Latest / The Table with Anthony ONeal / Once I Understood THIS About Investing, I Made My First $100,000!

Transcript

Once I Understood THIS About Investing, I Made My First $100,000! · The Table with Anthony ONeal

0:00
[SPEAKER_00]: I remember calling my back in the early 2000s and they told me I had a little under $10.00 about $6.00 to my name.
0:09
[SPEAKER_00]: I was in my 20s working full-time at a collection agency doing everything I was told to do and I thought that was normal getting up at 7 a.m. to be the work by 8 a.m. getting off at 5 p.m. being home by 6 p.m. and still was living paycheck to paycheck.
0:27
[SPEAKER_00]: Today, I am a network millionaire.
0:29
[SPEAKER_00]: I drive my dream car and just a few weeks ago, I closed on the biggest home I've ever had in my entire life.
0:38
[SPEAKER_00]: And the different wasn't income, okay?
0:41
[SPEAKER_00]: It wasn't because I had a six-figure job or because I'm a network millionaire.
0:45
[SPEAKER_00]: And it wasn't luck.
0:47
[SPEAKER_00]: It was one belief I had to break.
0:50
[SPEAKER_00]: And if you're watching this and you're tired of being broke at the end of every single month
0:57
[SPEAKER_00]: Wow, you're working hard.
1:01
[SPEAKER_00]: You're tired?
1:01
[SPEAKER_00]: I need you to say with me.
1:03
[SPEAKER_00]: Because what I'm about to share is the same shift that took me from sleeping in my car, from working eight to five, every single day, working an extra job, to when they able to do the things that I desire to do, right?
1:16
[SPEAKER_00]: To buy the luxury stuff, or watch this to have the option to do what I wanna do.
1:21
[SPEAKER_00]: And today I want to give you that.
1:24
[SPEAKER_00]: I want to give it that.
1:24
[SPEAKER_00]: So family, welcome to the table.
1:27
[SPEAKER_00]: If you're new here, my name is Anthony O'Neill.
1:29
[SPEAKER_00]: Some people call me AO.
1:30
[SPEAKER_00]: And listen, before we go any further, I got to remind y'all something that I just put together for you all that I'm extremely excited about.
1:38
[SPEAKER_00]: And it is called Stop Living Page at the Paycheck.
1:42
[SPEAKER_00]: This is my brand new book that's dropping August 25th of this year.
1:47
[SPEAKER_00]: And if I'm being honest and vulnerable with you all on today's episode, I'll almost end it right this, because I didn't think my story was special enough.
1:54
[SPEAKER_00]: I thought you all needed to hear from someone with the Wall Street background and some of the finance agreed from Harbor, someone who already had it all together.
2:05
[SPEAKER_00]: And if I'm being honest, I'm not that guy.
2:08
[SPEAKER_00]: I'm a guy who once filled up his gas tank knowing he didn't have the money to even pay for it.
2:14
[SPEAKER_00]: I'm the guy who cut up a McDonald's double cheeseburger in half with a kitchen knife to make his stretch for two days, not one day for two, and I watered down the sweet tea so we could last.
2:26
[SPEAKER_00]: That was my life, and here's what I learned working with thousands of people.
2:31
[SPEAKER_00]: The paycheck to paycheck trap isn't about how much money you make.
2:36
[SPEAKER_00]: It's about not having a solid plan.
2:41
[SPEAKER_00]: This book is the plan.
2:42
[SPEAKER_00]: It's the same five phase escape plan that took me from broke to freedom.
2:48
[SPEAKER_00]: And now, right now, if you pre-order at anthonyonil.com.
2:52
[SPEAKER_00]: Forrest-book, you get over 27 and 5,000 free bonuses, including early access to the first chapter.
2:59
[SPEAKER_00]: My 21-day money challenge, where I'm gonna help you find a thousand dollars within the next 21 days.
3:05
[SPEAKER_00]: and in the exclusive masterclass with my good friend and dear friend Dorel.
3:09
[SPEAKER_00]: The link is in the side of the show description, pre-order it today.
3:12
[SPEAKER_00]: Alright, now let me tell you the story.
3:15
[SPEAKER_00]: that started it.
3:17
[SPEAKER_00]: I want you to picture, I will say this with me.
3:20
[SPEAKER_00]: I'm a youth pastor, making $40,000 a year.
3:23
[SPEAKER_00]: I'm standing on stage at the biggest youth conference of my life.
3:27
[SPEAKER_00]: Thousands, I mean, it's literally thousands of teenagers in the room.
3:31
[SPEAKER_00]: Drugs are left at the altar.
3:33
[SPEAKER_00]: Weapons are being brought to the altar.
3:36
[SPEAKER_00]: 300 young people gave their life to Christ that night.
3:40
[SPEAKER_00]: It was one of the greatest nights of my life to this day.
3:45
[SPEAKER_00]: I drove home, feeling like I was on top of the world that God just used me tremendously, because it wasn't needed at that.
3:52
[SPEAKER_00]: It was God who used me his flawed son to do something impactful to the young people.
4:00
[SPEAKER_00]: But I walked through my front door, hit the light switch, to turn on my lights, nothing happened.
4:08
[SPEAKER_00]: put life's risk down and I flipped it back up.
4:11
[SPEAKER_00]: Nothing happened.
4:13
[SPEAKER_00]: My power had been cut off.
4:16
[SPEAKER_00]: And I looked up at the ceiling and I'm poking a God like, oh God, are you serious right now?
4:24
[SPEAKER_00]: We just led hundreds back to you, hundreds of teenagers back to you.
4:28
[SPEAKER_00]: And you're going to shut off my likes?
4:33
[SPEAKER_00]: And right there, in the dark, the Holy Spirit hit me with the freaking truth, Anthony, I didn't turn off your likes, you did, because you're not being a good steward of what I've given you.
4:55
[SPEAKER_00]: Y'all if I'm being honest and transparent today, but I felt that in my gut and in my chest at the same time.
5:01
[SPEAKER_00]: Because here's what I had been doing wrong.
5:03
[SPEAKER_00]: I was making decent money in my previous job, blowing it on dumb stuff, trying to look like the pastor because I'll make pastor, tie the $0, living above my means, pretending I had it all together, because I was preaching and traveling the world and helping teenagers.
5:24
[SPEAKER_00]: But the truth from being honest today, I was a hypocrite with my paycheck.
5:30
[SPEAKER_00]: And that is when I learn the first thing about money that changed my life.
5:38
[SPEAKER_00]: And I'm going to be honest with you all today.
5:42
[SPEAKER_00]: Here's the culture.
5:44
[SPEAKER_00]: Here's the culture.
5:47
[SPEAKER_00]: I don't want to start this.
5:50
[SPEAKER_00]: Here's the lie.
5:52
[SPEAKER_00]: Our culture tells us.
5:54
[SPEAKER_00]: If I just made more money, I'd will be fine.
6:00
[SPEAKER_00]: Shift number one, shift number one.
6:02
[SPEAKER_00]: Income doesn't fix, piss poor behavior.
6:07
[SPEAKER_00]: Let me prove to you that this is a lie.
6:12
[SPEAKER_00]: Hopefully we'll have us up on a screen somewhere, but a recent study showed that 20% of households watch this, making over 150,000 dollars a year are still living paycheck to paycheck.
6:26
[SPEAKER_00]: making over six figures are still drowning.
6:31
[SPEAKER_00]: Meanwhile, 65% of households making under $50,000.
6:39
[SPEAKER_00]: They're not living in paycheck to paycheck.
6:42
[SPEAKER_00]: They got a little bit of margin.
6:45
[SPEAKER_00]: Wait, wait.
6:47
[SPEAKER_00]: Anthony, what's your difference?
6:48
[SPEAKER_00]: You see, it ain't income.
6:51
[SPEAKER_00]: It's the behavior.
6:52
[SPEAKER_00]: You see, when I was making $40,000 as a youth pastor, I was broke because of my decisions.
6:58
[SPEAKER_00]: Not because of my salary.
7:01
[SPEAKER_00]: I was buying things I couldn't afford to impress people.
7:04
[SPEAKER_00]: I didn't even like.
7:07
[SPEAKER_00]: I was telling teenagers to be responsible while I couldn't even pay my own dad gonna like me.
7:15
[SPEAKER_00]: You all remember this thing?
7:16
[SPEAKER_00]: My parents are telling me it's all the time.
7:18
[SPEAKER_00]: Do what I say, not what I do.
7:23
[SPEAKER_00]: Is that a black family thing or is that just a person?
7:25
[SPEAKER_00]: I mean, a people's thing.
7:25
[SPEAKER_00]: Let me know inside of comments.
7:26
[SPEAKER_00]: Because here's the thing, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen, listen
7:50
[SPEAKER_00]: If you can't handle, and men is 40,000, you can't even handle 80,000.
7:57
[SPEAKER_00]: That's beyond it.
7:58
[SPEAKER_00]: You're just going to have nicer debt.
8:00
[SPEAKER_00]: You're just going to be looking real good in shackles, because the borrowers laid to the lender.
8:05
[SPEAKER_00]: So before we can chase a raise, before we can chase, you know, um, um, um, more income, I need you to chase a budget.
8:12
[SPEAKER_00]: Before you can chase side hustle, I need you to chase strategy.
8:17
[SPEAKER_00]: That's shit.
8:19
[SPEAKER_00]: Number one.
8:22
[SPEAKER_00]: I'm I'm I'm I'm gonna pause real quick.
8:26
[SPEAKER_00]: Drop a comment below.
8:27
[SPEAKER_00]: Drop a comment below.
8:29
[SPEAKER_00]: Tell me your current salary range.
8:32
[SPEAKER_00]: Are you under 50k over 50k or over 100k?
8:37
[SPEAKER_00]: And I want to ask this honest question.
8:40
[SPEAKER_00]: who's bowed enough to answer this if you're watching this on YouTube.
8:43
[SPEAKER_00]: Let me know if you're still somewhat living page at the page and your second time watching this live.
8:50
[SPEAKER_00]: Just put me, if you're watching it, the replay of this, let me know in the comment.
8:55
[SPEAKER_00]: Yo, real quick, family.
8:56
[SPEAKER_00]: Before I keep going on today's episode, I gotta talk to you about something that is directly connected.
9:02
[SPEAKER_00]: I mean, it's directly connected to everything we are discussing today.
9:06
[SPEAKER_00]: Because here is the honest thing.
9:10
[SPEAKER_00]: While you're working to escape plan, while you are intentionally paying off debt and building that emergency fund, you're saving shit not.
9:19
[SPEAKER_00]: And I mean, it should not be sitting inside some regular bank account making you a 0.0104% interest.
9:27
[SPEAKER_00]: That's not a savings account.
9:28
[SPEAKER_00]: That is honestly a slow leak that is not good, stewardship.
9:32
[SPEAKER_00]: And this is why I have partnered with the best
9:37
[SPEAKER_00]: And I update this honestly, every single week.
9:40
[SPEAKER_00]: So your money is actually earning anywhere between 3% to 5% while it sits there waiting for you to deploy for you to assign it, right?
9:48
[SPEAKER_00]: Listen, I personally make close to my 500 dollars a month and passive income just from my emergency fund sitting inside my high-year savings account with so far.
9:57
[SPEAKER_00]: So while I'm recording today's episode, while I'm sleeping, while I'm living my life, while I'm even out there on the day, your boy making some extra money.
10:05
[SPEAKER_00]: And what I say here is,
10:06
[SPEAKER_00]: That's how your money should be working for you.
10:09
[SPEAKER_00]: Before you even get to really the investing phase, you should really be tapping into how you'll save the account.
10:14
[SPEAKER_00]: So, if you are ready, or before we get back to today's episode, I'd want you to go to anthonyo.com for such savings right now.
10:21
[SPEAKER_00]: Compare the top accounts.
10:22
[SPEAKER_00]: Find the one that works specifically for you.
10:25
[SPEAKER_00]: No fees, FDIC and short, and your money starts earning the moment you open up an account.
10:31
[SPEAKER_00]: That's what we're talking about today, strategy.
10:34
[SPEAKER_00]: So go to auntenilnew.com for SaaS savings.
10:36
[SPEAKER_00]: All right, the link is in the side description.
10:38
[SPEAKER_00]: Go do it today.
10:39
[SPEAKER_00]: All right, let's get back to the show.
10:41
[SPEAKER_00]: Peace out.
10:42
[SPEAKER_00]: What happens to your family if something happened to you?
10:46
[SPEAKER_00]: I'm going to ask out again.
10:47
[SPEAKER_00]: What happens to your family when something happens to you?
10:51
[SPEAKER_00]: You see, life insurance feels scary, it feels complicated, and even expensive.
10:56
[SPEAKER_00]: But here's the thing, it doesn't have to be anymore.
11:00
[SPEAKER_00]: Most of us are walking around with no life insurance policy, but we have a name brand item.
11:07
[SPEAKER_00]: Thinking, I'm young, I'm healthy, I got time.
11:11
[SPEAKER_00]: And that one of the answers you I'm so sorry, that's not fate, that is pure foolishness.
11:18
[SPEAKER_00]: Here's what I love about my friends already, those.
11:20
[SPEAKER_00]: They've made getting term life insurance 100% simple.
11:24
[SPEAKER_00]: No medical exams, no waiting weeks for approval.
11:28
[SPEAKER_00]: You can get a quote online in literally 10 minutes like myself and get approved the exact same day.
11:33
[SPEAKER_00]: We're talking coverage from $100,000 up to $2 million with absolutely no blood work for way less than what you actually think.
11:42
[SPEAKER_00]: Term life insurance is pure protection
11:48
[SPEAKER_00]: Look, a healthy 30-year-old can get a 500,000 policy for about 25,000.
11:54
[SPEAKER_00]: That's less than your Netflix and Spotify combined.
11:58
[SPEAKER_00]: Listen, your family deserves to be protected.
12:03
[SPEAKER_00]: Don't leave them struggling to pay bills.
12:05
[SPEAKER_00]: They're funeral costs because you kept putting this off.
12:09
[SPEAKER_00]: While you're in heaven, smiling.
12:12
[SPEAKER_00]: Your family's down here stressed because of your poor decisions.
12:15
[SPEAKER_00]: Let's stop playing games with your family's future.
12:18
[SPEAKER_00]: Get your free quote today in 10 minutes by going to Anthonyonio.com for sashitos.
12:24
[SPEAKER_00]: Again, go to Anthonyonio.com for sashitos.
12:29
[SPEAKER_00]: And our promise you,
12:32
[SPEAKER_00]: You will feel way better, and sleep better at night.
12:35
[SPEAKER_00]: All right, let's get back to today's show.
12:39
[SPEAKER_00]: Here's shift number two.
12:41
[SPEAKER_00]: You can't build wealth while drowning in consumer debt.
12:48
[SPEAKER_00]: This is the second thing that I have to learn, and this won't cost me a year.
12:59
[SPEAKER_00]: I used to believe, I'm going to get out of debt and invest and save and tide and build wealth all at the same time.
13:13
[SPEAKER_00]: Nah, that's like trying to fill up the bathtub while the drain is wide open.
13:22
[SPEAKER_00]: When I sat at that little kitchen table in my dark apartment, I had to face truth, I had consumer debt, I had no savings, I had no plan, and I wasn't trusting, I wasn't showing God that he can trust me with more.
13:40
[SPEAKER_00]: So what I did is I built one, and this is the same plan that I teach and started, stop living
13:50
[SPEAKER_00]: and it's got five main phases.
13:53
[SPEAKER_00]: I'm giving to you real quick and hopefully you'll be up on a screen.
13:56
[SPEAKER_00]: Phase one is I had a later foundation.
13:59
[SPEAKER_00]: You've got to write your financial vision.
14:01
[SPEAKER_00]: You've got to build a monthly budget and you have to start with a small buffer in your savings.
14:07
[SPEAKER_00]: Then there's a lot more when we go into the book, but then you've got to move on to phase two.
14:12
[SPEAKER_00]: You've got to clear the ground.
14:14
[SPEAKER_00]: You've got to attack your consumer debt using the desk snowball method, not the avalanche method, the snowball method.
14:21
[SPEAKER_00]: This is where you attack your smallest debt to the biggest debt, and it's side of phase two, and specifically inside the book, I literally tell you how to negotiate with creditors.
14:29
[SPEAKER_00]: I literally walk you through everything on how to really help in this situation.
14:34
[SPEAKER_00]: Because the next phase is important, which is phase three.
14:38
[SPEAKER_00]: You got to build the frame.
14:40
[SPEAKER_00]: This is where we put 36 months of your net pay inside of a high-year-old savings account, and I literally show you how to get creative with savings.
14:49
[SPEAKER_00]: because phase four is where we scale the structure.
14:53
[SPEAKER_00]: This is where you start investing, 15% until you're retirement account, and 10% in two tides.
15:00
[SPEAKER_00]: Yes, we're done by 25%.
15:02
[SPEAKER_00]: And watch this.
15:02
[SPEAKER_00]: You're gonna watch your wealth this multiply.
15:06
[SPEAKER_00]: phase five is just where it's at.
15:07
[SPEAKER_00]: This is where you submit the legacy.
15:10
[SPEAKER_00]: You're going to be paying off your home, your primary home, you're going to be building generational wealth and you're going to set up your estate plan.
15:17
[SPEAKER_00]: That's the order.
15:19
[SPEAKER_00]: You cannot skip steps.
15:21
[SPEAKER_00]: You can't invest your weight out of bad behavior.
15:25
[SPEAKER_00]: You got to clear the ground first.
15:28
[SPEAKER_00]: When I followed this, making $40,000 a year as you passed there,
15:35
[SPEAKER_00]: Not because I made more, but because what I had a plan, you see if you aim at something you'll hit that all the time But if you aim, not I'm sorry, if you aim at something you may not hit it bow's eye, but you won't get real close to the target But if you aim at nothing you're going to hit that all the time and here's what nobody told me about that
16:02
[SPEAKER_00]: You see, that is not just stealing your money.
16:06
[SPEAKER_00]: It's stealing your options, it's stealing your time, it's stealing your piece, can we go deeper?
16:12
[SPEAKER_00]: If you got children in a car with you, cover their ears, I'm going to give you five seconds.
16:16
[SPEAKER_00]: Cover their ears.
16:21
[SPEAKER_00]: Consumer debt is stopping your intimacy life with your spouse.
16:34
[SPEAKER_00]: said it.
16:35
[SPEAKER_00]: This is not what I know.
16:36
[SPEAKER_00]: This is what couples are telling me that that stress about money or how they're going to pay bills is getting in a way of them connecting together in an intimate way.
16:48
[SPEAKER_00]: Me personally, I lost five years of compounding just because I was paying minimum payments on credit cards.
16:58
[SPEAKER_00]: When I do the math, that's hundreds of thousands of dollars in future wealth going because I didn't have a plan, I didn't have a strategy.
17:09
[SPEAKER_00]: When I think about that now in my mature season, my evolved season, I'm like, what the heck?
17:17
[SPEAKER_00]: Which moves me over to shift number three.
17:29
[SPEAKER_00]: This one is straight from the manuscript of the book.
17:33
[SPEAKER_00]: Wealth is a behavior.
17:37
[SPEAKER_00]: Wealth is mental.
17:39
[SPEAKER_00]: Wealth is internal before you see it on the balance sheet.
17:50
[SPEAKER_00]: You see, when I turn 40, I'm going to do two week cruise on a private yacht off the coast of Italy.
17:59
[SPEAKER_00]: a paid for cash.
18:02
[SPEAKER_00]: Zero debt, zero stress, not even on the credit card.
18:07
[SPEAKER_00]: It's matter of fact, I'll be going on another cruise of another private yacht cruise for my birthday.
18:18
[SPEAKER_00]: On the third night, the chef on the yacht came out and described the fish he had caught the afternoon for dinner before he served it to me.
18:27
[SPEAKER_00]: After I ate it, I told him that was the best fish I've ever had in my life.
18:35
[SPEAKER_00]: I said, I mean, I would love to have this again.
18:37
[SPEAKER_00]: He looked at me dead in my eyes and said, Mr. O'Neill.
18:43
[SPEAKER_00]: He says, I looked at him back, but the face like, bro, yeah, that was solid.
18:47
[SPEAKER_00]: I said, would you like me to make it again for you tomorrow?
18:52
[SPEAKER_00]: And end that moment.
18:55
[SPEAKER_00]: And end that moment, pal.
18:57
[SPEAKER_00]: I wasn't thinking about yacht.
18:58
[SPEAKER_00]: I wasn't thinking about the food.
19:01
[SPEAKER_00]: I was thinking about that years ago.
19:05
[SPEAKER_00]: The cheeseburger had to cut in half on my kitchen table.
19:09
[SPEAKER_00]: I was thinking about that dark apartment when the lights were turned off.
19:15
[SPEAKER_00]: The difference between that life and this life wasn't a lie to retake it.
19:20
[SPEAKER_00]: It wasn't inheritance.
19:22
[SPEAKER_00]: It wasn't even a big break.
19:26
[SPEAKER_00]: It was 20 years of boring, consistent, faithful, good stewardship behavior.
19:34
[SPEAKER_00]: It was me budgeting every single month.
19:37
[SPEAKER_00]: It was me being attacked on social media because I said I'm only gonna spend $100 of my first date.
19:42
[SPEAKER_00]: It was me diving every single paycheck.
19:45
[SPEAKER_00]: It was me paying off debt one time at a time at a time.
19:50
[SPEAKER_00]: It was me investing every single month.
19:52
[SPEAKER_00]: It was me looking in the mirror and telling myself, no, you don't need that.
19:56
[SPEAKER_00]: It was me watching us taking back things that I bought.
19:59
[SPEAKER_00]: I said, no, you only need that right now.
20:01
[SPEAKER_00]: It was me saying no to stuff that stuff that I wanted, that watch this, that I could even afford.
20:10
[SPEAKER_00]: But I said, no, you don't need that right now.
20:14
[SPEAKER_00]: It was me four years ago when I had the money when I started making way more money, it was me telling myself, no, you don't need to go buy a two, three million all the home right now.
20:29
[SPEAKER_00]: It was me delaying gratification, so this way I can build it right.
20:36
[SPEAKER_00]: That's wealth, not the art, not the chef, not the car, is he wealth is the freedom that comes from discipline, behavior over time.
20:52
[SPEAKER_00]: And here's the part, most people miss.
20:56
[SPEAKER_00]: that freedom is available to you on any income.
21:02
[SPEAKER_00]: You can be free just like me.
21:05
[SPEAKER_00]: If you're making 40,000, 60,000, 80,000, it doesn't matter.
21:10
[SPEAKER_00]: What matters is the behavior and the right strategy.
21:17
[SPEAKER_00]: That's all that matters.
21:20
[SPEAKER_00]: No, you may not be able to go on a yacht cruise, but you can go on a cruise.
21:25
[SPEAKER_00]: No, you may not be able to buy in a state house, 10,000 square foot house on the $40,000 income, but you can buy a house.
21:33
[SPEAKER_00]: You can buy a condo.
21:34
[SPEAKER_00]: It's all about the behavior and the rights strategy.
21:41
[SPEAKER_00]: Let me show you.
21:41
[SPEAKER_00]: Let me show you.
21:44
[SPEAKER_00]: Someone in our community, I'm going to call her for the sake of today's show, Kisha.
21:48
[SPEAKER_00]: That's not her name, but her name is Kisha for the sake of today's episode.
21:53
[SPEAKER_00]: She started watching my show, I want to say, here's the goal when I was with Ramsey.
21:58
[SPEAKER_00]: So I say, about eight years ago, she started budgeting, got out of consumer debt and she followed me over to here and I started mentoring her and she built her emergency fund.
22:08
[SPEAKER_00]: She started saving close to about $12,000 a year on a normal salary, normal salary, then her mom got sick.
22:17
[SPEAKER_00]: Her mom needed round the clock, or I was there.
22:21
[SPEAKER_00]: Around the clock care, right?
22:25
[SPEAKER_00]: And she was in California.
22:28
[SPEAKER_00]: Let's be honest, most people would abandon it.
22:31
[SPEAKER_00]: She would have took out some loans.
22:34
[SPEAKER_00]: So something.
22:35
[SPEAKER_00]: And I don't mean it's an offensive way, but we would have started to go for me.
22:42
[SPEAKER_00]: Nakisha.
22:44
[SPEAKER_00]: She walked into her boss's office, handed in her resignation, sewed her home, and moved across the country to take care of her mother.
22:56
[SPEAKER_00]: Watch this with $200,000 cash in the bank.
23:03
[SPEAKER_00]: I think one of the most emotional things about this was she told me, A.O.
23:08
[SPEAKER_00]: when I walked in there, I wasn't scared.
23:11
[SPEAKER_00]: I felt free.
23:13
[SPEAKER_00]: I felt free because I put in a place everything you teach inside the escape plan.
23:22
[SPEAKER_00]: When she got to Cali, she had $200,000 on that count.
23:28
[SPEAKER_00]: She got a job working from home, paying her lesson what she was making, but she was like Anthony, that's wealth.
23:41
[SPEAKER_00]: No, I don't have a whole lot of money, but I was in the position to do what I needed to do for my mother.
23:50
[SPEAKER_00]: And it did not burden me.
23:53
[SPEAKER_00]: And family, that's why I do this.
23:55
[SPEAKER_00]: That's why my team and I work every single day to provide educational content.
24:01
[SPEAKER_00]: Not so that you can flex, not so you can impress strangers on Instagram.
24:08
[SPEAKER_00]: So that you could be present for the people you love when life happens.
24:13
[SPEAKER_00]: So you could be present for your kids when it really matters.
24:19
[SPEAKER_00]: You don't have to go and ask your freaking balls if you can go support your son or daughter.
24:25
[SPEAKER_00]: You don't have to go and ask your boss.
24:29
[SPEAKER_00]: If you could take a week off so you can take your kids on a vacation, do you know that my family could never take my siblings and I on a vacation because they had to work?
24:44
[SPEAKER_00]: That is well.
24:48
[SPEAKER_00]: Here is where I need you to get real with yourself before the end of the show.
24:56
[SPEAKER_00]: If you're watching this and you're still living paycheck to paycheck, it's not because you don't make enough.
25:05
[SPEAKER_00]: Can be honest with you, it's because you don't have the right plan.
25:09
[SPEAKER_00]: You don't have the right strategy.
25:12
[SPEAKER_00]: And that's why I wrote the book, Stop Living Pages to Paycheck.
25:16
[SPEAKER_00]: Listen, there's thousands and thousands of a financial books out there.
25:21
[SPEAKER_00]: Our products say like five, the 10 of them are good.
25:25
[SPEAKER_00]: But this book, Stunt Living Pitch at a Paycheck, is a road map from where you are.
25:33
[SPEAKER_00]: And from where you want to be, written by a guy.
25:38
[SPEAKER_00]: who doesn't come from both, who wishes thinking and processing it, doing things and making mistakes and I just finally got it, somewhat right.
25:49
[SPEAKER_00]: I had to as pre-order today, go to amthonelno.com, 4stashbook, you're going to get early access to the first chapter, the 21-day money challenge.
25:58
[SPEAKER_00]: the official book lost team community and exclusive 30 minute masterclass with my brother Doreo who retired his wife and myself.
26:10
[SPEAKER_00]: That's over 275,000 free bonuses, but only if you pre-order the four August.
26:18
[SPEAKER_00]: I can't go to amkonono.com for such book.
26:21
[SPEAKER_00]: The link will be in
26:25
[SPEAKER_00]: Listen, family, and be honest with you, as we end today's episode.
26:30
[SPEAKER_00]: Man, my parents didn't give me a million dollars.
26:33
[SPEAKER_00]: Heck, my parents could even afford my first car.
26:37
[SPEAKER_00]: My first car was given to be by my God, parents, the vines who I loved tremendously.
26:44
[SPEAKER_00]: If I can do this, listen, so can you.
26:50
[SPEAKER_00]: I'm not the smartest.
26:51
[SPEAKER_00]: I'm not the most intelligent.
26:54
[SPEAKER_00]: but if you give me a plan, if you give me the role map, all of my mentors would tell you, Anthony and I was gonna work it.
27:03
[SPEAKER_00]: I never forget my mentor told me, you need to go back to school, you need to get your education, if you really wanna be impactful.
27:12
[SPEAKER_00]: I'm gonna say this respectfully, cause this is a sensitive subject right now.
27:17
[SPEAKER_00]: But I've had five schools, five schools.
27:21
[SPEAKER_00]: And I would say, out of those five, maybe only two of them are actually credible.
27:26
[SPEAKER_00]: But five schools offer me an honorary doctorate.
27:32
[SPEAKER_00]: And they was like, if you come to speak for our students, who give you honorary doctor, and you can be doctor Anthony O'Neill.
27:43
[SPEAKER_00]: In my mentor gave me the road map.
27:46
[SPEAKER_00]: He said, do not accept any honorary degrees.
27:49
[SPEAKER_00]: I want you to go earn it.
27:52
[SPEAKER_00]: We're going to get into the HBCU world.
27:55
[SPEAKER_00]: You're going to finish your bachelor's.
27:56
[SPEAKER_00]: Let's take you a year, then you're going to finish your master's.
27:58
[SPEAKER_00]: That's what take you a year.
28:00
[SPEAKER_00]: And then we're going to get you into an honor, not an honor, and an honest DBA program.
28:07
[SPEAKER_00]: I don't need a PXD, I'm not trying to write brand new philosophies around money, so you can get your DBA in finance and investing.
28:14
[SPEAKER_00]: And for the next five years of your life, it's education.
28:19
[SPEAKER_00]: When my mentors gave me the map, gave me the role map, y'all said, I've been busted in my play.
28:24
[SPEAKER_00]: I've been screaming, I've been crying, I ain't gonna lie to you.
28:28
[SPEAKER_00]: I've been upset at my professors, but they gave me the role map.
28:37
[SPEAKER_00]: And when they gave me the role map, watch this, I ask some questions.
28:42
[SPEAKER_00]: I said, AA, AA, you know what?
28:44
[SPEAKER_00]: We're not teaching our students correctly.
28:47
[SPEAKER_00]: We're not teaching this next generation correctly.
28:50
[SPEAKER_00]: My mentor says the way you want to do about it.
28:52
[SPEAKER_00]: I want to take over HPCU when I'm 50.
28:56
[SPEAKER_00]: All right, they put another role map in front of me, y'all about the seabus about to be going down.
29:02
[SPEAKER_00]: What am I saying?
29:04
[SPEAKER_00]: If I can do this, you can too.
29:07
[SPEAKER_00]: It's nothing special about me.
29:10
[SPEAKER_00]: I just got tired of being broke.
29:11
[SPEAKER_00]: I got tired of dreading Mondays.
29:14
[SPEAKER_00]: I got tired of pretending I had it all together.
29:16
[SPEAKER_00]: I got tired of going to my old freaking mailbox.
29:21
[SPEAKER_00]: So I got a plan for my mentors and I broke the plan.
29:27
[SPEAKER_00]: And the plan worked.
29:29
[SPEAKER_00]: Watch this and the plan is working.
29:33
[SPEAKER_00]: The same plan I'm putting into your hands.
29:36
[SPEAKER_00]: The same plan that if you could take this average joke up, who don't come from a lot of money, who comes from a hardworking, loving, dot-fearing family, to where I am today, it can do it for you.
29:52
[SPEAKER_00]: Listen, we're over my time.
29:54
[SPEAKER_00]: I gotta go.
29:56
[SPEAKER_00]: I love y'all, God bless you.
29:58
[SPEAKER_00]: Hit that subscribe button.
29:59
[SPEAKER_00]: Go get the new book, share this episode with someone, and I'll see you in the next show.
30:03
[SPEAKER_00]: Peace out.