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Get Your Money Right · The Breakfast Club

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Speaker 1: Quake. Come on, wait a little envy Ye and Charlottagne.
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Speaker 1: Everybody that anybody comes through the Breakfast Club. You know,
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Speaker 1: you get voice to people that would be voiceless. Right now,
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Speaker 1: your show has the post of the culture. Yeah, everyone
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Speaker 1: smells fritt successful for all that. Now paint nobody tell'll
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Speaker 1: don't stop with the team. It's a breakfast club. Wait
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Speaker 1: what you quake? Your podcast? Up? Is your time to
0:27
Speaker 1: get it off your chests, whether you're mad or blest.
0:29
Speaker 1: So we better have the same in We want to
0:31
Speaker 1: hear from you on the Breakfast Club. Hello, who this
0:35
Speaker 1: this jas man? Ain't get it off your chest? No,
0:38
Speaker 1: I just wanted to say I love listen to y'all.
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Speaker 1: Y'all help me every morning. And what up? Though? From Detroit?
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Speaker 1: What I? What up? And Asla when you need a
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Speaker 1: new guest for lit service. I'm trying to get on
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Speaker 1: this show where you got you? And Detroit? Still? Yes?
0:54
Speaker 1: I live here? What's you? What's your qualifications? Tell me
0:57
Speaker 1: what you do so that I can know what you
0:59
Speaker 1: want to about the radio and broadcast and so I
1:02
Speaker 1: do have the commerence today I'll recally have my own podcast,
1:05
Speaker 1: but dark Fantasy all right? What is it mind doing
1:13
Speaker 1: something in the car and somewhere real dark in the
1:17
Speaker 1: park where nobody can see you. Sounds like a hired
1:19
Speaker 1: movie waiting a half day. Yeah, thank you for calling
1:23
Speaker 1: with your freaking all right, DM me girl? Hello, who's this? Hey?
1:28
Speaker 1: This is Vine. Good morning to everyone, Good morning getting
1:31
Speaker 1: off your Okay, So in our community, I'm gonna take
1:36
Speaker 1: the black community, we should normalize raising our kids without
1:41
Speaker 1: abusing them. It's just something that shouldn't be done, like
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Speaker 1: why are we beating our kids? And like and then
1:48
Speaker 1: people are quick to go to the Bible and say, oh,
1:51
Speaker 1: you know, you know, they may spare the rod the towel,
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Speaker 1: but don't we all remember in school that the ride
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Speaker 1: means the rider corrections and not like necessarily disciplining with pain.
2:03
Speaker 1: You know you but you know, you know that's something
2:05
Speaker 1: we learn from our oppressor. You know, you know, That's
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Speaker 1: That's what I'm saying, Like we need to stop it,
2:12
Speaker 1: Like there are people like that, you know, I whipped
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Speaker 1: her bud or I did there's what about sitting down
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Speaker 1: and speaking with your child, that's right. My oldest daughter
2:21
Speaker 1: is um thirteen, and you know I spent her when
2:24
Speaker 1: she was like young like, you know, two years old,
2:27
Speaker 1: and I felt so stupid, and I always say to
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Speaker 1: myself like, how could my parents you know, beat me
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Speaker 1: with extension cards and everything else? And be okay, how
2:39
Speaker 1: did that not bother? And that's and that's what I'm saying.
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Speaker 1: And you're you're soul right. It is coming from our oppressors,
2:46
Speaker 1: but I think we needed to be more conscious of
2:49
Speaker 1: where it's coming from. Like bread the word talk to
2:53
Speaker 1: each other because this is so sicky, so sick. Yeah,
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Speaker 1: that's awful, Thank you mama. Oh of course, you guys.
3:02
Speaker 1: Have a great one. You two. Now? Hello, who's this? What?
3:06
Speaker 1: I get it off your chess? Brother? Hey? Man? One,
3:08
Speaker 1: thank guard. I'm leaving to day, going to work. Man.
3:11
Speaker 1: Tell Joe body talking back? Man? Yes, man, I feel
3:17
Speaker 1: you all right, brot y'all have y'all have a good day. Yes,
3:21
Speaker 1: last one too, bro. Hello, who's this? What's up? Man?
3:24
Speaker 1: It's eighty from Virginia? What's up? Seventy five seven? Get
3:28
Speaker 1: it off your chests? Man, I just want to get
3:29
Speaker 1: it off my chest. I'm feeling blessed to drop the
3:32
Speaker 1: album this one called black Man, black Man from my
3:38
Speaker 1: little brother say what a part of Virginia. You're from
3:42
Speaker 1: from Chester Peake. Okay, all right, so you wrap? Yeah,
3:46
Speaker 1: all right, Spence, I'm real quick this morning. I see
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Speaker 1: I'm motivated on the greatest thing, under rated, pockets, overweighted. No,
3:53
Speaker 1: you hated, won't believe it. Lit, I told you, lady,
3:55
Speaker 1: just to hold my babies. You see the wings this year,
3:58
Speaker 1: ain't no Mercedes walcome to the room going crazy because
4:01
Speaker 1: I ain't got no shirt on. They will have been
4:02
Speaker 1: on my six packs some she needs to work on
4:05
Speaker 1: chilling needs as MICUs will trying to hurt song pack
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Speaker 1: smet the nurse home. I got the wave you can
4:11
Speaker 1: church phone and a whole lot of dode. That's a
4:13
Speaker 1: biscuit leton. How old are you, brother? How old are
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Speaker 1: you sir? Thirty one? Okay, do you really have a
4:18
Speaker 1: six pack? Yeah? So what you want to see a
4:21
Speaker 1: picture now, I'm just asking. I gonna make sure you
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Speaker 1: wake just following my id V l O K d
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Speaker 1: it man, I got some hot music on YouTube videos
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Speaker 1: foot thousand kbus all that congrat thing bro bro all right, brother, Hello,
4:38
Speaker 1: who's this? Dorian? Hey, Dorian, get it off your chests, sir.
4:42
Speaker 1: I just wanted to send all the positive message to
4:44
Speaker 1: everybody and also asks about therapy. Yes, sir, Hey, I
4:47
Speaker 1: just wanted to tell everybody out there struggling. If you're
4:50
Speaker 1: going through anything, it's all a part of your story.
4:52
Speaker 1: Don't give up, keep on pushing and just keep on
4:55
Speaker 1: believing in yourself, trusting yourself and visualize the best version
4:59
Speaker 1: of yourself. You gotta trust your life. You gotta trust God,
5:01
Speaker 1: and you gotta trust your life. That's it. That's it, now,
5:04
Speaker 1: what's your question of therapy? It's time for me to
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Speaker 1: start working on myself because it's a lot of stuff
5:09
Speaker 1: that I've been holding in and it's time for me
5:11
Speaker 1: to really start to grow more. Hey, best decision I
5:13
Speaker 1: ever made in my life back in back in twenty sixteen. Man.
5:17
Speaker 1: I started going in twenty sixteen once a week every Friday.
5:21
Speaker 1: Whatever makes you feel comfortable, you can go in person.
5:23
Speaker 1: You know, it's a lot of tele therapy that you
5:25
Speaker 1: can do nowadays. You just got to do some research
5:28
Speaker 1: and find the best therapist for you. What do you
5:30
Speaker 1: what do you think you need to go for? I went,
5:32
Speaker 1: I went for my anxiety and about to depression and
5:35
Speaker 1: ended up peeling back all kind of layers of trauma.
5:37
Speaker 1: But what you think you need to go for. I
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Speaker 1: just need to go for like just for my health,
5:43
Speaker 1: well for my mental health because I'm real bad with
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Speaker 1: my emotions and they affects everyone else around me. Put
5:50
Speaker 1: the golf and say, okay, it'll be all right. Well
5:53
Speaker 1: I will tell you mane just just just find somebody
5:56
Speaker 1: that's you know, in your area that you think is
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Speaker 1: best suited to fit your needs. That's what I would
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Speaker 1: tell you. And you can. You can go to my website,
6:05
Speaker 1: go to go to the Mental wealtha liiance dot org
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Speaker 1: and you know we have a list of providers. You
6:11
Speaker 1: probably can find somebody in your area. Okay, I appreciate
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Speaker 1: mental Mental Wealthfarelions dot org. All right, brother, thank you, man.
6:19
Speaker 1: Get it off your chests eight hundred five eight five
6:21
Speaker 1: one oh five one. If you need to vent, hit
6:23
Speaker 1: us up now. It's the breakfast Club. Good morning, the
6:25
Speaker 1: Breakfast Club. This is your time to get it off
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Speaker 1: your chests, whether you're man or blasted. So plea better
6:35
Speaker 1: have the same inn we want to hear from you
6:37
Speaker 1: on the Breakfast Club. Hello, who's this yo? Dj ND
6:42
Speaker 1: Charlotte Maine, m god Angela, good morning that morning morning.
6:46
Speaker 1: So what I want to get off my chest. I
6:48
Speaker 1: know DJM, but you go through this all the time.
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Speaker 1: Half black people come up to me to ask you
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Speaker 1: about my nationalities, and a student I'm banished for the reekend,
6:58
Speaker 1: but my dad's black, I'm white. It gets me frustrated
7:02
Speaker 1: sometimes I want to know what you do about that?
7:04
Speaker 1: How the hell would we know he tooked about me.
7:06
Speaker 1: I don't pay any mind. I don't pay it any mine.
7:08
Speaker 1: I mean I don't care. I mean it doesn't bother me.
7:10
Speaker 1: It's not like something like, oh my god, this grinding
7:12
Speaker 1: my gears. No, I don't care. You don't like when
7:14
Speaker 1: people say you demand again, so Joe back, I'm saying black,
7:18
Speaker 1: but I don't upset me to the point where I'm
7:19
Speaker 1: going to corner cry. But people ask you what if
7:22
Speaker 1: they ask you, what are you? Bro make up your mind?
7:25
Speaker 1: You just you just say it's not a problem. But
7:27
Speaker 1: now you're saying you're not to get mad and that
7:29
Speaker 1: I'm I'm trying to understand. So people just say, what
7:32
Speaker 1: are you? Yeah, they asked me what my nationality is.
7:35
Speaker 1: I'm like, I told him to guess, and they usually
7:38
Speaker 1: go a Spanish. For the reason, I wish envy would
7:44
Speaker 1: I wish Envy would human me one day and say,
7:46
Speaker 1: guess what I am. I understand that he's annoyed that
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Speaker 1: people come up to him that don't even know him
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Speaker 1: and just say, what's your nationality? Like, yeah, I get it.
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Speaker 1: It's annoying, Thank you, brother. I don't have a problem,
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Speaker 1: like I never really under still why people get mad
8:01
Speaker 1: at that. There's so many nationalities and so many people.
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Speaker 1: If you see somebody, you want to ask, why does
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Speaker 1: that bother people? I don't understand, Well, he's bad. It's inquisitive,
8:08
Speaker 1: like what are you? Oh, you're this and that? Okay,
8:10
Speaker 1: that's I'm in the entitled to be bothered. But if
8:12
Speaker 1: you have something in your mind, you know what I mean? Like,
8:14
Speaker 1: if you in your mind you know what you are,
8:17
Speaker 1: I can see why that would be annoying because you
8:19
Speaker 1: think you would hope everybody else sees it too. But
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Speaker 1: what are you showing me? Black? One? Pure God? Okay,
8:27
Speaker 1: you don't look black to me? Hello, who's this? Look
8:29
Speaker 1: more on the white side. I'm ninety s I've actually
8:31
Speaker 1: ninety seven percent West African. I've done my African ancestry. Hello,
8:35
Speaker 1: who's this yo? What's going on? Phillip brown listen, yesterday
8:41
Speaker 1: was too crazy. Everybody stupid over social media. Man, you
8:45
Speaker 1: need to all get off of it. Social media is
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Speaker 1: just to ever lasting change some fool over foolboy people
8:51
Speaker 1: we don't care about. That's right. How did you know
8:53
Speaker 1: everybody was going crazy over it? Where'd you see that
8:55
Speaker 1: on the article anything? All these Yeah, it was news
9:02
Speaker 1: like it was on CNN, MSNBC. I'm like, okay, so
9:05
Speaker 1: you don't use social media. No, not like that, because
9:08
Speaker 1: you know what I'm saying, You start comparing yourself for
9:11
Speaker 1: people who do. Put up the highlight char char, I
9:15
Speaker 1: literally I said, I told Duval this is about a
9:17
Speaker 1: week ago. I was like, your winded. Social media become
9:20
Speaker 1: like a university of higher learning, like I remember ten
9:23
Speaker 1: years ago, and it was literally just the playground. It
9:25
Speaker 1: was literally just a place we went to have fun.
9:28
Speaker 1: We unplugged. People don't unplugged no more. Hello, who's this?
9:32
Speaker 1: You know what's up? Broke it off your chest? I
9:37
Speaker 1: want to send a shout out to this miserable person
9:40
Speaker 1: I met this week and who worked at the Barclay Center.
9:43
Speaker 1: If you are a miserable person, do not cans it
9:45
Speaker 1: on the other people. What happened. All right. So I
9:49
Speaker 1: was working at j Cole concert. First of all, he's
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Speaker 1: my favorite artist. I was praying to work this concert.
9:55
Speaker 1: I worked the concert. Um, I'm also an artist, so
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Speaker 1: I'm like, man, I hope I can get a chance
10:00
Speaker 1: to shoot my shot tonight. I'm standing on the side
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Speaker 1: of the stage right and Jay Cole stuck in leg
10:07
Speaker 1: up on the speaker and it ended up pulling off
10:09
Speaker 1: the stage. I caught the speaker. We put the speaker
10:13
Speaker 1: back on. Now, if you have seen it, you would
10:15
Speaker 1: have known that whole chain of speakers would have fell off.
10:18
Speaker 1: So okay, I just saved that from happening. The woman
10:22
Speaker 1: sees me, yeah, she goes, uh, yeah, you don't belong
10:26
Speaker 1: over here. You gotta you gotta go. I'm like, okay,
10:29
Speaker 1: now I go to where I'm supposed to be. But
10:33
Speaker 1: you know, and you guys have been to the Barklay Center,
10:35
Speaker 1: you know where where the cars come into where downstairs.
10:40
Speaker 1: And I just waited over there respectfully. You know, I
10:43
Speaker 1: could have pretended I was a part of the entourage,
10:45
Speaker 1: snuck back there. I didn't do anything like that. I
10:47
Speaker 1: just waited quietly, um while you know, while going back
10:51
Speaker 1: and forth and working, and the same miserable worker came over,
10:56
Speaker 1: where do you belong? Oh you don't belong here? Now
10:59
Speaker 1: report more than me and a whole bunch of nonsense.
11:03
Speaker 1: But you could just tell, man, she was just a
11:05
Speaker 1: miserable person and she wanted to pass that on to
11:08
Speaker 1: whoever else. You know. Now you're leaving out the part
11:11
Speaker 1: where you was trying to slip J Cole your mixtape,
11:13
Speaker 1: and you're telling J Cole you rapped on I just
11:15
Speaker 1: said that. He said that wasn't a mixtape, and and
11:18
Speaker 1: I don't get down. You just said shoot your shot.
11:20
Speaker 1: I didn't want to. I didn't want it. That could
11:22
Speaker 1: go any that could mean anything. You said shot. She's
11:24
Speaker 1: a manager. But was she a manager? No, she wasn't
11:27
Speaker 1: a manager because because she could have gotten in trouble.
11:29
Speaker 1: Maybe Jay Cole's people would have called. I respect that.
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Speaker 1: It was just the way she went about it. The
11:35
Speaker 1: way she went about it was just nasty and Charlo Man,
11:38
Speaker 1: come on, I'm shooting my shot up with you on
11:40
Speaker 1: these men. Man, you said shoot your shot. Didn't he
11:43
Speaker 1: say that? You said you wanted to shot my artists
11:45
Speaker 1: before I said that you shot. I'm worried about I
11:47
Speaker 1: don't know what kind of picture you wanted to paint,
11:49
Speaker 1: but I was. But where Okay, I got a question,
11:52
Speaker 1: where are you? Where are you? Not where you were
11:54
Speaker 1: supposed to be? Though he wasn't you know, he was
11:56
Speaker 1: somewhere else. No, No, I wasn't. I wasn't where I
11:58
Speaker 1: was supposed to be. I mean like, it's not like
12:00
Speaker 1: I was making a disruption or or like I went
12:04
Speaker 1: about it like you know, I work in production, so
12:07
Speaker 1: I'm try not to invade people's face. I get it. Yeah,
12:10
Speaker 1: but she was, she was. She was security. But I
12:14
Speaker 1: will say, out of every venue that I've ever been to,
12:17
Speaker 1: any any concert hall or any arena, the ball layers
12:20
Speaker 1: usually the nicest people I've ever been to a lot
12:24
Speaker 1: of people, the black lads. This is the nicest place.
12:28
Speaker 1: I was surprised because at the at the Garden that
12:31
Speaker 1: that like that. Yeah, I would say, you know, I
12:33
Speaker 1: love the I would say the back Lace is better
12:35
Speaker 1: than the Garden to me and E Buddy, all these arenas,
12:37
Speaker 1: but I love it the Garden. Dude. We got to
12:38
Speaker 1: do your job, bro, that's it. Good a job, all right.
12:41
Speaker 1: Joe Man the Breakfast Club, Angel and Charlomagne the guard morning.
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Speaker 1: Everybody is DJ Envy Angela Yee, Charlomagne the guy. We
12:53
Speaker 1: are the Breakfast Club. We got a special guest in
12:55
Speaker 1: the building. Yes, indeed we have doctor Cameron Weett. Welcome Brubbo,
12:58
Speaker 1: Thanks so much for happening. How you doing. He's the
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Speaker 1: Senior Policy Advisor for Equity on White House COVID nineteen
13:05
Speaker 1: task for What does that mean? Yeah, that's the first
13:07
Speaker 1: question I asked when when the administration asked me to
13:10
Speaker 1: come in in this role, Because equity means different things
13:12
Speaker 1: to different people. But I think from my perspective, and
13:15
Speaker 1: I think the perspective of the Vice President of the President,
13:17
Speaker 1: it's making sure that everyone in every community has the
13:20
Speaker 1: opportunity to achieve their best health, and in this pandemic,
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Speaker 1: it means not just to survive, but hopefully thrive. You know,
13:26
Speaker 1: it's been a tough moment for they're attaching that word
13:28
Speaker 1: equity to a lot of things. I don't know if
13:29
Speaker 1: they should be attaching that word equity too. You saw
13:31
Speaker 1: what happened last week when they or they when they
13:34
Speaker 1: said it was crackpipes, but it was say smoking supply, kitch,
13:38
Speaker 1: whatever you want to call it. Syringes and all that,
13:40
Speaker 1: and they attached racial equity to that too. Why do
13:42
Speaker 1: you attaching equity to all these things? Different things become
13:44
Speaker 1: buzzwords at different times, right, And I think then for
13:47
Speaker 1: a long time we talked about disparities and equalities, and
13:50
Speaker 1: now I think people are focused on this notion of
13:51
Speaker 1: equity and appropriately so, right, equity means that you know,
13:54
Speaker 1: you're not doing the same thing for everybody, but you're
13:56
Speaker 1: finding ways to write systemic inequalities that have exists it
14:00
Speaker 1: over time. And to do that you have to make
14:02
Speaker 1: sure that you tailor strategies in different directions. So I
14:05
Speaker 1: think that's the notion that's it's an underpinning of a
14:07
Speaker 1: lot of what the administration aims to do. But as
14:09
Speaker 1: much as it's a it's an animating principle for the administration,
14:14
Speaker 1: it's a buzzword that a lot of people attack otherwise.
14:16
Speaker 1: And I think that's why the piece with the crack
14:17
Speaker 1: pipes it was it was just a straight up attack,
14:20
Speaker 1: you know, not for good reasons. So what's the COVID
14:25
Speaker 1: nineteen task force? What is that task for us? Because
14:27
Speaker 1: it seems like you know, we've been we say one thing,
14:29
Speaker 1: and we bring it back. Then we say another thing
14:31
Speaker 1: that we say, ohs, we were wrong, then we say
14:32
Speaker 1: something that it changes so much. So what is the
14:34
Speaker 1: COVID nineteen task for us? What is it supposed to do? Yeah,
14:37
Speaker 1: so on the in the White House COVID Response Team,
14:40
Speaker 1: it's really kind of the core entity coordinating across government.
14:43
Speaker 1: So you know, um, there are a couple of different
14:45
Speaker 1: pieces and when you mentioned task force, there there was
14:47
Speaker 1: a Health Equity Task Force specifically on the way that
14:50
Speaker 1: the President initiated and doctor Marcella Una Smith was leading that.
14:54
Speaker 1: So their role over the course of twenty twenty one
14:56
Speaker 1: was to convene experts, work with communities, really identify what
15:00
Speaker 1: is going to help us to really accomplish this goal
15:03
Speaker 1: of health equity, health equity specifically within the context of
15:06
Speaker 1: the pandemic. And so they issued their final report in November.
15:09
Speaker 1: So that was the health equity task for us. The
15:11
Speaker 1: COVID Response Team is more so just the quarterback of
15:14
Speaker 1: the effort. So we work with CDC, we work with
15:17
Speaker 1: you know, all the different pieces of HHS. We work
15:19
Speaker 1: with other components of the White House and other agencies
15:22
Speaker 1: to say what is it that we can do that
15:23
Speaker 1: we can leverage from your agency, your office to help
15:26
Speaker 1: advance the goals of really eliminating our addressing this pandemic.
15:30
Speaker 1: Now we see cases dropping all across the country, but
15:33
Speaker 1: they say it's still higher than they were at this
15:34
Speaker 1: time last year. So what is this? Has herd immunity
15:38
Speaker 1: kicked in though? What is it? Well, you know, I
15:40
Speaker 1: think OMICRON was a unique monster, you know, I mean
15:43
Speaker 1: it showed up and we just saw cases spike. And
15:45
Speaker 1: I work clinically in the hospital, so I work as
15:47
Speaker 1: an internal medicine doctor, and you know, even on the floor,
15:50
Speaker 1: we just started seeing record numbers of patients coming in.
15:52
Speaker 1: And these were folks who had navigated this pandemic for
15:55
Speaker 1: a year and a half and then all of a
15:57
Speaker 1: sudden coming in sick with COVID. And I think that
15:59
Speaker 1: you see the cases spike, you know, I dug into
16:02
Speaker 1: the data and they really peaked among you know, black folks,
16:05
Speaker 1: eighteen at thirty nine in Southern States. And I think
16:08
Speaker 1: you see the combination of the lack of mitigation measures
16:11
Speaker 1: like masks, like you know, some of the physical distancing
16:14
Speaker 1: and avoiding crowded indoor spaces, the impact of the booster effort,
16:18
Speaker 1: right because when you're disproportionality with boosters, then you see
16:21
Speaker 1: that manifest in the hospitalization race. So the cases were concerning,
16:24
Speaker 1: hospitalizations were really concerning. We had four times the hospitalization
16:28
Speaker 1: rate in the black community just over the last few weeks.
16:30
Speaker 1: And so when I hear people saying the pandemic's over,
16:32
Speaker 1: I'm just like, I don't know what pandemic you're watch
16:34
Speaker 1: but you know, it's it's hard to you know, all
16:36
Speaker 1: the stuff that they're talking. But then you see certain
16:38
Speaker 1: governors in certain states and they're taking the mass mandates off,
16:41
Speaker 1: and you know, even the airports when you're flying. At
16:44
Speaker 1: one time, you know, there was a middle, there was
16:45
Speaker 1: a seat between everybody for social distancing. Now they're cramming
16:48
Speaker 1: people in, like Saldines like, so what do what should
16:51
Speaker 1: people believe? Because they change things so much. They do
16:55
Speaker 1: in a couple of things. Whereas people say, you know,
16:57
Speaker 1: they change recommendations a lot, and that's true, just the
17:00
Speaker 1: same way the weather man changes the recommendations of what
17:02
Speaker 1: you should wear in December verses June. Right, I think
17:04
Speaker 1: the environment changes and that's why recommendations change along with it.
17:07
Speaker 1: But that being said, you know, I don't want to
17:09
Speaker 1: lean into like false equivalency. You say, this is what's
17:11
Speaker 1: happening in hospitals, therefore what's happening in communities. You know.
17:15
Speaker 1: I'll give the example from my own family. I have
17:17
Speaker 1: two kids, one six, one is ten. Right for my
17:19
Speaker 1: two kids, even if the governor in Virginia is saying, oh,
17:22
Speaker 1: kids don't need to wear masks, my kids are gonna
17:24
Speaker 1: be wearing masks. And the reason isn't just that it's
17:26
Speaker 1: going to protect their health and well being. It's that
17:29
Speaker 1: my wife's an emergency dot with the work she does
17:31
Speaker 1: and the work that I do, we can't afford for
17:33
Speaker 1: our kids to be out of school for five to
17:36
Speaker 1: ten days because they caught COVID, right, So we're gonna
17:38
Speaker 1: do everything we can to protect them. And I think
17:40
Speaker 1: for people who can't afford to miss work for a
17:42
Speaker 1: week and a half, keep your kids protected, right like
17:45
Speaker 1: this is these are mitigation strategies that are rooted in
17:47
Speaker 1: public health. That just makes sense. And so while some
17:50
Speaker 1: governors are relaxing these mandates, the thing I keep reminding
17:53
Speaker 1: people is that nobody's saying you cannot wear masks. What
17:55
Speaker 1: they're saying is that they're not mandating masks in or spaces.
17:58
Speaker 1: But like Floyd Mayweather said, protect yourself at all times, right,
18:01
Speaker 1: Like you really have to have that mentality in this work.
18:03
Speaker 1: All Right. We had more with doctor Cameron Webb coming
18:05
Speaker 1: up on the Breakfast Club. The Breakfast Club, Breakfast Club,
18:13
Speaker 1: and we are sitting here with doctor Cameron Webb, DJ Envy.
18:16
Speaker 1: What's your thoughts on mandating the vaccine? You know, some
18:19
Speaker 1: people if they don't have the vaccine, their jobs are firing.
18:21
Speaker 1: And what's your thoughts on that? Well, you know, I
18:23
Speaker 1: think if you look back at work requirements for instance,
18:25
Speaker 1: you know, we put those in place last summer, and
18:28
Speaker 1: and my first thought on it is I was like, well,
18:30
Speaker 1: there's a lot of reason. Sometimes it's rooted in people's confidence.
18:32
Speaker 1: We have to do the hard work of really talking
18:34
Speaker 1: to folks. We had ninety million people who weren't vaccine
18:36
Speaker 1: at that point in time. You fast forward six months,
18:39
Speaker 1: seven months, and we're down at thirty million. Sixty million
18:41
Speaker 1: people were vaccinated in that time just from those requirements,
18:43
Speaker 1: and then omicron hit, right, And when Omicron hit, we
18:46
Speaker 1: had far fewer hospitalizations in depth than we would have
18:49
Speaker 1: had but for those vaccinations. You know, you look at
18:52
Speaker 1: things like the flu. We have about fifty percent of
18:54
Speaker 1: people nationwide who get the flu vaccine. It's not mandating
18:57
Speaker 1: forty percent of black folks. But you look at COVID,
19:00
Speaker 1: eighty four percent of black people have gotten a COVID vaccine,
19:03
Speaker 1: and so you know, and as eighty five percent of
19:05
Speaker 1: white people, eighty six percent of Latin individuals. So this
19:08
Speaker 1: is unprecedented levels not only a vaccination rates, but of
19:11
Speaker 1: equity in terms of those vaccination rates. And I look
19:13
Speaker 1: at that and I say, it's not just numbers. Those
19:15
Speaker 1: are lives saved. Those are people who aren't in my hospital.
19:17
Speaker 1: So so you know, as a as a physician, I'll
19:20
Speaker 1: tell you I'm glad more people are protected than I
19:23
Speaker 1: would have been the case. I think that, you know,
19:25
Speaker 1: the Supreme Court made the decision they made on work requirements,
19:27
Speaker 1: but I think that at the end of the day,
19:29
Speaker 1: these requirements have saved lives and they work. And for
19:32
Speaker 1: people who get protected, you know that that benefit of
19:34
Speaker 1: cruise over time they had that immunologic protection. They care
19:37
Speaker 1: with them every single day. What your thoughts on kids
19:40
Speaker 1: getting the vaccination? You know, I got six, so at
19:42
Speaker 1: first I was a little scared, a little nervous because
19:45
Speaker 1: you know, I just felt like it wasn't tested enough
19:47
Speaker 1: for children. I did get it for my older kids,
19:49
Speaker 1: but you know, it was still a little nerve wracking. Yeah. Well,
19:52
Speaker 1: so I mentioned I have a six year old and
19:54
Speaker 1: a ten year old, and I remember when my daughter
19:56
Speaker 1: Avery was born. I'm a whole doctor, right, And I
19:59
Speaker 1: remember first time they showed up to put a shot
20:01
Speaker 1: in her arm. I was like, hold, oh wait, you know,
20:03
Speaker 1: like she's she's straight from God, Like, you know, this
20:06
Speaker 1: child hadn't been touched by anything. Now you're starting to
20:08
Speaker 1: put shot. But again, I had to remind myself, this
20:10
Speaker 1: is part of my being a good parent. It's making
20:12
Speaker 1: sure we're using all the tools we have of today
20:14
Speaker 1: to protect her from the worst of what can happen.
20:16
Speaker 1: You know, those same two kids, they got vaccinated as
20:19
Speaker 1: soon as possible from COVID, And in large part it
20:22
Speaker 1: was because for my wife and I, we work on
20:24
Speaker 1: the front lines in the hospital. We were always worried
20:27
Speaker 1: about bringing something home to those kids, you know, And
20:30
Speaker 1: so I think that you know, from our perspective, there
20:32
Speaker 1: there was a process that led us to that decision.
20:34
Speaker 1: We don't just follow go with the flow. We said, well,
20:36
Speaker 1: where's the data, And if you dig into the data,
20:40
Speaker 1: the data on kids five to eleven was fantastic. Remember
20:42
Speaker 1: that the dose for adults for fires or for instance,
20:45
Speaker 1: was thirty micrograms. For kids it was ten micrograms. It's
20:48
Speaker 1: one third of the dose reduced the side effects significantly.
20:50
Speaker 1: And in the side effects, I'm talking about headaches, I'm
20:52
Speaker 1: talking about muscle pain and stuff like that. My kids
20:55
Speaker 1: didn't have any of that when they got vaccinated. But
20:57
Speaker 1: even a step farther you realize that it's really effective
21:00
Speaker 1: because kids have a really robust immune system. So not
21:03
Speaker 1: only was it you know, safer from a side effects standpoint,
21:06
Speaker 1: but it was just as as good the immunogenicity of
21:09
Speaker 1: of promoting a good immunologic response. And so from that,
21:12
Speaker 1: I'm like, my kids are getting the best of two
21:13
Speaker 1: worlds here. And what's crazy is that, you know, when
21:16
Speaker 1: omicron hit and kids all across their school are getting COVID,
21:19
Speaker 1: my kids were fine through it, right because they wear masks,
21:22
Speaker 1: because they were vaccinated. That's those are layers of protection
21:24
Speaker 1: that were grateful for. Well, even that information was kind
21:27
Speaker 1: of confusing because I remember when they was telling us,
21:29
Speaker 1: you know, COVID doesn't affect kids at all. And then
21:31
Speaker 1: it was just like just all of a sudden one
21:33
Speaker 1: day it was like, you gotta go out there and
21:34
Speaker 1: get your kids vaccinated. Yeah, you gotta. What I always
21:37
Speaker 1: tell people is, um, you know, don't you gotta. You
21:39
Speaker 1: gotta listen to the messenger, Right, don't let people tell
21:41
Speaker 1: tell the story because I they say it's not affecting kids. Sure,
21:43
Speaker 1: it was affecting black kids. You know, you look at
21:45
Speaker 1: the rate of deaths. There were more deaths and black
21:47
Speaker 1: children than they were white children, several times more. Right,
21:50
Speaker 1: COVID wasn't the top ten causes of death for kids
21:53
Speaker 1: before the vaccines came out. So people will create a
21:56
Speaker 1: narrative just to further their their point. But the truth
21:59
Speaker 1: of the matter, COVID has affected kids this entire time,
22:01
Speaker 1: and not only just that. No, it's it's context, right,
22:06
Speaker 1: It's not these aren't lies. Like the context is that
22:08
Speaker 1: people say, are we seeing kids in ICUs to the
22:11
Speaker 1: same rate that we're seeing seventy five year olds? No? Right,
22:14
Speaker 1: But I think for a lot of like people like
22:16
Speaker 1: to boil things down into really simple terms. This really
22:18
Speaker 1: complex concepts, right, But there are a few things So today,
22:22
Speaker 1: if you ask me what's the risk of of COVID
22:25
Speaker 1: nineteen versus the flu and kids, I would say, in
22:27
Speaker 1: terms of severe illness the relatively similar. But in terms
22:30
Speaker 1: of long COVID I don't know. And one thing I
22:33
Speaker 1: want to protect my kids from are the lingering and
22:35
Speaker 1: long term effects of COVID, right, So, so those are
22:37
Speaker 1: things where it's like. And also remember data continues to evolve.
22:40
Speaker 1: We continue to get new information as this pandemic goes on.
22:43
Speaker 1: So the information that Vauci had back in March of
22:46
Speaker 1: twenty twenty versus March twenty one versus next month in
22:49
Speaker 1: March of twenty two completely differently. You're saying that in
22:52
Speaker 1: March twenty twenty, the information he dispensed could have been
22:55
Speaker 1: considered misinformation. Now I think it would be considered information
22:59
Speaker 1: that has that has been updated, right, Because if in
23:02
Speaker 1: March twenty twenty we had just started to see cases,
23:05
Speaker 1: by twenty one, we had seen cases, but we hadn't
23:07
Speaker 1: seen what vaccines we're going to be able to do,
23:09
Speaker 1: and we hadn't seen some of these some of these variants.
23:12
Speaker 1: And now in March of twenty two, we've seen variants,
23:14
Speaker 1: We've seen two years worth of effects of it, because
23:16
Speaker 1: but there's just way more information. And I think that's
23:18
Speaker 1: that's the thing. People. There's not a lot of grace
23:20
Speaker 1: in our society for that, you know, But I think
23:22
Speaker 1: that if you're a scientist, when the way you look
23:24
Speaker 1: at this, you're like, of course we're gonna learn stuff
23:26
Speaker 1: over time. Of Course we're gonna get new data. Of
23:27
Speaker 1: course there's gonna be new articles. Of course that's going
23:29
Speaker 1: to update the way we treat people. That's that's science, ye,
23:32
Speaker 1: I mean said I mean at one point five you
23:34
Speaker 1: said don't wear a mask. He said mask only for
23:36
Speaker 1: health professional. And I think people see that and you
23:38
Speaker 1: know what you're what you're speaking to is kind of
23:40
Speaker 1: how that undermines some confidence, right for everybody who's keeping
23:43
Speaker 1: track and has a list of you said this this
23:45
Speaker 1: day and then that change. You know, they're just like,
23:47
Speaker 1: I don't know if I can trust you. It's funny.
23:49
Speaker 1: I did some focus groups working with the Department Health
23:51
Speaker 1: and Human Services on unvaccinated young black people. I was like,
23:55
Speaker 1: what are your reasons? What are you concerned about it?
23:57
Speaker 1: And they're like, well, people keep saying different things. I
23:59
Speaker 1: don't feel like I can trust government. I don't feel
24:01
Speaker 1: like I can trust any politicians, and we're like, well,
24:03
Speaker 1: who do you feel like you can trust? People? Saying nobody,
24:06
Speaker 1: that's really and it's just like that's that's that's so disappointing,
24:10
Speaker 1: you know, and it's it is real. But at the
24:12
Speaker 1: same time, you know, I think about the work I've
24:15
Speaker 1: done a community long before I was in government, and
24:17
Speaker 1: the way that community members look to me then and
24:19
Speaker 1: continue to look to providers in their own community. They'll
24:22
Speaker 1: say they don't trust anybody, but they'll know the local doctor,
24:24
Speaker 1: the person who's like in the neighborhood. They'll be like,
24:26
Speaker 1: let me call up so and so and find out
24:28
Speaker 1: what's real. Right. We still have that dynamic. We know
24:30
Speaker 1: the local trusted messengers make the difference. But I think
24:33
Speaker 1: that's what happens when you're communicating like nationally, for something
24:36
Speaker 1: that's very local, very individual, not everything applies to one person.
24:39
Speaker 1: All right. We had more with doctor Carmon Webb coming
24:42
Speaker 1: up on The Breakfast Club. The Breakfast Club, Your mornings
24:45
Speaker 1: will never be the same. Dinight gets to highly anticipate
24:50
Speaker 1: in new CW series All American Homecoming, Rising Tennant stalls
24:54
Speaker 1: simonehis takes the next step by leaving the man she
24:56
Speaker 1: loves to begin her new life at Bringston University, where
25:00
Speaker 1: excellence is a way of life. There, she meets up
25:02
Speaker 1: with the elite baseball player from Chicago, Damon Sims. He
25:05
Speaker 1: turned down a career in pro baseball and helped the
25:07
Speaker 1: HBCU battle It's way back to greatness. Don't miss All
25:10
Speaker 1: American home Coming tonight at nine eighth Central on CW
25:13
Speaker 1: or stream free tomorrow on cwapp What's Up. It's the
25:17
Speaker 1: dract this club and we are sitting here with doctor
25:19
Speaker 1: Cameron Webb. It's DJ. I was gonna ask, you know,
25:21
Speaker 1: we talk about the healthcare workers and when COVID first happened,
25:24
Speaker 1: the pandemic first happened, a lot of them were on
25:26
Speaker 1: the front lines. There was no vaccine and a lot
25:28
Speaker 1: of them died, a lot of them lost their life,
25:30
Speaker 1: a lot of them went in the work and not
25:31
Speaker 1: knowing what's gonna happen. Now fast forward a little bit.
25:34
Speaker 1: Now they're saying if a lot of them don't get
25:36
Speaker 1: their vaccination, they're gonna be fired. What do you say
25:39
Speaker 1: to that? Because they put their lives on the line
25:41
Speaker 1: when there was no vac I am them, you're talking
25:43
Speaker 1: about talking about me. But then some of them people
25:46
Speaker 1: didn't and they don't believe in it, they don't want to.
25:48
Speaker 1: But now we just fired them and just throw them away.
25:49
Speaker 1: But before they were beyond them. We love them. They
25:52
Speaker 1: were heroes and that was like, oh, you're gone, and
25:55
Speaker 1: see it. And again, let's let's tell the facts, right,
25:58
Speaker 1: because people will try to tell you a story. Over
26:00
Speaker 1: ninety eight percent of healthcare workers have vaccinated. Right, It's
26:03
Speaker 1: a great majority of healthcare workers of vaccinated. And this
26:05
Speaker 1: isn't new to us. Every single year they make me
26:08
Speaker 1: get what my flu shot? If I don't have my
26:10
Speaker 1: flu shot, I got to talk to somebody. That's a problem.
26:12
Speaker 1: Every time the flu shot has been tested, it's been tried,
26:15
Speaker 1: it's yearly, fully FDA approved. This COVID vaccine is fully approved.
26:21
Speaker 1: Right And if you so, if you ask me that
26:23
Speaker 1: question January of last year, and you're like, oh, these
26:26
Speaker 1: are new vaccines, I'd give you that. I'd grant you that. Right.
26:28
Speaker 1: We're talking about a vaccine that passed the same gold
26:30
Speaker 1: standard as the diabetes medicine you use, the asthma medicine
26:33
Speaker 1: you use. You don't think twice before you take a
26:35
Speaker 1: puff of that albut role. But this is a vaccine
26:38
Speaker 1: that has passed that rigorous evaluation process, right, And so
26:41
Speaker 1: I think for a lot of people, it's not because
26:42
Speaker 1: the data on the vaccines themselves is a little shaky.
26:45
Speaker 1: It's because of this narrative that's been weaved for the
26:48
Speaker 1: last year and a half that just undermines a lot
26:50
Speaker 1: of public confidence. We have those conversations. I think at
26:53
Speaker 1: the end of the day, there are people who are
26:54
Speaker 1: always going to make decisions that they think is in
26:56
Speaker 1: their best interest, and if that impacts their employment, that's
26:59
Speaker 1: the decision to make, right. But at the end of
27:01
Speaker 1: the day, as a healthcare worker, I know that it's
27:04
Speaker 1: not mine. I don't have the right to bring illness
27:07
Speaker 1: in when people are sick. Right, the patients I was
27:09
Speaker 1: taking care of over the weekend, those individuals who were
27:12
Speaker 1: already sick, I can't bring COVID to them. My coworkers
27:15
Speaker 1: who are working their butts off for the last two years,
27:18
Speaker 1: I can't get them sick with COVID after they've been
27:20
Speaker 1: doing everything to protect themselves, just because they're in the
27:22
Speaker 1: physicians lines with me and I happen to have COVID, right,
27:24
Speaker 1: so we have to create safe environments and healthcare spaces.
27:27
Speaker 1: That's not new to COVID. That's something we've always held.
27:30
Speaker 1: People politicize it more. It's more charged than COVID. And
27:34
Speaker 1: you've got three hundred thirty million people who were talking
27:36
Speaker 1: about intervening all right now in this moment. Whereas for
27:39
Speaker 1: some other things. If it's your measles, most of rubella vaccine,
27:42
Speaker 1: everybody got that when they got it. Tetness, they got
27:44
Speaker 1: that when they got it. Right, this is all at once,
27:45
Speaker 1: and that's what creates this kind of frenzy, all at once.
27:50
Speaker 1: What do you say to people who feel like, oh, well,
27:52
Speaker 1: you know there's people out there getting the vaccine, but
27:54
Speaker 1: they're still catching COVID and they're still getting sick and
27:57
Speaker 1: you can still pass you know, the vaccine, which was
27:59
Speaker 1: another thing that you could say was misinformation because people
28:02
Speaker 1: told us that couldn't happen. It's heartbreaking, and you know,
28:04
Speaker 1: I think that that's one of the things that is
28:07
Speaker 1: so frustrated to me because on the front end, you know,
28:09
Speaker 1: I was one of those hopeful people right when I
28:11
Speaker 1: got vaccining on December seventeenth of twenty and twenty. I
28:15
Speaker 1: was hopeful that this was going to prevent me from
28:17
Speaker 1: getting COVID, you know, forevermore Right, that's just not what
28:21
Speaker 1: the data ended up bearing out. What the studies did
28:24
Speaker 1: for that vaccine is they said, I'm much less likely
28:27
Speaker 1: to be hospitalized or die from COVID. But we said,
28:30
Speaker 1: but I'm also less likely to transmit it or to
28:32
Speaker 1: get COVID as well. Ultimately, I think a couple of
28:36
Speaker 1: things blew the lid off that you look at omicron,
28:37
Speaker 1: so many people were getting COVID. Again, I'm always reminded
28:41
Speaker 1: how many people would have died from COVID if it
28:43
Speaker 1: weren't for vaccines, or you know, the primary endpoint of
28:45
Speaker 1: those studies was looking at death in hospitalization. We still
28:48
Speaker 1: saw a lot of hospitalization, but those hospitalizations would have
28:50
Speaker 1: been deaths, right, Those cases would have been hospitalizations. The
28:54
Speaker 1: benefit of the vaccines has it limited the severity of
28:56
Speaker 1: the illness. And that's just part of it, right, I think,
28:59
Speaker 1: you know, I look at other pieces. You know, there
29:02
Speaker 1: are conversations that we have because we feel like, oh,
29:04
Speaker 1: we're all we're all healthy and well, there are people
29:07
Speaker 1: walking around who look just like you and me, who
29:09
Speaker 1: are living there everyday lives, but they also are immune compromise.
29:12
Speaker 1: They're also dealing with a new cancer diagnosis. Part of
29:14
Speaker 1: our obligation, our responsibilities to keep in mind there are
29:17
Speaker 1: folks who don't have the benefit of all the opportunities
29:21
Speaker 1: we have to work from home, who don't have the
29:22
Speaker 1: benefit of some of the different medications or the you
29:25
Speaker 1: know and whatnot. And for them, this idea of vaccines,
29:28
Speaker 1: it's truly life saving for them. And if as a
29:30
Speaker 1: society we're not taking care of, or thinking about, or
29:32
Speaker 1: prioritizing the ability to keep society saved, that's a problem, right,
29:36
Speaker 1: and especially in the black community. Right, fourteen percent of
29:38
Speaker 1: us are disabled. In the black community, we carry more
29:41
Speaker 1: chronic medical conditions. So when we see even vaccinated folks
29:44
Speaker 1: now who are being hospitalized. You know over the age
29:47
Speaker 1: of sixty five, the Black individuals over sixty five carry
29:50
Speaker 1: more chronic illness into that. And what's your thoughts on
29:53
Speaker 1: the COVID pill. I know, we know we how to
29:54
Speaker 1: go the COVID pill, the new poil. They're saying, what's
29:57
Speaker 1: your thoughts on that? Well, you know, we're in New York.
29:59
Speaker 1: It's a different station here. I think it is ninety
30:01
Speaker 1: percent reduction in hospitalization and mortality, So it's really beneficial.
30:04
Speaker 1: So what is the COVID pill for people that don't know.
30:06
Speaker 1: So there are two of them right now, one called
30:08
Speaker 1: Monoperevier from Murk, one called packs of It from Visor.
30:11
Speaker 1: The packs of It we so as a government, we
30:13
Speaker 1: got twenty million doses of that, right so that was
30:16
Speaker 1: a big deal. What it does is it makes it
30:18
Speaker 1: so you take that pill within five days of getting
30:21
Speaker 1: a COVID diagnosis, it decreases you're likely at a hospitalization
30:24
Speaker 1: in death. Now the people who should take it are
30:25
Speaker 1: folks who are at risk for severe disease, so have
30:28
Speaker 1: different chronic conditions, things that put them at increased risk.
30:31
Speaker 1: You know. One of the big things is making sure
30:32
Speaker 1: that right now, it takes a while to make those drugs.
30:35
Speaker 1: This strugg didn't even exist, wasn't even dreamed up this
30:37
Speaker 1: time last year. So the Visor is actively making these pills,
30:40
Speaker 1: but in the meantime we have very few of them.
30:42
Speaker 1: So what New York has done is they said we're
30:44
Speaker 1: going to prioritize the risk factors that put people a
30:46
Speaker 1: great risk for severe COVID. One of them being raised
30:49
Speaker 1: in the city right and that's created a store because
30:52
Speaker 1: everything's politicized because people take that and they say, oh,
30:54
Speaker 1: now you're discriminating against white people. Knows, anybody who has
30:56
Speaker 1: a risk factor that puts them at severe risk, at
30:59
Speaker 1: risk for severe COVID should have access to these medications.
31:01
Speaker 1: They can save their lives, keep them out of the hospital.
31:03
Speaker 1: So so I think that this has the potential to
31:05
Speaker 1: be huge because then what we focus on is getting
31:08
Speaker 1: people tested, and that's why we have COVID test stock
31:10
Speaker 1: Gov and we're getting tests out to people. That's why
31:12
Speaker 1: private insurance is requiring tests, Medicare is getting tested people,
31:15
Speaker 1: Medicaid is getting tested people, making sure people can know
31:18
Speaker 1: whether or not they have COVID and go from there
31:20
Speaker 1: and get the treatments in Do you, um, well, I
31:22
Speaker 1: know you gotta go with you. Do you think there's power?
31:25
Speaker 1: And just simply saying I don't know absolutely? You know
31:28
Speaker 1: if you if you've been a physician for any period
31:30
Speaker 1: of time, that's critical. You know, my barbershop in Charlottesville
31:34
Speaker 1: is called the Barber's then, and every time I go there,
31:36
Speaker 1: like sit down in the chair. You know how the
31:37
Speaker 1: barbershop is, They're just like cam I got a question
31:40
Speaker 1: and people just start, you know, rapid firing around the shop.
31:42
Speaker 1: And what's interesting is so often I'm just like, I
31:45
Speaker 1: don't know the answer to that. Right. That inspires confidence
31:47
Speaker 1: because then they know that what I'm saying, if I
31:50
Speaker 1: tell them something that's factual, they're just like, I trust
31:52
Speaker 1: him because when he doesn't know, he says, I don't know.
31:54
Speaker 1: That's something you have to learn to do. Some people
31:56
Speaker 1: aren't comfortable doing it, but I think that at the
31:58
Speaker 1: end of the day, that's it's for encouraging inspiring confidence
32:02
Speaker 1: for people, especially in this era of you know, there's
32:05
Speaker 1: always a camera in your face, you know what I mean,
32:07
Speaker 1: Like if you're putting somebody on TV every day, they
32:09
Speaker 1: gotta say something. So sometimes I can say I don't know,
32:12
Speaker 1: that's right, that's right, or doctor camera where we appreciate
32:14
Speaker 1: you for joining us and thank you for spitting some
32:17
Speaker 1: facts for sure, Come up anytime, man, We'll do all right.
32:20
Speaker 1: It's a breakfast Club. Good morning, the Breakfast Club Morning.
32:27
Speaker 1: Everybody's DJ Envy, Angela Yee Sharlamage and the guy. We
32:31
Speaker 1: are to Breakfast Club. We got a special guest. Yes, indeed,
32:34
Speaker 1: she tried to come a couple of months ago, but
32:35
Speaker 1: her security tested positive for COVID. Can't you believe it?
32:39
Speaker 1: I can't believe it. Who don't test positive for cod Wow?
32:43
Speaker 1: You didn't test positive? Did And then a couple of
32:45
Speaker 1: days later you did? Yes, I did? Oh my godness,
32:47
Speaker 1: but you're back. Yeah, COVID free. Absolutely, no, thank you,
32:52
Speaker 1: thank you, thank you for well. Actually this coat came
32:58
Speaker 1: from the set of Ghost Book Too Power when I
33:02
Speaker 1: shot and um, I think Mary, I mean no, it
33:07
Speaker 1: was a gift. And no, I didn't really did answer
33:11
Speaker 1: this one. But I do see a wardrobe but this
33:13
Speaker 1: wasn't from Power. I think that Mary was supposed to
33:16
Speaker 1: wear it and she didn't. And they fit me and
33:18
Speaker 1: I asked for it and a girl like me, and
33:20
Speaker 1: so I got it. Really, don't mean my power people
33:23
Speaker 1: at the wardrobe people not they'll be asking for it. Jadabits,
33:28
Speaker 1: don't fitty somebody? Now, well, yes it is. Now. First
33:32
Speaker 1: of all, I've been really actually very good. I'm healthy, okay,
33:37
Speaker 1: most important, Yeah, and I'm working and I'm in demand.
33:44
Speaker 1: And my family, you know, there's always challenges in the family,
33:50
Speaker 1: you know, a little health scares from folks over here
33:52
Speaker 1: and a little you know, it's a lot of that
33:54
Speaker 1: going around with everybody. But other than that, I can't
33:57
Speaker 1: I really can't complain how the concert has been because
34:00
Speaker 1: I know a lot of comedians are saying that some
34:01
Speaker 1: of the shows haven't been asked pack because some of
34:04
Speaker 1: the venues are making people wear masks or have to
34:06
Speaker 1: be vaccinated. So a lot of people that they said
34:08
Speaker 1: it wasn't like before. So how was it? Were you
34:10
Speaker 1: going out back there on the road. We haven't had
34:12
Speaker 1: a problem like that, you did, Cat Williams, lou Now Curry.
34:22
Speaker 1: They don't allow you know, packed houses and they made
34:24
Speaker 1: people we mask. Well, whatever they're doing, our audience is
34:30
Speaker 1: doing it and doing it well. I love the community
34:33
Speaker 1: that you know, you and Kat and Red Yell always
34:37
Speaker 1: go on tour together. Well, we were on tour together
34:40
Speaker 1: fifteen years ago on his first tour, right when people
34:44
Speaker 1: were starting to transition him from Money Mike into the
34:48
Speaker 1: Kat Williams, you know. And for us to be back
34:51
Speaker 1: on tour together again fifteen years later, I don't even
34:55
Speaker 1: know that I've heard of anybody doing that. Wow, you know.
34:58
Speaker 1: And then there's an Oakland connect action with all this,
35:01
Speaker 1: because Mark Curry is from Oakland, like as is Laura
35:04
Speaker 1: Hayes and Paul Mooney. I'm from Oakland. I met Red
35:08
Speaker 1: in Oakland and I met Kat in Oakland. Wow, so
35:11
Speaker 1: we are And me and Cat been knowing each other
35:13
Speaker 1: since we have a kid the same age, and uh,
35:18
Speaker 1: he's been done me since my daughter's probably four. Wow. Wow.
35:23
Speaker 1: I saw you on the Amazon Doctor fat TUZI. Yeah,
35:27
Speaker 1: the era of hip hop comedy, and he talked about her.
35:29
Speaker 1: You know, Black comedians had to form their own community,
35:32
Speaker 1: you know, when Hollywood wasn't given them a look. What
35:34
Speaker 1: was what was that experience like in that era? I
35:37
Speaker 1: think that was really empowering because we were not city
35:40
Speaker 1: waiting for them. They weren't coming where we were. We
35:44
Speaker 1: did our own thing and then they came there and
35:48
Speaker 1: we were doing it whether they came or not. You know,
35:51
Speaker 1: we were doing it far as So this is comedy
35:53
Speaker 1: with no money. Don't forget. There's no such thing as
35:56
Speaker 1: money in comedy at our level. We'd looked up to
36:00
Speaker 1: the Eddies and stuff like that, but there was no
36:02
Speaker 1: you know, Guy was coming up, Joe was coming up,
36:06
Speaker 1: Jamie was coming up, DL was coming up. We was
36:09
Speaker 1: all coming up to this like era. I've never been
36:12
Speaker 1: part of an era before, I mean the sexual seventies.
36:15
Speaker 1: Of course I was there, but I'm talking about, you know, professionally,
36:19
Speaker 1: and it was really exciting because the hustle was a
36:23
Speaker 1: different type of heat. You know, we didn't have social media.
36:26
Speaker 1: To social media was you need to see that money
36:29
Speaker 1: and that was it. If somebody told you, then you
36:33
Speaker 1: go see them and to see a word of mouth
36:36
Speaker 1: builds like that. It's like watching the wave at a
36:39
Speaker 1: baseball game. You know. I was gonna ask, you know,
36:41
Speaker 1: you you speak with whatever, whatever's on your mind, and
36:44
Speaker 1: you come from an eraware comedian sport what's on their mind?
36:46
Speaker 1: Or you ever nervous about cancel culture? Do you watch
36:48
Speaker 1: what you see now at all? I would be lying
36:51
Speaker 1: if I said I didn't. I don't want to sound hockey,
36:56
Speaker 1: but I really sort of can't be canceled because too
36:59
Speaker 1: many people love me. I would have to, like Melissa Child,
37:02
Speaker 1: let's do something really hideous to lose all my fans.
37:07
Speaker 1: I got fans from where I used to live, and
37:09
Speaker 1: I got fans from when I used to be girls
37:12
Speaker 1: got leaders, and I got fans. It's gonna ride with me.
37:14
Speaker 1: Whatever they say. I've been drug you know. I've been
37:18
Speaker 1: drug in social media before, and I find that, first
37:21
Speaker 1: of all, you can't be cyber bullied if you don't
37:23
Speaker 1: read the right for two days. That usually all scandals
37:29
Speaker 1: only last for the eight hours or something. To the
37:31
Speaker 1: naxt scandal, you know, you gotta go on, it's gonna end.
37:34
Speaker 1: It's silly to me, though, because I feel like man
37:36
Speaker 1: comedians have a different license than everybody else. Always have,
37:40
Speaker 1: you know, and always should have that. So it's just
37:42
Speaker 1: weird to me when people get mad about things comedians. Well,
37:45
Speaker 1: first of all, when I say I do think about something,
37:49
Speaker 1: I do think about them, and then I usually go
37:52
Speaker 1: ahead and do whatever the I was gonna do anyway,
37:54
Speaker 1: because when people who come to see me, they came
37:56
Speaker 1: to see me, they want to know my perspective. They
37:59
Speaker 1: didn't just I don't. I get new fans every day,
38:02
Speaker 1: but they're pale in comparison to the people that have
38:04
Speaker 1: been riding with me for the whole thirty years. I
38:06
Speaker 1: was gonna ask, are you familiar with the metaverse? You know,
38:10
Speaker 1: I smoke weed, and so that's the only verse that
38:15
Speaker 1: I know about. I don't really with the metaverse place
38:19
Speaker 1: right exactly, Hollywood, but they possibly could start charging people
38:24
Speaker 1: like if you harass somebody in the middle verse, like
38:26
Speaker 1: if you hey, smack somebody in the ass or your
38:28
Speaker 1: ass look big or something like that, they can possibly
38:31
Speaker 1: maybe press charge. Okay, I think I think that's good
38:35
Speaker 1: because but it's fake. We have enough perfect that fake. Listen,
38:39
Speaker 1: that metaverse and this universe is all fake. So you
38:42
Speaker 1: know the point, uh, I think that we do have
38:47
Speaker 1: to get a grip on all these pedophiles and traffickers
38:52
Speaker 1: and nasty mother. You gotta be able to have a
38:54
Speaker 1: game that don't end up for somebody maybe in somebody
38:58
Speaker 1: up or can somebody really you know, get a real thing, woman,
39:03
Speaker 1: get a relationship, get out of this and then you're
39:06
Speaker 1: going there and taking frustrations out on bitches in the street.
39:10
Speaker 1: So you're going your metaverse he smack holes around or
39:13
Speaker 1: do whatever they do. You know, Yeah, yes, yes, charge
39:17
Speaker 1: the others. Charge them. Stupid said you spoke, how much
39:22
Speaker 1: you spoke? Not enough? I'm gonna tell Whack give you something.
39:26
Speaker 1: Wacked out. He got his own line. I tried to
39:28
Speaker 1: tell Wax to give me something to lass. Ain't talking
39:30
Speaker 1: about that. Lu. I'm all right, how's your husband doing?
39:37
Speaker 1: He's really sick, you know, really yeah, So you know,
39:41
Speaker 1: having a sick mate teaches you what the real vows
39:44
Speaker 1: are about that better worst rich report sickness now. And
39:49
Speaker 1: so I'm a woman out here where a husband can
39:52
Speaker 1: travel with me no more. And that took a lot
39:56
Speaker 1: out of our relationship because he used to ride with
39:58
Speaker 1: me and ride for me. But you know, I'm still there.
40:03
Speaker 1: We see each other when we can. You know, I'm trying.
40:05
Speaker 1: He can't be at my house because I'm going or
40:07
Speaker 1: if I'm having to him. So he says, with his daughter,
40:10
Speaker 1: and I love my daughter in law, and so you know,
40:13
Speaker 1: it's all cool. I just don't get to see him
40:15
Speaker 1: that often. I would love to say that I'm out
40:19
Speaker 1: here trolling and recruiting, but that wouldn't be right to
40:22
Speaker 1: say on television work. No, it would not have a
40:28
Speaker 1: You're gonna get better? Is it's something that's gonna He's gonna?
40:30
Speaker 1: I don't think so, No, man, are you seeing like that?
40:32
Speaker 1: First of all, he has a heart monitor. Yeah, CLPD,
40:36
Speaker 1: that don't get that's a real bad like lung disease.
40:41
Speaker 1: People who love smoked cigarettes yet the people who smoke
40:44
Speaker 1: crack get it. And people who just some people just
40:47
Speaker 1: get it. I guess it's a terrible lunges makes it
40:49
Speaker 1: very difficulties on oxygen and stuff like that, and um,
40:53
Speaker 1: you know, it's just real frail, and so I don't
40:55
Speaker 1: think it's gonna get no better. But it's mine and
40:58
Speaker 1: his mother's mouth are still working just fine. They ain't
41:01
Speaker 1: even say let's pray for him, like, let's no, he's fine.
41:05
Speaker 1: He's just sick. He's not like gonna drop dead any day,
41:09
Speaker 1: because we already thought that. And the mother he's strong.
41:13
Speaker 1: You know, he ain't going anywhere. Okay, yeah, no, because
41:19
Speaker 1: each other. Like, we've been married twenty years okay, but
41:21
Speaker 1: we got married in ninety days. So I didn't really
41:23
Speaker 1: know a lot about him when I married him. Why
41:26
Speaker 1: did you marry? We was in love just like that.
41:30
Speaker 1: What did yall meat? But not all in a row? Um? Wait,
41:34
Speaker 1: first of what did your meat? We met at a
41:37
Speaker 1: restaurant buy in Sacramento. Okay, And what you mean you
41:40
Speaker 1: haven't been married twenty years straight? Well you know litten
41:43
Speaker 1: periods that we were separated, okay, And so anyway, but
41:48
Speaker 1: we're cool, we're good. We say a little sweet stuff,
41:50
Speaker 1: look through each other all the time. Like, shut up
41:54
Speaker 1: and get the fuck off me. I'm hot. You got
41:56
Speaker 1: you a little boot you a little I would never
41:59
Speaker 1: tell you that. On the Breakfast Club Stupid. We have
42:07
Speaker 1: more with comedian lou Nelle. When we come back. It's
42:09
Speaker 1: the Breakfast Club comorning morning. Everybody's DJ Envy, Angela Yee,
42:14
Speaker 1: Charlomagne the guy. We all the Breakfast Club. We're still
42:16
Speaker 1: kicking it with comedian lou nell Charlomagne. I love seeing
42:19
Speaker 1: you on Black TV and lu Now. I love seeing
42:21
Speaker 1: you do interviews and I love seeing you be interviewed.
42:23
Speaker 1: And you did an interview recently and you talked about
42:26
Speaker 1: the Kardashian cursing because he said Kim is trying to
42:30
Speaker 1: take Kanye's catalog. Yeah, because what else is it. She's
42:33
Speaker 1: got money of her own. She don't need a dime
42:35
Speaker 1: from that mother, her kids, kids, kids that never need
42:38
Speaker 1: a dime. Why would you have suggest my black ass
42:43
Speaker 1: female opinion. But while after you've had two six one baby,
42:47
Speaker 1: you carried one you had to do by sager when
42:50
Speaker 1: you had two, why did you press and just how
42:56
Speaker 1: to have two more kids with a man that you
43:00
Speaker 1: already know is unstable? Oh, he could have been doing
43:04
Speaker 1: the work at the time. He could have been going
43:06
Speaker 1: to a therapist, he could have been on his Why
43:08
Speaker 1: four you already had two kids? Why four? I think
43:13
Speaker 1: it's the more kids, the motor motherfuck catalog is gonna
43:17
Speaker 1: you gotta divide it with all the kids and bitches
43:20
Speaker 1: generational wealth in this mother. She just wanted the same
43:23
Speaker 1: kids from the same fall. What's that like? What do
43:29
Speaker 1: you think about her new relationships? I think that's real. Um,
43:34
Speaker 1: I think she's having a lot of fun. Lift him.
43:36
Speaker 1: He looks like a vampire to me. He's so hell
43:39
Speaker 1: you know, he got big ass something like that. That's
43:42
Speaker 1: what I heard in the streets. I had some word
43:46
Speaker 1: on the street. Is Pete Davidson the song who said
43:48
Speaker 1: good like a baby arm? Really? Yeah, that's what I heard.
43:53
Speaker 1: I ain't gonna want to find out a good luck
43:55
Speaker 1: him and ain't like she can't take it so God sake.
43:59
Speaker 1: So people have those conversations about people's petises. No bitches
44:03
Speaker 1: have those kind of conversations. So women just be on
44:05
Speaker 1: talking about Yes, whoa there's the wet adress elbow pants pictures.
44:13
Speaker 1: There's a bunch of celebrity big rumors and factuals out
44:17
Speaker 1: there that we talk about. So maybe that's what it is, right,
44:19
Speaker 1: because she is a woman who has everything, has he's
44:22
Speaker 1: had everything. You just want to have some fun. Yeah,
44:26
Speaker 1: I think that after the last how many township in
44:29
Speaker 1: man if I say out of the last six marriages,
44:31
Speaker 1: I think that that did not work out and were
44:34
Speaker 1: extremely painful. She might be throwing costumes when to say it,
44:39
Speaker 1: this mother makes me laugh. Let me tell you something
44:41
Speaker 1: about comedy people. It's the greatest afrodijac and the most
44:45
Speaker 1: charming thing you can do to win any motherfucker overs.
44:48
Speaker 1: Be funny. You can pull a motherfuck with your new man.
44:51
Speaker 1: I've done it a million times. And if you got
44:53
Speaker 1: a big two, god damn well. I don't need all
44:56
Speaker 1: that most Let me tell you something. I'm getting ready
44:59
Speaker 1: graphair cracked. But I'm at an age or I don't
45:01
Speaker 1: need my commuterus tilted to the side. I don't need
45:04
Speaker 1: a goddamn bladder infection. I don't need to be walking funny.
45:08
Speaker 1: Then they I don't need all that I've done, all
45:10
Speaker 1: that I've been that got to peels nice, comfortable, comfortable.
45:15
Speaker 1: So so it's it's comfortable. It's a comfortable you're getting
45:17
Speaker 1: very personal. How big it's you're seven inches three fourth
45:20
Speaker 1: eight when it is warm, but let's warm it. Yeah,
45:27
Speaker 1: you're very very ball Charlotte. Man, let's give me a ruler.
45:32
Speaker 1: Let's warm this bitch up and measure. Let me do
45:35
Speaker 1: a married man and I get married, not buried. But
45:40
Speaker 1: it's seven inches three four eight seven. That's nice. That's comfortable, right, Yeah,
45:44
Speaker 1: that's what I'm starting fromingt my penis. That's comfortable, comfortable,
45:47
Speaker 1: cocomfortable is that's a winner because people get bitch. You know,
45:51
Speaker 1: we're watch to get goals of out. Then we gotta
45:54
Speaker 1: go to the goddamn doctor. And every time I pee myself,
45:58
Speaker 1: that's because your uterus has spent the around. I don't
46:00
Speaker 1: need that. Right on, Charleagne, that's comfortable. Right on. The
46:04
Speaker 1: Instagram took down your finty potos. Yes, and the stupid
46:07
Speaker 1: thing was they put them back up, so there was
46:09
Speaker 1: an outcry, honey, rebellion. They took the pictures down, not
46:15
Speaker 1: for I don't know why I put the fistures down,
46:17
Speaker 1: because if anybody read anything, that was the compilation of
46:21
Speaker 1: pictures which had already been posted, but not in a
46:26
Speaker 1: compilation like that, had already been on the net for
46:29
Speaker 1: like a year, and it was the beginning of the year,
46:32
Speaker 1: and I was trying to pay allmags to people who
46:35
Speaker 1: really made an impact on my life that year. One
46:40
Speaker 1: of those people was in Rihanna. I met her a
46:44
Speaker 1: friend of GOT, a mutual friend of facetimed me and
46:47
Speaker 1: she popped on her and she's a comedy fan apparently
46:50
Speaker 1: and fan of mine, and so I said that my
46:55
Speaker 1: daughter was a big fan of her lines dre. I said,
46:58
Speaker 1: I wish that you made it in large. She said,
47:00
Speaker 1: well I do. I said you do, and she said, yeah,
47:03
Speaker 1: So I want to be a model. She said, let's
47:05
Speaker 1: do it and not a little. And so then a
47:08
Speaker 1: couple of days later she DMed me and asked me
47:12
Speaker 1: for my email. I was like, oh yeah, and I
47:15
Speaker 1: emailed her back, I mean said of my email back,
47:18
Speaker 1: And you know, a couple of days later, contracts started
47:21
Speaker 1: coming this at that and then you go to a
47:23
Speaker 1: catalog and you pick out the lingre you want to model,
47:26
Speaker 1: and then they send it to you and then you
47:27
Speaker 1: take pictures and you send them back. They approved, but
47:30
Speaker 1: I tried to keep it classy because number one I
47:33
Speaker 1: had already done a penthouse six pages spread and you
47:38
Speaker 1: know I didn't bust it open there. I did that
47:40
Speaker 1: real classy. You can go online and find it Luneill
47:43
Speaker 1: Penthouse the Mega Long story Short. So what I would
47:46
Speaker 1: have to do with Drake the pitches you wanted to
47:48
Speaker 1: show off the part of the LINGDREI is cute. It
47:52
Speaker 1: was on the ass. You got to show your ass.
47:53
Speaker 1: I was on the you know, hearts and nipples whatever.
47:56
Speaker 1: Not the only thing that made me a little uncomfortable.
47:58
Speaker 1: I got four brothers with then you know, the pervs
48:01
Speaker 1: and my family and everybody's family. I don't want to
48:04
Speaker 1: like my uncle looking around. But you just have to
48:07
Speaker 1: suck it up and take that because you know your neighbor,
48:10
Speaker 1: you don't know who's seen it. But also I had
48:13
Speaker 1: to take him a consideration. My daughter, you know, like
48:16
Speaker 1: she was getting that yo de nail. Your moms like
48:19
Speaker 1: yo yo. So you know, a lot came with that.
48:28
Speaker 1: But then there was the check. So he did with
48:31
Speaker 1: the check. So so you wanted to pay homage to Rihanna. Yeah,
48:34
Speaker 1: so I did that and then they took but I
48:36
Speaker 1: took some of the five like Hottest Pictures or the
48:39
Speaker 1: Channel whatever to swipe this and uh put them all together.
48:43
Speaker 1: It was too much blackness for that Instagram and he
48:47
Speaker 1: I was shutting him down and then they took it down.
48:50
Speaker 1: Then I went on and said, mother, could please, First
48:52
Speaker 1: of all, these are approved by Rihanna. These photos are
48:54
Speaker 1: approved by him is. I'm advertised for her. This is
48:57
Speaker 1: a guy did and they put it back up. It
48:59
Speaker 1: made me back down. Now, I don't know, but have
49:01
Speaker 1: you congratulated her on her pregnancy. I'm dying too. I
49:06
Speaker 1: haven't DMed her. I may I feel like you may
49:08
Speaker 1: not be going through her DMS that much right now,
49:10
Speaker 1: but I probably will do that and leave her voice message.
49:14
Speaker 1: But even though she watches says, hey, Rihanna, I'm so
49:17
Speaker 1: happy that asap Rocky is a snack. And I'm very
49:21
Speaker 1: very happy for you. You're beautiful and radiant and can't wait.
49:24
Speaker 1: This is this beautiful chocolate baby. Yeah, all right. We
49:27
Speaker 1: have more with comedian lou Nelle when we come back.
49:29
Speaker 1: It's the breakfast Club. Comedi in angel Cholomna guy, we
49:35
Speaker 1: are the breakfast Club. We're still kicking with comedian lou
49:38
Speaker 1: nell Now for everybody comes up, we always talk about
49:41
Speaker 1: the Mount rushmore comedy Mount Rushmore for me, yes, ma'am,
49:46
Speaker 1: Mooney m Richard, how many muscles on the hire for
49:55
Speaker 1: John Rivers. This is a good one. H And actually,
50:02
Speaker 1: with the racism aside, it still remains from me. Roseanne
50:07
Speaker 1: barn too. Really, that bitch beat all the odds. She
50:13
Speaker 1: was white trash, she had like five kids, she had
50:17
Speaker 1: a loveless marriage. She was a waitress and a diner.
50:21
Speaker 1: She was heavy set, she wasn't classically beautiful, yet she
50:26
Speaker 1: was slaying people in that diner. And that's how she
50:29
Speaker 1: even got noticed. She was everything that Hollywood don't say
50:33
Speaker 1: is what you should be to be successful. And she
50:36
Speaker 1: saved CBS or whatever that station was ABC. She came
50:42
Speaker 1: in there and restructured that host and took ther over
50:46
Speaker 1: the Ore show. And here's the other ironic thing. We
50:52
Speaker 1: had met and became friends like I've got you know,
50:54
Speaker 1: we got out having dinner and stuff like that. I
50:57
Speaker 1: know her kids. So on the second season, that would
51:00
Speaker 1: have been after that first season of the new one,
51:03
Speaker 1: which was still good. The first episode was good. Whenever
51:07
Speaker 1: saw him no more after that because you know what happened.
51:10
Speaker 1: But the second season, had it came up, I was
51:14
Speaker 1: gonna be her black grandchild's grandmother. J her Son a
51:20
Speaker 1: long time ago in the first first season had kissed
51:23
Speaker 1: the black girl well, and when they brought it back,
51:25
Speaker 1: he married a black girl and they had a child,
51:28
Speaker 1: and I was gonna be the kid's grandmother. But you
51:30
Speaker 1: know what happened after that. She did bring the show back,
51:34
Speaker 1: though they called it something else. She ain't back, and
51:37
Speaker 1: I mean there was her, I there, not there. Oh
51:39
Speaker 1: got you got you, got you got you. That's a
51:41
Speaker 1: good asmall rushmore Man, because I think Paul Mooney is
51:44
Speaker 1: very underrated. I don't think they realized how powerful his
51:47
Speaker 1: pin was. He's my everything, He's everything, and how a
51:50
Speaker 1: lot of Richard material came from exactly and I can't
51:53
Speaker 1: pass you know. Of course I wanted to throw in Eddie.
51:55
Speaker 1: Of course I wanted to throw my girl homegirl. Lord
51:57
Speaker 1: Hay is from Oakland. You know, I want to throw
51:59
Speaker 1: in people like that. You said four, that's my four
52:02
Speaker 1: and Joan Rivers fantastic worked until the day she dropped.
52:06
Speaker 1: She didn't retire. Try to tell people comedians don't retire.
52:09
Speaker 1: We died. One of my favorite books is Joan Rivers.
52:12
Speaker 1: I hate everybody, including myself Joan was a beast. Beast
52:15
Speaker 1: but yo, Phyllis Diller do you know who that is?
52:18
Speaker 1: Phillis Diller wrote a crow a cookbook one time, and
52:22
Speaker 1: I went and bought it and all empty pages, one
52:25
Speaker 1: hundred and twenty five of them, lying empty what that was?
52:29
Speaker 1: But mid sold that I bought it. Well, you got
52:34
Speaker 1: a little Diller cook but empty. I never met John Rivers.
52:40
Speaker 1: I tried very hard. I really really respect you said.
52:43
Speaker 1: You grew up in the sexness what it called the
52:45
Speaker 1: sexual seventies. Party called it the sexual seventies. Was that
52:50
Speaker 1: the hippie era? Yeah, I mean that's more sixties. I
52:53
Speaker 1: think the seventies was, you know, just people smoking a
52:57
Speaker 1: lot of weed. We didn't have the good weed we
53:00
Speaker 1: got now, but we did have something called tie stick
53:03
Speaker 1: back in the day. What it was sort of brownish,
53:08
Speaker 1: not so green, and it used to have like a
53:10
Speaker 1: little thread wrapped around it, and I swear to guy,
53:13
Speaker 1: it tastes like candy when you're smoking beautiful high. It
53:17
Speaker 1: was just adorable. Everybody loved it, so you mean it
53:20
Speaker 1: so all of us. If you're born in the seventies,
53:22
Speaker 1: you probably were products of that sexual seventies. Yeah, there
53:25
Speaker 1: was mushrooms. We had a lot of mushrooms, there was.
53:28
Speaker 1: I never took a quay loot or anything. I was
53:31
Speaker 1: under speed Binny's and your Mom's diet pills and like
53:35
Speaker 1: that running track in a performance enhancing drug. And yo,
53:41
Speaker 1: I'm pious about that too. But I get the man um,
53:44
Speaker 1: you know. And there's the LSD of mescaline that was
53:48
Speaker 1: like mascaline. I had used to take this called purple
53:52
Speaker 1: purple microdot. You see the inside of this whole. How
53:56
Speaker 1: tiny that is. That's how tiny a purple micro dot
53:59
Speaker 1: or on sunshine was. You take that, bitch, and honey,
54:04
Speaker 1: you know how how it feels to go up Escalator
54:09
Speaker 1: Corona coasture and then go down. Imagine going up that fast? Damn. Wow.
54:16
Speaker 1: I remember dancing the groove line like for like it
54:18
Speaker 1: felt like two hours. Damn. And you never had no
54:21
Speaker 1: crazy effects. No, I never had a bad trip on
54:24
Speaker 1: nothing really except that muther cocaine. Cocaine hell with drug
54:29
Speaker 1: the seventies was pure cocaine or right, that organic one
54:33
Speaker 1: you're tripping in the cocaine. No um, You know. I
54:38
Speaker 1: was there for when when the free base started, you know, yeah,
54:43
Speaker 1: no crack was later free base was taking like uh,
54:49
Speaker 1: I think it was either They used to use to
54:52
Speaker 1: dip like your cotton swab into it and burn because
54:55
Speaker 1: it burns real clean and you don't get like if
54:58
Speaker 1: you had a lighter up took glass and get Black
55:00
Speaker 1: City one fifty one rum. It's what you would dipped
55:03
Speaker 1: it in. And then they had some kind of ether
55:05
Speaker 1: concoction they used to rock it up in before the
55:07
Speaker 1: bay con soda in the water. I don't know about
55:10
Speaker 1: that part. I'm a ba con solder. Or I could
55:11
Speaker 1: rock up a rock right now. You don't forget it.
55:14
Speaker 1: It's just like riding no body. I don't out or
55:18
Speaker 1: but never because it is totally the devil. I only
55:21
Speaker 1: have four regrets in my life, and that is I
55:25
Speaker 1: never met Tupot or three regrets and I met Tupot,
55:28
Speaker 1: I never got to go to Studio fifty four, and
55:30
Speaker 1: that I ever ever ever touched cocaine. It's like the devil.
55:34
Speaker 1: He was only for a wall or just well there's
55:37
Speaker 1: I mean not the rock so much, but there was
55:41
Speaker 1: just a lot of pout of around. It was like
55:43
Speaker 1: everybody had it at the club. We had clubs. They
55:45
Speaker 1: used to save them till six o'clock in the Warner
55:47
Speaker 1: in the Bear called Silks. Silks was like the Studio
55:50
Speaker 1: fifty four, but not so disco. And I've been saying,
55:53
Speaker 1: I'm just six o'clock in the morning, Well, how are
55:56
Speaker 1: you gonna dance? So six o'clock in the warning? That's right,
55:59
Speaker 1: living like that Studio fifty four that was in New York.
56:05
Speaker 1: What was here? People talk about it? What was the
56:07
Speaker 1: Lord then? Well it was like the disco era and
56:11
Speaker 1: the cod came madness. It was everywhere, and um, disco
56:14
Speaker 1: was real fun back then. And then it was the
56:18
Speaker 1: place to be because I don't know, Steve Ruebel and
56:21
Speaker 1: his partner were really connected some kind of way, and
56:24
Speaker 1: they had all the stars wanted to come there because
56:28
Speaker 1: it was had the best music, had the best job,
56:30
Speaker 1: and had to do the most beautiful people, had a
56:33
Speaker 1: lot of sexs going on, and I have musical stars
56:35
Speaker 1: and everybody you know, and the Warhall Michael Jackson's this
56:38
Speaker 1: bit Taylor Beyondca Jagger rode to the Mother on a
56:41
Speaker 1: white horse. I heard in the club and it was
56:44
Speaker 1: just wild in front of the bakery and stuff like that.
56:47
Speaker 1: But you know, all good things. So like our tunnel
56:50
Speaker 1: was big and all the artists that rappers came in. Yeah,
56:52
Speaker 1: that was that for that's crazy. You know how popping
56:55
Speaker 1: the club gotta be for you to know about it,
56:57
Speaker 1: and you wasn't even here. I tried my very best,
57:00
Speaker 1: but I was so young. I wasn't traveling then. Yeah.
57:03
Speaker 1: So but yeah, that not only that, they got documentaries
57:06
Speaker 1: about Studio fifty four, extensive ones and the rise on
57:11
Speaker 1: the fall of it because Jay ended up when you know,
57:13
Speaker 1: the fans came and got the mother had so much
57:15
Speaker 1: money and there off and just you know, being reckless
57:19
Speaker 1: and didn't do that taxes. I feel like when we
57:22
Speaker 1: had Paul Mooney up here, God blessed Dad. He said
57:24
Speaker 1: he saw me in there. I was like, I'm not
57:26
Speaker 1: I wasn't no age being no Studio fifty four. Now,
57:29
Speaker 1: I didn't you see that? Well, you know, say, goddamn
57:33
Speaker 1: thing make you start thinking about it? Was that there.
57:36
Speaker 1: We know we never put that interview out. We interviewed
57:38
Speaker 1: Paul Money way way back in the day. We put
57:40
Speaker 1: you a flashback and didn't drop it. Um don't I
57:43
Speaker 1: mean we was I like Paul Mooney. I've seen Paul Mooney.
57:46
Speaker 1: I've seen him make people walk out of shows, but
57:48
Speaker 1: that morning he was really in a mood abrasive. Yeah,
57:52
Speaker 1: that's fine. Oh yeah, I remember, like I don't want
57:54
Speaker 1: to put Paul out there in that light. We got it,
57:56
Speaker 1: I mean, we got it in me. I will actually,
57:59
Speaker 1: well they gotta Oh my bad. Damn, it's been kind
58:04
Speaker 1: of in depth like that. Well, thank you, crack. That's
58:09
Speaker 1: gonna be your cookbook, right, give me a Twitter and
58:13
Speaker 1: Instagrams and all that good. Okay, Instagram at lunell l
58:17
Speaker 1: u e n e l L. My um website is
58:22
Speaker 1: hey lunell dot com h e y l u e
58:25
Speaker 1: n e l l dot com. You'd be surprised, Charlot Magne.
58:28
Speaker 1: How many people get the spelling of hey wrong? But no,
58:32
Speaker 1: not Hey. Let's us eat And then um, oh you
58:35
Speaker 1: said he was mad about the track too. Oh yeah,
58:38
Speaker 1: about Takari Richard and being kicked out after mama died
58:42
Speaker 1: and you got busted with some weed, and this other
58:44
Speaker 1: bitch is gonna got bustled with a performance enhancing drugging
58:50
Speaker 1: her and they're gonna let her run. That's that's wrong.
58:53
Speaker 1: That's wrong. That's wrong. They said the other one is underage,
58:56
Speaker 1: or that it's a loophole in it, but that a
58:58
Speaker 1: bitch is a white loophole wife one right, that's the
59:01
Speaker 1: little Paul right, that's right. Don't get me see, that's
59:04
Speaker 1: why I'm glad some water water. It's the breakfast Club.
59:12
Speaker 1: Your morning's will never be the same. Tonight is the
59:16
Speaker 1: highly anticipated new CW series All American Homecoming. Rising tennant
59:21
Speaker 1: stars Simone Hicks takes the next step by leaving the
59:23
Speaker 1: man she loves to begin her new life at Brixton University,
59:27
Speaker 1: where black excellence is a way of life. There, she
59:29
Speaker 1: meets up with the elite baseball player from Chicago, Damon Sims.
59:32
Speaker 1: He turned down a career in pro baseball and helped
59:34
Speaker 1: the HBCU battle it's way back to greatness. Don't miss
59:37
Speaker 1: All American Homecoming tonight at nine eighth Central on CW
59:41
Speaker 1: or stream free tomorrow on c W app. Charlot Maine
59:45
Speaker 1: say that game. Don't get out the shape man you
59:48
Speaker 1: are dunkey. Today does not discriminate. I might not have
59:56
Speaker 1: the song of today, but I got to don't get that.
59:58
Speaker 1: So if you ever feel I need to be a
59:59
Speaker 1: don the breakfast club, bitchesle just don't give today today.
1:00:06
Speaker 1: Well at Sharon. Donkey of the Day goes to the
1:00:08
Speaker 1: over forty people who got the scrapping in a Golden
1:00:11
Speaker 1: Corral last Friday. And Ben Salem, that's I pronounced Dye
1:00:14
Speaker 1: ben Salem, Ben Salem. Ben Salem is right outside of Philadelphia.
1:00:19
Speaker 1: First things first, though, dropping the clues bombs for Golden Kraal. Okay,
1:00:24
Speaker 1: I was talking to our producer Taylor Taylor this morning.
1:00:27
Speaker 1: He's one of our producers. She's from Philly. I believe
1:00:31
Speaker 1: she was involved in this situation. I was watching the videos. Listen.
1:00:35
Speaker 1: I was watching the video and I really think I
1:00:37
Speaker 1: saw her. When I asked her about it, she didn't
1:00:39
Speaker 1: deny being there. She just tried to throw me off
1:00:41
Speaker 1: by saying, I don't like Golden Corral. You a damn lie.
1:00:44
Speaker 1: First of all, women from Philly loved buffets, Okay, loved
1:00:48
Speaker 1: him all right. Second of all, how can you not
1:00:51
Speaker 1: love Golden Corral? Drop another clues bombs for Golden Krawd.
1:00:54
Speaker 1: It's people listening to me right now headed the Golden
1:00:56
Speaker 1: Kral for that buffet breakfast, Okay, might be the best
1:00:59
Speaker 1: buffet if it's in the business. As far as chain
1:01:02
Speaker 1: restaurants are concerned. Okay, I'm forty three years old. I
1:01:04
Speaker 1: didn't ate at them all, baby, all right, some of
1:01:06
Speaker 1: them don't even exist no more. From Ryan's, the Shawnees,
1:01:09
Speaker 1: the Western Sizzling, the Sizzlers, Old Country buffet all slaps,
1:01:14
Speaker 1: Old Country come on now, come on now, I don't know,
1:01:19
Speaker 1: but they all slapped at one point or another. But
1:01:21
Speaker 1: none of them touching Golden Koral. Okay, right now, Golden
1:01:24
Speaker 1: Koral Omelet Station still slaps, all right. The waffles, the
1:01:28
Speaker 1: cinnamon rolls, the biscuits, the pancakes, the French toast to
1:01:31
Speaker 1: grilled corn, beef hash nigga, what is you talking? Wrote? Okay,
1:01:35
Speaker 1: assorted yogurts donuts. It's an elderly couple headed the Golden
1:01:38
Speaker 1: Koral right now hearing me talk, and they're saying, right on, okay,
1:01:43
Speaker 1: they got what you want at Golden Corral. From healthy
1:01:46
Speaker 1: to man, I'm high as hell. How much meat loaf
1:01:48
Speaker 1: and mashed potatoes cannot eat? Okay? My fat as them
1:01:52
Speaker 1: jumped at dinner? All right. You know I'm transfat. I'm
1:01:55
Speaker 1: about one hundred and seventy eight pounds right now, but
1:01:57
Speaker 1: I identify as someone on my six hundred pound life.
1:02:00
Speaker 1: Let me stick to the story. There was a fight,
1:02:02
Speaker 1: okay at Golden Corral, a fight, in all out brawl.
1:02:05
Speaker 1: I'm talking about forty people. It really looked like the
1:02:07
Speaker 1: Royal Rumba in their chairs were flying, big bodies banging
1:02:10
Speaker 1: into each other. I sway, I saw Mark Henry going
1:02:13
Speaker 1: head up with Rakishi and Golden Corral in his video.
1:02:15
Speaker 1: Bench McMahon would be proud. But what would make a
1:02:18
Speaker 1: brawl of forty people break out at a Golden Corral?
1:02:24
Speaker 1: You probably already know the answer. Let's go to CBS
1:02:26
Speaker 1: three News for the report. Police Boy. I talked to
1:02:28
Speaker 1: a man who posted that video online. He says he
1:02:31
Speaker 1: was told that fight broke out after the buffet here
1:02:35
Speaker 1: ran out of steak. Video shared with iowitness News shows
1:02:39
Speaker 1: punches being thrown and high chairs flying as a fight
1:02:43
Speaker 1: breaks out inside the Golden Corral and Ben Salem Friday evening.
1:02:48
Speaker 1: Ben Salem police confirmed the brawl may have involved more
1:02:51
Speaker 1: than forty people and happened following an argument among some customers.
1:02:56
Speaker 1: This man, who used to work at the Ben Salem
1:02:58
Speaker 1: Golden Corral, says he was told by a current employee
1:03:02
Speaker 1: about the initial altercation. From what I heard, it was
1:03:05
Speaker 1: over steak. Apparently somebody cut in line. His friend heard
1:03:09
Speaker 1: the same details. There was a shortage of steak. Take
1:03:12
Speaker 1: a close listen, and a man can be heard saying,
1:03:16
Speaker 1: all I wanted was some steak. All he wanted with
1:03:20
Speaker 1: some steak, man, that's all he wanted. Listen, listen. We
1:03:25
Speaker 1: got more eyewitnesses. Alexis Rios was an eyewitness. He was
1:03:30
Speaker 1: on the line Go six ABC News. Alexis Rio says
1:03:33
Speaker 1: it started over a misunderstanding regarding a piece of steak.
1:03:36
Speaker 1: Come on. Rio says the person in front of him
1:03:39
Speaker 1: became angry with the cook because Rios received his steak first.
1:03:43
Speaker 1: He's trying to understand what you want. He's trying to
1:03:45
Speaker 1: give you what you want. I had a rare steak,
1:03:47
Speaker 1: which is a lot faster to cook than a well
1:03:49
Speaker 1: done That's why I got my steak first. Next thing,
1:03:51
Speaker 1: you know, he says, that misunderstanding erupted into an all
1:03:55
Speaker 1: out brawl. I grab a chair to defend myself and
1:03:58
Speaker 1: then to the lads, was it punches were gaining throng,
1:04:02
Speaker 1: chances of games throng, you name it. You can call it, cups, glasses, everything,
1:04:08
Speaker 1: you name it. These folks got the fighting because the
1:04:11
Speaker 1: buffet ran out of steak. Now, let me tell y'all something.
1:04:13
Speaker 1: This isn't no Golden Korate commercial. I don't know anyone
1:04:16
Speaker 1: who works that works there. This is something I'm saying
1:04:18
Speaker 1: out of the goodness of my heart and the fatness
1:04:20
Speaker 1: of my thoughts. There might not have been no steak left,
1:04:23
Speaker 1: but I can't sit here and say I go to
1:04:25
Speaker 1: Colden Koral for the steak. There's a lot of other proteins,
1:04:28
Speaker 1: and that dinner buffeted I thoroughly enjoy number one on
1:04:31
Speaker 1: that list. I mentioned it before their tasty earth meat loaf. Okay,
1:04:35
Speaker 1: with some mashed potatoes and coin. Now we're eating. Okay,
1:04:38
Speaker 1: there might not have been no steak left, but what
1:04:40
Speaker 1: about those golden fried strips? Hi? Come on, now, y'all
1:04:44
Speaker 1: fighting over one protein out of buffey a buffey Golden Koral.
1:04:48
Speaker 1: There's unlimited options for everybody. They got bourbon screech chicken,
1:04:52
Speaker 1: they got fried chicken, they got fried fish, big fish
1:04:54
Speaker 1: pot rolls, they got carved vote in turkey pot pies,
1:05:00
Speaker 1: Golden Karls pot pies. All right, there's too much there
1:05:03
Speaker 1: for y'all to choose from. For y'all to be fighting
1:05:05
Speaker 1: over steaks. See, the problem is y'all didn't eat enough
1:05:08
Speaker 1: yeast rolls before you went to work on the buffet.
1:05:10
Speaker 1: You have to eat at least one, no more than
1:05:12
Speaker 1: two yeast rolls at the buffet and drink it with
1:05:15
Speaker 1: a glass of water. Because when you eat the yeast
1:05:17
Speaker 1: roll and drink the water, it expands in your stomach
1:05:19
Speaker 1: and keeps things like steak shortages from ruining your experience. Okay,
1:05:23
Speaker 1: it keeps things like that from happening because when your
1:05:25
Speaker 1: stomach is full, Okay, you won't eat as much. Now
1:05:28
Speaker 1: I knew y'all might think I'm joking ninety five percent
1:05:31
Speaker 1: of the time. Okay, but you have to understand what
1:05:34
Speaker 1: places like Golden Corral mean to some individuals. Right now,
1:05:39
Speaker 1: I feel pure innocence thinking the Golden Corral. It makes
1:05:43
Speaker 1: me feel warm inside because those are moments I remember
1:05:47
Speaker 1: as a child with my family. Okay, Golden Corral offers
1:05:51
Speaker 1: a sense of comfort, a sense of peace that I
1:05:54
Speaker 1: don't want to see disturbed by a group of individuals
1:05:56
Speaker 1: fighting over steak. I heard pain and that man's voice
1:06:01
Speaker 1: during that fight. Listen, man, all he wanted was some steak. Okay,
1:06:08
Speaker 1: play it one more time. Red, you know what I
1:06:12
Speaker 1: heard when he said that, I heard all my life
1:06:15
Speaker 1: I had to fight. Okay. That is a brother that
1:06:18
Speaker 1: is tired, exhausted life kicking his monkey ass, and all
1:06:22
Speaker 1: he wanted was some steak. And yet he comes to
1:06:25
Speaker 1: this place, a comfort called Golden Corral, and ends up
1:06:28
Speaker 1: in a buffet fueled bra for what for what? He
1:06:34
Speaker 1: didn't even get the opportunity to get to the soft surf. Okay,
1:06:37
Speaker 1: we didn't even talk about the soft surf, the ice
1:06:39
Speaker 1: cream cones with the vanilla and chocolate soft surf. Okay,
1:06:41
Speaker 1: they got all kind of candy toppings and hot fudge.
1:06:43
Speaker 1: Oh my god, man, the carrot cake, the assaulting, the cookies,
1:06:47
Speaker 1: the cupcakes, banana putting, the fudge brownies. Man, stop playing
1:06:50
Speaker 1: with Golden Corral and stop playing in Golden Corral. Okay,
1:06:53
Speaker 1: learn the rules next time, or stay your ass home
1:06:55
Speaker 1: when you get there. Eat a damn ye stro okay,
1:06:58
Speaker 1: depending on your side, Eat three for drink some water. Okay,
1:07:02
Speaker 1: so you don't eat up all the food, all right?
1:07:04
Speaker 1: And every Golden corl Vett knows the point of the
1:07:06
Speaker 1: buffet is variety. Okay, assaultments. You don't go eating up. Okay,
1:07:12
Speaker 1: one thing, you try everything. They're saying something for the
1:07:15
Speaker 1: next man. All right. The reality is they probably didn't
1:07:18
Speaker 1: have no steak because beef is in short supply in
1:07:21
Speaker 1: a lot of places. Okay, supply chain disruptions are real.
1:07:26
Speaker 1: But the moral of the story is this. You know
1:07:29
Speaker 1: who's going through a lot right now, literally everybody, So
1:07:33
Speaker 1: just be kind. Please give those forty folks who got
1:07:36
Speaker 1: the banging in the Golden Corral the biggest he hall.
1:07:41
Speaker 1: I got a feeling. Taylor was there. You don't play
1:07:48
Speaker 1: a game. The Breakfast Club and everybody is tj Envy,
1:07:57
Speaker 1: Angela Yee, Charlomagne the guy. We are the Breakfast Club.
1:08:00
Speaker 1: We have a special guest in the building. Yes, indeed,
1:08:03
Speaker 1: he is my tax attorney, Eric Lee. Welcome Eric, Good morning,
1:08:08
Speaker 1: Good morning everyone. Who is Eric Lee? Well, before we started,
1:08:10
Speaker 1: let me tell you how I met Eric. So I
1:08:13
Speaker 1: was having some tax issues and some tax problems. I
1:08:16
Speaker 1: think a lot of us sometimes we do, and that's
1:08:18
Speaker 1: because we come from places where we honestly don't know
1:08:20
Speaker 1: how the correct way to do taxes or how to
1:08:23
Speaker 1: set up out businesses. And I didn't, and I was
1:08:26
Speaker 1: lost and confused. I reached out to a couple of
1:08:29
Speaker 1: accountants and tax attorneys who guided me wrong, and I
1:08:32
Speaker 1: was stuck to the point where most people don't know
1:08:34
Speaker 1: where the I rs. Actually put a lean on my
1:08:36
Speaker 1: passport no yes, and I couldn't track if I couldn't move,
1:08:40
Speaker 1: and I didn't know, and it was and it was
1:08:41
Speaker 1: nothing I can do. It wasn't the fact that I
1:08:43
Speaker 1: owed the money. I was going back and forth with
1:08:45
Speaker 1: them and they were doing things that I didn't think
1:08:47
Speaker 1: was right. And a friend of mine named Steph told
1:08:50
Speaker 1: me that he had a friend that had a friend,
1:08:52
Speaker 1: and I reached out to Eric, and Eric came and
1:08:54
Speaker 1: he worked my issue out. And the reason he's here
1:08:56
Speaker 1: today is because I know tax season is right around
1:08:58
Speaker 1: the corner, and there's so many people that need help
1:09:00
Speaker 1: with their taxes and just don't don't what to do
1:09:03
Speaker 1: it or how to do it. So I was like,
1:09:04
Speaker 1: why don't you come up and try to break down
1:09:06
Speaker 1: a lot of the things that you do that maybe
1:09:08
Speaker 1: you could help people like you actually helped break it down. Eric.
1:09:11
Speaker 1: I want to know how you how you saved envy
1:09:13
Speaker 1: that we don't say how you saved my ass, but well,
1:09:17
Speaker 1: I mean, you know, it's definitely been an interesting journey, Envy, right,
1:09:20
Speaker 1: and what we actually need to consider, especially for your listeners, right,
1:09:25
Speaker 1: the people who make sixty thousand dollars one hundred thousand
1:09:28
Speaker 1: dollars of lass. It's like the various deductions that came
1:09:31
Speaker 1: in last year under dividen administration that most people forget about.
1:09:36
Speaker 1: Most people actually never even heard about these days. For example,
1:09:39
Speaker 1: many of your listeners, if they have children, all right,
1:09:42
Speaker 1: under the age of seventeen, they should be getting three
1:09:45
Speaker 1: hundred dollars a month last year. All right, yeah, tax
1:09:49
Speaker 1: credit that's in child tax okay, okay, well, mansions in
1:09:53
Speaker 1: charge right now, we'll just send it, right. We probably
1:09:55
Speaker 1: don't have that right now, So it's two thousand dollars
1:09:58
Speaker 1: a year. But last year it was three thousand dollars
1:10:01
Speaker 1: for children under six to seventeen. Kids less younger than six,
1:10:07
Speaker 1: it was thirty six hundred about if somebody has six
1:10:09
Speaker 1: kids up to how many kids infinite amount? Okay, But
1:10:13
Speaker 1: but that's the nice credit. That's everything that everyone hears about, Charlane,
1:10:17
Speaker 1: all right, but Envy, the big one, this is the
1:10:20
Speaker 1: one that people don't know about, okay, is a dependent
1:10:23
Speaker 1: care credit. The depending care credit is if you have
1:10:26
Speaker 1: children who you need to actually drop off at daycare
1:10:30
Speaker 1: or summer school, whatever someplace that you need to have
1:10:34
Speaker 1: your kids at when you need to go to work.
1:10:37
Speaker 1: All right. That is eight thousand to sixteen thousand dollars
1:10:42
Speaker 1: sixteen thousand dollars for expensive twenty twenty one, twenty twenty one,
1:10:48
Speaker 1: all right, And this is something that is so important
1:10:51
Speaker 1: for our listeners. Sixteen thousand dollars. We always talk about
1:10:54
Speaker 1: how expensive childcare is. Right, the Body Administration got something right.
1:10:59
Speaker 1: They gave a sixteen thousand dollars for each um for
1:11:02
Speaker 1: the dependent care credit. Right, your listeners need to take
1:11:05
Speaker 1: advantage of that. What what qualifications do you need to get?
1:11:08
Speaker 1: Dead sixteen thousand to make sure that you know our
1:11:11
Speaker 1: listeners are able to get it. So this is this
1:11:12
Speaker 1: year's tax return which is due when April April fifteen,
1:11:16
Speaker 1: April fifteen, So what are the qualifications to get you know,
1:11:19
Speaker 1: that amount of money for that? What is it called again?
1:11:21
Speaker 1: Dependent care credit? Dependent? Uh? The dependent must be thirteen
1:11:26
Speaker 1: years or younger unless they cannot physically or mentally take
1:11:32
Speaker 1: care of themselves, okay, right, you also have to they
1:11:35
Speaker 1: have to live with you for fifty one percent of time. Now,
1:11:38
Speaker 1: this is also not just when we think about just kids,
1:11:41
Speaker 1: all right. If I'm taking care of my parents and
1:11:44
Speaker 1: they follow fall within the same criteria, it's also eight
1:11:47
Speaker 1: to sixteen thousand dollars dependent, all right. So it's also
1:11:50
Speaker 1: a misnumber when we think it's only for children, all right.
1:11:54
Speaker 1: So it's a valuable item, right, Your listeners just probably
1:11:57
Speaker 1: got sixteen thousand thouars. To wait a minute. So if
1:11:59
Speaker 1: I'm if I have a kid in this per kid no, no, no,
1:12:02
Speaker 1: up to two, up to two, Yeah, the first one
1:12:04
Speaker 1: is eight, two, three, four, five whatever it is, sixteen
1:12:08
Speaker 1: and then also like so I know a lot about
1:12:10
Speaker 1: our listeners. A lot of people out there, they have
1:12:12
Speaker 1: their mothers living with them or their fathers living with them,
1:12:15
Speaker 1: and they're taking kid of their mother and fathers. So
1:12:16
Speaker 1: they can get that under the Dependent Act as well. Yes,
1:12:19
Speaker 1: if they actually have a facility, that also help with
1:12:22
Speaker 1: them as well. Now, a lot of people always ask,
1:12:25
Speaker 1: you know, they're working on the five and they get
1:12:28
Speaker 1: taxes taken out of their check, what write offs can
1:12:30
Speaker 1: they do if they if they already working in on
1:12:33
Speaker 1: the farm, they already take taxes out How can they
1:12:35
Speaker 1: get more money back or write more things off? If possible?
1:12:38
Speaker 1: What do they need to set up? Do they need
1:12:39
Speaker 1: to set up a corporation? Es core but LLC? Do
1:12:42
Speaker 1: they How do they write off their gas? How they like?
1:12:44
Speaker 1: How do they do that to get more money back? Well?
1:12:46
Speaker 1: I hate to be a lawyer with you guys, but
1:12:48
Speaker 1: it kind of depends, right, It kind of depends, because
1:12:52
Speaker 1: I don't want anyone to be just setting up a
1:12:54
Speaker 1: corporation just to get a tax deduction, because that doesn't
1:12:56
Speaker 1: make any sense. You're throwing away thousands and thousands of
1:12:59
Speaker 1: dollars to get a tax deduction of maybe thirty seven percent.
1:13:02
Speaker 1: That doesn't make sense, all right. What does make sense
1:13:05
Speaker 1: is actually going through your sources of income and finding
1:13:11
Speaker 1: out what your income is. Right. If it's just w
1:13:13
Speaker 1: two wages, all right, then we may need to actually
1:13:16
Speaker 1: set up a retirement account like an IRA or four
1:13:18
Speaker 1: one K you know, go to Morgan Stanley, go to
1:13:20
Speaker 1: Mary Lynch whatever and set one up, right. It doesn't
1:13:22
Speaker 1: take you very long. Okay. If it's interest income, we
1:13:26
Speaker 1: need to determine do you actually need to income or
1:13:28
Speaker 1: can you actually transform that income? All right? Maybe you'll
1:13:32
Speaker 1: want to change it into a municipal bond. Right. Some
1:13:34
Speaker 1: of our older listeners, you know, who are retirees, they
1:13:38
Speaker 1: may have like a bunch of savings income, interest income, right,
1:13:40
Speaker 1: so then they should change it into something that's non taxable,
1:13:43
Speaker 1: all right, capital gains. Maybe you don't sell your stock,
1:13:47
Speaker 1: or maybe you transform it into a what is called
1:13:51
Speaker 1: a dividend reinvestment plan. All right. So if you're getting,
1:13:54
Speaker 1: for example, dividends from Microsoft three dollars a year or
1:13:57
Speaker 1: whatever it is, right, you can change it where you
1:14:00
Speaker 1: don't get that three dollars. You actually get stock in Microsoft,
1:14:03
Speaker 1: and that is not taxable. So it really does depend
1:14:06
Speaker 1: on the client into situation. What are the top five
1:14:09
Speaker 1: things you can't write off? Because that thing, as you know,
1:14:11
Speaker 1: that's a great question. Okay, some people, some clients will
1:14:15
Speaker 1: say like, hey, I have all these clothes, I have
1:14:17
Speaker 1: this chain, right, can I write this off? The rule
1:14:21
Speaker 1: is ordinary and necessary business expense? All right. First of all,
1:14:25
Speaker 1: it has to be a business expense. Second one, you
1:14:27
Speaker 1: have to have income. If you don't have income, you
1:14:28
Speaker 1: don't have expenses. So when people say like, all right,
1:14:31
Speaker 1: can I buy a car and just write this off? Charlottagne, Right, well,
1:14:36
Speaker 1: first of all, is it necessary and is it ordinary?
1:14:39
Speaker 1: All right? What type of business do you have? If
1:14:42
Speaker 1: I buy a Rolls Royce, Right, that's probably not necessary,
1:14:46
Speaker 1: but in some situations it may be right. So so
1:14:50
Speaker 1: it goes down this path of like what is necessary? Yeah,
1:14:55
Speaker 1: we have more where Eric Lee? When we come back,
1:14:57
Speaker 1: tax season is right around a corner. If you need
1:14:59
Speaker 1: some helps information, well, Eric Lee, I'll help you out
1:15:02
Speaker 1: when we come back. It's a breakfast club. Go Morning Morning.
1:15:04
Speaker 1: Everybody's dj envy angela ye, Charlomagne, the guy we are
1:15:08
Speaker 1: to breakfast club. We're still kicking in with tax attorney
1:15:12
Speaker 1: Eric Lee. Now, tax seasons right around a corner, and
1:15:14
Speaker 1: they'll help you get some extra money. Charlomagne. How did
1:15:16
Speaker 1: the tax quo would hurt low and middle class families?
1:15:19
Speaker 1: There are two examples. I want to give you two examples, right,
1:15:23
Speaker 1: first example is let's look at interest. Right. My parents
1:15:29
Speaker 1: don't have much money, right, they open an account at
1:15:32
Speaker 1: City Bank, they put in a thousand dollars, they get
1:15:34
Speaker 1: some interest income. Right, that is taxet ordinary income up
1:15:39
Speaker 1: to thirty seven percent. Okay, up to thirty seven percent. Federally,
1:15:42
Speaker 1: let's not even talk about the state. Okay, thirty seven percent.
1:15:45
Speaker 1: If they got dividends, they go on robin Hood open
1:15:48
Speaker 1: up an account. Right. Dividend income is taxed at most
1:15:53
Speaker 1: twenty three point eight percent, so you have a swing
1:15:56
Speaker 1: of fourteen percent. All right, Who has dividends in America?
1:16:01
Speaker 1: The wealthy rich? Yeah? Right? Who has interest income? More likely?
1:16:06
Speaker 1: Retirees more likely? Poor people you know, who need to
1:16:09
Speaker 1: open up to something like a savings account. Why would
1:16:12
Speaker 1: decode change that because there's really no difference between interest
1:16:17
Speaker 1: income and dividend anycome. If you think about it, it's
1:16:19
Speaker 1: easier to open a robin Hood account than it is
1:16:21
Speaker 1: to open a savings account in Bank of America. Right,
1:16:24
Speaker 1: So that's one thing. Look at the meals that we're
1:16:26
Speaker 1: talking about, Charliemagne. When you take your kids out, right,
1:16:29
Speaker 1: not tax deductible. But if you have a business, why
1:16:33
Speaker 1: would that be tax deductible? You know? So these are
1:16:37
Speaker 1: like very very simple things, but into our policy things
1:16:40
Speaker 1: to your question. Right into fifties and sixties, there were
1:16:44
Speaker 1: significant tax credits and deductions for setting up multifamily households. Okay,
1:16:50
Speaker 1: now those are done. Now the tax credits and deductions
1:16:54
Speaker 1: are for setting up these McMansions. Right, So our shift
1:17:00
Speaker 1: in housing has gone into larger homes away from the
1:17:03
Speaker 1: multifamily homes that we need a place for New York.
1:17:06
Speaker 1: All right, So you see this throughout the code, all right,
1:17:10
Speaker 1: And this is no slamm against RS. Seventy three thousand
1:17:13
Speaker 1: people work at RS. They're actually pretty overworked. There are
1:17:17
Speaker 1: fifteen sorry, there are sixteen thousand people who work at
1:17:21
Speaker 1: the phone banks into IRS. And when you called IRIS, Charlemagne,
1:17:24
Speaker 1: you're always on hold. You're on hold for hours, Envy,
1:17:27
Speaker 1: you're talking about your passport thing that was hours of
1:17:30
Speaker 1: just being on hold. Sixteen thousand you nominy calls it
1:17:33
Speaker 1: get a year, two hundred and forty million columns. It
1:17:36
Speaker 1: is it? True to IRIS was created to help the people,
1:17:40
Speaker 1: and then it changed where it's like more of a
1:17:43
Speaker 1: government thing ATNIT. Now yeah, I mean you know when
1:17:46
Speaker 1: we think about like what taxes were for, right, it
1:17:50
Speaker 1: was for education, it was for health and maintenance of society, right.
1:17:56
Speaker 1: But now it's just become an organ and it's become
1:17:58
Speaker 1: kind of like a political entity and almost kind of
1:18:00
Speaker 1: like a kicking bat, you know, like people just like
1:18:02
Speaker 1: kick it now, you know, and it's become this like
1:18:06
Speaker 1: organization that has to just interpret this behemoth? Did the
1:18:10
Speaker 1: Internal Revenue Code actually probably nine times the size of
1:18:13
Speaker 1: King's James Bible? Nine times? Who the hell can you
1:18:17
Speaker 1: read all it? Nobody can? Nobody can. No, Like I mean,
1:18:21
Speaker 1: if you're asking me, right, yeah, Like I know my corporations, right,
1:18:26
Speaker 1: I know my transfers, corporate reords, I know tax planning, right.
1:18:31
Speaker 1: But if you asked me, like, hey, it's state planning. Hey,
1:18:34
Speaker 1: my mom has you know so many millions? I don't
1:18:37
Speaker 1: know that section. I don't know that sectioned out well, right,
1:18:41
Speaker 1: I have to rely on my partner, Christina Pazza, who
1:18:43
Speaker 1: knows how to reduce people's income, you know, for estate planning.
1:18:47
Speaker 1: So nobody anyone who says they know every part of
1:18:51
Speaker 1: the tax code, there's no possible way. Is there a
1:18:53
Speaker 1: way not to pay taxes? Like you know, I know
1:18:55
Speaker 1: at one time that's in the taxol. We got to
1:18:58
Speaker 1: read it. Anyway not to pay taxes? I don't know.
1:19:02
Speaker 1: Maybe if you were Native American, you know you don't
1:19:05
Speaker 1: have to pay that? Is that any truth to any
1:19:06
Speaker 1: of it? No? No, no, no, noative, I mean you
1:19:10
Speaker 1: got to you gotta pay, you gotta pay where your
1:19:14
Speaker 1: income is source, all right. So even people who say like, hey,
1:19:18
Speaker 1: moved to Nevada, moved to Florida, moved to Texas, moved
1:19:20
Speaker 1: to Puerto Rico. Right. I have a client who, um
1:19:25
Speaker 1: knock on wood you know, is going to be a
1:19:27
Speaker 1: bitcoin billionaire, right all right, And everybody in the bitcoin
1:19:30
Speaker 1: industry is like, oh, just move to Puerto Rico. So
1:19:32
Speaker 1: any kind of avoid all your taxes I've heard that before, right, No,
1:19:36
Speaker 1: because or make sure your servers in Israel or something
1:19:39
Speaker 1: like that, you know, to avoid your taxes absolutely not right.
1:19:43
Speaker 1: You have to pay your fair share, all right, of
1:19:45
Speaker 1: where the income is source, all right. But where those
1:19:48
Speaker 1: people actually minimize or lower their taxes is to implement
1:19:52
Speaker 1: certain vehicles to get them from thirty seven percent where
1:19:55
Speaker 1: we were talking about for like interest income down to
1:19:58
Speaker 1: twenty three point eight in dividends kind of like how
1:20:00
Speaker 1: Mitt Romney did it, you know, with hedge fund money. Right.
1:20:03
Speaker 1: So that's how people reduce their taxes. And now I'm
1:20:06
Speaker 1: not gonna lie to we did live in like a
1:20:08
Speaker 1: Florida or New York man that would say was so
1:20:10
Speaker 1: much money because New York state taxes to be kicking ass.
1:20:13
Speaker 1: One d p So you know, that's about how much
1:20:15
Speaker 1: they take you go. You know, you got ten point
1:20:21
Speaker 1: nine percent state and then if you live in the city,
1:20:23
Speaker 1: it's what three three point eight seven six, right, California
1:20:27
Speaker 1: thirteen point three. New Jersey's ten point seven five right,
1:20:31
Speaker 1: So yeah, you have to go to Texas. You got
1:20:33
Speaker 1: to go to Florida. Right. Some people say that, some retirees.
1:20:36
Speaker 1: Some retirees will say like, hey, um, how do I
1:20:39
Speaker 1: avoid all my state income tax? Well, you have to
1:20:40
Speaker 1: move to Florida. But the thing is, you actually have
1:20:43
Speaker 1: to move to Florida. You actually have to live there
1:20:45
Speaker 1: for like one hundred and eighty three days, right, And
1:20:48
Speaker 1: that's may not be as easy as you think. You know. Yeah,
1:20:51
Speaker 1: I was gonna ask. You know, there's a lot of
1:20:53
Speaker 1: people buying houses right now during a pandemic, interest rates low,
1:20:57
Speaker 1: it seems like people are giving money. How can you
1:20:59
Speaker 1: make you that Well, first of all, after you buy
1:21:01
Speaker 1: a house, can you write off anything in the house
1:21:03
Speaker 1: at the end of the year. And also, is there
1:21:05
Speaker 1: any way to get any type of tax returns for
1:21:07
Speaker 1: buying that house? Because you buy a house, now you
1:21:10
Speaker 1: got to pay taxes at the end of DYEA you're broke.
1:21:11
Speaker 1: So is there anything that you can do to write
1:21:13
Speaker 1: any of that stuff for? Yeah, so your property taxes
1:21:17
Speaker 1: will be part of your itemized deductions. That's a tax deduction. Okay,
1:21:21
Speaker 1: your mortgage, your interest is a tax deduction. All right.
1:21:25
Speaker 1: So those are the two key ones. All right. Now
1:21:28
Speaker 1: let's talk about your house. Right, are you using that
1:21:30
Speaker 1: for a business purpose? Right? If you have an office? Yeah,
1:21:33
Speaker 1: home office deduction all right? If you have a business, right,
1:21:36
Speaker 1: maybe you instead of taking a home office deduction, you
1:21:39
Speaker 1: should have some shareholder meetings in there, right, and that
1:21:42
Speaker 1: could reduce some of your business income, and then it
1:21:47
Speaker 1: would also then serve as a deduction for you, depending
1:21:51
Speaker 1: on how the business is formed. We have more with
1:21:54
Speaker 1: Eric Lee when we come back. Tax season is right
1:21:56
Speaker 1: around a corner. If you need some help, some information, well,
1:21:59
Speaker 1: Eric Lee to help you out. When we come back.
1:22:01
Speaker 1: It's the Breakfast Club. Good morning, the Breakfast Club burning.
1:22:06
Speaker 1: Everybody's DJ Envy Angela Yee, Chalomagne the guy we are
1:22:11
Speaker 1: the Breakfast Club. We're still kicking in with tax attorney
1:22:14
Speaker 1: Eric Lee. Now, tax seasons right around the corner, and
1:22:16
Speaker 1: they'll help you get some extra money. Chalomagne, how does
1:22:18
Speaker 1: do the loans affect people's taxes? So a great question.
1:22:22
Speaker 1: It depends. If you make less than seventy thousand dollars,
1:22:26
Speaker 1: make sure make sure you speak with your tax prepared
1:22:28
Speaker 1: because you get a twenty five hundred dollars tax deduction.
1:22:32
Speaker 1: If you make more than seventy thousand dollars up to
1:22:35
Speaker 1: around eighty thousand, it does phase out, meaning it reduces.
1:22:39
Speaker 1: What about people who just bought a new home, how
1:22:41
Speaker 1: how did they get a high retire Again, it would
1:22:44
Speaker 1: depend on home mortgage interest as well as property taxes,
1:22:48
Speaker 1: and then some of the things that we were talking about.
1:22:50
Speaker 1: You know, if you have a business, then maybe you
1:22:52
Speaker 1: need to utilize your house within the business. You know,
1:22:56
Speaker 1: when it comes to the administration, the presidential administration, what
1:23:00
Speaker 1: helps people more when it comes to money as far
1:23:02
Speaker 1: as saving is it the Democrats are Republicans? You know,
1:23:08
Speaker 1: because you had a lot of businessmen saying I want
1:23:09
Speaker 1: Trump because Trump does better for business owners, and then
1:23:12
Speaker 1: you hear other people say no, no, no, Biden is
1:23:15
Speaker 1: going to help the people that need it more. So
1:23:17
Speaker 1: what are your thoughts on as far as helping people
1:23:20
Speaker 1: and writing things off and for small business owners and
1:23:23
Speaker 1: regular people. So I live in Illinois, Okay, and we
1:23:31
Speaker 1: always hear about the corruption in Illinois and how bad
1:23:34
Speaker 1: potholes are the school system and everything. At the end
1:23:38
Speaker 1: of the year, my husband and I were very fortunate.
1:23:42
Speaker 1: We're very fortunate. We live a blessed life. I mean,
1:23:44
Speaker 1: I'm in the breakfast club. Are you kidding me? Right?
1:23:47
Speaker 1: And we always try to make deductions at the end
1:23:50
Speaker 1: of the year, charitable deductions to reduce our taxes. Right.
1:23:53
Speaker 1: But there's something I do where I look up to
1:23:55
Speaker 1: zip code where we live. We live in oak Park,
1:23:58
Speaker 1: and we look for what do schools actually need? So
1:24:03
Speaker 1: teachers actually put up these projects, they ask for donations. Right,
1:24:07
Speaker 1: every year, invariably we get people teachers who ask us
1:24:11
Speaker 1: for juice boxes, crayons, toilet paper. We have teachers who
1:24:19
Speaker 1: are asking us for toilet paper. What country do we
1:24:22
Speaker 1: live in? Okay? And when we hear about wasting taxes,
1:24:28
Speaker 1: when we talk about that, Okay, hold that aside. I
1:24:33
Speaker 1: have students who don't have toilet paper, are you kidding me? Right?
1:24:38
Speaker 1: But in wealthier neighborhoods in Chicago, they're literally giving out
1:24:42
Speaker 1: ip iPads tor kids. All right, So when you're talking
1:24:47
Speaker 1: about who's better Republicans or Democrats. You know, I have
1:24:53
Speaker 1: to be agnostic about that, all right, But what I
1:24:55
Speaker 1: need to know is the listeners need to make sure
1:25:00
Speaker 1: sure that they call in, that they are actually educated,
1:25:03
Speaker 1: that they actually make sure that the senators and congress
1:25:07
Speaker 1: people are actually making sure that durings that dependent care
1:25:10
Speaker 1: credit for this year. That's so real, what you're saying,
1:25:13
Speaker 1: because it doesn't matter who's in the office. It's like
1:25:15
Speaker 1: the poor always stuff, yeah, or even if they're a
1:25:19
Speaker 1: provision Charlomagne, they need to know that it's there, right, Like,
1:25:24
Speaker 1: I mean, you guys have this amazing platform, right, but
1:25:30
Speaker 1: I'm sure there are plenty of listeners who did not
1:25:31
Speaker 1: know about the dependent character or even a child tax
1:25:33
Speaker 1: credit to by are right. So when we're seeing the
1:25:36
Speaker 1: poor always suffers one hundred percent, but when they even
1:25:40
Speaker 1: get something, they may not know it's available. Yeah. And
1:25:44
Speaker 1: the reason I wanted to bring you on is because
1:25:46
Speaker 1: you know, we always talk about I always say, servicing
1:25:49
Speaker 1: our life. Right, We'll take our car to get oil change,
1:25:53
Speaker 1: we'll take our car to gets high is, we'll take
1:25:55
Speaker 1: you know, there's so many different things, but we have
1:25:57
Speaker 1: to make sure that as a person we're taking care
1:25:59
Speaker 1: of right and whether it's going to the doctor, whether
1:26:03
Speaker 1: it's having a will, whether it's having an accountant, an attorneys,
1:26:07
Speaker 1: things that you know that we use, that we need.
1:26:11
Speaker 1: And now I call you all the time. I don't
1:26:12
Speaker 1: care if I'm buying a car, a piece of jewelry,
1:26:15
Speaker 1: a T shirt, if I'm taking a trip, I call
1:26:17
Speaker 1: him because I want to know the best way to
1:26:19
Speaker 1: write it off or the best way to pay for it,
1:26:22
Speaker 1: and you're always there to help me. So I just
1:26:24
Speaker 1: wanted to say thank you, and hopefully you know you
1:26:26
Speaker 1: gave some thank you, some insight to people out there
1:26:28
Speaker 1: of why they need a good accountant and sometimes that
1:26:31
Speaker 1: fast food accounting services might not be beneficial to you
1:26:34
Speaker 1: and it might be actually hurting you. So I just
1:26:36
Speaker 1: want you guys to take a look to that and
1:26:38
Speaker 1: make sure you have a great tax attorney that can
1:26:40
Speaker 1: look into your stuff and help you on your journey,
1:26:43
Speaker 1: because a lot of us have journeys, and you know,
1:26:45
Speaker 1: he's part of this journey with me. So I just
1:26:47
Speaker 1: wanted to say thank you. Now you can want to
1:26:50
Speaker 1: get in touch with you. I know you're not really
1:26:52
Speaker 1: taking clients, but I know if they wanted. Maybe you
1:26:54
Speaker 1: have a good they have a question or whatever it
1:26:55
Speaker 1: may be. How can they get in contact with you
1:26:58
Speaker 1: or your firm? Yep um go to our website at
1:27:02
Speaker 1: Players Management Group dot com players p L A y
1:27:08
Speaker 1: e R S Mgmt Group g r oup dot com.
1:27:13
Speaker 1: Now with business, Now, what do you suggest for people
1:27:15
Speaker 1: that have a company LLC squote? What's best? What's better?
1:27:20
Speaker 1: Why they use each one? Because a lot of people
1:27:22
Speaker 1: don't know the difference between LC escorp and what they
1:27:25
Speaker 1: should use it for, you know, or even C corps. Right,
1:27:29
Speaker 1: and that really depends because each one of their primarily
1:27:33
Speaker 1: six entities out there. Right, you could be a sole proprietorship,
1:27:36
Speaker 1: I just you know, do an uber thing. Right, I
1:27:39
Speaker 1: can be a little bit more sophisticated form an LLC.
1:27:41
Speaker 1: I could form an escorporation, and could form a C
1:27:43
Speaker 1: corporation Charlemagne, and I can open up a coffee store.
1:27:47
Speaker 1: Right that becomes a general partnership by default. Right. Each
1:27:50
Speaker 1: one of these have their own benefits, okay, but each
1:27:54
Speaker 1: one of them have their own weaknesses, all right. A
1:27:57
Speaker 1: good attorney or a good CPA would probably tell you
1:28:02
Speaker 1: to actually have them all if possible, because there are
1:28:06
Speaker 1: certain provisions within the S corporation, certain benefits that do
1:28:10
Speaker 1: not apply to the C corporation. Okay. So, for example,
1:28:14
Speaker 1: if I'm an employee at S corporation, certain benefits that
1:28:17
Speaker 1: I have as a shareholder employee I can't take. I
1:28:20
Speaker 1: can't take it. But if I'm an employee of the
1:28:23
Speaker 1: C corporation, I can take those deductions. Okay, for example
1:28:27
Speaker 1: health insurance, right, the company can actually deduct that if
1:28:32
Speaker 1: I'm an employe of a C corporation. If an employee
1:28:34
Speaker 1: of ANES corporation, I can't deduct that. Okay. So you
1:28:37
Speaker 1: may need a comprehensive plan where you actually set all
1:28:40
Speaker 1: those things up in place. Got you all right? Well,
1:28:44
Speaker 1: Eric Lee, very informative. It's the Breakfast Cloud. Good morning, Envy,
1:28:49
Speaker 1: Thank you so much, the Breakfast Club. Your mornings will
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Speaker 1: bit of a breakfast club your life stop. DJ v Angela,
1:29:37
Speaker 1: Charlemagne the Morning. Everybody is DJ envy Angela Yee, Charlomagne
1:29:46
Speaker 1: the guy. We are the breakfast club. We got a
1:29:49
Speaker 1: special guest in the building. Them and CEO of one
1:29:52
Speaker 1: United Bank owner an owner, that's right, Kevin Kobe, welcome.
1:29:57
Speaker 1: What's up? Man's good to see you, cash Man. I
1:30:00
Speaker 1: haven't seen you in a while, and it always wants
1:30:03
Speaker 1: my heart to hang out with you. You know, such
1:30:05
Speaker 1: a source of inspiration to all of us, so as
1:30:08
Speaker 1: we appreciate you and everything you do as well, So
1:30:11
Speaker 1: we want to know what's new. I know there was
1:30:14
Speaker 1: Tell them what one United banker is. Friends, just just
1:30:16
Speaker 1: give them a reminder, Okay, a reminder. One United Bank
1:30:19
Speaker 1: is the largest black owned bank in America. What Mason
1:30:23
Speaker 1: specialists financial technology platform. It has built the technology to
1:30:28
Speaker 1: have a nationwide customer base and to provide all the
1:30:32
Speaker 1: modern financial services that we come to expect out the
1:30:36
Speaker 1: day to day life, things like Benmo, cash app and
1:30:39
Speaker 1: being able to use those kind of services, plus unique
1:30:42
Speaker 1: things we created that are special for the Black community
1:30:45
Speaker 1: and people who have limited resources, things like two day
1:30:49
Speaker 1: early pay. It's a big deal to people to be
1:30:51
Speaker 1: able to get their paycheck two days early as an example,
1:30:54
Speaker 1: that's a one United Bank program. Things like cash Please,
1:30:57
Speaker 1: and this is a big one because it was a
1:30:59
Speaker 1: black company that introduced it. If people are saying it's one,
1:31:03
Speaker 1: it's possibly a solution to pay their lending and that's
1:31:07
Speaker 1: that's one of our product that allows a person to
1:31:10
Speaker 1: get a short term, small balanced loan, which we often
1:31:15
Speaker 1: find ourselves needing in times of emergency, and being able
1:31:19
Speaker 1: to do that without relying on traditional credit kind of mechanism.
1:31:23
Speaker 1: So if you think of one United Bak as a bank,
1:31:27
Speaker 1: that is a technology company, something that has the actual
1:31:31
Speaker 1: ability to organize Black America and its allies on a
1:31:35
Speaker 1: national basis, and not just to provide them with financial
1:31:39
Speaker 1: services and products, but to lead to actual important changes
1:31:44
Speaker 1: in society. Something that has the ability to create a
1:31:47
Speaker 1: power base for us to give us the actual power
1:31:50
Speaker 1: to do things like affect racism and our society. We
1:31:54
Speaker 1: do things like conduct anti racism programs in a unique
1:31:58
Speaker 1: kind of way that can affect for all society. We
1:32:01
Speaker 1: do things like financial literacy programs that teach and communicate
1:32:05
Speaker 1: with Black people in a way that we understand. So
1:32:08
Speaker 1: now for people who are trying to buy home, how
1:32:12
Speaker 1: can is when United Bank first of all open open
1:32:14
Speaker 1: for business, so they are are lending. Man, We're absolutely
1:32:17
Speaker 1: open for business, and and we're on and we're popping.
1:32:22
Speaker 1: And any large base will tell you that they don't
1:32:25
Speaker 1: have the technology that we have. They don't have the
1:32:27
Speaker 1: ability to deliver services and products like we have in
1:32:31
Speaker 1: many ways because we have a new technology infrastructure, we
1:32:35
Speaker 1: weren't locked into old systems that have grown less effective
1:32:40
Speaker 1: over time. So it's the institution. Since we started this
1:32:43
Speaker 1: journey together, since we became friends many many years ago,
1:32:47
Speaker 1: the dream is becoming a reality what we all wanted
1:32:50
Speaker 1: to happen, just like you guys have grown. The breakfast
1:32:53
Speaker 1: club has grown one United bake It's grown. It is
1:32:56
Speaker 1: an example of black excellence. It can organize us as
1:33:00
Speaker 1: a people to create change that we've been trying to
1:33:04
Speaker 1: get since the end of slavery. I didn't like that question.
1:33:07
Speaker 1: You asked, what you're trying to make it seem like
1:33:09
Speaker 1: they can't give our loans to people because they're a
1:33:11
Speaker 1: black bank. What did you mean by that, sir? I
1:33:14
Speaker 1: wanted to make sure that they're able to satisfy all
1:33:17
Speaker 1: the loans that people are coming in and asking, well,
1:33:19
Speaker 1: I wouldn't they be able to That's what I'm asking.
1:33:21
Speaker 1: I know at one time, when they first started, they
1:33:23
Speaker 1: were minimal to a certain amount. So that's why I'm asking.
1:33:25
Speaker 1: Is that true? Well, it's true with any company. The
1:33:29
Speaker 1: companies go on journeys and they become stronger over time.
1:33:33
Speaker 1: That's the key. And and you know, look, you know
1:33:36
Speaker 1: I know him and got to watch them when it
1:33:39
Speaker 1: comes to watch them, Kevin, all right, you gotta watch
1:33:45
Speaker 1: to Kevin. And I ask what about cannabis? I know
1:33:48
Speaker 1: a lot of minorities are getting into cannabis, and thinks
1:33:51
Speaker 1: are not allowing them to actually have their money there?
1:33:54
Speaker 1: How was one gotta bank with that? Now, now let's
1:33:56
Speaker 1: be clear, it's not it's not the banks. Banks wanted
1:34:00
Speaker 1: to it. It's the government. You see, when we're we're
1:34:03
Speaker 1: we operate on a national basis, and when you're doing
1:34:06
Speaker 1: things that cross state lines, then you got to deal
1:34:09
Speaker 1: with the law when it comes to things like that.
1:34:11
Speaker 1: We think that black business is fundamentally changing and there's
1:34:16
Speaker 1: a whole new opportunity set that is critically important that
1:34:20
Speaker 1: we understand. Cannabis is one aspect of aspect of it,
1:34:24
Speaker 1: but the bigger phenomenized technology. See, you can't get stuck
1:34:29
Speaker 1: with buggy whip businesses in a better reality world. Okay,
1:34:35
Speaker 1: so we know, yeah, man like because look a look,
1:34:38
Speaker 1: during the pandemic, we lost fifty percent of our businesses,
1:34:42
Speaker 1: which is bad. But at the same time, he creates
1:34:44
Speaker 1: a new opportunity for us. Technology fundamentally changes the business
1:34:50
Speaker 1: opportunities that are available to us as a people, and
1:34:54
Speaker 1: we got to build technology based businesses. We have to
1:34:58
Speaker 1: develop new kinds of businesses than existed before. And that's
1:35:03
Speaker 1: one of the critical things that it's our job as
1:35:07
Speaker 1: leaders to convey to people. It's a new day. Social
1:35:12
Speaker 1: justice is now the reality. We can now for the
1:35:15
Speaker 1: first time, think about it. For the first time. We
1:35:18
Speaker 1: can stop people from killing us. We could use things
1:35:22
Speaker 1: like social media to create justice where we couldn't create
1:35:27
Speaker 1: justice before. At the same time, businesses are fundamentally different now.
1:35:32
Speaker 1: The new modern black entrepreneur is very different than what
1:35:37
Speaker 1: we're used to seeing, and uh, you know, we have
1:35:41
Speaker 1: to recognize those differences. We have to build those new
1:35:44
Speaker 1: technology based businesses. We have to support those new technology
1:35:48
Speaker 1: based businesses. And that's the key to our future. We
1:35:52
Speaker 1: have to recognize we hit a critical inflection point right now.
1:35:55
Speaker 1: If we're going to be effective and participate in society,
1:35:59
Speaker 1: we have to become masters of technology. We ought to
1:36:02
Speaker 1: be social media machines. We have to be able to
1:36:05
Speaker 1: you know, look, politics is great, that's one aspect of power,
1:36:11
Speaker 1: but the power is always with the people you get
1:36:13
Speaker 1: you can bring fifteen million tweets down on somebody, then
1:36:17
Speaker 1: you can get their attention. And that's our opportunity is
1:36:21
Speaker 1: to use this shift in technology to create political, social,
1:36:26
Speaker 1: and economic power. And that's our job as leaders to
1:36:30
Speaker 1: inform the people of what's going on. All right, we
1:36:32
Speaker 1: have more with Kevin Cohee when we come back, don't move.
1:36:34
Speaker 1: It's the breakfast Club. Good morning morning. Everybody is DJ Envy,
1:36:38
Speaker 1: Angela Yee, Charlomagne the guy. We are the breakfast Club.
1:36:41
Speaker 1: We have the founder and owner of One United Bank
1:36:44
Speaker 1: CEO Kevin cohe still here, Cholomagne. Imagine your question, keV.
1:36:49
Speaker 1: You know you're og. What do you think, um, what
1:36:51
Speaker 1: do you think is more important? Equality or equity? Equality
1:36:55
Speaker 1: or equity? Well, I think both are important and I
1:36:59
Speaker 1: think that they're both happening. You can think of equality
1:37:03
Speaker 1: as being a right that not just black people understand,
1:37:08
Speaker 1: but everybody understands. If you looked at the social justice movement,
1:37:11
Speaker 1: you looked at the riots last year, those weren't just
1:37:14
Speaker 1: black people out there. There was all kinds of people
1:37:18
Speaker 1: who were involved in the social justice movement because that
1:37:22
Speaker 1: was just right. People understand right from wrong. It's just now,
1:37:26
Speaker 1: through social media and other technology, we have the ability
1:37:31
Speaker 1: to exercise our social point of views. That so that's
1:37:35
Speaker 1: the big thing. Remember, Okay, before last year, despite everything
1:37:40
Speaker 1: we thought about civil rights, you know, those boys would
1:37:43
Speaker 1: have got away. We're killing, killing, killing my men down
1:37:46
Speaker 1: to South Georgia. That's the last year we've been here
1:37:48
Speaker 1: to sixteen nineteen. But that's why I asked the question
1:37:50
Speaker 1: equality equity, because it seemed like during civil rights we
1:37:53
Speaker 1: always was fighting for equality. But when Martin Luke King
1:37:56
Speaker 1: Junior wanted to pivot to that equity. Four people's marching
1:37:58
Speaker 1: getting that money. That's when they got them about it. Okay,
1:38:01
Speaker 1: well that's what I'm saying. They can't get technology out
1:38:05
Speaker 1: out of here. Okay, see that it's a broader based
1:38:08
Speaker 1: opportunity to move the masses to get equality and equity.
1:38:13
Speaker 1: I'm not going to choose between equality. You think about
1:38:16
Speaker 1: equality and equity, I gotta have both of those. You're
1:38:19
Speaker 1: not going to take either one of those things away
1:38:21
Speaker 1: from it. What are some strategies do you think would
1:38:24
Speaker 1: help fight the racial wealth gap? The racial wealth gap
1:38:27
Speaker 1: is a knowledge problem. It's understanding what you need to
1:38:31
Speaker 1: do and then having someone to motivate you to complete
1:38:35
Speaker 1: the transactions you need to complete. So it all starts
1:38:38
Speaker 1: with the most basic things understanding where you are today,
1:38:43
Speaker 1: where's your money coming from, where are you spending it,
1:38:46
Speaker 1: what is your financial wellness? And from that foundation of
1:38:51
Speaker 1: starting there in an organized way, really understanding what's going
1:38:54
Speaker 1: on with you now and unfortunately, you know a lot
1:38:57
Speaker 1: of times we don't understand how to understand where we
1:39:01
Speaker 1: are and then us and then working from that foundation
1:39:04
Speaker 1: to engage in the basic transactions that are necessary to
1:39:09
Speaker 1: build well like in this pandemic they you know, we
1:39:12
Speaker 1: have been challenged with is getting Black Americans to understand
1:39:16
Speaker 1: the importance of a will. I mean, you know, you know,
1:39:19
Speaker 1: unfortunately that's not been something that's been at the top
1:39:21
Speaker 1: of our agenda and something that we're working on. We're
1:39:26
Speaker 1: working on, and so the conveyance of that kind of information,
1:39:29
Speaker 1: things like insurance time like this. I mean, you know,
1:39:32
Speaker 1: you know, sometimes unfortunately we can learn the hard way
1:39:35
Speaker 1: the impact of not having basic things like insurance, things
1:39:40
Speaker 1: like investing, things like homeownership and understanding where to buy
1:39:44
Speaker 1: home we're not to buy home and how to do it.
1:39:48
Speaker 1: So so it's a knowledge So when you say eradicating
1:39:51
Speaker 1: racial wealth gap, we see that as a knowledge problem.
1:39:55
Speaker 1: And for us, we always go to technology to solve
1:39:58
Speaker 1: that kind of problem. You talked about all these wonderful
1:40:01
Speaker 1: podcasts that is this that work towards that. But what
1:40:05
Speaker 1: we try to do is we try to create an umbrella.
1:40:07
Speaker 1: We try to create a framework for being able to
1:40:10
Speaker 1: do that systematically on the national basis. Think about it,
1:40:12
Speaker 1: if we were working in harmony on it, where we
1:40:15
Speaker 1: were all thinking about okay, for real, we actually want
1:40:19
Speaker 1: to deliver the knowledge to Black Americas necessary to build well.
1:40:26
Speaker 1: And then we're gonna like, we're gonna work with the
1:40:28
Speaker 1: person through the entire product process of both teaching them
1:40:32
Speaker 1: and then motivating them to complete the act. We can
1:40:36
Speaker 1: do that. Now, we can actually do that. That's why
1:40:39
Speaker 1: I say this is such an important time. We can
1:40:42
Speaker 1: eradicate the welcat. But it has to That's how it
1:40:44
Speaker 1: has to be done. It it has it has to
1:40:47
Speaker 1: come from with. It needs the creativity of Charlemagne talk
1:40:52
Speaker 1: that we already you already gave me some great ideas
1:40:56
Speaker 1: just sitting here for during this interview. It needs, it
1:40:58
Speaker 1: needs the energy of in me. It needs it needs
1:41:01
Speaker 1: that kind of involvement that, you know, the kind of
1:41:05
Speaker 1: involvement that that will allow us as a people to say, yeah, man,
1:41:09
Speaker 1: I'm down with that. Okay, just like we do everything else. Okay,
1:41:13
Speaker 1: we want to make something hot. We know how to
1:41:16
Speaker 1: make things hot. We can make financial literacy hot. And
1:41:20
Speaker 1: the thing about that we make it where where it
1:41:22
Speaker 1: becomes part of our life. Where we're sitting there, we're
1:41:24
Speaker 1: watching the basketball game, and we say, man, you know,
1:41:27
Speaker 1: like what stocks do you old? Like all those podcasts
1:41:32
Speaker 1: I told you about that's literally what they do and
1:41:34
Speaker 1: they got millions and millions of followers, and which is wonderful,
1:41:37
Speaker 1: which is it makes an amazing opportunity. That's it. Okay,
1:41:42
Speaker 1: what you just describe that ability to convey financial information
1:41:47
Speaker 1: and to create millions of millions of followers which you
1:41:50
Speaker 1: can then turn into tens of millions. Okay, it's really
1:41:55
Speaker 1: to go, right. So technology has us on well on
1:42:00
Speaker 1: the way to being empowered in our society in a
1:42:05
Speaker 1: way that will make America better. So it's happening. There's
1:42:11
Speaker 1: no question that's happening. We just have to become better
1:42:15
Speaker 1: and more proficient and more organized and how we deliver
1:42:20
Speaker 1: our messages. So that's how you eradicate the racial well cappin,
1:42:23
Speaker 1: it's only one answer. It's not about the government. Nobody's
1:42:26
Speaker 1: gonna get us to us. This is about us doing
1:42:31
Speaker 1: what we're doing right now, okay, and by doing what
1:42:34
Speaker 1: we're doing right now, we can change this country. It's
1:42:37
Speaker 1: just knowledge we never okay, think about right now. Technology
1:42:42
Speaker 1: with all the corporations that the buys supplies or hiring
1:42:46
Speaker 1: people for new and better jobs as an example, we've
1:42:50
Speaker 1: never had an opportunity like this. The opportunities you can
1:42:54
Speaker 1: create for yourself using the using in the you don't
1:42:57
Speaker 1: even have to make the product anymore about it. If
1:43:00
Speaker 1: you look at the latest role of the billionaires, most
1:43:03
Speaker 1: of them don't make they don't make nothing. Okay, they
1:43:06
Speaker 1: don't they don't they don't make nothing. Okay. But at
1:43:10
Speaker 1: the same time, you know, but that's that's the wonderfulness
1:43:14
Speaker 1: of today. We have to get our people involved in
1:43:17
Speaker 1: that we got into and now it's the time. Now
1:43:19
Speaker 1: seize the moment, make the move. This is time to
1:43:21
Speaker 1: make the money. This is the time to get the power. Well,
1:43:23
Speaker 1: how can people put money into the account? Give them
1:43:25
Speaker 1: a website so people might want to open up an account.
1:43:27
Speaker 1: They don't have to be in Atlanta, they could open
1:43:29
Speaker 1: it up anywhere in the country. Exactly. It's one United Bankers.
1:43:33
Speaker 1: That's simple, O N E, U, N I, TED dot com,
1:43:36
Speaker 1: one United dot com, go check us out. Okay. Then
1:43:40
Speaker 1: you make your decision to start start with Okay, our products,
1:43:43
Speaker 1: our cars, our card to fly. I would put our
1:43:45
Speaker 1: cars up against anybody like who's got the Fly's car? Okay.
1:43:49
Speaker 1: Then to start there okay. Then before we go anywhere else. Okay.
1:43:53
Speaker 1: It's one United for shore. Okay, like like we have
1:43:57
Speaker 1: so our products are fly. They work by let me see,
1:44:02
Speaker 1: please look at it. I always our Greenwood card is
1:44:06
Speaker 1: our newest card, but our solidarity cards our stuff it
1:44:10
Speaker 1: it's our stuff is fly, it's modern, it works. We're
1:44:15
Speaker 1: doing all we're doing all the right things for the
1:44:17
Speaker 1: individual and we're doing all the right things for us
1:44:20
Speaker 1: as a people. All right, well, Kevin, we appreciate you
1:44:24
Speaker 1: for joining. Definitely hit up to the website when United
1:44:28
Speaker 1: dot com. All right, yeah, it's the Breakfast Club. Is
1:44:30
Speaker 1: Kevin cohe Morning, everybody is DJ Envy, Angela Yee, Charlemagne
1:44:34
Speaker 1: the guy. We are the Breakfast Club. Leave us on
1:44:37
Speaker 1: the positive note. Listen to positive note comes from Steve Jobs.
1:44:41
Speaker 1: All Right, your time is limited, so don't waste it
1:44:43
Speaker 1: living someone else's life. Don't be trapped by dogma, which
1:44:47
Speaker 1: is living with the results of other people's thinking. Breakfast Club, finish,
1:44:53
Speaker 1: y'all dumb,