Latest / The Bill Handel Show / Stealing from Self-Checkout | The Youth Getting into Stocks

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Stealing from Self-Checkout | The Youth Getting into Stocks · The Bill Handel Show

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  Speaker 1: You're listening to Bill Handle on demand from KFI AM
• 0:05
  Speaker 1: six forty.
• 0:09
  Speaker 2: AM six forty Bill Handle here on a Monday morning,
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  Speaker 2: December eighth. There is a document produced by the US
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  Speaker 2: government every year, runs about thirty pages this year, in
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  Speaker 2: which it lays out our strategic strategies throughout the world.
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  Speaker 2: It basically puts America in its place relative to the
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  Speaker 2: rest of the world and for the first time, and
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  Speaker 2: it's put in writing what President Trump has been saying,
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  Speaker 2: and that is our enemies are really Europe. Now does
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  Speaker 2: he say China and Russia are friends?
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  Speaker 3: He does not. Matter of fact.
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  Speaker 2: The argument is that people go, oh, he's he loves Russia. No,
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  Speaker 2: the sanctions are still in there, and the negotiations with
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  Speaker 2: China are still there. You have the terraf for wars
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  Speaker 2: that are still there. But this issue is Europe. Europe
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  Speaker 2: and the United States have been stead fast allies since
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  Speaker 2: World War Two. There has been no daylight between Europe
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  Speaker 2: and the United States. And Trump is pushing the fact
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  Speaker 2: and reveling in the fact that there are hardcore European
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  Speaker 2: governments going to the right, hardcore rightists that are taking
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  Speaker 2: control of various governments.
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  Speaker 3: It's certainly part of NATO.
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  Speaker 2: It happened in Sweden, certainly happened in Italy, it has
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  Speaker 2: happened in.
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  Speaker 3: Hungary to a great extent. And he likes that.
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  Speaker 2: He likes it. He admires dictators. It's not that complicated.
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  Speaker 2: I mean, he has said that over and over again.
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  Speaker 2: He just likes those guys. They're strong, they're bright, they
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  Speaker 2: know how to run countries. He's sure as hell doesn't
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  Speaker 2: say that about governments that are even moderate.
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  Speaker 3: And so.
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  Speaker 2: This document that was released, and it's released by the
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  Speaker 2: Trump administration says that Europe is no longer really an
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  Speaker 2: ally of the United States. It's moving away, and Europe
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  Speaker 2: is basically being destroyed by the left wing, even the
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  Speaker 2: moderates destroyed by it, to the point where it really
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  Speaker 2: isn't a friend or ally. And it's time for us
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  Speaker 2: to stop supporting NATO to the extent we have. But way,
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  Speaker 2: he did say that in his first administration, and he
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  Speaker 2: was successful because the United States was supporting NATO far
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  Speaker 2: more than it should have, because the agreement was that
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  Speaker 2: every country should put two or three percent of its GDP,
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  Speaker 2: and you had many countries that weren't doing that, and
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  Speaker 2: Trump said, okay, you don't do that. We're pulling out.
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  Speaker 2: And they came to the table. Well, now there's no
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  Speaker 2: coming to the table unless you swing, unless the country
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  Speaker 2: swings to the right. And Trump is telling Europe this
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  Speaker 2: is what I want you to do. I want your
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  Speaker 2: governments to move more right wing. Europeans are not very
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  Speaker 2: happy with any of this, the European Union. So now
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  Speaker 2: let me give you another side of the European Union.
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  Speaker 2: Are still our allies one percent? Well they won't be
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  Speaker 2: for long. Trump is making that clear. But he talks
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  Speaker 2: about the power of.
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  Speaker 3: The European Union.
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  Speaker 2: And here I wanted to get into an area that
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  Speaker 2: people a lot of people don't think about. The European
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  Speaker 2: Union has twenty eight countries in it, I think twenty
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  Speaker 2: eight twenty nine countries, and it overrides national laws. The
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  Speaker 2: European Union, European Parliament has more power than any government
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  Speaker 2: within the EU. And I have friends in Italy, as
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  Speaker 2: you know, I have friends basically all over Europe who
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  Speaker 2: spun and friends certainly in a lot of friends in
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  Speaker 2: England who were screaming for Brexit because this was one
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  Speaker 2: of the issues that the European Union basically decides which
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  Speaker 2: way governments are going to go.
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  Speaker 3: The power they have is astronomical. For example, if you're
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  Speaker 3: a farmer in.
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  Speaker 2: Belgium, it's the EU that tells you how much grain
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  Speaker 2: that you can buy, sell, plant, distribute.
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  Speaker 3: It's not Belgium.
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  Speaker 2: It's not the country itself that tells you, or it
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  Speaker 2: tells its farmers. And so there has been a lot
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  Speaker 2: of complaints. There have been many complaints about the power
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  Speaker 2: they have. But needless to say, what Trump is saying
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  Speaker 2: is that the European Union is basically destroying you, the countries,
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  Speaker 2: and we can no longer regard you as friends of ours,
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  Speaker 2: and you have to be on your own, and it's
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  Speaker 2: time for the United States. Is America first to simply
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  Speaker 2: bail out? And Europe is just spinning. I mean, they
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  Speaker 2: just don't know what to do.
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  Speaker 3: You've got.
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  Speaker 2: Prime Minister Donald Tusk of Poland, dear American friends, Europe
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  Speaker 2: is your closest ally, not your problem. We have common enemies.
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  Speaker 2: At least that's how it's been for the last eighty years.
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  Speaker 2: We need to stick to this and it's the only
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  Speaker 2: reasonable strategy of our common security. Unless something has changed.
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  Speaker 2: Well something has changed, but not to that extent. And
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  Speaker 2: one of the things about Trump that I have said.
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  Speaker 2: Some of it is just entertaining, you know, changing holidays
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  Speaker 2: with his name, setting up bank national bank accounts as
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  Speaker 2: Trump accounts, you know, naming everything after himself, the statues,
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  Speaker 2: turning the White House intomorrow Lago looking like a looking
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  Speaker 2: like an Iranian whorehouse with you know, red carpeting and
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  Speaker 2: flocked and what is it wallpaper, and it just looks spectacular,
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  Speaker 2: just the way you want.
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  Speaker 3: To gilded tables.
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  Speaker 2: That's just kind of fun, all right, that's just entertaining.
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  Speaker 2: This stuff is more serious. This is taking the US
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  Speaker 2: in a direction that it has not gone. And that's
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  Speaker 2: one of many many cases. For example, right now, the
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  Speaker 2: Supreme Court has agreed to hear number one birthright citizenship
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  Speaker 2: attacking the Fourteenth Amendment right on, and the Court is
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  Speaker 2: hearing that with the Trump administration. There's another case that
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  Speaker 2: has just been accepted by the Court in which the
• 6:39
  Speaker 2: nineteen thirty five decision said that certain members of certain
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  Speaker 2: administrative bodies are exempt from being fired until their term
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  Speaker 2: is over.
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  Speaker 3: Well, the Trump administration is fighting that.
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  Speaker 2: So it's both kind of a ridiculous come on, guy, really.
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  Speaker 3: You know, I mean, that just sounds so stupid.
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  Speaker 2: I mean, you know, the gold coin, right, the passport
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  Speaker 2: that you buy into this country has Trump's picture on it.
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  Speaker 3: I mean, yeah, okay, but this is on a different
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  Speaker 3: level for sure. Oh I'm you know.
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  Speaker 2: You know, I watch Fox and CNN and I watch
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  Speaker 2: BBC News on the screen because I have the monitors
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  Speaker 2: up on the screen and most radio stations do exactly
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  Speaker 2: that we have in the studio. I have it at
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  Speaker 2: home and I was looking at Fox and it was
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  Speaker 2: one of the headlines that was fascinating.
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  Speaker 3: Maybe fifteen months ago.
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  Speaker 2: Is Kevin Hastid, who is or Hasset, who is going
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  Speaker 2: to be the next head of the FED, has said
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  Speaker 2: prices are down. Prices, the myth that prices.
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  Speaker 3: Have gone up is a hoax.
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  Speaker 2: Prices of actual declined and Americans are buying more with
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  Speaker 2: their dollars than ever. Now.
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  Speaker 3: I bring that up only to say it.
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  Speaker 2: Has gotten to the point where either the sun is
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  Speaker 2: out or the sun has set.
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  Speaker 3: That's it.
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  Speaker 2: And depending on which political side you are on, the
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  Speaker 2: Democrats say, well, it's dark and the sun has set,
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  Speaker 2: and the Republicans are saying, no, the sun is out there,
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  Speaker 2: and there.
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  Speaker 3: Is no question. I look and it's that bad. It
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  Speaker 3: is that bad.
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  Speaker 2: What's up is down, what's down is up, what's left
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  Speaker 2: is right? I mean they can't even agree on they
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  Speaker 2: can't agree on virtually anything. And it's just you just
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  Speaker 2: shake your head. We're not even a year into this administration. Okay,
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  Speaker 2: there's something else going into this administration.
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  Speaker 3: And the question is.
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  Speaker 2: Why did it take five years to pick up the
• 9:00
  Speaker 2: suspect in the bombing attempt of the National the Republican
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  Speaker 2: National Committee headquarters as well as a Democrat National Democrat
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  Speaker 2: Committee headquarters the night before the January sixth attack January fifth,
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  Speaker 2: and the guy was picked up is Brian Cole, a
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  Speaker 2: thirty year old loaner lives in his mom's basement in Virginia.
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  Speaker 2: His grandmother said, he's very naive, almost autistic like, because
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  Speaker 2: he doesn't understand a lot of stuff. He's slow, maybe thirty,
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  Speaker 2: but he's got the mind of a sixteen year old.
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  Speaker 2: And yet this is a criminal mastermind that has evaded
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  Speaker 2: the FBI for almost five years.
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  Speaker 3: And how or why?
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  Speaker 2: Well, Cash Battel gave us an idea, and he questions
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  Speaker 2: the investigation having started when before the president took off,
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  Speaker 2: and all through the investigation that they've had.
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  Speaker 3: It has been well.
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  Speaker 2: The investigation started a long time ago because he has
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  Speaker 2: all kinds of issues going on.
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  Speaker 3: There were cell.
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  Speaker 2: Phone numbers of interest, one hundred and thirty devices of
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  Speaker 2: interest that they were able to find. The FBI never
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  Speaker 2: told Congress what came of those leads. There is a
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  Speaker 2: corrupted cell phone data. Story turned out that there was
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  Speaker 2: no corruption at all. I mean, this is so complicated
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  Speaker 2: and so convoluted.
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  Speaker 3: I don't want to get into that.
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  Speaker 2: But what I do get want to get into is
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  Speaker 2: that once again, everything bad that happened in this country
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  Speaker 2: prior to President Trump becoming president was the Biden administration.
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  Speaker 2: Everything good was part of the Trump administration. Biden basically
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  Speaker 2: says the same thing. Everything good that is happening to
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  Speaker 2: us was under his administration, and everything bad is during
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  Speaker 2: the Trump administration. Now, politically speaking, that's sort of kind
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  Speaker 2: of what administrations say. It's pretty easy to say, hey,
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  Speaker 2: this is what happened, and.
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  Speaker 3: The truth be damned.
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  Speaker 2: Look at how horrible it was when Obama took office,
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  Speaker 2: and look what George Bush did well. The economy actually
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  Speaker 2: was increasing dramatically, it was, and what happened to the
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  Speaker 2: negative part is Obama inherited this same thing with inflation.
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  Speaker 2: It was horrible during Biden, but by the time Trump
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  Speaker 2: took office it actually was down and not unreasonable.
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  Speaker 3: But it doesn't matter.
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  Speaker 2: Everything negative is negative, except for Kevin Hassett this morning
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  Speaker 2: saying that ladies and gentlemen, your prices are down.
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  Speaker 3: You are not paying more than you did before.
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  Speaker 2: You're going to the grocery store, and you are spending less. Okay,
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  Speaker 2: why not? I love it all. I love it all. Okay,
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  Speaker 2: moving on. I don't know how many of you were
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  Speaker 2: cupped the maniacs, but there is a lot.
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  Speaker 3: Lending Tree just did a survey.
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  Speaker 2: Twenty seven percent of self checkouts users say they've stolen intentionally,
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  Speaker 2: man twice as likely. And what is going on? Well,
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  Speaker 2: self checkout was the end all be all. It was
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  Speaker 2: going to save the retailers piles of money. I always
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  Speaker 2: do self checkout at the stores that I go to.
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  Speaker 2: It's just easier, even costco. Self checkout goes much much faster.
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  Speaker 2: Problem for the stores are that they have lost a
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  Speaker 2: lot of money. Any gain that they have has gone
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  Speaker 2: seriously downhill. So with that being said, millennials forty one percent,
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  Speaker 2: gen Z adults thirty seven percent most likely to admit
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  Speaker 2: stealing at checkout. Only two percent of baby boomers said
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  Speaker 2: the same. Okay, here we go. Will Coleschreiber, if you're listening,
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  Speaker 2: because I know he does the traffic stealing at checkout,
• 13:30
  Speaker 2: he's looking at traffic, all right, Neil stealing at checkout?
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  Speaker 4: Nope, nope.
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  Speaker 2: Okay, we believe that Amy stealing at checkout.
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  Speaker 3: No, okay, I believe that one too.
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  Speaker 2: Kono stealing at checkout accidental, there you go.
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  Speaker 3: That's the other issue. Okay, okay, okay.
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  Speaker 2: And and stealing at checkout, Now.
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  Speaker 5: Here's what will happen. You know, says how many bags
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  Speaker 5: did you use? Yes, and I'll put three. But the
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  Speaker 5: four four he didn't get everything in? Yeah, yeah, yes,
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  Speaker 5: you stole ten cents. Well that's a felony.
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  Speaker 2: By the way, that's not eight senses is a misdemeanor.
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  Speaker 2: Ten cents is a felony. Will stealing a checkout?
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  Speaker 3: No.
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  Speaker 1: In fact, I've accidentally left change when it when it
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  Speaker 1: pops out cash.
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  Speaker 3: Sometimes I forgot about it and oh, you know the
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  Speaker 3: next person.
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  Speaker 2: Right, you know the little boxes where you put spare
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  Speaker 2: change in at the counter, you know, for the kids. Yes,
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  Speaker 2: I always take money out of that not when the
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  Speaker 2: checker is.
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  Speaker 3: When the clerk is looking screwed. And I'll tell you what.
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  Speaker 3: And I'm a boomer.
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  Speaker 2: Uh.
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  Speaker 3: And have I stolen?
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  Speaker 2: Uh?
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  Speaker 3: No?
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  Speaker 2: Have I accidentally taken miscounted something?
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  Speaker 3: Yes? Do I keep on going? Yes?
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  Speaker 2: Do I come back and go, oops, I took too
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  Speaker 2: much on the other side by the way I miscount
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  Speaker 2: to the store? There's benefit. The other day, I was
• 15:02
  Speaker 2: buying my Snapple bottles. I drink two things in my life.
• 15:04
  Speaker 2: One dire coke. One is snap all the bottles and
• 15:09
  Speaker 2: and I'll buy bottles six eight at a time, and
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  Speaker 2: I'll overcount the bottles and take one less. Do I
• 15:18
  Speaker 2: go back and say, oh, I hand them the bottle? No,
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  Speaker 2: I do not. I think that's the I think that's
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  Speaker 2: the case. So there are two types of people, and
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  Speaker 2: certainly here those who steal purposely at the checkout counter
• 15:37
  Speaker 2: and then there and then here universally here on the
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  Speaker 2: show are liars. And those are the kinds of people
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  Speaker 2: who steal.
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  Speaker 4: One.
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  Speaker 1: No one here said that we never stole in our
• 15:54
  Speaker 1: lives as adults, right.
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  Speaker 3: That's true. Yeah, as a kid, I mean, who has
• 16:00
  Speaker 3: not as a kid.
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  Speaker 1: There's no way he's never stolen his life. Yeah, I
• 16:04
  Speaker 1: know you have to work in here.
• 16:07
  Speaker 2: You have to steal food just to eat, all right.
• 16:12
  Speaker 3: So that's the bottom line.
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  Speaker 2: Most of us who are fairly honest, not saying completely honest.
• 16:19
  Speaker 2: Most of us who are fairly honest, we will not
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  Speaker 2: steal purposely. We will not return when we are inadvertently.
• 16:31
  Speaker 2: Is that stealing? No, and stealing is an intent crime.
• 16:34
  Speaker 2: You have to intend to steal. Otherwise it simply becomes
• 16:38
  Speaker 2: the tort and the store can sue you for what
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  Speaker 2: you have taken if there was no intent, for example
• 16:45
  Speaker 2: in your case, Amy, or an actually in your case,
• 16:48
  Speaker 2: and the store can sue you for those.
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  Speaker 3: That ten cents that you took.
• 16:52
  Speaker 2: Although, on the other hand, how often have you been
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  Speaker 2: handed extra bags for free where you don't how many
• 16:59
  Speaker 2: bags are you taking? If you go through the line
• 17:02
  Speaker 2: and they figure there are going to be five bags,
• 17:05
  Speaker 2: how many bags you want four and they just give
• 17:07
  Speaker 2: you one. I've had that happen before. Okay, we're done. Okay,
• 17:16
  Speaker 2: now we know how many people tell the truth on
• 17:18
  Speaker 2: our show, and it's the big.
• 17:19
  Speaker 3: Zero that is not true.
• 17:23
  Speaker 2: Yes it is kids, Okay, we're supposed to believe you Amy,
• 17:27
  Speaker 2: You never take anything.
• 17:28
  Speaker 3: Right, I from a checkout? No, from a self checkout.
• 17:35
  Speaker 4: Wow, it's getting specific now.
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  Speaker 3: From a self checkout. No way, that's what this checkout about.
• 17:41
  Speaker 3: This story is about self checkouts. That's what this story is.
• 17:44
  Speaker 4: No.
• 17:45
  Speaker 3: Okay, yeah, all right, sure, all right.
• 17:48
  Speaker 2: Now here is kind of a neat story and that
• 17:50
  Speaker 2: it's about kids that are investing into the market in
• 17:54
  Speaker 2: twenty twenty five, and kids normally don't do that. I
• 17:58
  Speaker 2: can think of two stories in which they do. One
• 18:01
  Speaker 2: is Warren Buffett, who as a kid was fascinated by
• 18:06
  Speaker 2: the market and was picking up the newspapers and just
• 18:10
  Speaker 2: dealing with the market and started at a very young age.
• 18:12
  Speaker 2: The other one is Charles Paine, who is on Fox.
• 18:15
  Speaker 3: All the time.
• 18:16
  Speaker 2: He's a very conservative talk show host when he is
• 18:20
  Speaker 2: or very conservative host, but he is a financial guy
• 18:24
  Speaker 2: who came out of the inner city and while all
• 18:27
  Speaker 2: of his buddies were playing basketball and doing what they do,
• 18:32
  Speaker 2: he was picking up old copies of the Wall Street
• 18:35
  Speaker 2: Journal because he was so fascinated. Now he's a hugely
• 18:38
  Speaker 2: successful broker. So it looks like more and more kids
• 18:44
  Speaker 2: are in fact investing. Now these are not huge numbers,
• 18:48
  Speaker 2: but what they do so is where the trend is going.
• 18:52
  Speaker 3: Green Light is.
• 18:55
  Speaker 2: A website that's known for following trends in the world
• 19:00
  Speaker 2: of commerce, and in twenty twenty five, kids up to
• 19:04
  Speaker 2: age seventeen invested more than seventy million dollars. Eh, big deal, right,
• 19:09
  Speaker 2: small numbers. That's up sixty five percent. That's not such
• 19:13
  Speaker 2: small numbers. And the average age among these investors is
• 19:18
  Speaker 2: twelve years old. Now that is kind of neat, because
• 19:26
  Speaker 2: are we now raising an entire generation of kids who,
• 19:32
  Speaker 2: in fact realize that the way to success is for
• 19:37
  Speaker 2: the most part, is for the most part saving. You
• 19:41
  Speaker 2: know that the vast majority of millionaires out there in
• 19:44
  Speaker 2: this country saved their way into wealth.
• 19:48
  Speaker 3: Okay, real quickly.
• 19:50
  Speaker 2: The top ten reasons kids saved in twenty twenty five
• 19:52
  Speaker 2: survey says, what do you think, Amy, I don't know.
• 19:58
  Speaker 4: I was preparing for the news and was okay.
• 20:00
  Speaker 2: No problem, no problem, and knows the answer because she
• 20:03
  Speaker 2: prepared it. Yeah, Neil, what do you think Number one
• 20:10
  Speaker 2: reason our kids are saving?
• 20:12
  Speaker 4: He saw the story?
• 20:14
  Speaker 3: Okay, kono, did you see the story?
• 20:17
  Speaker 5: No?
• 20:18
  Speaker 3: Okay? Thank god we have somebody who didn't see the
• 20:21
  Speaker 3: on the show. The top yes. Top reason why it's
• 20:28
  Speaker 3: family feud.
• 20:29
  Speaker 1: Number one reason, the number one reason why they save
• 20:32
  Speaker 1: is for a car.
• 20:33
  Speaker 3: Yes, that's absolutely correct. You got it. That's right, Yes,
• 20:38
  Speaker 3: he did absolutely. Number two reason.
• 20:44
  Speaker 2: Weed no nope, apartment nope, school, Nope.
• 20:52
  Speaker 3: You're wrong. Number two reason is hookers. It is not.
• 20:56
  Speaker 3: Oh I misread that. You're right, it's not. It's uh college.
• 21:01
  Speaker 3: Number two. Number three is hookers.
• 21:03
  Speaker 2: But then comes computers and savings, a bike for the holidays, apparel,
• 21:10
  Speaker 2: a phone. Clothes are more important than a phone. People
• 21:14
  Speaker 2: kids save more for clothes than they do for phones
• 21:18
  Speaker 2: for emergencies. Who the hell saves for emergencies? That's the problem.
• 21:22
  Speaker 2: But can you imagine a twelve year old saving money
• 21:25
  Speaker 2: for an emergency? That tells you that kid is going
• 21:28
  Speaker 2: to do just fine in life.
• 21:29
  Speaker 4: But you don't need to save for phones like we
• 21:32
  Speaker 4: used to do, because.
• 21:33
  Speaker 2: With one thousand dollars a phone, you don't know because
• 21:35
  Speaker 2: they have a month, Will we twelve twelve year olds
• 21:40
  Speaker 2: do that?
• 21:40
  Speaker 3: Right?
• 21:42
  Speaker 2: Twelve year olds have a lot of contract Yes, And
• 21:45
  Speaker 2: then you turn around and do the parents.
• 21:47
  Speaker 1: For us to I don't pay to have a phone
• 21:49
  Speaker 1: before before twelve?
• 21:51
  Speaker 2: You know that I didn't think this is a quick story.
• 21:55
  Speaker 2: My kids wanted a phone and I said no, they
• 21:58
  Speaker 2: may have been twelve twelve and ge, Dad, all the
• 22:03
  Speaker 2: kids at school have phones.
• 22:04
  Speaker 3: I go, yeah, yeah, you hear that all the time.
• 22:06
  Speaker 3: So I said, we'll find out.
• 22:07
  Speaker 2: So I called the T shirt a teacher in one
• 22:09
  Speaker 2: of the classes and I said, do you mind if
• 22:11
  Speaker 2: I come in and ask? And teacher said absolutely. So
• 22:15
  Speaker 2: I walked in and you know, I was introduced. This
• 22:18
  Speaker 2: is mister Handel a Barbara and Pamela's dad. And I said,
• 22:21
  Speaker 2: I have a question to ask you, how many of
• 22:23
  Speaker 2: you have phones? Every single kid raised their hand, everyone
• 22:33
  Speaker 2: except my daughters.
• 22:36
  Speaker 3: So what did I do?
• 22:40
  Speaker 2: Told him We're going to wait five years, just like
• 22:42
  Speaker 2: I said, thank you. And today it's real mixed messages
• 22:46
  Speaker 2: because you want kids to have phones for emergencies because
• 22:49
  Speaker 2: you hear of these nine one one calls as their
• 22:51
  Speaker 2: active shooters or mom, dad, there's just.
• 22:55
  Speaker 4: Run down there with their guns and get up.
• 22:57
  Speaker 2: YEA, well not quite, but at least the parents know.
• 23:02
  Speaker 2: And I don't know what good comes of it. But
• 23:06
  Speaker 2: in the end, also schooling, it's very difficult because phones
• 23:12
  Speaker 2: do take away from attention, you know, what people are,
• 23:16
  Speaker 2: people playing games, et cetera.
• 23:19
  Speaker 1: Have parents at Max's school, they all sign something. They
• 23:24
  Speaker 1: get together and they say, if you want to to
• 23:29
  Speaker 1: decrease peer pressure, will all agree not to get them
• 23:33
  Speaker 1: phones before a certain time so that the kids don't
• 23:37
  Speaker 1: do what you just said where they are all going, hey,
• 23:40
  Speaker 1: I want this, So you sign a pledge that you
• 23:42
  Speaker 1: won't get your kid a phone before a certain time.
• 23:46
  Speaker 4: And then everybody's on the same page.
• 23:48
  Speaker 2: I pledge allegiance to AT and T and everything that
• 23:52
  Speaker 2: it signifies.
• 23:53
  Speaker 3: We'll be back. This is KFI AM six. You've been
• 23:58
  Speaker 3: listening to the Bill Handle Show.
• 24:00
  Speaker 2: Catch my Show Monday through Friday six am to nine am,
• 24:03
  Speaker 2: and anytime on demand on the iHeartRadio app