- 7:53you decided to overhaul your life and turn everything around
- 7:56and end up running 100 mile training and running 100 mile
- 8:00relay race. So can you share like what that
- 8:03wake up call was for you and and how that was a catalyst for you
- 8:07to change your life? So I was walking the length of
- 8:10Pearson Airport with a big briefcase and a suitcase, and I
- 8:14was late, so I was trying to hustle and I was sweating.
- 8:18Gross. And I just, I just can't, just
- 8:22can't live with this. And so when I got back into
- 8:26Saskatchewan after that trip, I went to a doctor and I, I met
- 8:30the right doctor by pure chance was a female doctor that was a
- 8:34temporary doctor in Saskatchewan.
- 8:36And she says, well, I can tell you what to do, but don't expect
- 8:38me to be your mother. And so I was like, like kind of
- 8:42a wake up call. And then she sent me to a sports
- 8:45psychologist. And then from there, I started
- 8:48off, went into strategic coach, I got found an amazing mentor
- 8:52from Quebec whose whole thing was around values.
- 8:55So the values, my values have been a core part of my life and
- 9:00getting to be a bigger and bigger part of my life.
- 9:02And so those are what drive the mentorships.
- 9:05That's what drives, you know, how we work in as a family and
- 9:09in in what we're ascribing to as a family.
- 9:13Like, what would we really want to have happen so that all the
- 9:17businesses we have, you know, we, the whole family shares the
- 9:20same values when it comes to being part part of them or
- 9:24taking part of them? Yeah.
- 9:26And what was the journey like for you?
- 9:28Because obviously quitting smoking and food addiction or,
- 9:31you know, overeating, compulsive eating is is not easy.
- 9:34And I know first hand because I've it had those issues firstly
- 9:39my whole life. So like how did you get through
- 9:41that and and transform to being a an ultra serious athlete?
- 9:48So that the first thing that that you do is you just have to
- 9:52realize that everything in life when we want to make a change is
- 9:56just a decision, simple as that. So you don't focus on before,
- 10:02you focus on now and tomorrow. So when I chose to quit smoking,
- 10:08I quit. Smoking wasn't easy.
- 10:11I had cravings, I used Nicorettes, I used all the
- 10:14little aids and I wanted cigarettes a lot.
- 10:18But I had decided that I was going to quit and that it's
- 10:21making me really unhealthy. So I just quit.
- 10:25And with food and the other thing I did with cigarettes, I
- 10:28changed the order of my routines.
- 10:31So because when you smoke, you usually do them at the same
- 10:35time. So you get up in the morning,
- 10:37you have a cigarette. So I got up in the morning, I
- 10:39would do something different. So, so I mean, and, and my kids
- 10:42helped with that because I went outside to have a cigarette
- 10:45first thing in the morning. They locked me out of the house.
- 10:48So like, it was like they're helping too.
- 10:50And then with food, we hired A dietitian and she basically came
- 10:54to our house and took everything out of our cupboards that we
- 10:57shouldn't eat and then showed us what we should eat.
- 11:01So again, we took out one bad habit and put in one good habit.
- 11:05So rather than having, you know, something fried, we had
- 11:08something grilled. Rather than having a prepared
- 11:11food, we eat things really clean.
- 11:13So then you just got those new habits and it just, it's just
- 11:17simple. One step, then another step,
- 11:20then another step. And when did you decide to train
- 11:23for 100 mile race? So at 40, as when I made my
- 11:27transformation, so that's a long time ago to some people, but so
- 11:33I started changing my eating and then I started, I got a personal
- 11:37trainer after that and started exercising.
- 11:40And so I think for three or four years I just went to the gym,
- 11:43not much happened. I think I got from 320 lbs down
- 11:46to 285. And then I found a book called
- 11:50Fitter Fat and I read that and then I asked the trainer maybe I
- 11:54should learn to run. So she said, OK, so then I can
- 11:58run from one lamppost to another.
- 12:00And then I had a walk for three. So I just gradually did a little
- 12:04bit more and a little bit more and a little bit more.
- 12:07And so then, you know, the Cannon Askus relay was kind of a
- 12:11big one because you're running in the mountains.
- 12:12So it's challenge. So I didn't, I mean, it was a
- 12:15relay. I didn't run 100 miles.
- 12:17I ran I think 16 miles. So but it was good.
- 12:21And I did a few other running and then just through running, I
- 12:25met my wife. And so there we have the same.
- 12:29So because you're in that it's going when you look at chosen
- 12:31family because everything kind of fits together.
- 12:34You're with someone who does what you do, interested in
- 12:37health, has good habits, knows how to do things.
- 12:39And so it just naturally kind of comes along.
- 12:43And so let's let's talk about the book 17 Runs and how to
- 12:49unlock your highest potential in life.
- 12:50So can you kind of walk us through maybe some of the key
- 12:53lessons that you and Olivia teach in that book and some of
- 12:58these key takeaways that you learned while you were training
- 13:01for this 100 mile relay race? So I mean it.
- 13:05It's to me, it's, it kind of all blends together.
- 13:08So we just did something on our book website, we did
- 13:12visualization. So I visualized a project I'm
- 13:14going to work on. And when I'm doing that, I
- 13:16recognize that everything in that book feeds back into one
- 13:20thing. So values.
- 13:23So values are the biggest thing for me.
- 13:25So when I say I'm going to do something, absolutely try to do
- 13:30it. When I talk to you, I always
- 13:33want to tell the truth and be honest and be open and operate
- 13:37with high integrity. And you know, when you, when you
- 13:40look at family, how you want to work as a family.
- 13:43So those values are the core of my life.
- 13:48And then from there, when you, when you go to do something, so
- 13:51when I say to you, I will be your mentor, then that means you
- 13:55should just count on that. It shouldn't even be a thing
- 13:57that you would even think about. And if I tell you that I'll tell
- 14:01you if I'm too busy one day, then you know that it's just
- 14:04because I'm too busy and nothing else.
- 14:06It's you don't have to read anything into it.
- 14:08So then when you start to do all those things like that in your
- 14:11life, your life becomes simple. The other thing and, and, and I
- 14:15did the visualization for that website is that the
- 14:21visualizations I have are how how I look at doing things are
- 14:24always starting off what I can do for somebody else.
- 14:27So it's what? And so whatever opportunity
- 14:30happens for me is a byproduct. It's not something that's really
- 14:34preordained. Yeah, and I mean, let let's dive
- 14:39a little bit deeper into the book.
- 14:40So what I mean, I, I, I know that you, I haven't read the
- 14:43book yet and I'm excited to read it, but what are some other key
- 14:47lessons? Throughout the book so chosen
- 14:50family. So the way to think of that is
- 14:52that you are who, who you hang out with is a function of who
- 14:57you are. And there's no other way to put
- 15:00it. So when I look at who my friends
- 15:03are and how how we've evolved and who we hang out with him and
- 15:07they're always people who are bringing you up because they're
- 15:11all people that are moving ahead.
- 15:12They're not caught up in a party lifestyle.
- 15:14They're they're all learning. And they can be 80, they can be
- 15:1950, but they're still just learning, learning, learning,
- 15:22trying experience. So chosen family is, is that's
- 15:26one aspect. But then internally, like what
- 15:29what we did is we evolved our family to say anybody that would
- 15:33take a bullet for us will be in our family.
- 15:36So we have three people in our family that are not our natural
- 15:39children, but they, I mean, we'll give you an example.
- 15:43So one of them was my EA is and is my EA again, because she
- 15:48really wanted to Lisa. And so I'd ask her at a
- 15:52Harley-Davidson, I said, can you fire up the bike and drive it
- 15:55out of the parkade so they could pick it up and service it?
- 15:57So she couldn't get it to start. So she's about your size.
- 16:00So she pushed it up two flights of parkade because she said she
- 16:06would in a dress and heels all by herself.
- 16:11So I don't know how she did it, but she just did it because she
- 16:14said she would. And so when you think about
- 16:16having someone that like that in your family that you just depend
- 16:20on, that you like when they say they're there, they're there.
- 16:24So you just make your life so simple and so, so easy.
- 16:28Yeah, yeah, that's, that's amazing.
- 16:30And that's really hard to find those ride or die people that'll
- 16:34truly take a bullet for you and do whatever it takes.
- 16:36But then we have to live like our life the same way, which
- 16:39goes back to, you know, always being there when we say we're
- 16:42going to be there. And so, you know, we've had
- 16:44frank conversations, both Shirley and I with her, you
- 16:47know, what would happen if and so she she knows that.
- 16:51So I mean that that was like the, the values, the, the, the
- 16:55chosen family gratitude. So I think I'm just born
- 17:02grateful and I'm born always willing to help.
- 17:06And so when I look at gratitude and generosity there, they're
- 17:11reciprocal. So I've always looked at finding
- 17:14a way to be kind to other people or to find a way to say
- 17:18something to them that's meaningful that maybe they
- 17:21haven't heard today. And I, I tell one story in the
- 17:24book. I think it's in the book, but I
- 17:27used to go once in Vancouver. I was going to Vancouver every
- 17:29other week to work. And so I was going to the same
- 17:33Starbucks every morning. And there was a girl working in
- 17:35there and she I learned my name and I'd step in the door in a
- 17:39great big voice and high garnet. You know, how were you?
- 17:42Quad espresso? And and so one day I said, you
- 17:45know, you know, if if you ever occurred to you might have
- 17:48attention deficit disorder because she's always saying she
- 17:50wished she could do this job or that job, but she's never been
- 17:53able to do it. So next time I went in, she
- 17:56yells out garnered you were right, OK, and she says I went
- 18:00to the doctor and I have attention death to her just like
- 18:03you said, and I have missed and now I feel fat and I got a great
- 18:07job. And so she was just so, you
- 18:10know, I put myself out a little tiny bit, but it made a big
- 18:13impact in her life because she was noticed and somebody cared
- 18:16enough about her to actually take a chance to say something
- 18:20in a kind way and this little things like that through
- 18:24throughout life. Little hinges swing big doors.
- 18:27Yeah, basically. And so my, my life was amazingly
- 18:30simple. I try to be kind wherever I go.
- 18:33I try not to be miserable and, you know, care about people and,
- 18:38and just do what I'm say I'll do.
- 18:42And I'm extremely grateful for every gift that I've ever got
- 18:45because, you know, lots of people haven't had the same good
- 18:48fortune as me. Were you always that way, like
- 18:53as a young child too, or did you evolve into that?
- 18:57So in some ways I was like that from the time I was young, I was
- 19:00always fairly compassionate so that, you know, I can think back
- 19:03to maybe wasn't very well organized, but you know, I just
- 19:07wanted to take something for the teacher right back to Grade 1.
- 19:10And I remember if I forgot to take an apple for the teacher,
- 19:13I'd go home crying and have, I could not go to school until I
- 19:16did that. And I was always kind of the
- 19:19teacher's pet most, you know, most of the time.
- 19:22And, and so from that perspective, yes.
- 19:25But when it comes to values, values are something that, you
- 19:28know, your family imparts a certain set of values.
- 19:31They may be good values, they may be not so good values.
- 19:36And so you can continually improve and, and improve your
- 19:41values and make your values a stronger and stronger part of
- 19:45your core. So then when you do that, then
- 19:48first of all, you make far less mistakes in life because you're
- 19:52driving straight down the middle of the road.
- 19:55But then people like you start to meet people just out of the
- 19:58blue just like it, it just gets to be crazy that like, and I'm,
- 20:03I'm, I'm really innovative. I'm a very, very shy person and
- 20:07I'm I'm meeting people at a a little clip that I cannot even
- 20:11imagine. Like from all over and just by
- 20:15pure luck and pure chance and they just fit in with some
- 20:18project that I'm trying to help someone with or because they'd
- 20:21like to help someone with a project and you know, you just
- 20:23have a meeting of the of the minds.
- 20:25Yeah, yeah. And you know, something I've
- 20:27experienced too in my life is we have to step into who is
- 20:33deserving of the kind of people that we want to attract, right?
- 20:38We have to become that person in order for us to attract them.
- 20:41I know for me personally, when I wasn't a healthy, strong,
- 20:45compassionate, loving, kind, abundant person, I attracted
- 20:51negativity and scarcity type people, toxic relationships or
- 20:54people that weren't, weren't really ideal for me.
- 20:57And so I think it really shines light on when we can be the best
- 21:00version of ourselves and show up as a connected individual and
- 21:05living this abundant life with gratitude and compassion and
- 21:08service and, and giving. Then we start to become a magnet
- 21:12and the universe will bring to us the exact kind of people that
- 21:15need us and that we need them and, and have a really healthy
- 21:18relationship and amazing bond. And I don't think anything can
- 21:21be done alone. You know, everybody that says
- 21:22they're self-made, which I've said, you know, on paper, you're
- 21:25self-made because you didn't come for money, But none of us
- 21:27are self-made. We're all in this together.
- 21:29And it takes an army to really reach your highest potential
- 21:34until like build something beautiful in life and in
- 21:36business, so. Yeah, no, IA 100% agree.
- 21:40And it's not so easy. So I think you have to be
- 21:42prepared to work at it all the time.
- 21:44Yeah. Because it's some days you just
- 21:47wake up and you're just not in that frame of mind and you feel
- 21:50bad for yourself and you just have to look in the mirror and
- 21:52say, well, that part's over and I'm going to be back to being
- 21:55the me that I want to be. You never have a perfect life
- 22:00like because you get fixated on things, but you have to say,
- 22:03well, my core principles are this and I promised people I
- 22:07would do this, and so I'm just going to get it done.
- 22:11Yeah, it's just like the victim versus the victor, right?
- 22:13Is there, there's that story of the two brothers, and one of
- 22:17them is amazingly successful and has an incredible life, and the
- 22:20other ones an alcoholic and has a miserable life.
- 22:23And both of them are asked what led them to those outcomes.
- 22:27And they both say, my father, you know, because my father was
- 22:31an alcoholic or whatever. And so we get to choose our
- 22:34destiny, we get to choose what we want to create in our life.
- 22:36And if we choose to be the victor and we take every single
- 22:40like I didn't realize how victim and victim I was being.
- 22:46I thought I was like the victor and, and everything happens for
- 22:48me and all these things. But until I was able to forgive
- 22:52my, my father and my mother and my brothers and like the people
- 22:55that had hurt me as a young as a child, which we all have those
- 22:58people, we all carry on to these resentment and there's things
- 23:01that happen in our lives that hurt and are hard to get
- 23:03through. But when I was able to truly
- 23:06forgive is when I realized that I was being a victim, you know,
- 23:11deep down, like, oh, you know, my, my dad was cheap and my
- 23:15parents didn't have a healthy marriage or my brother was
- 23:18really mean to me and all these things.
- 23:20So I think that attitude that you have towards it is is
- 23:23everything because you've personally seen what happens if
- 23:28you have the opposite attitude. Well, I had exactly the story
- 23:31you just told. So my brother and I had the same
- 23:33parents. I succeeded.
- 23:35He took his own life. My sister and I had the same
- 23:38parents. So, So it really is something
- 23:42that clicks inside you or some money, someone that you meet
- 23:46along the way. So I could actually go through
- 23:48and say, these are the people who influenced my life from this
- 23:53time to this time to this time to this time.
- 23:56So from my English teacher in high school to, you know, early
- 24:01mentors to the, you know, different programs I join, I can
- 24:04I can tell you the turning points.
- 24:06But the difference between me and a lot of people is when
- 24:10there is a turning point, I turned and I didn't make an
- 24:13excuse. I just said this looks better
- 24:16than what I'm doing. And I think we just have to be
- 24:19open and and not so locked in to a doctrine that we get when
- 24:24we're young. Yeah, yeah.
- 24:26And it's so true. And I realize that too.
- 24:29Is everything that happens in our life is not only the only
- 24:35way it can be, it is the best way it could be.
- 24:40And every single lesson that every every past experience,
- 24:43every current event that's happening, I always try to think
- 24:47like I'm the common denominator here and everything that's
- 24:50happening is exactly what I'm creating in my life and it's
- 24:52exactly the best way it could possibly be.
- 24:54And if it feels challenging or it feels hard, or it feels
- 24:57hopeless or it feels dark, what are the lessons that I can learn
- 25:00from this? And how can I come out stronger,
- 25:02better, and reach my higher purpose and my higher potential
- 25:07from these lessons? And that that mindset shift is
- 25:10so challenging sometimes because things can be so difficult, but
- 25:13it's everything. And I think if you have that
- 25:15mindset, you can truly cut like you're a perfect example.
- 25:18You can come out of it absolutely anything and create
- 25:20whatever you want. Well, I think and and and I
- 25:24completely agree. And the way I think the easiest
- 25:26way to do it is to have simple goals so that you you have a
- 25:30point of focus. So if you have a goal that's
- 25:33pulling you forward, you have a point of focus.
- 25:36So then you you can't feel bad for yourself for very long
- 25:40because your mind saying, well, come on, like we have this goal
- 25:43and we all agreed to it. So like, what's, what's the big
- 25:46deal? Let's get up off the floor and
- 25:48get at it. And so I have series of goals
- 25:51and in all kinds of areas around how I want things to work.
- 25:55So you know how much my net worth should be.
- 25:58We have a goal around our family, So we want to have our
- 26:01family working so they work as one so that, you know, when,
- 26:05when they start taking over the different businesses that they,
- 26:09they can work as a team. It's got a school of fish.
- 26:11And so, you know, what do we have to do to be able to make
- 26:14that happen? Well, that's a lot of work, but
- 26:17what is the first step? What is the second step?
- 26:19And so forth? Yeah.
- 26:21What is your strategy for goal setting?
- 26:22Because I'm you started a life insurance.
- 26:26I mean you, you worked in commercial real estate for a
- 26:27little bit. You were in commercial finance,
- 26:29then you started you were in the hospitality business and owned
- 26:32hotels. And we'll get into that story on
- 26:34how you built a hotel business and portfolio and then lost it.
- 26:38And then you you went on to build the largest life insurance
- 26:40company in Canada that was doing $10 billion a year.
- 26:43And then you put in a succession plan and you sold the company to
- 26:45your executive team and then you went and founded more companies.
- 26:48So when I think of for me, you work with me.
- 26:53So you know where I'm at. I'm starting HP Capital, just
- 26:55founded the company, just got it off the ground and I want to
- 26:58build a multi billion dollar organization.
- 27:01The gap from where I'm at now and where I want to go seems so
- 27:06great. And I'm just like gosh, just to
- 27:09get you know, 15 team members rowing the boat in the same
- 27:13direction seems like such a difficult feat.
- 27:16I can't imagine having 125 like you had or I believe that's how
- 27:21many you. Had right.
- 27:22Yeah. Yeah.
- 27:23So how do you if it, if for entrepreneurs and real estate
- 27:28investors who are who are listening here today, how they
- 27:32know where they want to go, it's a maybe simple goal on paper.
- 27:35Like, OK, this is what I want to build, this is the revenue I
- 27:38want to generate or this is the dollar I want to sell for
- 27:40whatever. And then there's somewhere so
- 27:43far. How do you keep your eye on the
- 27:45the long term goal, but put those incremental goals in place
- 27:48and and be able to implement them and execute them without
- 27:51feeling overwhelmed by the long term goal?
- 27:53So I make movies, movies in my head, and I make a movie of
- 27:57where I'm going to end up and I picture everything, everything,
- 28:04what I look like, how I feel. I make that movie.
- 28:11So then that movie is always there.
- 28:13So then all I'm doing after that is starting to write the script
- 28:16from where I am. And then it just becomes easy
- 28:20because then you're just flowing along and all the pieces start
- 28:24to miraculously appear. So I mean, you're doing that.
- 28:27I mean, you made a joint venture party.
- 28:29You, you meet this, you meet that.
- 28:31And it's because you can picture, you know, here I am
- 28:34sitting with, you know, $20 billion of assets under
- 28:37management. And this is how I look like.
- 28:41And this is what my office looks like.
- 28:42And this is how I feel about myself.
- 28:45And these are the people I'm attracting.
- 28:46And then you just make that movie.
- 28:50And you shared, I love that the mind movies and I I've part of
- 28:54that is have you read the book Law of attraction?
- 28:56Yeah, And she talks a lot about that in the mind movies and and
- 28:59sitting silently with yourself and, and creating these images.
- 29:02And when you go about your day, you make note of the things that
- 29:06that you're drawn to. Like.
- 29:07Oh, I really like the way that that couple has a relationship.
- 29:10I really like the way this this leader runs his business.
- 29:12I really like the way this mother treats her child.
- 29:15And like if you pick these pieces and then you visualize
- 29:17those in your mind, like you said and you shared with with me
- 29:21or at Genius network, I think it was you said you start every
- 29:23single day by meditating for an hour or for an hour.
- 29:27You meditate to get your brain to nothing.
- 29:29Can you share about that process or is that where you?
- 29:31Shirley and I have a process, so we get up an hour before we have
- 29:35to do anything and we each have coffee together, but we don't
- 29:40spend the time talking. We just sit there and get to
- 29:42spend the time with ourselves together.
- 29:46And that kind of starts your day because you clear out the stuff
- 29:49that maybe bothered you in the night.
- 29:51You can get ready for your day. You're relaxed and you do it.
- 29:55So it's to me, it's a form of meditation.
- 29:57So I might really try to calm myself because I've got maybe
- 30:02Zoom calls all day and I think through how.
- 30:07So it's going to sound a little weird, but I actually rehearse
- 30:11every call I'm going to make before I go on it.
- 30:14So I actually visualize how the call will go.
- 30:18So I have a very, very strong picture in my mind how this call
- 30:23is going to go. And it did so then and it's a
- 30:27feeling just kind of weird sound, but but it but then they
- 30:31usually go that way. So I'm spending the first part
- 30:34of my day. Because you're very intentional
- 30:37about every single thing that you.
- 30:38Do well because when you're busy and to be successful, you, you
- 30:42have to be intent. You don't have a lot of time to
- 30:44just not be. So you've got to stay focused.
- 30:48And then, you know, we don't generally work on the weekends.
- 30:51So we take, you know, we'll go and sit and just, we have one
- 30:55place on the water. We just look at the ocean and
- 30:57watch the birds and you know, to visit or read a book or, you
- 31:02know, something just to let the brain recharge.
- 31:06Do you find difficulty in letting your brain calm down
- 31:09when you're running such massive organizations and go, go, go all
- 31:13the time? Well, I mean, my myself
- 31:15perception is that I handled it pretty well.
- 31:18I'm surely sure this perception is probably not so well.
- 31:21So I mean, I think that that's always going to be a challenge
- 31:26to be calming, but I also understand the nature of my
- 31:30brain. So the the worst thing my brain
- 31:33does to me is sometimes it keeps me all night to solve a problem.
- 31:36So it keep me awake all night till I solve a problem.
- 31:39Doesn't happen often, but the odd time it does.
- 31:42Yeah, yeah, because I really struggle with that to calm, calm
- 31:47the mind. Like to sit in, sit in silence
- 31:49is sometimes like the worst punishment from for myself.
- 31:52But that's where a lot of the clarity and the answers come
- 31:54from. Why, when I used to take
- 31:56meditation classes, the meditation told me I was the
- 31:59wiggliest person she'd ever seen.
- 32:01So like, I can't do that, but I can sit and have a coffee and
- 32:05just no social media, no phone, just slowly work through and
- 32:10relax the things that I need to relax.
- 32:12And I find if I do that at the end of the day, it helps too.
- 32:16And so not being looking at the news before go to bed or not
- 32:20doing the emails one more time makes a big difference.
- 32:25And when did you realize that you were going to be an
- 32:29entrepreneur? Was that something that was
- 32:31instilled in you early on that you were born with or?
- 32:33Nobody in our family ever did that, but I've been an
- 32:36entrepreneur every year of my adult life except for five.
- 32:41And what I mean, did you go to college?
- 32:43How were you? Were you I?
- 32:44Got all the way through grade 12 first first and only one in my
- 32:47family. Wow.
- 32:49And then you, what'd you do after?
- 32:51That to work for the Bank of Commerce because at 1972 every
- 32:55there was jobs for everybody. He was insane because this is
- 32:58the kind of the early part of the baby booms.
- 33:01Everybody was growing. So went to work for the bank and
- 33:03I did well and then I bought a bar at 20 and then I sold it and
- 33:11made some money. And then I went into real estate
- 33:14and then back into banking. And then I decided to buy
- 33:17another bar and that one went OK.
- 33:19And then I decided to buy some more and interest rates went up
- 33:24and my management skills were completely not there.
- 33:27So I hired people based on their stories, not based on their
- 33:32skills. And so I thought I could solve
- 33:35every problem that a hotel losing money by adding another
- 33:38one. So I got really good at buying
- 33:39them and terrible at running them because I learned how when
- 33:43I was selling them, selling hotels figured how to do second
- 33:47mortgages, how to do vendor take backs.
- 33:49So I was just using every little tool I had took to buy these
- 33:52things and it's just a disaster. Yeah.
- 33:55And so how many, what was that course of time when you started
- 33:57buying hotels and how many did you acquire and and then what
- 34:01was the story of you losing them?
- 34:03So I think I lost them almost as fast as I bought them.
- 34:06So, so, so I, I, I basically exchanged traded property.
- 34:13I bought a big motel, traded my hotel to the vendor of the motel
- 34:18and the motel was in trouble. So we made a deal with the bank
- 34:20to try to resolve it. And then he defaulted.
- 34:23So and then I ended up with both of them.
- 34:25I had to take the other one back and so I had two.
- 34:27So then I turned the motel back over to the bank and pre pre
- 34:31arranged that was all fine. And so things went good for a
- 34:34couple years, but then interest rates were sneaking up and
- 34:37things weren't so good. So I started buying more and
- 34:41then I couldn't make the payments.
- 34:43Things started to fall apart. So then I was busy, quit
- 34:46claiming 1H to A to a bank and trying to buy another one to
- 34:51fill it up. And then finally I just stopped.
- 34:53And I ended up over the course of seven months, giving most of
- 34:56them back and then turned the last one in, ended up with one.
- 35:01And then a couple years later, because I still had a big
- 35:04mortgage on one property that I couldn't pay, I had to go
- 35:07bankrupt. It's kind of embarrassing to
- 35:11stand in front of another man and tell me you're really
- 35:13screwed up and can't pay your bills.
- 35:15But you know you'll learn. Yeah, and I'm assuming you
- 35:18didn't have any. I, I don't know.
- 35:21But no Plan B, like no B to to bail you out or help you get
- 35:25through it. Nope.
- 35:25So that's when I went into sales and I found out that's where I
- 35:28always should have been, started selling life insurance and I was
- 35:32pretty good at it. And so we built the biggest
- 35:34brokerage over time. I mean, we did more insurance
- 35:37than all the Canadian banks combined just with one little
- 35:40group because we don't know any better, right?
- 35:43And so I never, I never hung out with all the other guys.
- 35:46So I didn't know what was possible.
- 35:48And I kept, I think the thing I always did is I always tried to
- 35:52figure out what is it that my clients really needed.
- 35:56So like, what is it that what problems have they got that I
- 36:00can solve? Not I need to sell them this
- 36:02thing. So I kept innovating and
- 36:05innovating, innovating. So he kept coming up with all
- 36:07kinds of neat tools for our clients, and we get to be pretty
- 36:11popular. And so it was only because we're
- 36:14driving at customer problems. And that's to me the secret to
- 36:18any business. You don't worry about your
- 36:20growth, you worry about how big a problem it is that you can
- 36:23solve for people. Yeah, your prior CEO, Susan said
- 36:29that you were such an innovator in life insurance and that you
- 36:32probably understood life insurance better than the life
- 36:35insurance companies themselves. What were some of the
- 36:39innovations that you did and the problems that you solved that
- 36:41you're proud of for your clients that helped you grow so rapidly
- 36:44and compete in such a shark industry?
- 36:46Well, the there's a couple things.
- 36:48So one thing I I recognize that an entrepreneur always needs all
- 36:53the money they can get. So I needed to find a way to
- 36:56make insurance not cost anything.
- 36:58So I did, and that was what caused to set up the finance
- 37:01company. Is that grasslands?
- 37:04Grassland. Wow.
- 37:04The predecessor we had SCDC 1, SCDC 2, SCDC 3, SCDC 4.
- 37:09We had a whole series of finance companies and then we made a
- 37:13joint venture with one of the Canadian banks and set up a
- 37:16commercial paper conduit so we could finance them on terms
- 37:19where it wouldn't affect their credit on their on their
- 37:22operating lines and things like that.
- 37:23So we just kept innovating on the financial side to make it
- 37:27easy for people to buy insurance.
- 37:29And then we mastered everything there is to about, about
- 37:33insurance accounting that there is.
- 37:35So then we could actually separate policies in into
- 37:39different accounting pieces so that it created an effective
- 37:43shifting value before death. And so people really like that.
- 37:47The accountants liked it, the lawyers liked it.
- 37:49And because it, it, it gave people an immediate benefit, not
- 37:53just when they died. And so he just got to be busy
- 37:57like he we just got referral after referral after referral
- 38:00after referral. So what?
- 38:03Because I don't, I never understand life insurance that I
- 38:06don't want to go down a super big rabbit hole in life
- 38:08insurance, but I do want to understand life insurance.
- 38:10So like, what exactly does that mean?
- 38:13Let's say I'm a client that is a high net worth or middle net
- 38:17worth entrepreneur and I don't know much about life insurance,
- 38:21and I find your company like what?
- 38:23What would your team say that's a value, a problem that you're
- 38:27solving for me? Well, the first thing I would
- 38:29try to explain is what problems we ought not to be trying to
- 38:31solve. So to just buy insurance in case
- 38:35you die, then you better have a really good reason for that
- 38:39because the odds of you dying is what makes the insurance company
- 38:43so profitable. So then we would try to say so
- 38:48in, in your case, you'd, I'd say, well, you know, do you, you
- 38:52know, do you have a problem keeping your executives?
- 38:55Because if you are, there's a little thing that we master with
- 38:58insurance. We could probably organize it.
- 39:00So your executives didn't pay any more tax than the corporate
- 39:03tax rate in America, than the C Corp tax rate.
- 39:06So now we've developed the whole program for hospitals.
- 39:09So we're just launching that in the US It's a whole new thing.
- 39:13So basically something cool, but and we'll be really successful
- 39:17because it's really going to make a huge impact to the
- 39:20financial statements of the hospital.
- 39:23So at a time when they're struggling to get cash, we can.
- 39:28So like instead of 38%, it would be 21% tax rate for your
- 39:32leadership team. Well, yeah, I think to
- 39:36everybody, right. And it's not hard, but it's
- 39:39just, you know, it's got to think it through.
- 39:42So we, we have a process, we always developed the process
- 39:45where we wouldn't do anything without getting an independent
- 39:48legal opinion for our client. So we wanted our client to have
- 39:52assurance from a, a law firm that what we're telling our
- 39:55client was right. So we didn't want to be the one
- 39:59convincing our client that we're right.
- 40:00We're saying we believe we're right.
- 40:02These law firms understand the structure.
- 40:05Here's a check. You go hire them and you get
- 40:08them to give you a commentary. So now when we're doing this
- 40:12stuff for the hospitals, we have a legal opinion or a legal brief
- 40:15to give to the hospital saying, well, we believe this is right.
- 40:19And if you do this, this is the outcome on your balance sheet,
- 40:22this is the outcome on your income statement.
- 40:24This, you know, this is the impact, this is how everything
- 40:27would work. This is how we would explain it.
- 40:30This is how we'll deal with objections from the physicians.
- 40:35And I've heard, I know in Genius Network, there's a couple life
- 40:39insurance entrepreneurs in there and they've talked about like
- 40:43getting in policies on their employees.
- 40:45Is that something that you guys? I would have to say to you, So
- 40:49what problem are we solving? So key man, Yeah, you you might
- 40:54key man, but do you even understand the risk of someone
- 40:57dying? So the biggest impact in a
- 40:59company is not death. It's almost death when you when
- 41:05you think about it. So I mean, I, I, I would
- 41:08structure something for an executive to increase their take
- 41:11home pay because that's good for you and it's good for them.
- 41:15If you were worried about them dying short, well, pretty,
- 41:18pretty inexpensive problem to fix.
- 41:20You can get a term policy. It would cost you pennies, but
- 41:24if you're if you're fixing that or you're really fixing the
- 41:27biggest risk, which is them not quite dying because if they're
- 41:33sick, that's way worse for your company because you have a moral
- 41:37dilemma. And and what you do help solve
- 41:42that. Then we would say that's not the
- 41:44best thing that we do, but I think these people would be
- 41:46really good at solving that problem.
- 41:49So we try not to go and do things that we're not the best
- 41:52at. There are some people that just
- 41:54do disability stuff. That's all they do and they're
- 41:56just unbelievable out if they understand the contracts, the
- 41:59language, we're more structuring and more innovating and
- 42:05financing as opposed to that. So I recognize what?
- 42:09What's a skill? So how did you, I mean I take us
- 42:13to like the journey of going from starting this small
- 42:16specialty life insurance firm. I believe you were the first
- 42:19company in Canada to offer permanent life insurance.
- 42:21Oh no, I mean, that's been around forever.
- 42:23But we were the first. We figured out a lot of things
- 42:26people weren't doing. Right.
- 42:27And so you just innovative what? Our rights because we were
- 42:30solving client problems. So the first, the first thing we
- 42:33did, I had a John Deere client that I got by accident.
- 42:38And so I got to know him and I got to understand the problems
- 42:41John Deere dealers were having. So I designed some solutions to
- 42:45help John Deere dealers do succession plans, just kind of
- 42:49innovative and it was a way they could get the small business
- 42:52limits and just a little bit, I mean it's pretty Canadian ish
- 42:55kind of thing. But by the time I was done, I
- 42:57had all the John Deere dealerships in Western Canada
- 43:00because I knew more about it than anybody.
- 43:02So that's that's not out of my brain.
- 43:04That's out of Doctor Stanley's book, you know, selling to the
- 43:07affluent and it's a target marketing simple.
- 43:10So I just did it and then I got the case dealers, then I got the
- 43:13New Holland dealers. And so then your that was your
- 43:17niche and that's, that was your client.
- 43:20And then when then we moved into and we moved into real estate
- 43:23companies that figured out what to do there.
- 43:26And so now we run like an off offshore captives and we've got
- 43:30a really complex, the infrastructure that we've built
- 43:34to deal with the problems that companies have today.
- 43:36So we can deal with American companies, Canadian companies
- 43:40and we can help them manage risk and and all kinds of stuff
- 43:43because that's the problem they're having today.
- 43:45So we really focus on people's problems.
- 43:48So when you look at your business, you say, well, when I
- 43:52say to you, to what problem are you a solution, you better know
- 43:54the answer because if you don't know the answer, I think you're
- 43:58sunk. And then and then you have to be
- 44:02able to do that better than anybody.
- 44:03And so that's that's what drives you.
- 44:06Yeah, I work my first job and my only corporate job was at a cat
- 44:10dealer. Yeah.
- 44:11OK. So you understand.
- 44:12Oh yeah, yeah, that's amazing. I know.
- 44:15It's just makes my wheels start. But but you just say so.
- 44:18So what problem are you a solution now in the business
- 44:20you've got? What problem are you solution
- 44:22and how are you going to be better than anybody?
- 44:25Because like I can tell you, you did not start off your life
- 44:29planning on being 17th best. Nope.
- 44:32But but a lot of people live their life that way, but that
- 44:36was never their intention. Yeah.
- 44:39Did you always want to be #1? Well, through school I always
- 44:44wanted to be #1 but one girl always beat me, so I was always
- 44:47#2 but I tried harder, but not really.
- 44:50But I wished I would try harder. But yeah, so she was just
- 44:54smarter than me. And I'm, I'm not the smartest
- 44:57person, but I try hard and I have, you know, an ability to
- 45:01problem solve that that gives me a competitive advantage because
- 45:05I'm always very, very focused on the client and what problems
- 45:08they've got. And I hear the problems, hear
- 45:12the problems, hear the problems. How did you attract and retain
- 45:20the right talent at your company as you grew and know who to hire
- 45:23at what time and how to know if they were the right seat, the
- 45:26right person in the right seat? So first I hired ACA firm to go
- 45:31and interview and screen and pick because as an entrepreneur
- 45:36and I'm fairly empathetic, I just would hire based on how
- 45:40well they listen to my story. So I always got the wrong
- 45:43people. That's how I hire.
- 45:44Once I hired like ACA firm to screen, the first general
- 45:48manager I got was amazing. And we never really did get
- 45:53along great because she was very professional in how she ran
- 45:58things. And so I had to get used to
- 45:59that. And then Susan was up, you know,
- 46:03another level above that, a PhD in business, all kinds of stuff.
- 46:07Like she had a way she wanted to run things and my job was to let
- 46:10her do her job and so she could appreciate the innovation.
- 46:14I had to appreciate the fact that I stayed out of her lane
- 46:18and let her hire who she needed to hire and do the things she
- 46:21needed to do to make the company successful.
- 46:23So that was where that was the first transformation I went
- 46:27through is not thinking I could do all the things myself.
- 46:30Have you and you found success even like with your salespeople
- 46:33and recruiting firms? Because I struggle, I mean I
- 46:35don't really know. I haven't been able to find
- 46:36people that recruit like commercial loan broker.
- 46:40So is the reason you exist in life to be a salesperson,
- 46:45recruiter, or is it to be? Well, then don't do it.
- 46:48It's very simple. So go hire someone who is a
- 46:51specialist at recruiting sales. And they exist.
- 46:55There are some people who just live to recruit and hire and
- 46:58train salespeople because there's a screening tool.
- 47:01There's a way you want to make them so they always stay with
- 47:04you, not try to go off on their own.
- 47:06There's just different ways of measuring that.
- 47:07I got about probably 8 or 9 personality tests that I have of
- 47:10myself. I understand what I'm good at,
- 47:13but we test everybody and we lose in our companies.
- 47:16Now we use a lot of tests that they use in the armed forces
- 47:19because those measure for loyalty and for intelligence and
- 47:23for problem solving, and then you can train the other parts.
- 47:26Yeah. What are some of the tests?
- 47:28That you guys use. I know you've shared some of
- 47:29these with me, but for the audience, I mean, I like Myers,
- 47:32Briggs and I. Think in a relationship it's
- 47:34also a great one to do when you're with somebody or dating
- 47:38someone the Myers Briggs Oh yeah because if you both.
- 47:40Do them you're going to. Find out if you're compatible,
- 47:44pure and simple, and in the places where you're not
- 47:46compatible. Be loud and clear and it'll work
- 47:50every time. And we do Plumb Colby I Strength
- 47:54Finder is another big one a lot of them are part of.
- 47:57So one of the things I learned to do when I was going through
- 48:00my transformation was to learn to know who I was.
- 48:04Like to have a clear picture. So I learned from all those
- 48:07things who I wasn't, who I wasn't, and what my shortcomings
- 48:11were and what my strengths were. Yeah, something you taught me.
- 48:15That I share probably once a day with somebody that I'm talking
- 48:19to. I was actually.
- 48:20Have you heard of the School of Hard Knocks?
- 48:23Yeah, I was. On his he interviewed me a
- 48:25couple. Weeks ago hasn't been released
- 48:26yet, but I shared it on the interview, but you said what
- 48:29part of the arrow kills the animal?
- 48:32The point and to the what I got from that is we want to operate
- 48:37in our zone of genius, right? And we want to get out of the
- 48:41whole arrow. We want to get closer and closer
- 48:43and closer to the point of the arrow to our zone of genius, to
- 48:46our highest and best, use our gift to the world and delegate
- 48:50out the other things that aren't our best ability.
- 48:53And So what, how did you identify like what your zone of
- 48:57genius was and what was that process for you to let go of?
- 49:03Because as entrepreneurs and founders, we, we wear all the
- 49:05hats in the beginning, but as you grow and scale, how did you
- 49:08figure out like this is my one thing that I do And how well did
- 49:11you stick to just doing that one thing and delegating out and
- 49:14hiring out the rest? So it's three or three or four
- 49:16things. So when you hire a really good
- 49:19general manager, they're quick to tell you which what you
- 49:22should do. That was good.
- 49:25But you know, when I started in strategic coach that that was 30
- 49:28years ago, we had to do unique abilities.
- 49:32So you had to write letters to people and what are your unique
- 49:35abilities? And so I found out that really I
- 49:37can put any idea on one page. I'm a simplifier and great
- 49:42simplifier and that I'm highly creative, so I can relate things
- 49:47to things. So then I did strength Finder.
- 49:49And so then I looked at my top strengths, ideation, empathy,
- 49:53drive, all those things fit together.
- 49:55So I know that really I should just go and talk to people and
- 49:58find out what problems they are and frame a solution and then go
- 50:02find people to make, to manufacture all the pieces, Tax
- 50:06lawyers, accountants, just, you know, all the different people
- 50:09because those things are not my things I'm best at.
- 50:12But I can tell you that if they did this, it would create this
- 50:15outcome and they would be happy. And how did you manage I?
- 50:19Mean were you because you hire, You ended up hiring ACEO and you
- 50:24were in the visionary owner's box.
- 50:27But like, what system did you implement to manage your team
- 50:30and your employees as you grew? Because right now I'm learning
- 50:32EOS and operating on EOS. I don't know, do you know what
- 50:35that is? Entrepreneur operating system.
- 50:37And then some people say that's horrible.
- 50:38It'll crush your company and other people are like, oh, you
- 50:40need it or you're going to die. And it's like, how did you
- 50:43structure, you know, meetings and direct reports and
- 50:47departments Like how what did you operate off of my first big?
- 50:50Transformation. I hired an EA and I let her
- 50:55manage all of my stuff. Totally, totally.
- 51:00I didn't overrun her. I didn't go around her.
- 51:03I just said your job is to make sure I show up when I'm supposed
- 51:07to and phone people and organize things and look after my
- 51:10schedule. And then we hired people to do
- 51:15the modeling and then we hired a general manager.
- 51:19And so the general manager job was to make sure everybody did
- 51:22their job. So all I had to do was just show
- 51:24up in meetings. So I never tried to be something
- 51:27that I wasn't. So when you say this operating
- 51:29or that operating system, I would say to you, so who did you
- 51:31hire to pick the system that's going to work the best for your
- 51:35company? Because if you haven't, I mean,
- 51:37if you haven't got a really good CEO or general manager how or
- 51:41managing partner or whatever, then you're at a huge
- 51:44disadvantage because the time you spend doing that is time
- 51:47you're not spending on sales and building relationships, which is
- 51:50what you specialize at. That's all I do.
- 51:53I mean if you look at. My day Lisa is on most of my
- 51:57calls. She makes notes from each call.
- 52:00She makes sure the to do's happen and I will be on 8 hours
- 52:04of calls in the day and that's what I do.
- 52:06So I'm organizing ideas. So I was on a call with a
- 52:11company that makes a supplement that would cure cancer in dogs
- 52:15and they're looking for investors.
- 52:17So I was on a call with him just before I came here.
- 52:20And so I listened, I asked questions.
- 52:22Now think about it and we'll go back and we'll start to figure
- 52:25out is this something that I'd want to get involved in?
- 52:28Because the only time I'd get involved in it is if they need
- 52:31my expertise at marketing, because any other thing, it's
- 52:34not my best thing. And so you say.
- 52:37Marketing is one of your unique. Well, it's because I I'm really
- 52:40good at. Finding out what problems people
- 52:42have that maybe I can help with crafting a.
- 52:46Message to solve that problem. Well, I'm pretty direct, yeah,
- 52:49So I'm going to say yeah. I mean, I like, I use
- 52:53visualization in my, my website and I'm happy to share it.
- 52:56But so I bought a part of a company that has a healthy
- 53:00eating app as opposed to, you know, a diet app.
- 53:03And so then I happened to meet a hospital executive in
- 53:07Mississippi. So I crafted a whole plan to
- 53:10help Mississippi move up the health tables because they're
- 53:13last. So it's, it's all I wrote it all
- 53:15out. So that's the part my brain
- 53:17would do. Now when it comes to doing all
- 53:19the in between stuff, not so good.
- 53:22But since I thought of that, I've been meeting people that
- 53:25this person just retired. They used to be, they, they had
- 53:27a PhD in nutrition. They used to run a
- 53:29not-for-profit that marketed in in this area to help people
- 53:33drink milk or to do this. So all these people are just
- 53:35showing up, people I never met, no connection to showing up.
- 53:40So it's just to me, how it how it works and I can't explain it,
- 53:44but it happens in every, every place.
- 53:47We're we're doing stuff where, you know, you start focusing on
- 53:51this problem and all of a sudden the help shows up.
- 53:54But we just have to be humble enough to say, well, they got a
- 53:57way better brain for this than me, so I'll just let them do
- 53:59that part. Yeah.
- 54:01How have you? Been able to make decisions.
- 54:06On. Opportunities, like what
- 54:08opportunities are the best opportunities to go for?
- 54:10Because you, you obviously your founder of multiple companies,
- 54:12you, you invest in, in multiple companies in different
- 54:15development projects and things like that.
- 54:17So like, how do you really analyze if an opportunity is one
- 54:21that you want to and should go for?
- 54:23So again, I'm not an analyst. So I'll hear the pitch and if
- 54:27the pitch makes sense. So if I understand it from the
- 54:29perspective of if I had this company, this is how I would
- 54:33generate sales. OK, so then that's as far as I
- 54:36go. So then I have a family office
- 54:39and Cpas and stuff. So they do the analysis to make
- 54:42sure it's not hokey, pokey because I wouldn't do because I
- 54:45love the story. So I let them do it.
- 54:48So that's being comfortable delegating and being comfortable
- 54:52letting the people you're delegating make those decisions.
- 54:55So entrepreneurs by their nature want to think they need to do
- 54:59everything. And I've seen it over and over.
- 55:01I'm, you know, but we're not. We're really just really good at
- 55:05one thing. And soon as we learn that and
- 55:07just stay in that lane, we'll excel at it beyond anybody else.
- 55:11Yeah. And that's something I feel
- 55:13really. Grateful for is I have now.
- 55:15I used to. I have no problems letting go.
- 55:17Like I know what I'm good at. I know I love working with the
- 55:21team. I want to have an amazing team.
- 55:23It's just building that amazing team is where I have challenges.
- 55:29It's really putting those puzzle pieces together now the right
- 55:32people are starting to kind of be a magnet to me, which is
- 55:35pretty cool. It's actually funny.
- 55:36I had Pace Morby. I interviewed Pace Morby.
- 55:38He's another just awesome entrepreneur and he's like, you
- 55:42need an operator and, you know, COO and, you know, maybe someone
- 55:46watching the show is going to reach out to you and and be
- 55:49like, you're exactly what I've been looking for and someone
- 55:51actually reached out to me from the show.
- 55:53So it's cool to start to see that happen.
- 55:55But yeah, I don't know. I think right now, just thinking
- 55:58of where I'm at my business and where a lot of the people that
- 56:00to show are when you have that small mid level company.
- 56:04And sometimes for me where I'm at with a brand new company with
- 56:07HP capital, I'm like, when is the right decision to invest in
- 56:13that kind of, you know, team member, employee, operator,
- 56:17that's going to be expensive before there's a ton of revenue
- 56:21to support. Like when it do you do that
- 56:23right out of the gate and just take the risk and be like, I
- 56:25need this person or do you wait until the business can justify
- 56:30the expense so. The beauty of sales is you can
- 56:35go get all the money you want anytime you want.
- 56:39So if you closed your eyes and visualized HB Capital and you
- 56:44say this team is very successful, that looks like
- 56:46this, you'll have your answer. So then you know how many sales
- 56:51you have to make on the real estate side to get the people
- 56:53there tomorrow to get you there? Because that's how I like a this
- 56:58theory. I can sell my way out of
- 56:59anything. Yeah, that's what I yeah, sell
- 57:02you. But I don't think I think it's
- 57:04something Joe has in his office is like a good sales letter can
- 57:07solve yeah, every problem. And so I.
- 57:09Don't ever look at I always look at money as being something that
- 57:13there's an abundance of, but you have to go and do something for
- 57:16somebody to help them and you'll be rewarded.
- 57:20So you have a system for getting paid for helping people solve a
- 57:25real estate problem. So then turn on The Jets to get
- 57:29the capital you need to have the right people to make the next
- 57:32thing work exactly the same. OK, Yeah, that's what I mean.
- 57:35If you can't. See it if you can't.
- 57:37See what it looks like when it's finished?
- 57:39You won't get there. Yeah, No, I that's what I I
- 57:41could. See it?
- 57:42I could see it. I could taste it.
- 57:44You know, I see it all perfectly.
- 57:45It's just a matter of getting there, getting putting those
- 57:48pieces in place so and I still have really clear.
- 57:51Visions of everything, anything I'm involved in as to what it
- 57:54looks like when it's finished, you talk in your book about.
- 57:58A lot about, you know, personal struggles and challenges and
- 58:01being resilient and overcoming these battles that we face in
- 58:04life. And this resonates so deeply
- 58:06with me because this has been my journey of transformation as
- 58:09well. And just getting through some of
- 58:11these really difficult times for entrepreneurs out there.
- 58:13Because I think so many of us, it's the easy thing to do is
- 58:16just work harder, work more, stay disconnected, set bigger
- 58:20goals financially and kind of burn the candle at both ends and
- 58:25ignore health, ignore relationships, ignore healing
- 58:30or, you know, meditation and forgiveness and, and the inner
- 58:33work, not the the the entrepreneur work that we do.
- 58:37What do you think the impact is of entrepreneurs not taking the
- 58:41time to really do the inner work to focus on their health?
- 58:44Like what was that transformation for you on on
- 58:47being a leader and ACEO from pre transformation and post
- 58:54transformation? Well, I think that if you look
- 58:56at. Every little transformation,
- 58:59they're a habit of success. And if you can't stop and think
- 59:03things through, if you're just racing, racing, racing, you
- 59:06never develop habits of success. You never get a chance to stop
- 59:09and say I did this and it worked.
- 59:11I did this and it didn't work. Therefore I'm not going to do
- 59:14this anymore. So you need to be able to slow
- 59:16down and say so it's not more bead.
- 59:20It's it's more thought saying, but things aren't working very
- 59:24good. Obviously, I'm not solving a
- 59:26problem for my clients. And if you take everything back
- 59:29to a problem and like my the saying that I got early on and
- 59:33I'll credit it to Willie Fournier and he had a extra word
- 59:36and hear what I'm not going to add, but is to what problem am
- 59:39IA solution. And that is my mantra in
- 59:42everything, in family, in business, in mentoring.
- 59:47If I'm not a solution to a problem, then I need to move on.
- 59:52And too many people I meet believe that their ideas are
- 59:56amazing without being able to tell me what problem they can
- 59:59solve with this idea. And you did you.
- 1:00:03Notice in your leadership skills like when you're health
- 1:00:07transformed that they improved. Like what what really changed
- 1:00:11other than you, you lost weight and you stopped smoking these
- 1:00:13things like what were the internal changes in yourself as
- 1:00:17the transformation happened and and how did that reflect to your
- 1:00:19company? So first.
- 1:00:22Of all, I don't credit myself with having phenomenal
- 1:00:25leadership skills because I'm an inventor.
- 1:00:29So I can create enthusiasm, but not necessarily the
- 1:00:34sustainability of an idea. That's what a good executive
- 1:00:38team does. So I I.
- 1:00:40Think of myself. As and then I think if you talk
- 1:00:42to the people around me, they say, well, you always had a lot
- 1:00:44of ideas, but I'm not the person I, I tell.
- 1:00:48I tell you, I'm not the executioner because I'm not.
- 1:00:51I really suck at that. So the thing I learned is, is
- 1:00:54what I can do that's in with within my control that I must do
- 1:00:59and what I need to delegate. So if you think about my
- 1:01:02transformation, I didn't do any of it.
- 1:01:04I just showed up. So I had a personal trainer at a
- 1:01:07dietitian at a psychologist. Then I had someone who really
- 1:01:10his whole mission was around values based businesses, then
- 1:01:15enjoy strategic coach, then this.
- 1:01:17So I never actually did any of this stuff myself.
- 1:01:20I just showed up and followed instructions so the.
- 1:01:24Difference was that I would do. It I would trust enough to
- 1:01:28actually do it. And then to me that's the it's
- 1:01:32everything. It's everything simple.
- 1:01:34Just show up and do it. Don't give up.
- 1:01:36Get the Get the specialist I. Mean you, if you got to be 320
- 1:01:41lbs, obviously you don't know that much about fitness.
- 1:01:44So why do I think I can be the fitness expert to get me all the
- 1:01:48way back down? So I hired one, right?
- 1:01:52So become coachable. Who?
- 1:01:54Not how? Yep.
- 1:01:55Yep. Become coachable.
- 1:01:56Be humble and be coachable and then always focus on best.
- 1:02:01Best solution to a problem. Best coaches, best staff.
- 1:02:06Because nobody wants to be 17th best or 14th or 3rd or I had a
- 1:02:12question that pops in my head while you're talking.
- 1:02:14And then I forgot. No, no, you're good.
- 1:02:17Other than going bankrupt and losing what you had built at
- 1:02:21that point in your life, what was the rock bottom moment in
- 1:02:24your life like? When when were you just the
- 1:02:28absolute rock rock bottom where you didn't know how you were
- 1:02:33going to get out of it? Well, I never really thought of
- 1:02:36it. That way I just thought of the
- 1:02:38mess I had made that I had to clean up and that it wasn't
- 1:02:41going to be a lot of fun. But I think the rock bottom
- 1:02:43point in my life was when my sister took her own life,
- 1:02:48because it's just totally. And how did it change you?
- 1:02:52When that happens in a family. It's messy for quite a while
- 1:02:55because there was quite a few messes that I went and helped
- 1:02:58sort out with my parents and things, but I made the thing
- 1:03:02that I think matters most to me. So I have a visualization of
- 1:03:07family. So in my visualization, I've had
- 1:03:09this visualization. Now it's playing over and over
- 1:03:11and over. Is that all of us are walking
- 1:03:13down the beach holding hands and each person is looking back to
- 1:03:17the person beside them to make sure they're keeping up.
- 1:03:20So that's what I learned from all of the stuff that went on in
- 1:03:23my family, is that to have a really good family, that caring
- 1:03:27has to be there at that level so that you're not focused on
- 1:03:30yourself, you're focused on the one next to you being able to
- 1:03:33keep up. And what do you have to do for
- 1:03:36them to to keep up? Yeah, That, that, that.
- 1:03:39Hits home for me for sure, because I have, you know, I
- 1:03:42have, I have a couple few stragglers in my family that I
- 1:03:47struggle with that internally of when you try to help someone so
- 1:03:50much, or at least you think you do.
- 1:03:52And maybe I don't as much as I think I do, honestly, if I get
- 1:03:55real honest with myself. But it's like, when's that point
- 1:03:58of how much do you pour into somebody and give them your
- 1:04:02energy if they're not taking action to change their life,
- 1:04:07versus when you just let them be, accept them for as they are
- 1:04:11and let them be behind? Well, there's a concept.
- 1:04:14In Buddhist, and it's one of the Techno Khan's books and it's
- 1:04:18called The Sword of Discernment. So if you help someone and they
- 1:04:23respond by helping others, if they come back to you for help
- 1:04:27again, you should be willing to help because they're trying to
- 1:04:30help others. But if they keep coming back to
- 1:04:33you for help because they're not prepared for help themselves,
- 1:04:36use the sort of discernment, lop off their head and move on.
- 1:04:39They're not worthy of your help. There's so many people that will
- 1:04:42respond a different way. So our our construct for family
- 1:04:46is not necessarily by blood. So it can be And and this is
- 1:04:50something that Jordan Peterson had on.
- 1:04:52I just caught a little nimp saying the the family you're
- 1:04:55with at any point in time is more important than your
- 1:04:58biological family. So maybe they're business peers,
- 1:05:01maybe they're, you know, however that works, that's the part that
- 1:05:06influences you the most and where you're going to spend a
- 1:05:09lot of effort. That makes sense.
- 1:05:12Yeah. What do you think was the number
- 1:05:14one thing that attributed to your success in everything that
- 1:05:17you did? I think it's resilience.
- 1:05:21Not not letting myself be down. So I mean, I, I could have
- 1:05:26bullied in school. We moved around a lot.
- 1:05:29You know, your new kid in the school has kind of a gangly,
- 1:05:32weak, asthmatic kid. So it knocked around lots.
- 1:05:35So you just kept getting up. So you just learn that, you
- 1:05:38know, life has its challenges, but you just get back up off the
- 1:05:42floor and get at it and try not to do stupid things a second
- 1:05:46time. Learn from your mistakes and be
- 1:05:48relentless. Just keep.
- 1:05:49Keep going. Because business is is that way.
- 1:05:52We're going to make mistakes. Have you seen Finding Nemo?
- 1:05:55Yes, they're little Dory. She's like, just keep swimming,
- 1:05:58Just keep swimming. And whenever all Hell's breaking
- 1:06:00loose, I just sing that song. Just keep swimming.
- 1:06:02What do we do? We swim.
- 1:06:03Yeah. Well, mine.
- 1:06:04Mine. My big movie.
- 1:06:05Is is Forrest Gump run, Forest run.
- 1:06:07That's kind of my model, but it just.
- 1:06:09But it'd be just we just have to be not so full of ourselves and
- 1:06:13say, well, you know, we're going to make mistakes.
- 1:06:15Yeah. And we we make less tragic
- 1:06:17mistakes as we move along if we pay attention.
- 1:06:19What keeps you going? You.
- 1:06:20I mean you. Didn't you didn't retire and
- 1:06:22sell your company and go sit on a beach?
- 1:06:24You just, you're going well, I still have things I want to do
- 1:06:26so. So if I think about, so I have
- 1:06:29my, my life mission right now is to transform functional
- 1:06:33medicine. So it's it's to transform health
- 1:06:36functional medicine. The root of that is nutrition.
- 1:06:40And so I had this goal, this vision, and then from nowhere,
- 1:06:46somebody in Mississippi introduced me to the founder of
- 1:06:48Med Chefs. And I realized that's a tool
- 1:06:51that would help on my mission. So then I get involved with
- 1:06:55them, I buy into the company and I help them kind of figure out
- 1:07:00way forward. And I just go and do it and get
- 1:07:03it going. And then we'll find the right
- 1:07:05people to execute. You know, you're in tech, you're
- 1:07:08in medicine. You're in insurance.
- 1:07:11Do you see synergies between building and being a part of
- 1:07:16these different types of companies, like building a
- 1:07:19business? Is building a business or have
- 1:07:20you had to go back and completely relearn everything,
- 1:07:22reinvent yourself? Or is it just back to you do
- 1:07:25your thing of I think of amazing ideas and solving big problems
- 1:07:29and then I have the right people in place to execute.
- 1:07:31Let me give you an example for 60.
- 1:07:33Eight years I avoided doing podcasts and now?
- 1:07:37Because we do a book and. Because the book is important to
- 1:07:39me because it's it, it basically is a book that people can use to
- 1:07:44understand what you need to do to get to the next level.
- 1:07:48And it's simple because it's something that I actually did.
- 1:07:51And so it's not complicated. People have had worse life,
- 1:07:54People had better lives. But it's sort of how.
- 1:07:56So now I have to go and do this part because it's necessary.
- 1:08:00But you want to. No, it's not the most fun thing,
- 1:08:03but but it's, it's still what I'm going to do and I'll get
- 1:08:07used to it. So you're always learning new
- 1:08:08things. And the other thing is that just
- 1:08:10just my, when you, when you do your strength Finder, one of my
- 1:08:14strengths is ideation. So I'd link really weird things
- 1:08:18together. So for example, insurance
- 1:08:23executive comp, solving healthcare funding crisis and a
- 1:08:28nutrition program to make people healthier and putting that all
- 1:08:32together in one big pot of soup. People wouldn't normally think
- 1:08:36of those things because they don't exactly fit.
- 1:08:38And so then how do you articulate that?
- 1:08:40How do you Well, you just. Figure it out so.
- 1:08:43If, if, if we can on one hand help a hospital system mount a
- 1:08:49campaign to make people eat better, over time their
- 1:08:53healthcare costs will drop. And if we can solve the
- 1:08:55immediate crisis with a structure, then it'll create
- 1:08:59immediate relief so they can start to hire the people like
- 1:09:02dietitians, to help the people eat healthier.
- 1:09:04So it's a circle, it's brilliant and it's just.
- 1:09:06And the idea we stole was what universities used to pay
- 1:09:10football coaches. But we figured, well, football
- 1:09:12coach isn't that much different than a doctor.
- 1:09:14I have two legs and just kind of pirate it.
- 1:09:16And then I figured out some other things because of the
- 1:09:18financing we've done genius solving.
- 1:09:22A problem, no. Different than what you do.
- 1:09:24You're selling commercial real estate, but you realize, well,
- 1:09:27some people can't buy it because this is a problem.
- 1:09:29So I'll solve that problem over there.
- 1:09:31So then how do you integrate them to make them work
- 1:09:34synergistically? All right.
- 1:09:35That's how I got into commercial.
- 1:09:36Finance because I couldn't get financing, which is exactly why
- 1:09:40I started in. Financing insurance because
- 1:09:42banks would only give them 90% and they needed 130 so I had to
- 1:09:46figure it out. That's insane.
- 1:09:48No, it's the same thing. You did.
- 1:09:49So really isn't that same, it's just necessary.
- 1:09:53So when you think about it, other people just didn't have
- 1:09:56the energy. Well, we don't have 100 and. 30%
- 1:09:59LTV, Yeah, but but, but it's because you haven't.
- 1:10:02Tried so if you could actually figure out how to give people
- 1:10:0610% more than the purchase price, you'd sell all the real
- 1:10:09estate that there was available in Arizona.
- 1:10:11Yeah, finance it, but I'd go. Bankrupt with the market turned
- 1:10:14right and well, that's where I have to get creative and find
- 1:10:17these other solutions. I guess I just don't see how
- 1:10:19that that computes. How do you?
- 1:10:22Well, you have to be able to roll them into.
- 1:10:23A unit based thing. So they're just units like a
- 1:10:26REIT. So that's how you defeat over
- 1:10:29over over boring on mortgages. Well, I could talk to you
- 1:10:32forever and ever. And ever and ever.
- 1:10:34And I'm just super grateful and I'm I'm proud of you for pushing
- 1:10:37yourself outside your comfort zone and doing this podcast.
- 1:10:39I used to be, I would, I was, this is my biggest fear in my
- 1:10:43life was being on camera, speaking on stage, having photos
- 1:10:47taken of me like the most critical.
- 1:10:49I mean, I would when I was younger, I would bawl my eyes
- 1:10:51out if somebody took a photo of me and I would scream at them
- 1:10:54because I was so broken and so insecure and just so nervous.
- 1:10:59But I just signed up to do my 10 minute talk at Genius Network in
- 1:11:03the September meeting. It'll be my first time actually
- 1:11:05doing a solo speech on stage, and as as much as I want to run
- 1:11:10away from it, I committed to it and I'm excited and I already
- 1:11:14have my my talk outlined. So you going to talk about why
- 1:11:16women are better? With money than men, no.
- 1:11:20No, it's it's called freedom beyond fortune, the legacy of
- 1:11:24letting go all we can end with that.
- 1:11:26But the, the talk is really about there's more to freedom
- 1:11:30and life than just financial wealth And just my
- 1:11:35transformation story of, of forgiveness and letting go of
- 1:11:38all the things, all the bricks on my head, walking around with
- 1:11:42bricks of, on our head of limiting beliefs that are
- 1:11:44preventing us from reaching our highest potential.
- 1:11:46And that's actually one of my questions in the talk is what
- 1:11:48beliefs are you holding on to that are preventing you from
- 1:11:50being free? And what bricks on your head do
- 1:11:53you need to get off your head? So when is social media?
- 1:11:56Because to be able to be successful with the project we
- 1:11:59want to do in Mississippi, I have to be.
- 1:12:02I'm going to have to master it. It's a big thing because I don't
- 1:12:05like being out there. If you look on social media,
- 1:12:08until you start to see some of these interviews, I'm almost
- 1:12:11invisible. So now I have to be part of
- 1:12:15that. That's a big fear.
- 1:12:16And you know, you always have that fear of failing.
- 1:12:19So this is a big project. I could fall on my face so you
- 1:12:22know you, but I don't let it stop me.
- 1:12:24I'm just aware that I better have all of my wits about me.
- 1:12:28It's funny, I have another dear. Friend, you would love him.
- 1:12:31His name is Scott, but he's almost a billionaire, really
- 1:12:34successful developer. And I had, I interviewed him, it
- 1:12:39was his first interview of his whole life.
- 1:12:41And he, I was like, you have to create an Instagram account, You
- 1:12:44got to be on social media, you got to do these things.
- 1:12:46And he created social media. And I, I just noticed I'm the
- 1:12:49only follower he follows, He has 0 followers and he has no face,
- 1:12:53no profile and no bio or anything.
- 1:12:55But it was like a step in the right direction.
- 1:12:57And it's just, it's cool to see and it's so cool to see because
- 1:13:01we're different generations and your generation social media
- 1:13:03didn't exist. Now it's like to be successful,
- 1:13:06you got to be on social media. It's your resume.
- 1:13:08People are like, what's your Instagram handle?
- 1:13:10That's the first thing they ask. They don't ask for a resume
- 1:13:12anymore. And but back in the day that
- 1:13:14wasn't a thing. And there's tons of people like
- 1:13:16you that are, you know, billionaires and sent to
- 1:13:18millionaires and super successful in many areas that
- 1:13:21have no social media at all. But it's once you get used to
- 1:13:24it, you may like it because I used to be, you probably don't
- 1:13:28believe this, but I used to be extremely introverted.
- 1:13:30I was living in a cave, not seeing or talking to anyone for
- 1:13:33years and I had to get through a lot of stuff for for the real me
- 1:13:39to come out. And now, you know, people's my
- 1:13:41thing. I love.
- 1:13:41I would do this all day long for free and 10 times over for the
- 1:13:44rest of my life. But anyway, so yeah, I'm I'm
- 1:13:46excited to see where your journey leads in this new
- 1:13:48venture. I do have an Instagram account
- 1:13:50you. Do it's with my cars?
- 1:13:52Oh, your. Car's OK.
- 1:13:54Garnett's garage. Yeah, you're a big car.
- 1:13:56Collector. Garnett's garage.
- 1:13:58I'm going to follow it. And what, what cars do you have?
- 1:14:00Porsches. All Porsches.
- 1:14:02Yeah. Amazing.
- 1:14:04Yeah, yeah, I know. There's different kinds.
- 1:14:06Oh yeah, I remember you. We talked about the.
- 1:14:08Pink 1. You showed me the pink one.
- 1:14:09Yeah. Yeah.
- 1:14:10That's so cool, I'm gonna have to fly out to Canada and see
- 1:14:12your guys. Garage is on your property.
- 1:14:15Yep, probably have more than one property.
- 1:14:17But they're all kind of consolidated in one spot.
- 1:14:20So cool. Yeah, awesome.
- 1:14:23Thank you so much. I always like to end with this
- 1:14:25question. If you could go back and give
- 1:14:27one piece of advice to young Garnett, what would it be?
- 1:14:31Smarten up sooner if I'd have been.
- 1:14:33Ready to meet the people I met at 40 when I was 30, I'd been a
- 1:14:37lot further ahead. But having said that, the people
- 1:14:40I met when I was 40, the people I met when I was 50, being
- 1:14:44married now, all of those things maybe wouldn't have happened if
- 1:14:47I'd have started sooner. And I'm actually really happy
- 1:14:50with how life is treating me because everything is in a in a
- 1:14:54really big balance good. And I think if you.
- 1:14:58Don't feel that. Way in life, then you have to
- 1:15:00look at what it is that's not In Sync.
- 1:15:02Well, thank you so much. I'm so pleasure.
- 1:15:05And I really AM. Grateful that you would have me
- 1:15:07on here and promote our book and yes, seventeen runs.
- 1:15:12Seventeenruns.com. Yep.
- 1:15:14Is that right? Yeah. 17 runs.com one
- 1:15:16sevenruns.com. Garnett Morris.
- 1:15:19The book will be released June 3rd.
- 1:15:21And where else can they find you?
- 1:15:23How can they get a hold of you if they want to reach out or get
- 1:15:25the book or where? Well, you can go through the
- 1:15:27website. You can buy the books on Amazon,
- 1:15:30Barnes and Noble, all the different bookstores, and then
- 1:15:32we're going to have a thing where we do visualizations from
- 1:15:37time to time so people can actually watch how I do a
- 1:15:40visualization because that's been a really big part of my
- 1:15:42life since I was like 5. That's awesome.
- 1:15:45And I talk about that in the. Book I used.
- 1:15:47To visualize when I was just a little kid that I would be rich
- 1:15:51and that would be when I was four and five and six and I'd
- 1:15:54have $100,000 in a swimming pool and all my friends would be
- 1:15:57there. And I had that visualization for
- 1:15:59years. That's amazing.
- 1:16:01And so I still. Use that over.
- 1:16:03And over and over and over, in my own way.
- 1:16:06And now you have a swimming pool filled with.
- 1:16:07Cat habit Hot tub. Hot tub.
- 1:16:10Oh yeah. Yeah, amazing.
- 1:16:12It's but it but I still still use.
- 1:16:14Them use that method do do you do these visualizations?
- 1:16:18In your morning coffees? Or do you set sometimes most of
- 1:16:21the night? Or sometimes during the day, or
- 1:16:24sometimes I just have to stop and start to think through, you
- 1:16:28know, how I do it because a visualization, it's not enough
- 1:16:31to have the idea, but then you have to be prepared to
- 1:16:34understand the pain you have to have.
- 1:16:38And most people just stop at the idea.
- 1:16:41Yeah, that's that's. It right there, yeah, because
- 1:16:44you can't progress without. Yeah, what?
- 1:16:48What price? Are you willing to pay to get
- 1:16:50the things that you want to get? Well, it's.
- 1:16:53It's not. Are you willing to pay?
- 1:16:54Is that you understand that whatever the price is, you have
- 1:16:58to pay it? If that's your visualization.
- 1:17:01Otherwise you give your brain an opt out.
- 1:17:03So good. Thank you.
- 1:17:05Garnett, my pleasure and thank you.
- 1:17:07I know you. And you're just such an.
- 1:17:09Inspiration, So thank you. Thank you.
- 1:17:11I enjoyed this a. Lot and I enjoyed talking to you
- 1:17:13and watching you come your own bank and how you've done your
- 1:17:16life and way ahead of most, so thank you.