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What do Yoga & Bank Accounts Have in Common? · Get Real Rae... Real Business & Life Advice

• 0:00
  Speaker: Hey. What's up?
• 0:01
  Speaker: This is Rae with Get Real Rae.
• 0:03
  Speaker: A place and space for life and
• 0:05
  Speaker: business tips from this creative
• 0:06
  Speaker: soul to hopefully inspire you on
• 0:08
  Speaker: your journey, or at the very
• 0:09
  Speaker: least, provide you with some
• 0:10
  Speaker: loves.
• 0:11
  Speaker: Yay!
• 0:12
  Speaker: And so let's get real.
• 0:15
  Speaker: Let's get real about the thing
• 0:18
  Speaker: that yoga and bank accounts have
• 0:22
  Speaker: in common.
• 0:23
  Speaker: Craving real advice.
• 0:25
  Speaker: Tired of feeling like every other small business owner or
• 0:28
  Speaker: solopreneur is raking in the dough while you just seem to be
• 0:32
  Speaker: raking secretly looking for a reminder that starting your own
• 0:36
  Speaker: business is not as glamorous as others make it look.
• 0:39
  Speaker: Whether you're looking to change the game in your relationships
• 0:43
  Speaker: at home or at the workplace, you've come to the right place.
• 0:46
  Speaker: My name is Rae.
• 0:47
  Speaker: I went from corporate America to running my own small business to
• 0:51
  Speaker: becoming a solopreneur.
• 0:52
  Speaker: I'm a professional actor and dare we say, a professional busy
• 0:56
  Speaker: body because this body is about to be busy all up in your biz.
• 1:00
  Speaker: So let's get real.
• 1:03
  Speaker: Doo doo doo.
• 1:04
  Speaker: Okay, so I haven't done a
• 1:12
  Speaker: movement video for my other
• 1:14
  Speaker: channel choreography by Rae in a
• 1:17
  Speaker: while.
• 1:18
  Speaker: I've recorded some stuff but just haven't posted it.
• 1:21
  Speaker: I've been super busy with going
• 1:25
  Speaker: between houses, editing other
• 1:28
  Speaker: things.
• 1:30
  Speaker: Actually, just yesterday, instead of being able to work on
• 1:35
  Speaker: recording some podcast episodes, what did I wind up doing with my
• 1:39
  Speaker: day for several hours?
• 1:41
  Speaker: Was trying to fix an issue with one of my websites because lo
• 1:46
  Speaker: and behold, when I tried to just click on anything, the site was
• 1:52
  Speaker: moving terribly slowly.
• 1:54
  Speaker: And then once I fixed the speed issue.
• 1:58
  Speaker: All of a sudden that meant that
• 2:01
  Speaker: I had to stop using a certain
• 2:05
  Speaker: plugin.
• 2:05
  Speaker: Will I need that plugin in order for people to get their content?
• 2:08
  Speaker: Oh, okay, now that I fixed that.
• 2:13
  Speaker: Oh well, I'm gonna use that plugin.
• 2:16
  Speaker: So is there something else that's slowing down the site?
• 2:18
  Speaker: All these images are slowing down the side.
• 2:20
  Speaker: I use a CDN, but apparently that's not enough.
• 2:23
  Speaker: So now I have to convert the images to a different format.
• 2:26
  Speaker: You see?
• 2:27
  Speaker: And there was more than one website having issues.
• 2:32
  Speaker: The server kept crashing.
• 2:34
  Speaker: I'm like, what is going on in
• 2:35
  Speaker: all these websites are on the
• 2:36
  Speaker: same server.
• 2:37
  Speaker: So now I have to go, why is this server crashing?
• 2:40
  Speaker: What's going on?
• 2:42
  Speaker: I switched hosting platforms so that I can have a reliable
• 2:45
  Speaker: server that is speedy.
• 2:48
  Speaker: Um, so yeah, hours gone.
• 2:51
  Speaker: And I realized this is not the first time this week that where
• 2:55
  Speaker: I was supposed to be doing something else, but I ended up
• 2:59
  Speaker: spending hours dealing with these web issues.
• 3:02
  Speaker: Now, if you were a solopreneur
• 3:03
  Speaker: and you have your tech person on
• 3:06
  Speaker: speed dial or I don't know what
• 3:09
  Speaker: you young people do, are you
• 3:11
  Speaker: texting your tech person,
• 3:13
  Speaker: messaging them?
• 3:16
  Speaker: Don't tell me you hit you slide into their DMs on TikTok.
• 3:19
  Speaker: Hey, regular tech person, just me up in your DMs.
• 3:22
  Speaker: That's just stupid.
• 3:24
  Speaker: Don't do that.
• 3:24
  Speaker: Don't do that.
• 3:25
  Speaker: Anyway.
• 3:27
  Speaker: I am the tech person most of the time.
• 3:30
  Speaker: On occasion, I go onto Fiverr.
• 3:32
  Speaker: I try to look up somebody that I've used in the past.
• 3:36
  Speaker: But when you have a very small
• 3:39
  Speaker: budget, you don't want to
• 3:42
  Speaker: outsource every single little
• 3:44
  Speaker: thing.
• 3:45
  Speaker: You want to be able to solve some stuff yourself.
• 3:48
  Speaker: And especially if you can't
• 3:51
  Speaker: solve it yourself, know what
• 3:53
  Speaker: you're giving to the other
• 3:54
  Speaker: person.
• 3:55
  Speaker: know enough about your setup?
• 3:56
  Speaker: Or you can say to somebody, okay, these are the things that
• 3:59
  Speaker: I did, or this is the error message that I'm getting.
• 4:03
  Speaker: Help me problem solve.
• 4:04
  Speaker: Anyway.
• 4:05
  Speaker: So hours gone and I am coming
• 4:11
  Speaker: towards the end of being in a
• 4:13
  Speaker: beautiful home with beautiful
• 4:15
  Speaker: dogs and just really loving life
• 4:18
  Speaker: over here.
• 4:20
  Speaker: What I did this morning was I
• 4:23
  Speaker: woke up and I said, you know
• 4:24
  Speaker: what?
• 4:25
  Speaker: I'm just not just going to take my shower.
• 4:28
  Speaker: I'm going to take my shower and
• 4:30
  Speaker: I'm going to go outside and do
• 4:31
  Speaker: yoga.
• 4:32
  Speaker: The temperature is cool enough
• 4:34
  Speaker: where I'm not going to be
• 4:35
  Speaker: melting.
• 4:35
  Speaker: It's been so hot where we are.
• 4:37
  Speaker: Um, and the dogs really want to be next to me.
• 4:43
  Speaker: So me and the dogs went outside
• 4:45
  Speaker: and I thought, oh, I don't have
• 4:47
  Speaker: a yoga mat and I've only got one
• 4:49
  Speaker: yoga block.
• 4:52
  Speaker: It's okay.
• 4:53
  Speaker: Just go.
• 4:54
  Speaker: Just go.
• 4:54
  Speaker: Be outside.
• 4:54
  Speaker: So I put down a big old beach towel.
• 4:56
  Speaker: I grabbed my one yoga block and my, um, my yoga strap and I
• 5:03
  Speaker: said, okay, well, now I need to set up the cameras.
• 5:07
  Speaker: Maybe I should do two cameras
• 5:09
  Speaker: and see how that goes just for
• 5:12
  Speaker: something different with these
• 5:12
  Speaker: videos.
• 5:13
  Speaker: And I have to remind myself, okay, for these videos, you
• 5:16
  Speaker: don't have to talk out loud.
• 5:17
  Speaker: You're going to do the voice over afterwards.
• 5:20
  Speaker: And that's part of the reason
• 5:22
  Speaker: why it takes me to get the
• 5:23
  Speaker: videos up.
• 5:24
  Speaker: And then I'm thinking, oh, should I have music?
• 5:27
  Speaker: Do I play the music while I'm
• 5:28
  Speaker: moving so that I'm in my flow
• 5:30
  Speaker: when it feels good, really easy
• 5:31
  Speaker: for editing or just slap music
• 5:33
  Speaker: on later?
• 5:34
  Speaker: Well, let's play it.
• 5:35
  Speaker: So while I'm setting everything up, the dogs are so excited
• 5:37
  Speaker: because they want to be near me and they're like, oh, we're
• 5:39
  Speaker: gonna be outside!
• 5:40
  Speaker: Yay!
• 5:40
  Speaker: And so then they start fighting each other because that's
• 5:43
  Speaker: playtime for doggies.
• 5:44
  Speaker: And yesterday they spent most of their time just, just laying on
• 5:49
  Speaker: the floor being like, the heat is too much.
• 5:53
  Speaker: We love this air conditioning.
• 5:55
  Speaker: We wish you would take us for a walk.
• 5:58
  Speaker: But we know that she's sweating too, so she's not going to.
• 6:01
  Speaker: Oh, man.
• 6:03
  Speaker: And we took our walk really, really late in the day.
• 6:05
  Speaker: But I recognized these dogs have been just laying here on the
• 6:08
  Speaker: floor almost all day.
• 6:10
  Speaker: And their owners are probably
• 6:12
  Speaker: thinking like, are our dogs
• 6:14
  Speaker: alive?
• 6:14
  Speaker: They haven't moved in hours.
• 6:18
  Speaker: Um, so lo and behold, I. Do not want to put them in the house
• 6:28
  Speaker: while I was recording.
• 6:29
  Speaker: Just dogs be outside with me.
• 6:30
  Speaker: And while I'm recording, the
• 6:32
  Speaker: dogs are playing with each
• 6:33
  Speaker: other.
• 6:34
  Speaker: Then the play comes into my camera frame and at one point,
• 6:38
  Speaker: like, dog comes over.
• 6:40
  Speaker: It's just dog.
• 6:40
  Speaker: But in my face I'm like, oh man, dog got in my face.
• 6:44
  Speaker: And then they hit the camera and everything's going crazy.
• 6:47
  Speaker: But I stay in my practice.
• 6:49
  Speaker: I just keep doing my stretches.
• 6:52
  Speaker: And at one point I'm like, oh
• 6:53
  Speaker: man, I think I skipped a
• 6:55
  Speaker: stretch.
• 6:56
  Speaker: The thing is, the moral of the story is people.
• 6:59
  Speaker: I did not have a plan beyond I
• 7:02
  Speaker: want to do yoga outside this
• 7:04
  Speaker: morning.
• 7:04
  Speaker: That was it.
• 7:05
  Speaker: That was my plan.
• 7:07
  Speaker: Stan.
• 7:08
  Speaker: Nothing else.
• 7:10
  Speaker: Nothing else.
• 7:12
  Speaker: It wasn't.
• 7:13
  Speaker: I want to do yoga outside and really make sure that I do a
• 7:16
  Speaker: flow for bad back or stiff hips or shoulder pain.
• 7:22
  Speaker: A lot of times when I do my videos for choreography by Rae,
• 7:25
  Speaker: they're focused on certain parts of the body because that's what
• 7:28
  Speaker: I'm feeling that day.
• 7:29
  Speaker: Not as a, oh, I feel like talking about this.
• 7:32
  Speaker: As in, yo, I woke up and my back is messed up.
• 7:35
  Speaker: I need to figure out how to fix this.
• 7:37
  Speaker: Or my hamstrings are so tight, my legs really, really hurt.
• 7:39
  Speaker: How do I fix this?
• 7:42
  Speaker: That wasn't the feeling this morning.
• 7:44
  Speaker: This morning I woke up feeling pretty spanking, thinking good.
• 7:48
  Speaker: Mhm.
• 7:48
  Speaker: Mhm.
• 7:49
  Speaker: I was like, whoa.
• 7:51
  Speaker: I don't have any achy breaky pain.
• 7:55
  Speaker: And this was a really nice thing, especially since the last
• 7:58
  Speaker: week or so, I've been dealing with a lot of pain in my legs.
• 8:03
  Speaker: I stopped taking my creatine, y'all.
• 8:06
  Speaker: I ran out and I thought, I'm not
• 8:07
  Speaker: gonna buy more creatine while
• 8:09
  Speaker: I'm only in this town for
• 8:11
  Speaker: another week.
• 8:13
  Speaker: Two weeks.
• 8:14
  Speaker: Okay.
• 8:15
  Speaker: I ran out over a week ago, so
• 8:16
  Speaker: I'm only gonna be here for two
• 8:17
  Speaker: weeks.
• 8:18
  Speaker: I'm not gonna buy more creatine.
• 8:20
  Speaker: Also, they, um.
• 8:22
  Speaker: I knew that mayo wasn't coming
• 8:24
  Speaker: to the house, so getting more
• 8:25
  Speaker: creatine unless I was doing it
• 8:27
  Speaker: through Amazon, it was going to
• 8:28
  Speaker: be kind of complicated because
• 8:29
  Speaker: you have to make sure that it's
• 8:30
  Speaker: going to be not put something
• 8:32
  Speaker: that the postal person would
• 8:34
  Speaker: bring anyway.
• 8:36
  Speaker: Look, I'm gonna be fine.
• 8:37
  Speaker: There was years, months when I haven't taken creatine.
• 8:41
  Speaker: Maybe this is all hype.
• 8:42
  Speaker: Anyway, I'll be fine.
• 8:44
  Speaker: I tell you, and this is probably
• 8:46
  Speaker: just aging, but I been
• 8:51
  Speaker: struggling.
• 8:52
  Speaker: I did do the rowing machine.
• 8:55
  Speaker: Um, a little bit.
• 8:57
  Speaker: And I thought maybe it's because I was doing the rowing machine
• 9:01
  Speaker: that my legs are so sore.
• 9:04
  Speaker: This is crazy.
• 9:05
  Speaker: It should not be like this.
• 9:06
  Speaker: I don't know if I can teach more dance classes.
• 9:09
  Speaker: I found myself sitting through most of my classes just because
• 9:11
  Speaker: my legs hurt so bad.
• 9:14
  Speaker: I was wondering if I had inflammation again.
• 9:20
  Speaker: I'm like, oh, I think my pants fit okay, but this isn't right.
• 9:25
  Speaker: No one's legs should feel like this.
• 9:27
  Speaker: I tried one night.
• 9:28
  Speaker: I just had my legs up the wall and like, okay, I'm supposed to
• 9:33
  Speaker: be going to sleep, but I'll just have my legs elevated,
• 9:35
  Speaker: completely perpendicular while I try to sleep.
• 9:39
  Speaker: And just maybe for like ten
• 9:40
  Speaker: minutes, just have them
• 9:41
  Speaker: perpendicular.
• 9:42
  Speaker: Maybe that'll help with the drainage.
• 9:44
  Speaker: I don't know what's going on.
• 9:46
  Speaker: Finally I broke down and I said, you know what?
• 9:49
  Speaker: I'm only going to be here for a
• 9:51
  Speaker: few more days, but I can't take
• 9:54
  Speaker: this anymore.
• 9:54
  Speaker: I can barely walk.
• 9:56
  Speaker: Even when I'm just sitting, I'm in pain.
• 10:00
  Speaker: This is not okay.
• 10:02
  Speaker: I ordered the creatine with a Costco order.
• 10:05
  Speaker: Thank you.
• 10:06
  Speaker: Costco.
• 10:07
  Speaker: Because I don't know why I didn't think of them, but I knew
• 10:10
  Speaker: I needed groceries.
• 10:11
  Speaker: I was like, maybe Costco has creatine.
• 10:13
  Speaker: Oh, oh, Costco got creatine.
• 10:18
  Speaker: And it's like this big old container, y'all.
• 10:22
  Speaker: So good thing I'm gonna be checking my suitcase on the way
• 10:25
  Speaker: back this time, because this container is so big, it's gonna
• 10:29
  Speaker: take up a good portion of space in my suitcase.
• 10:34
  Speaker: So there's that.
• 10:36
  Speaker: I'm flying home with a big old
• 10:38
  Speaker: one hundred and thirty some odd
• 10:40
  Speaker: serving container of creatine,
• 10:42
  Speaker: plus a two pound bag of bamboo
• 10:46
  Speaker: fiber.
• 10:47
  Speaker: There's another cookie video coming I got.
• 10:50
  Speaker: I gotta tweak the recipe today,
• 10:52
  Speaker: but lo and behold, I was like,
• 10:54
  Speaker: okay, I know this doesn't make
• 10:56
  Speaker: any sense.
• 10:57
  Speaker: This container is so big, but I desperately need to fix my legs.
• 11:01
  Speaker: And this is the solution as
• 11:04
  Speaker: opposed to waiting longer for
• 11:06
  Speaker: Walmart, waiting longer for
• 11:07
  Speaker: Amazon.
• 11:09
  Speaker: This Costco order is coming today along with my tofu.
• 11:13
  Speaker: We gonna be good.
• 11:15
  Speaker: And sure enough, that night I took my creatine and I this was
• 11:23
  Speaker: a powder form.
• 11:24
  Speaker: I'm not used to it in powder, but I mixed it up in water and
• 11:28
  Speaker: after a little bit I was like, oh, sitting here feels okay.
• 11:34
  Speaker: Oh, getting off the floor feels okay.
• 11:39
  Speaker: Oh, child, I feel like I got new legs.
• 11:41
  Speaker: Woof woof woof.
• 11:42
  Speaker: This morning.
• 11:43
  Speaker: The first thing I did have a glass of.
• 11:45
  Speaker: Okay.
• 11:45
  Speaker: After I brushed my teeth and
• 11:47
  Speaker: showered glass of water with the
• 11:50
  Speaker: creatine, and part of me was
• 11:53
  Speaker: like, oh, this powder is kind of
• 11:55
  Speaker: gritty.
• 11:56
  Speaker: Mhm.
• 11:57
  Speaker: But I am so grateful for how my legs feel.
• 11:59
  Speaker: I, I'm gonna love this grit every morning.
• 12:03
  Speaker: And I think this is gonna have to come before my morning cup of
• 12:07
  Speaker: tea or morning cup of coffee.
• 12:10
  Speaker: There's like, this Trader Joe's
• 12:11
  Speaker: coffee alternative thing that I
• 12:13
  Speaker: am loving.
• 12:14
  Speaker: And I am not a coffee person.
• 12:16
  Speaker: Never like the taste of coffee.
• 12:17
  Speaker: Took me a while to get used to the flavor of this because it
• 12:20
  Speaker: tastes like coffee.
• 12:21
  Speaker: Um, but now I'm like, oh, this coffee thing is just rocking my
• 12:25
  Speaker: world and there's no caffeine.
• 12:27
  Speaker: Yay!
• 12:28
  Speaker: So here we are.
• 12:32
  Speaker: And I had my creatine.
• 12:35
  Speaker: My legs are feeling good.
• 12:37
  Speaker: I woke up feeling good.
• 12:38
  Speaker: And when you wake up feeling good, this can really Change
• 12:42
  Speaker: your whole day.
• 12:44
  Speaker: I feel like I have a ton of time today.
• 12:46
  Speaker: I would normally be getting
• 12:49
  Speaker: ready for my classes, getting
• 12:53
  Speaker: into teaching, checking my
• 12:55
  Speaker: emails a bunch of times,
• 12:56
  Speaker: checking my bills a bunch of
• 12:57
  Speaker: times.
• 12:58
  Speaker: Uh. I've already checked things.
• 13:03
  Speaker: I actually woke up later today
• 13:04
  Speaker: because I stayed up late last
• 13:05
  Speaker: night and I've already been
• 13:08
  Speaker: outside.
• 13:09
  Speaker: It is not even quite nine o'clock.
• 13:12
  Speaker: Okay, so I've started recording this video.
• 13:16
  Speaker: I went outside and did a yoga video.
• 13:19
  Speaker: I fed the dog, checked my bills,
• 13:23
  Speaker: check my bank account, check my
• 13:25
  Speaker: email.
• 13:27
  Speaker: I've already got stuff going.
• 13:29
  Speaker: And I feel good.
• 13:30
  Speaker: And I'm so excited about the rest of the day.
• 13:33
  Speaker: I took time to do my hair,
• 13:35
  Speaker: recorded some acting stuff and
• 13:37
  Speaker: I've only been up since six
• 13:39
  Speaker: thirty.
• 13:42
  Speaker: it's amazing how much you can
• 13:44
  Speaker: get done a when you're not in
• 13:46
  Speaker: pain.
• 13:47
  Speaker: Ooh, child.
• 13:50
  Speaker: B when you allow yourself to just do.
• 13:56
  Speaker: And yes, as I was going through that yoga video, I was thinking,
• 14:01
  Speaker: oh, do I want to do a full focus on my hips?
• 14:06
  Speaker: Don't want to do full focus on my back.
• 14:07
  Speaker: What do I want to do this flow focus on?
• 14:09
  Speaker: I didn't plan anything.
• 14:11
  Speaker: And then I told myself, no, it doesn't really matter.
• 14:14
  Speaker: Just do it.
• 14:16
  Speaker: Just move.
• 14:18
  Speaker: Even if you don't even use this video on YouTube, just move.
• 14:23
  Speaker: Give yourself that gift of movement.
• 14:26
  Speaker: Don't stop.
• 14:29
  Speaker: Just do it.
• 14:31
  Speaker: Just go.
• 14:33
  Speaker: Why?
• 14:36
  Speaker: Partly because I want to practice yoga more.
• 14:40
  Speaker: I always like it when I do it, so why not?
• 14:44
  Speaker: Two.
• 14:46
  Speaker: Creating content for my movement YouTube channel has dropped to
• 14:55
  Speaker: the bottom of my priority list.
• 14:58
  Speaker: Oh, it's never going to be as good as all those other
• 15:00
  Speaker: YouTubers, so I'll do it when I can do it when I can.
• 15:07
  Speaker: I have been in a number of locations recently where doing
• 15:10
  Speaker: these videos just would have been too complicated.
• 15:15
  Speaker: Small spaces, lots of construction, my energy, my
• 15:21
  Speaker: nervous system, my stress levels, all of it.
• 15:25
  Speaker: Just all over the place.
• 15:26
  Speaker: So trying to create some calm feeling video of stretching and
• 15:33
  Speaker: not feeling pain.
• 15:35
  Speaker: I'm just too stressed.
• 15:37
  Speaker: I got construction going on, you know, six to eight hours a day
• 15:43
  Speaker: next door, starting early with the banging and the drilling
• 15:47
  Speaker: cats crying constantly, or the room is ridiculously hot and I'm
• 15:54
  Speaker: just sweating like a pig, or there's stuff all over the walls
• 16:01
  Speaker: of the home.
• 16:02
  Speaker: And so I don't want someone
• 16:05
  Speaker: else's family photos being in my
• 16:07
  Speaker: videos.
• 16:07
  Speaker: That's an invasion of their privacy and an editing nightmare
• 16:12
  Speaker: and too hot to go outside all the bugs on you.
• 16:17
  Speaker: So this location has been a blessing.
• 16:22
  Speaker: I've walked into every room
• 16:25
  Speaker: feeling inspired to do
• 16:28
  Speaker: something.
• 16:31
  Speaker: We're going to come back to that.
• 16:34
  Speaker: So we said.
• 16:38
  Speaker: Just do.
• 16:40
  Speaker: Even if you don't have a plan.
• 16:42
  Speaker: The perfect plan.
• 16:44
  Speaker: Just do.
• 16:47
  Speaker: We did mention bank accounts at the beginning, did we not?
• 16:50
  Speaker: Mhm.
• 16:51
  Speaker: So if you are someone who's been
• 16:54
  Speaker: in the financial YouTuber
• 16:56
  Speaker: sphere, then you might already
• 16:59
  Speaker: know.
• 16:59
  Speaker: And if you've never looked at any financial videos on YouTube
• 17:03
  Speaker: or peruse any financial podcasts, you might like.
• 17:07
  Speaker: What the h are you talking about, lady?
• 17:09
  Speaker: I came here because my life is a mess and you're supposed to give
• 17:14
  Speaker: it to me.
• 17:15
  Speaker: Real.
• 17:16
  Speaker: Rae, what am I gonna do?
• 17:18
  Speaker: My life is a mess.
• 17:19
  Speaker: Okay, chill.
• 17:24
  Speaker: Look, when you put money into
• 17:29
  Speaker: any kind of account that bears
• 17:31
  Speaker: interest.
• 17:33
  Speaker: High interest savings account.
• 17:36
  Speaker: Basic savings account stocks, funds.
• 17:44
  Speaker: There's a term called compound
• 17:47
  Speaker: interest, meaning when you put
• 17:50
  Speaker: something in and you let it sit
• 17:53
  Speaker: there.
• 17:54
  Speaker: Mhm.
• 17:56
  Speaker: The institution you've invested in will give you a little money
• 18:00
  Speaker: just for leaving your money there, just for trusting them.
• 18:04
  Speaker: Let's let's leave it that way.
• 18:05
  Speaker: You trust it.
• 18:06
  Speaker: Let's just think of a savings bank account.
• 18:08
  Speaker: You trusted us.
• 18:10
  Speaker: Thanks so much.
• 18:12
  Speaker: We're gonna give you a few pennies just for trusting us.
• 18:15
  Speaker: Thank you.
• 18:17
  Speaker: Now, we know it's way more complicated than that, but just.
• 18:20
  Speaker: Just take it at that baby.
• 18:22
  Speaker: Simple step.
• 18:24
  Speaker: And if you let the money sit there long enough, at the end of
• 18:29
  Speaker: the year, you might be like, oh, hey, I've got a few extra
• 18:33
  Speaker: dollars, depending on how much you let sit there.
• 18:36
  Speaker: A few extra hundred dollars when you're looking at the world of
• 18:40
  Speaker: stocks and investing.
• 18:42
  Speaker: Now that could be beyond a few extra hundred, depending on how
• 18:46
  Speaker: much you've got invested.
• 18:47
  Speaker: A few extra thousand, right?
• 18:51
  Speaker: You took money and you invested in that ETF.
• 18:56
  Speaker: And then that money was given to the companies that are a part of
• 19:02
  Speaker: that portfolio because they're taking the money.
• 19:09
  Speaker: I know I'm explaining it a little weird, but I've tried to
• 19:11
  Speaker: keep it super simple.
• 19:12
  Speaker: So these companies, they take money from the people who've
• 19:16
  Speaker: invested in them and they keep their businesses running.
• 19:20
  Speaker: They make investment in different infrastructure.
• 19:23
  Speaker: They try to generate more
• 19:24
  Speaker: revenue, they generate more
• 19:25
  Speaker: revenue.
• 19:25
  Speaker: And as a thank you to all the
• 19:27
  Speaker: investors, they have to give
• 19:29
  Speaker: back some money to the
• 19:30
  Speaker: investors.
• 19:31
  Speaker: And that's your for dividends.
• 19:32
  Speaker: And so you could certainly be looking like, wow, I've got a
• 19:37
  Speaker: few extra thousand this year.
• 19:40
  Speaker: And all I had to do was invest and trust compound interest.
• 19:50
  Speaker: You put something in and over time it grows.
• 19:57
  Speaker: And whereas it could have just been, oh, I just got a few extra
• 20:03
  Speaker: hundred a month or an extra fifty, not a month, a year, an
• 20:08
  Speaker: extra fifty dollars a year or extra twenty dollars a year
• 20:11
  Speaker: after a few years, because all of that pool of that money has
• 20:17
  Speaker: been growing, suddenly it seems like there's a leap.
• 20:21
  Speaker: And that compound interest goes
• 20:23
  Speaker: from, oh, look at me, I got
• 20:25
  Speaker: twenty dollars to all of a
• 20:27
  Speaker: sudden I got an extra two
• 20:31
  Speaker: hundred.
• 20:33
  Speaker: I got an extra two thousand.
• 20:34
  Speaker: I got an extra twenty thousand.
• 20:37
  Speaker: Compound interest is a beautiful thing, and a lot of people don't
• 20:42
  Speaker: trust the markets.
• 20:43
  Speaker: Totally understandable.
• 20:44
  Speaker: Markets are always going up and
• 20:45
  Speaker: down, but that does not mean you
• 20:48
  Speaker: should not trust compound
• 20:49
  Speaker: interest.
• 20:51
  Speaker: And there are people out there going I don't trust the banks.
• 20:54
  Speaker: Okay.
• 20:55
  Speaker: Depending on what country you
• 20:56
  Speaker: are in, that might be you might
• 20:58
  Speaker: not want to trust your bank,
• 21:00
  Speaker: right?
• 21:01
  Speaker: However, at least in the US, the
• 21:04
  Speaker: banks are what are called FDIC
• 21:06
  Speaker: insured, which means that up to
• 21:07
  Speaker: a certain amount, if your money
• 21:09
  Speaker: is gone because the bank goes
• 21:11
  Speaker: out of business or the bank is
• 21:12
  Speaker: robbed, you are insured, which
• 21:14
  Speaker: means you will get your money
• 21:15
  Speaker: back.
• 21:16
  Speaker: You can't say the same thing about the money.
• 21:18
  Speaker: You keep it under the mattress in your house.
• 21:20
  Speaker: Your house is robbed.
• 21:22
  Speaker: That mattress money is gone.
• 21:23
  Speaker: House burned.
• 21:24
  Speaker: Right?
• 21:25
  Speaker: There's a house fire.
• 21:26
  Speaker: Your mattress money is gone.
• 21:28
  Speaker: There's no insurance on the mattress money.
• 21:31
  Speaker: Okay, I think we get the point here.
• 21:33
  Speaker: So don't be a silly Billy.
• 21:37
  Speaker: If you if your bank has insurance.
• 21:41
  Speaker: Please, please.
• 21:43
  Speaker: Goodness gracious people, help yourself out and put money in
• 21:48
  Speaker: the bank into an account that bears interest and put a little
• 21:54
  Speaker: bit of money into account.
• 21:55
  Speaker: That bears interest, where you
• 21:57
  Speaker: won't have to touch that money
• 21:59
  Speaker: so you can get compound
• 22:01
  Speaker: interest.
• 22:04
  Speaker: And just like my yoga practice.
• 22:09
  Speaker: Doing a little bit every day, even if it's not perfect.
• 22:14
  Speaker: I almost fell once doing a dancer pose.
• 22:17
  Speaker: Mhm.
• 22:18
  Speaker: When I was in downward dog dogs, but came on to the camera view
• 22:23
  Speaker: when I was sitting in a Squat, but again, just right up in my
• 22:31
  Speaker: face and I'm thinking, I don't want dog bone in my face.
• 22:36
  Speaker: But I do want to complete my practice.
• 22:41
  Speaker: And actually, the stress is good for me because I am committed to
• 22:46
  Speaker: my movement right now and chaos is all around me.
• 22:52
  Speaker: There is construction out back and I'm hearing people hammering
• 22:55
  Speaker: things and the dogs are barking and all over the place.
• 22:58
  Speaker: But that's okay, because I'm gonna finish this practice.
• 23:04
  Speaker: I thought I was out there for like a half an hour, probably
• 23:07
  Speaker: was only out there for ten minutes, but that's okay.
• 23:10
  Speaker: I finished my practice, I
• 23:12
  Speaker: finished my flow, and I ended
• 23:14
  Speaker: where I wanted to end with bank
• 23:20
  Speaker: accounts.
• 23:20
  Speaker: Right.
• 23:22
  Speaker: We said you would vest a little
• 23:24
  Speaker: bit and over time it grows with
• 23:27
  Speaker: the yoga practice, with any
• 23:30
  Speaker: movement practice.
• 23:31
  Speaker: Let's not even just focus about
• 23:33
  Speaker: yoga because being that rowing
• 23:34
  Speaker: machine, we don't get it again
• 23:36
  Speaker: today.
• 23:36
  Speaker: Mhm.
• 23:38
  Speaker: Just doing a little bit, even if
• 23:41
  Speaker: it's not perfect compound
• 23:44
  Speaker: interest.
• 23:45
  Speaker: Now I'm not making money, but my body will be stronger, more
• 23:53
  Speaker: flexible, less stiff, happier.
• 23:58
  Speaker: I'm doing a good thing for my body, my mind, which had been
• 24:05
  Speaker: really sad because I was so sore for so long.
• 24:09
  Speaker: And also all kinds of things
• 24:11
  Speaker: going on up here, stressing
• 24:13
  Speaker: about audits and having to
• 24:16
  Speaker: figure out where am I going
• 24:18
  Speaker: next, where's the next house
• 24:19
  Speaker: sit?
• 24:19
  Speaker: Do I have enough money for this?
• 24:21
  Speaker: Do I have enough money for that?
• 24:22
  Speaker: I want to level up this other thing in my business.
• 24:25
  Speaker: Can I do that right now?
• 24:26
  Speaker: Doesn't need to wait till next month.
• 24:29
  Speaker: None of that mattered in that moment.
• 24:33
  Speaker: Taking the time to just do a short practice.
• 24:39
  Speaker: Not an hour.
• 24:42
  Speaker: Just a short practice.
• 24:44
  Speaker: Some of these YouTubers like
• 24:46
  Speaker: let's do a yoga flow and I'm
• 24:48
  Speaker: like, yoga flow for an hour and
• 24:50
  Speaker: a half.
• 24:51
  Speaker: You trying to kill me?
• 24:53
  Speaker: If I haven't figured out how to be calm or less sore in an hour
• 25:00
  Speaker: and a half.
• 25:00
  Speaker: I ain't, I ain't if it if it take me that long, I'm just
• 25:04
  Speaker: never going to figure it out.
• 25:05
  Speaker: I'm sorry.
• 25:06
  Speaker: I can't do it.
• 25:08
  Speaker: And you want me to do that every day with you, lady?
• 25:11
  Speaker: Oh, no. But geez.
• 25:14
  Speaker: No, I can't do it.
• 25:17
  Speaker: Homegirl got a life to live and
• 25:19
  Speaker: I need to do something else with
• 25:21
  Speaker: my time.
• 25:21
  Speaker: I cannot be over here.
• 25:22
  Speaker: Yoga flowing for an hour and a half or an hour.
• 25:29
  Speaker: Can't do it.
• 25:31
  Speaker: Now, to be fair, when I go out into the world and if I want to
• 25:36
  Speaker: go to a yoga studio, you kind of expect to pay for an hour class.
• 25:41
  Speaker: But there's also lots of slow
• 25:43
  Speaker: moving and teacher talking, and
• 25:45
  Speaker: you're waiting for people to
• 25:46
  Speaker: come into the room and all the
• 25:48
  Speaker: things.
• 25:50
  Speaker: Do you really need?
• 25:52
  Speaker: Do I really need that level of
• 25:56
  Speaker: commitment daily just to
• 26:00
  Speaker: improve?
• 26:02
  Speaker: No. Could I benefit from that level of commitment daily?
• 26:06
  Speaker: Sure.
• 26:07
  Speaker: But I don't have to jump in right then.
• 26:10
  Speaker: I don't have to jump in and say,
• 26:11
  Speaker: well, if I can't do an hour of
• 26:14
  Speaker: movement, I can't do an hour at
• 26:16
  Speaker: the gym.
• 26:16
  Speaker: If I can't invest one hundred dollars, one thousand dollars,
• 26:20
  Speaker: Ten thousand dollars.
• 26:22
  Speaker: If I can't make the perfect
• 26:26
  Speaker: product for my business, if my
• 26:29
  Speaker: website isn't perfect, if my
• 26:32
  Speaker: website doesn't look the way I
• 26:34
  Speaker: need it to look, I'm not gonna
• 26:36
  Speaker: do it.
• 26:37
  Speaker: I'm not gonna do it.
• 26:39
  Speaker: It'll just have to wait until I can do it.
• 26:42
  Speaker: Perfect.
• 26:45
  Speaker: Do a little something.
• 26:47
  Speaker: Do a little something.
• 26:48
  Speaker: Keep doing a little something every single day.
• 26:51
  Speaker: It will change your life.
• 26:54
  Speaker: Whatever it is that.
• 26:55
  Speaker: That thing you want to do.
• 26:56
  Speaker: I'm not saying do little drugs every day.
• 26:57
  Speaker: Don't do that.
• 26:58
  Speaker: Don't do that.
• 26:59
  Speaker: But I like to sing.
• 27:02
  Speaker: I claim to be studying the piano.
• 27:05
  Speaker: I make it.
• 27:07
  Speaker: I don't miss my French practice, even if it's only the five
• 27:11
  Speaker: minutes on Duolingo.
• 27:12
  Speaker: I don't miss that.
• 27:13
  Speaker: Um, the Duolingo said I missed
• 27:15
  Speaker: it on Sunday and I questioned
• 27:16
  Speaker: that.
• 27:17
  Speaker: I questioned you very much.
• 27:18
  Speaker: Duolingo.
• 27:19
  Speaker: But aside from these whole streak freezes up.
• 27:26
  Speaker: For over a thousand days, I made
• 27:31
  Speaker: it my mission to practice French
• 27:33
  Speaker: every day.
• 27:38
  Speaker: I need to.
• 27:40
  Speaker: I want to figure out how can I
• 27:44
  Speaker: make that kind of commitment to
• 27:47
  Speaker: my singing, to playing piano, to
• 27:51
  Speaker: studying Japanese, to studying
• 27:54
  Speaker: Scottish Gaelic.
• 27:56
  Speaker: Don't ask me why.
• 27:57
  Speaker: I just think it's a fun language to reading to my business.
• 28:06
  Speaker: Just every single day, five minutes.
• 28:12
  Speaker: Even looking at one part of my
• 28:15
  Speaker: business and doing one thing
• 28:16
  Speaker: towards marketing.
• 28:19
  Speaker: or one thing to improve something about my business.
• 28:30
  Speaker: And, and podcast people, I apologize because I paused to
• 28:37
  Speaker: collect my thoughts, dramatic effects and podcast.
• 28:40
  Speaker: You're like, is she still talking?
• 28:42
  Speaker: She's still going.
• 28:43
  Speaker: What's happening here?
• 28:44
  Speaker: I was still going through my, my brain just, I had to like, I had
• 28:47
  Speaker: to let it sink in for myself.
• 28:50
  Speaker: Okay.
• 28:51
  Speaker: Sorry about that.
• 28:53
  Speaker: Um, so lo and behold, I did have a chart, a checklist chart that
• 28:59
  Speaker: I loved using.
• 29:01
  Speaker: And I did not bring that with me on this trip.
• 29:05
  Speaker: I was just taking up so much space in my suitcase.
• 29:07
  Speaker: I'm like, oh, I don't have all that space.
• 29:09
  Speaker: And I know that I do very well when I use that chart, I also
• 29:13
  Speaker: feel like I'm an adult.
• 29:14
  Speaker: I shouldn't have to have a chart all the time.
• 29:17
  Speaker: What's wrong with me?
• 29:18
  Speaker: I should just do it.
• 29:19
  Speaker: I don't have to have a child for my friends.
• 29:24
  Speaker: But I also know I should practice French a lot more than
• 29:28
  Speaker: I do five minutes of something.
• 29:30
  Speaker: But I used to practice French for an hour a day.
• 29:35
  Speaker: It's gotten harder.
• 29:37
  Speaker: It's gotten harder.
• 29:38
  Speaker: Oh, I don't know.
• 29:40
  Speaker: That's a lot of time.
• 29:42
  Speaker: Girls busy, I think.
• 29:45
  Speaker: Uh, no one's paying me to study
• 29:46
  Speaker: this French, so, you know, I
• 29:49
  Speaker: might want to do something else
• 29:50
  Speaker: right now, but I haven't
• 29:54
  Speaker: stopped.
• 29:55
  Speaker: And that's the moral of our story.
• 29:58
  Speaker: So what do yoga and bank accounts have in common?
• 30:03
  Speaker: You invest a little every day and like compound interest, you
• 30:10
  Speaker: will gain a little every day.
• 30:14
  Speaker: And at some point you will look around and be like, I've gained
• 30:17
  Speaker: so much, gained so much.
• 30:22
  Speaker: Huge amounts.
• 30:24
  Speaker: Maybe you win the lottery.
• 30:27
  Speaker: Maybe your business wins the no stress lottery.
• 30:33
  Speaker: Just organized and money making lottery, right?
• 30:37
  Speaker: Maybe you invest a little bit,
• 30:40
  Speaker: just a little bit into your
• 30:44
  Speaker: relationships.
• 30:46
  Speaker: Relationships with your kids, relationships with your spouse.
• 30:50
  Speaker: Can you imagine if every day you did without being asked, without
• 30:57
  Speaker: thinking about what you're going to get back?
• 31:00
  Speaker: Just one thing to make your spouse smile.
• 31:06
  Speaker: Oh my goodness.
• 31:10
  Speaker: How would that change your relationship?
• 31:16
  Speaker: It's probably a lot easier when you were dating.
• 31:18
  Speaker: But if you are married, were you living together?
• 31:24
  Speaker: How does that change your relationship?
• 31:27
  Speaker: Were you two are not just going through the motions, but you are
• 31:34
  Speaker: actively doing something just to make that other person's life a
• 31:41
  Speaker: little easier, a little happier.
• 31:45
  Speaker: It goes a long way.
• 31:48
  Speaker: Not about expectations, not stuck in the routine, but just
• 31:53
  Speaker: being active and invested.
• 31:56
  Speaker: I'm not saying go out and buy your kids a bunch of stuff.
• 31:59
  Speaker: Go out and buy your spouse a bunch of stuff.
• 32:01
  Speaker: You don't have to do that.
• 32:02
  Speaker: You don't have to do anything with money.
• 32:06
  Speaker: What if instead of making some big plan.
• 32:14
  Speaker: of this big vacation you're going to take with the kids.
• 32:18
  Speaker: What if instead you turned off your phone, turn off the TV?
• 32:26
  Speaker: And you ask your kid, hey, will you pick some music for dinner?
• 32:31
  Speaker: And you guys sit at the table and you eat together or.
• 32:40
  Speaker: And they're probably like, you.
• 32:42
  Speaker: You want me to pick music?
• 32:43
  Speaker: You want to hear my music?
• 32:45
  Speaker: Huh huh?
• 32:47
  Speaker: Or maybe no music.
• 32:50
  Speaker: And you ask them about their day.
• 32:57
  Speaker: And now you might feel like, oh, great, I've never done that.
• 33:00
  Speaker: My teenager.
• 33:00
  Speaker: Don't talk to me no more.
• 33:02
  Speaker: So that might be a lot.
• 33:04
  Speaker: So instead.
• 33:08
  Speaker: Have them pick some music.
• 33:10
  Speaker: Come help you cook.
• 33:15
  Speaker: They might be surprised.
• 33:17
  Speaker: That might be like, why?
• 33:20
  Speaker: But chances are you express you need them.
• 33:26
  Speaker: Let's pick something together.
• 33:28
  Speaker: Let's pick a recipe together.
• 33:33
  Speaker: Chances are.
• 33:36
  Speaker: They won't resist so much they'll get involved.
• 33:42
  Speaker: As much as it may seem like teenagers hate their parents.
• 33:46
  Speaker: A lot of times.
• 33:50
  Speaker: They don't.
• 33:51
  Speaker: They do want to be loved.
• 33:53
  Speaker: They're just not sure what they
• 33:55
  Speaker: want that expression of love to
• 33:57
  Speaker: look like, especially coming
• 34:00
  Speaker: from you.
• 34:02
  Speaker: Yeah.
• 34:04
  Speaker: So I need to go ahead and start
• 34:09
  Speaker: getting ready for today's
• 34:11
  Speaker: lessons.
• 34:13
  Speaker: Um, but man, I feel really good.
• 34:18
  Speaker: Was there a crack in that creatine?
• 34:21
  Speaker: Because I, I, I feel good.
• 34:26
  Speaker: All right.
• 34:28
  Speaker: There wasn't any crack in that creatine.
• 34:31
  Speaker: I hope not.
• 34:33
  Speaker: So I guess I better work on that audit stuff and then get ready
• 34:39
  Speaker: for my lesson.
• 34:41
  Speaker: I'm excited about today and I hope you are too.
• 34:44
  Speaker: Be excited about today.
• 34:46
  Speaker: You alive.
• 34:47
  Speaker: Be excited.
• 34:48
  Speaker: You made it another day.
• 34:50
  Speaker: It's only what, six years ago where the world was on lockdown
• 34:55
  Speaker: and people were wondering if they or their loved ones would
• 35:00
  Speaker: make it another day.
• 35:03
  Speaker: And some of you lost people you cared about during that time.
• 35:09
  Speaker: So pretty sure the ones we lost, they could speak to us.
• 35:17
  Speaker: They would say.
• 35:21
  Speaker: Cherish the time you have and enjoy it.
• 35:28
  Speaker: Don't waste it.
• 35:31
  Speaker: And if that means investing just
• 35:34
  Speaker: two minutes or five minutes a
• 35:36
  Speaker: day into doing something you
• 35:41
  Speaker: want to do, be better at
• 35:43
  Speaker: something.
• 35:43
  Speaker: You want to be better at learning something, having the
• 35:47
  Speaker: relationship you want, or just having the money in the bank
• 35:50
  Speaker: account that you want and do it.
• 35:55
  Speaker: Huh?
• 35:55
  Speaker: Yoga and bank accounts.
• 35:57
  Speaker: They have a ton in common.
• 35:59
  Speaker: Until next time.
• 36:01
  Speaker: Peace.
• 36:03
  Speaker: Thanks for listening.
• 36:04
  Speaker: If you think this podcast would help a friend, then please feel
• 36:07
  Speaker: free to share it with them.