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Can You Survive a Month on Our Paycheck? (We Tried 3 Ways) · Triple Da Money

• 0:00
  SPEAKER_01: It's fine, it's fine.
• 0:01
  SPEAKER_01: The ovens been dead since March and the air fryer is all we have left.
• 0:05
  SPEAKER_01: But we are not panicking.
• 0:07
  SPEAKER_02: Princess, princess, that is$30 of food you just threw on the floor.
• 0:11
  SPEAKER_02: Do not do that.
• 0:13
  SPEAKER_02: That is a subscription service, not a pet.
• 0:16
  SPEAKER_00: Why you just spent$30 on princess?
• 0:18
  SPEAKER_00: I got a deal at Costco,$10.99 for four chicken breasts.
• 0:22
  SPEAKER_00: That's a steal.
• 0:23
  SPEAKER_02: We all graduated the same year and we just started jobs making the exact same salary, down to the penny.
• 0:31
  SPEAKER_02: So why does only one of us actually have money left at the end of the month?
• 0:35
  SPEAKER_02: $65,000 a year.
• 0:37
  SPEAKER_02: That sounds like a lot, right?
• 0:39
  SPEAKER_01: That is so much money.
• 0:41
  SPEAKER_01: I could buy like a boat.
• 0:44
  SPEAKER_02: You definitely couldn't, because$65,000 isn't what hits your banking account.
• 0:49
  SPEAKER_02: After taxes, healthcare, your paycheck is only$4,300 a month.
• 0:54
  SPEAKER_00: Wait, that's it?
• 0:56
  SPEAKER_02: Okay, here's the challenge.
• 0:58
  SPEAKER_02: All of us start the month with$4,300, and by the end of it, after spending it all differently, we see who has the most left.
• 1:13
  SPEAKER_02: So let's watch what happens to each bar once real life starts taking damage.
• 1:18
  SPEAKER_00: I want it on record.
• 1:19
  SPEAKER_00: I'm not cheap.
• 1:20
  SPEAKER_00: I'm strategic.
• 1:22
  SPEAKER_00: He drives a Honda from before we were born.
• 1:25
  SPEAKER_00: Her name is Deborah, and she has never once let me down.
• 1:30
  SPEAKER_00: Here's my breakdown.
• 1:31
  SPEAKER_02: Austin spends$1,800 a month and saves$2,400.
• 1:36
  SPEAKER_00: That's half of his paycheck untouched.
• 1:38
  SPEAKER_00: Ro lives like a monk.
• 1:40
  SPEAKER_00: I live like someone that doesn't want to be broke by the age of 30.
• 1:43
  SPEAKER_00: There's a difference.
• 1:46
  SPEAKER_01: $600 in rent.
• 1:48
  SPEAKER_01: I'm the smartest financial mind in this generation.
• 1:52
  SPEAKER_02: Yeah, but what about the kitchen?
• 1:57
  SPEAKER_01: We don't talk about the kitchen.
• 1:59
  SPEAKER_02: Because the kitchen doesn't work.
• 2:02
  SPEAKER_02: Brandon gets DoorDash or eats out for every single meal, every single day.
• 2:08
  SPEAKER_01: And yes, I do have a car payment because you can't pull a girl in a car named Deborah.
• 2:13
  SPEAKER_01: Don't disrespect my girl Deborah.
• 2:16
  SPEAKER_01: This is my monthly breakdown.
• 2:18
  SPEAKER_02: Brandon's rent is$400 cheaper than Austin's.
• 2:22
  SPEAKER_02: But Brendan's leftover money is$1,400 less than Austin's.
• 2:28
  SPEAKER_01: Wait, I have the cheaper rent, and I have less money than the guy who drives this grandma's car?
• 2:34
  SPEAKER_02: The rent was never the problem, Brandon.
• 2:36
  SPEAKER_02: Everything else was just damage you weren't tracking.
• 2:38
  SPEAKER_00: Wait, so maybe Deborah isn't so bad.
• 2:48
  SPEAKER_02: I have standards.
• 2:49
  SPEAKER_02: Sue me.
• 2:50
  SPEAKER_01: Wait, it's her turn now?
• 2:52
  SPEAKER_01: Oh, I've been waiting for this.
• 2:54
  SPEAKER_02: This is my monthly breakdown.
• 2:57
  SPEAKER_01: Her bar is negative.
• 2:58
  SPEAKER_01: That's not even game over.
• 3:00
  SPEAKER_01: That's a glitch.
• 3:01
  SPEAKER_01: She broke the game.
• 3:03
  SPEAKER_02: No, I'm not broke.
• 3:05
  SPEAKER_02: I'm pre-broke.
• 3:06
  SPEAKER_02: There's a difference.
• 3:07
  SPEAKER_00: That's the same thing.
• 3:09
  SPEAKER_02: No, it's on a credit card, so technically it's not my problem.
• 3:17
  SPEAKER_02: Okay, so let's zoom out.
• 3:20
  SPEAKER_02: We have the same$65,000 income.
• 3:23
  SPEAKER_02: We have the same 12 months.
• 3:25
  SPEAKER_02: Let's see where we land.
• 3:26
  SPEAKER_00: Yeah, I saved$30,000.
• 3:29
  SPEAKER_00: I could actually buy that boat.
• 3:32
  SPEAKER_01: I survived the frat house and I managed to save$11,000.
• 3:36
  SPEAKER_02: Well, Princess costed a little bit more than I thought.
• 3:41
  SPEAKER_02: So I'm about$4,800 in credit card debt.
• 3:45
  SPEAKER_00: So he pays double my rent, but he still has tripled the money?
• 3:49
  SPEAKER_00: That's what happens when you stick with Deborah and don't order DoorDash.
• 3:54
  SPEAKER_02: And mine keeps getting worse on its own because credit card interest doesn't clock out.
• 3:59
  SPEAKER_02: It compounds every single month, whether I'm paying interest or not.
• 4:03
  SPEAKER_01: Like the rabbits?
• 4:05
  SPEAKER_02: Yes, Brandon.
• 4:06
  SPEAKER_02: Those same rabbits, except they're not on my side.
• 4:09
  SPEAKER_01: The rabbits can turn on you?
• 4:11
  SPEAKER_02: Here's the thing: it was never about who had the cheapest rent, the nicest apartment, or the coolest car.
• 4:17
  SPEAKER_02: Austin didn't win because he did any one thing that was impressive.
• 4:21
  SPEAKER_02: He won because there was nothing on his list that actually hurt him.
• 4:26
  SPEAKER_02: He had a small rent, a cheap car, small bills.
• 4:30
  SPEAKER_02: There was nothing that could wreck him.
• 4:32
  SPEAKER_00: Deborah and I would formally like to accept our victory.
• 4:36
  SPEAKER_01: I stand by my BMW, but I don't stand by eating DoorDash for every meal for the whole entire year.
• 4:42
  SPEAKER_02: That's growth.
• 4:44
  SPEAKER_02: Okay, here's the thing you don't need to live like Austin.
• 4:47
  SPEAKER_02: You just need to make sure you're not getting hit everywhere at once, like Brandon, or just completely ignoring the bar like me.
• 4:54
  SPEAKER_00: You think it's lame seeing me drive Deborah now?
• 4:56
  SPEAKER_00: Wait till you see my yacht in 50 years.
• 4:59
  SPEAKER_00: Triple the money, and we'll see you next week.