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Why Do the Holidays Leave Me Feeling So Empty? · Becoming Financially Confident

• 0:37
  Are
• 0:37
  the
• 0:38
  holidays
• 0:38
  stressful
• 0:38
  for
• 0:38
  you?
• 0:39
  I
• 0:39
  know
• 0:40
  they're
• 0:40
  stressful
• 0:40
  for
• 0:40
  so
• 0:41
  many
• 0:41
  of
• 0:41
  us.
• 0:41
  Listen
• 0:41
  to
• 0:41
  this.
• 0:42
  9
• 0:42
  in
• 0:42
  10Americans
• 0:43
  feel
• 0:43
  stressed
• 0:43
  during
• 0:44
  the
• 0:44
  holidays
• 0:45
  with
• 0:45
  4
• 0:45
  in
• 0:45
  10.
• 0:46
  Listen
• 0:46
  to
• 0:46
  this.
• 0:46
  40%
• 0:48
  say
• 0:48
  their
• 0:48
  stress
• 0:48
  is
• 0:48
  higher
• 0:49
  than
• 0:49
  in
• 0:49
  any
• 0:49
  other
• 0:49
  time
• 0:50
  during
• 0:50
  the
• 0:50
  year.
• 0:50
  This
• 0:51
  is
• 0:51
  supposed
• 0:51
  to
• 0:51
  be
• 0:51
  a
• 0:51
  joyous
• 0:52
  season.
• 0:52
  And
• 0:53
  nearly
• 0:53
  2/3
• 0:54
  of
• 0:54
  people
• 0:54
  with
• 0:54
  existing
• 0:55
  mental
• 0:55
  health
• 0:55
  conditions
• 0:56
  say
• 0:56
  their
• 0:56
  symptoms
• 0:57
  worsen
• 0:57
  during
• 0:57
  the
• 0:57
  holiday
• 0:58
  season.
• 0:58
  I
• 0:59
  mentioned
• 0:59
  this
• 0:59
  the
• 0:59
  other
• 0:59
  day.
• 1:00
  63%
• 1:01
  of
• 1:01
  Americans
• 1:02
  say
• 1:02
  the
• 1:02
  holidays
• 1:02
  are
• 1:02
  more
• 1:03
  stressful
• 1:03
  than
• 1:03
  tax
• 1:04
  season.
• 1:04
  Again,
• 1:04
  I
• 1:05
  don't
• 1:05
  know
• 1:05
  if
• 1:05
  I
• 1:05
  believe
• 1:05
  that,
• 1:06
  but
• 1:06
  fair
• 1:06
  enough.
• 1:07
  And
• 1:07
  79%
• 1:08
  of
• 1:08
  this
• 1:09
  admit
• 1:09
  that
• 1:10
  they
• 1:10
  neglect
• 1:10
  their
• 1:10
  own
• 1:11
  health
• 1:11
  during
• 1:11
  this
• 1:12
  time
• 1:12
  of
• 1:12
  year.
• 1:13
  And
• 1:13
  one
• 1:14
  third
• 1:14
  of
• 1:14
  adults
• 1:15
  say
• 1:15
  their
• 1:15
  mental
• 1:16
  health
• 1:16
  actually
• 1:17
  declines
• 1:17
  between
• 1:17
  November
• 1:18
  and
• 1:19
  January.
• 1:20
  It
• 1:20
  just
• 1:20
  proves
• 1:21
  what
• 1:21
  I've
• 1:21
  been
• 1:21
  talking
• 1:21
  about
• 1:22
  today.
• 1:22
  The
• 1:22
  emotional
• 1:23
  toll
• 1:23
  is
• 1:24
  real.
• 1:24
  Which
• 1:24
  leads
• 1:24
  me
• 1:24
  to
• 1:25
  today's
• 1:25
  listener
• 1:25
  question.
• 1:26
  Ralph,
• 1:27
  I
• 1:27
  feel
• 1:27
  like
• 1:27
  the
• 1:27
  holidays
• 1:28
  drain
• 1:28
  me
• 1:28
  emotionally
• 1:29
  and
• 1:29
  financially.
• 1:30
  Every
• 1:30
  year
• 1:31
  I
• 1:31
  make
• 1:31
  a
• 1:32
  money
• 1:32
  budget,
• 1:32
  but
• 1:33
  how
• 1:33
  do
• 1:33
  I
• 1:33
  set
• 1:33
  a
• 1:34
  mental
• 1:34
  health
• 1:34
  budget
• 1:35
  too?
• 1:35
  What
• 1:36
  a
• 1:36
  great
• 1:36
  question.
• 1:37
  Truth
• 1:37
  is,
• 1:38
  we
• 1:38
  budget
• 1:38
  for
• 1:38
  gifts,
• 1:39
  we
• 1:39
  budget
• 1:39
  for
• 1:40
  food,
• 1:40
  and
• 1:40
  we
• 1:40
  budget
• 1:41
  for
• 1:41
  travel.
• 1:42
  But
• 1:42
  how
• 1:42
  often
• 1:43
  do
• 1:43
  we
• 1:43
  budget
• 1:43
  for
• 1:44
  peace?
• 1:45
  Because
• 1:45
  your
• 1:46
  emotional
• 1:46
  energy
• 1:46
  is
• 1:47
  just
• 1:47
  as
• 1:47
  valuable
• 1:48
  as
• 1:48
  your
• 1:48
  money.
• 1:49
  Well,
• 1:49
  let's
• 1:49
  talk
• 1:49
  on
• 1:49
  today's
• 1:50
  show
• 1:50
  about
• 1:50
  maintaining
• 1:51
  our
• 1:51
  mental
• 1:52
  health
• 1:52
  during
• 1:52
  the
• 1:52
  holidays.
• 1:53
  I've
• 1:53
  got
• 1:53
  some
• 1:53
  answers
• 1:54
  on
• 1:54
  today's
• 1:54
  show.
• 1:55
  Let's
• 1:55
  protect
• 1:55
  our
• 1:55
  mental
• 1:56
  health
• 1:56
  this
• 1:56
  Christmas.
• 1:59
  This
• 1:59
  is
• 1:59
  Financially
• 2:00
  Confident
• 2:00
  Christian,
• 2:01
  your
• 2:01
  daily
• 2:02
  dose
• 2:02
  of
• 2:02
  gospel,
• 2:03
  grounded
• 2:03
  insight
• 2:03
  and
• 2:04
  faith
• 2:04
  driven
• 2:04
  tips
• 2:05
  to
• 2:05
  help
• 2:05
  you
• 2:05
  break
• 2:06
  the
• 2:06
  cycle
• 2:06
  of
• 2:06
  financial
• 2:07
  shame
• 2:07
  with
• 2:07
  confidence.
• 2:11
  Welcome
• 2:12
  to
• 2:12
  the
• 2:12
  show.
• 2:12
  I'm
• 2:12
  Ralph.
• 2:13
  I
• 2:13
  want
• 2:13
  to
• 2:13
  just
• 2:13
  thank
• 2:13
  you
• 2:14
  so
• 2:14
  much
• 2:14
  for
• 2:14
  joining
• 2:15
  me
• 2:15
  as
• 2:15
  I
• 2:15
  help
• 2:15
  you
• 2:16
  break
• 2:16
  that
• 2:16
  cycle
• 2:17
  of
• 2:17
  financial
• 2:17
  shame
• 2:18
  with
• 2:18
  confidence.
• 2:18
  We're
• 2:19
  continuing
• 2:19
  our
• 2:19
  series
• 2:20
  of
• 2:20
  find
• 2:20
  enjoy
• 2:21
  in
• 2:21
  the
• 2:21
  Holidays
• 2:21
  without
• 2:21
  going
• 2:22
  Broke.
• 2:23
  And
• 2:23
  listen,
• 2:23
  I've
• 2:23
  worked
• 2:24
  for
• 2:24
  years
• 2:25
  counseling
• 2:25
  clients
• 2:26
  who
• 2:26
  plan
• 2:26
  their
• 2:27
  finances.
• 2:27
  They
• 2:27
  do
• 2:28
  a
• 2:28
  great
• 2:28
  job
• 2:28
  on
• 2:28
  that.
• 2:28
  They've
• 2:29
  got
• 2:29
  great
• 2:29
  spreadsheets,
• 2:30
  they've
• 2:30
  got
• 2:30
  great
• 2:30
  budgets,
• 2:31
  they've
• 2:31
  got
• 2:31
  great
• 2:32
  intentions.
• 2:33
  But
• 2:33
  they
• 2:33
  ignore
• 2:33
  their
• 2:34
  stress
• 2:34
  until
• 2:35
  it
• 2:35
  overwhelms
• 2:36
  them.
• 2:36
  And
• 2:36
  listen,
• 2:36
  I've
• 2:36
  had
• 2:36
  to
• 2:37
  learn
• 2:37
  that
• 2:37
  myself.
• 2:38
  You
• 2:39
  got
• 2:39
  to
• 2:39
  learn
• 2:39
  something
• 2:39
  right
• 2:40
  now.
• 2:40
  This
• 2:40
  is
• 2:40
  Ralph's
• 2:40
  big
• 2:41
  takeaway
• 2:41
  for
• 2:41
  today.
• 2:42
  Peace
• 2:42
  doesn't
• 2:43
  happen
• 2:43
  by
• 2:43
  accident.
• 2:44
  It's
• 2:45
  something
• 2:45
  that
• 2:45
  you've
• 2:46
  got
• 2:46
  to
• 2:46
  protect
• 2:47
  intentionally.
• 2:48
  Just
• 2:48
  like
• 2:48
  I
• 2:48
  talk
• 2:48
  on
• 2:49
  the
• 2:49
  show
• 2:49
  about
• 2:49
  an
• 2:49
  intentional
• 2:50
  spending
• 2:50
  plan,
• 2:51
  peace
• 2:51
  is
• 2:51
  something
• 2:52
  you
• 2:52
  have
• 2:52
  to
• 2:52
  protect
• 2:53
  intentionally.
• 2:54
  And
• 2:54
  I
• 2:54
  want
• 2:55
  to
• 2:55
  share
• 2:55
  a
• 2:55
  story
• 2:55
  today.
• 2:56
  Remember
• 2:56
  when
• 2:56
  my
• 2:56
  kids
• 2:56
  were
• 2:57
  real
• 2:57
  young,
• 2:57
  my
• 2:58
  kids
• 2:58
  were,
• 2:58
  I'm
• 2:59
  talking
• 2:59
  about
• 2:59
  toddler
• 3:00
  age
• 3:01
  and
• 3:01
  everyone
• 3:01
  expected
• 3:02
  us
• 3:02
  to
• 3:02
  run
• 3:02
  these
• 3:03
  kids
• 3:03
  all
• 3:03
  over
• 3:04
  the
• 3:04
  place
• 3:04
  on
• 3:04
  Christmas
• 3:04
  we
• 3:05
  had
• 3:05
  to
• 3:05
  go
• 3:05
  see
• 3:05
  the
• 3:05
  grandparents
• 3:06
  and
• 3:06
  the
• 3:06
  other
• 3:06
  grandparents
• 3:07
  and
• 3:07
  the
• 3:07
  aunts
• 3:07
  and
• 3:08
  the
• 3:08
  uncles
• 3:08
  and
• 3:08
  the
• 3:09
  cousins,
• 3:09
  and
• 3:09
  it
• 3:10
  became
• 3:10
  crazy.
• 3:11
  And
• 3:11
  listen,
• 3:11
  I
• 3:12
  bought
• 3:12
  into
• 3:12
  it.
• 3:12
  I
• 3:12
  was
• 3:12
  like,
• 3:12
  oh,
• 3:13
  show
• 3:13
  off
• 3:13
  my
• 3:13
  little
• 3:14
  babies,
• 3:14
  and
• 3:14
  we're
• 3:15
  going
• 3:15
  to
• 3:15
  have
• 3:15
  a
• 3:15
  great
• 3:15
  time.
• 3:15
  We
• 3:15
  got
• 3:16
  them
• 3:16
  dressed
• 3:16
  up
• 3:16
  in
• 3:16
  their
• 3:17
  cute
• 3:17
  little
• 3:17
  suits
• 3:18
  and
• 3:18
  their
• 3:18
  special
• 3:18
  Christmas
• 3:19
  outfits,
• 3:20
  and,
• 3:20
  man,
• 3:21
  by
• 3:21
  the
• 3:21
  time
• 3:21
  we
• 3:21
  got
• 3:22
  to
• 3:22
  about
• 3:22
  halfway
• 3:22
  through
• 3:22
  the
• 3:23
  day,
• 3:23
  the
• 3:23
  kids
• 3:23
  were
• 3:23
  worn
• 3:24
  out.
• 3:24
  They
• 3:24
  were
• 3:24
  crying,
• 3:25
  they
• 3:25
  were
• 3:25
  screaming,
• 3:25
  they
• 3:26
  were
• 3:26
  caring.
• 3:26
  My
• 3:26
  wife
• 3:27
  and
• 3:27
  I,
• 3:27
  we're
• 3:27
  sitting
• 3:28
  there
• 3:28
  bickering
• 3:28
  at
• 3:28
  each
• 3:29
  other.
• 3:29
  What
• 3:29
  a
• 3:29
  destructive
• 3:30
  holiday
• 3:31
  season.
• 3:31
  And
• 3:32
  I
• 3:32
  said,
• 3:32
  we
• 3:32
  got
• 3:32
  to
• 3:32
  stop
• 3:32
  this.
• 3:33
  We
• 3:33
  can't
• 3:33
  continue
• 3:33
  this.
• 3:34
  And
• 3:35
  my
• 3:35
  wife
• 3:35
  and
• 3:35
  I
• 3:35
  sat
• 3:35
  down
• 3:36
  that
• 3:36
  Christmas
• 3:36
  night.
• 3:36
  I'll
• 3:37
  never
• 3:37
  forget
• 3:37
  it.
• 3:37
  We
• 3:38
  were
• 3:38
  emotionally
• 3:39
  drained.
• 3:39
  The
• 3:39
  kids
• 3:39
  had
• 3:40
  fallen
• 3:40
  asleep
• 3:40
  on
• 3:40
  the
• 3:41
  couch.
• 3:41
  I
• 3:41
  mean,
• 3:41
  there
• 3:41
  was
• 3:42
  drool
• 3:42
  coming
• 3:42
  out
• 3:42
  of
• 3:42
  the
• 3:43
  sides
• 3:43
  of
• 3:43
  their
• 3:43
  mouth.
• 3:43
  There
• 3:44
  was
• 3:44
  toys
• 3:44
  everywhere,
• 3:45
  mess
• 3:45
  everywhere,
• 3:45
  and
• 3:45
  all
• 3:46
  of
• 3:46
  us
• 3:46
  were
• 3:46
  just
• 3:46
  worn
• 3:47
  out.
• 3:47
  And
• 3:47
  I
• 3:47
  said,
• 3:47
  we
• 3:48
  got
• 3:48
  to
• 3:48
  stop
• 3:48
  doing
• 3:48
  this.
• 3:49
  And
• 3:49
  my
• 3:49
  wife
• 3:50
  said,
• 3:50
  here's
• 3:50
  what
• 3:50
  we're
• 3:50
  going
• 3:50
  to
• 3:50
  do
• 3:50
  from
• 3:51
  now
• 3:51
  on,
• 3:51
  Ralph.
• 3:51
  These
• 3:52
  kids
• 3:52
  are
• 3:52
  staying
• 3:52
  home
• 3:53
  all
• 3:53
  day
• 3:53
  Christmas.
• 3:53
  If
• 3:54
  somebody
• 3:54
  wants
• 3:54
  to
• 3:54
  come
• 3:54
  and
• 3:54
  visit,
• 3:55
  they
• 3:55
  come
• 3:55
  see
• 3:56
  us.
• 3:56
  And
• 3:57
  we've
• 3:57
  done
• 3:57
  that
• 3:57
  ever
• 3:58
  since.
• 3:58
  And
• 3:58
  now
• 3:58
  my
• 3:58
  kids
• 3:58
  are
• 3:58
  24
• 3:59
  and
• 3:59
  28.
• 3:59
  We
• 4:00
  don't
• 4:00
  have
• 4:00
  that
• 4:00
  little
• 4:00
  going
• 4:01
  around
• 4:01
  everywhere
• 4:01
  thing.
• 4:01
  But,
• 4:02
  man,
• 4:02
  it
• 4:02
  made
• 4:02
  an
• 4:03
  amazing
• 4:03
  change
• 4:04
  in
• 4:04
  the
• 4:04
  family
• 4:05
  dynamic.
• 4:05
  And
• 4:05
  I
• 4:05
  love
• 4:06
  what
• 4:06
  Brene
• 4:06
  Brown
• 4:07
  said.
• 4:07
  Daring
• 4:08
  to
• 4:08
  set
• 4:08
  boundaries
• 4:09
  is
• 4:09
  about
• 4:09
  having
• 4:10
  the
• 4:10
  courage
• 4:10
  to
• 4:10
  love
• 4:11
  ourselves,
• 4:11
  even
• 4:12
  when
• 4:12
  we
• 4:12
  risk
• 4:12
  disappointing
• 4:13
  others.
• 4:13
  And
• 4:14
  that's
• 4:14
  what
• 4:14
  I
• 4:14
  was
• 4:14
  so
• 4:14
  worried
• 4:15
  about.
• 4:15
  I
• 4:15
  was
• 4:16
  so
• 4:16
  worried
• 4:16
  about
• 4:16
  disappointing
• 4:17
  my
• 4:17
  mother
• 4:17
  and
• 4:18
  my
• 4:18
  father
• 4:18
  and
• 4:19
  her
• 4:19
  parents
• 4:19
  and
• 4:19
  the
• 4:19
  aunts
• 4:20
  and
• 4:20
  the
• 4:20
  uncles.
• 4:20
  But
• 4:21
  listen,
• 4:22
  those
• 4:22
  boundaries
• 4:23
  help
• 4:23
  us
• 4:24
  love
• 4:24
  ourselves
• 4:24
  and
• 4:24
  love
• 4:25
  our
• 4:25
  children.
• 4:25
  My
• 4:25
  wife
• 4:25
  really
• 4:26
  had
• 4:26
  to
• 4:26
  say,
• 4:26
  ralph,
• 4:27
  stop
• 4:27
  doing
• 4:27
  this.
• 4:27
  You're
• 4:27
  running
• 4:28
  the
• 4:28
  kids.
• 4:28
  Drag
• 4:28
  it.
• 4:28
  So
• 4:29
  let's
• 4:29
  get
• 4:29
  to
• 4:29
  our
• 4:29
  question
• 4:29
  today,
• 4:30
  and
• 4:30
  this
• 4:30
  is
• 4:31
  so
• 4:31
  critical.
• 4:31
  How
• 4:32
  do
• 4:32
  I
• 4:32
  set
• 4:33
  healthy
• 4:33
  emotional
• 4:34
  boundaries
• 4:34
  during
• 4:34
  the
• 4:35
  holidays?
• 4:35
  I'm
• 4:36
  going
• 4:36
  to
• 4:36
  tell
• 4:36
  you
• 4:36
  how
• 4:36
  I
• 4:36
  think
• 4:36
  you
• 4:36
  can
• 4:37
  do
• 4:37
  it.
• 4:37
  Number
• 4:37
  one
• 4:37
  thing,
• 4:38
  you've
• 4:38
  got
• 4:38
  to
• 4:38
  recognize
• 4:39
  that
• 4:39
  peace
• 4:40
  is
• 4:40
  valuable.
• 4:41
  I
• 4:41
  want
• 4:41
  to
• 4:41
  say
• 4:41
  something
• 4:42
  really
• 4:42
  bold
• 4:42
  here.
• 4:43
  You
• 4:43
  can't
• 4:43
  give
• 4:43
  what
• 4:43
  you
• 4:44
  don't
• 4:44
  have.
• 4:44
  And
• 4:45
  if
• 4:45
  you've
• 4:45
  given
• 4:45
  up
• 4:46
  all
• 4:46
  your
• 4:46
  mental
• 4:47
  energy,
• 4:47
  you're
• 4:48
  never
• 4:48
  going
• 4:48
  to
• 4:48
  be
• 4:48
  able
• 4:48
  to
• 4:48
  give
• 4:48
  it
• 4:48
  to
• 4:49
  somebody
• 4:49
  else.
• 4:49
  That
• 4:50
  mental
• 4:50
  energy
• 4:50
  honors
• 4:51
  both
• 4:51
  God
• 4:52
  and
• 4:52
  others.
• 4:53
  Think
• 4:53
  about
• 4:53
  my
• 4:53
  story.
• 4:54
  My
• 4:54
  wife
• 4:54
  got
• 4:55
  upset.
• 4:55
  We
• 4:55
  were
• 4:56
  nearly
• 4:56
  screaming
• 4:57
  at
• 4:57
  each
• 4:57
  other
• 4:57
  because
• 4:58
  we
• 4:58
  were
• 4:58
  trying
• 4:58
  to
• 4:58
  run
• 4:59
  ourselves
• 4:59
  ragged.
• 4:59
  We're
• 5:00
  trying
• 5:00
  to
• 5:00
  do
• 5:00
  too
• 5:00
  much.
• 5:01
  We
• 5:01
  have
• 5:01
  to
• 5:02
  recognize
• 5:02
  that
• 5:02
  peace
• 5:03
  is
• 5:03
  valuable.
• 5:03
  Your
• 5:04
  peace
• 5:04
  is
• 5:04
  valuable.
• 5:06
  Don't
• 5:06
  give
• 5:06
  it
• 5:06
  up.
• 5:07
  Protect
• 5:07
  it.
• 5:08
  That's
• 5:08
  where
• 5:08
  you
• 5:08
  honor
• 5:09
  God.
• 5:09
  Another
• 5:09
  thing.
• 5:10
  Schedule,
• 5:11
  rest.
• 5:11
  You've
• 5:12
  got
• 5:12
  to
• 5:12
  do
• 5:12
  this
• 5:12
  like
• 5:12
  I'm
• 5:13
  one
• 5:13
  of
• 5:13
  these
• 5:13
  people.
• 5:13
  Like
• 5:13
  I'm
• 5:14
  type
• 5:14
  A.
• 5:14
  I'm
• 5:14
  going
• 5:15
  and
• 5:15
  going
• 5:15
  and
• 5:15
  going.
• 5:15
  And
• 5:16
  as
• 5:16
  I
• 5:16
  get
• 5:16
  a
• 5:16
  little
• 5:16
  bit
• 5:16
  older,
• 5:17
  I've
• 5:17
  got
• 5:17
  to
• 5:18
  realize
• 5:18
  that
• 5:19
  I've
• 5:19
  got
• 5:19
  to
• 5:19
  schedule
• 5:20
  downtime.
• 5:20
  I
• 5:21
  got
• 5:21
  to
• 5:21
  just
• 5:21
  decide,
• 5:22
  you
• 5:22
  know,
• 5:22
  what
• 5:22
  I'll
• 5:22
  put
• 5:22
  on
• 5:22
  my
• 5:22
  calendar.
• 5:23
  It's
• 5:23
  an
• 5:23
  appointment
• 5:24
  that
• 5:24
  I
• 5:24
  don't
• 5:24
  cancel.
• 5:24
  It's
• 5:25
  like
• 5:25
  a
• 5:25
  doctor's
• 5:25
  appointment.
• 5:26
  When
• 5:26
  I
• 5:26
  see
• 5:26
  a
• 5:26
  doctor's
• 5:26
  appointment
• 5:27
  on
• 5:27
  my
• 5:27
  calendar,
• 5:28
  I'm
• 5:28
  going
• 5:28
  to
• 5:28
  make
• 5:28
  sure
• 5:28
  I'm
• 5:28
  there.
• 5:29
  Or
• 5:29
  if
• 5:29
  I've
• 5:29
  got
• 5:29
  a
• 5:29
  client
• 5:30
  coming
• 5:30
  in,
• 5:30
  I'm
• 5:30
  going
• 5:30
  to
• 5:30
  make
• 5:31
  sure
• 5:31
  I'm
• 5:31
  there.
• 5:31
  I
• 5:32
  encourage
• 5:32
  you,
• 5:32
  do
• 5:32
  the
• 5:33
  same
• 5:33
  thing
• 5:33
  with
• 5:33
  rest.
• 5:33
  Put
• 5:34
  it
• 5:34
  on
• 5:34
  your
• 5:34
  calendar.
• 5:35
  This
• 5:35
  is
• 5:35
  going
• 5:35
  to
• 5:36
  be
• 5:36
  my
• 5:36
  rest
• 5:37
  time.
• 5:38
  Another
• 5:38
  thing.
• 5:39
  Understand
• 5:40
  your
• 5:40
  emotional
• 5:41
  spending.
• 5:42
  Because
• 5:42
  every
• 5:43
  yes
• 5:43
  that
• 5:43
  you
• 5:44
  say,
• 5:44
  every
• 5:44
  time
• 5:44
  you
• 5:44
  volunteer
• 5:45
  for
• 5:45
  something,
• 5:45
  every
• 5:46
  time
• 5:46
  you
• 5:46
  agree
• 5:46
  to
• 5:47
  do
• 5:47
  something,
• 5:47
  it
• 5:48
  cost
• 5:48
  you.
• 5:48
  It
• 5:49
  cost
• 5:49
  you
• 5:49
  time,
• 5:50
  it
• 5:50
  costs
• 5:50
  you
• 5:51
  energy,
• 5:51
  and
• 5:51
  listen,
• 5:52
  it
• 5:52
  cost
• 5:53
  you
• 5:53
  peace.
• 5:54
  So
• 5:54
  decide
• 5:55
  to
• 5:55
  spend
• 5:55
  those
• 5:55
  things
• 5:56
  wildly.
• 5:56
  Be
• 5:56
  intentional
• 5:57
  about
• 5:57
  it.
• 5:57
  Because
• 5:57
  when
• 5:57
  you
• 5:57
  say
• 5:58
  yes
• 5:58
  to
• 5:58
  something,
• 5:59
  you're
• 5:59
  saying
• 6:00
  no
• 6:00
  to
• 6:00
  something
• 6:00
  else.
• 6:01
  And
• 6:01
  maybe
• 6:02
  you
• 6:02
  didn't
• 6:02
  want
• 6:02
  to
• 6:02
  say
• 6:02
  no
• 6:03
  to
• 6:03
  something
• 6:03
  else.
• 6:03
  Which
• 6:03
  leads
• 6:03
  me
• 6:04
  to
• 6:04
  this.
• 6:05
  Intentionally
• 6:06
  choose
• 6:07
  calm.
• 6:08
  Here's
• 6:08
  the
• 6:08
  truth.
• 6:08
  You
• 6:09
  can't
• 6:09
  control
• 6:09
  the
• 6:09
  sea
• 6:09
  in
• 6:09
  this
• 6:10
  chaos.
• 6:10
  It's
• 6:10
  going
• 6:10
  to
• 6:10
  happen
• 6:10
  around
• 6:11
  you.
• 6:11
  The
• 6:11
  noise
• 6:11
  of
• 6:12
  Christmas
• 6:12
  is
• 6:12
  going
• 6:13
  to
• 6:13
  happen,
• 6:14
  but
• 6:14
  you
• 6:14
  can
• 6:14
  choose
• 6:15
  how
• 6:15
  you
• 6:15
  show
• 6:15
  up
• 6:15
  for
• 6:16
  it.
• 6:16
  One
• 6:17
  of
• 6:17
  the
• 6:17
  things
• 6:17
  I
• 6:17
  learned.
• 6:18
  Listen,
• 6:18
  I've
• 6:18
  been
• 6:18
  many
• 6:19
  years
• 6:19
  of
• 6:19
  counseling.
• 6:19
  I
• 6:20
  was
• 6:20
  a
• 6:20
  wreck
• 6:20
  when
• 6:20
  I
• 6:21
  was
• 6:21
  a
• 6:21
  younger
• 6:21
  person,
• 6:21
  and
• 6:22
  I
• 6:22
  went
• 6:22
  through
• 6:22
  many
• 6:22
  years
• 6:23
  of
• 6:23
  counseling.
• 6:23
  And
• 6:23
  the
• 6:23
  counselor
• 6:24
  would
• 6:24
  always
• 6:24
  say
• 6:24
  to
• 6:24
  me,
• 6:24
  ralph,
• 6:25
  you
• 6:25
  can't
• 6:25
  control
• 6:25
  everyone
• 6:26
  around
• 6:26
  you,
• 6:27
  but
• 6:27
  you
• 6:27
  can
• 6:27
  control
• 6:28
  how
• 6:28
  you
• 6:28
  respond
• 6:29
  to
• 6:29
  that.
• 6:29
  You
• 6:30
  can
• 6:30
  control
• 6:30
  how
• 6:30
  you
• 6:31
  show
• 6:31
  up.
• 6:32
  But
• 6:32
  what
• 6:32
  that
• 6:32
  means
• 6:32
  is
• 6:32
  I
• 6:33
  got
• 6:33
  to
• 6:33
  plan
• 6:33
  accordingly.
• 6:34
  So
• 6:34
  intentionally
• 6:35
  choose
• 6:35
  that
• 6:35
  calm,
• 6:36
  choose
• 6:36
  that
• 6:37
  rest.
• 6:37
  Pick
• 6:37
  and
• 6:38
  choose
• 6:38
  what
• 6:38
  you're
• 6:39
  going
• 6:39
  to
• 6:39
  do.
• 6:39
  And
• 6:39
  last
• 6:39
  but
• 6:40
  not
• 6:40
  least,
• 6:41
  use
• 6:41
  faith
• 6:42
  as
• 6:42
  your
• 6:42
  fuel.
• 6:43
  I
• 6:43
  want
• 6:44
  to
• 6:44
  really
• 6:44
  lean
• 6:44
  into
• 6:44
  this
• 6:45
  for
• 6:45
  a
• 6:45
  second.
• 6:45
  Because
• 6:45
  there's
• 6:46
  so
• 6:46
  much
• 6:46
  fuel
• 6:47
  in
• 6:47
  your
• 6:47
  faith.
• 6:47
  Prayer,
• 6:48
  reading
• 6:49
  scripture,
• 6:49
  just
• 6:49
  those
• 6:50
  quiet
• 6:50
  moments.
• 6:52
  I
• 6:52
  think
• 6:52
  sometimes
• 6:52
  we
• 6:53
  lose
• 6:53
  sight
• 6:53
  of
• 6:53
  that.
• 6:54
  I
• 6:54
  love
• 6:54
  this
• 6:54
  verse,
• 6:55
  when
• 6:55
  the
• 6:55
  Bible
• 6:55
  says,
• 6:55
  be
• 6:55
  still
• 6:56
  and
• 6:56
  know
• 6:56
  that
• 6:56
  I
• 6:56
  am
• 6:57
  God.
• 6:58
  But
• 6:58
  what
• 6:58
  is
• 6:58
  he
• 6:58
  really
• 6:58
  saying
• 6:59
  to
• 6:59
  us?
• 6:59
  Be
• 6:59
  still.
• 7:00
  It
• 7:01
  helps
• 7:01
  you
• 7:01
  find
• 7:01
  that
• 7:02
  emotional
• 7:03
  balance.
• 7:04
  You
• 7:04
  can't
• 7:04
  buy
• 7:04
  that
• 7:05
  there's
• 7:05
  no
• 7:05
  peace.
• 7:06
  You're
• 7:06
  not
• 7:06
  going
• 7:06
  to
• 7:06
  get
• 7:07
  a
• 7:07
  massage,
• 7:07
  you're
• 7:07
  not
• 7:08
  going
• 7:08
  to
• 7:08
  get
• 7:08
  a
• 7:08
  facial,
• 7:09
  anything
• 7:09
  that's
• 7:09
  going
• 7:09
  to
• 7:10
  lead
• 7:10
  to
• 7:10
  that
• 7:10
  peace.
• 7:12
  When
• 7:12
  you
• 7:12
  just
• 7:12
  quiet
• 7:13
  and
• 7:13
  listen
• 7:13
  for
• 7:13
  God
• 7:14
  to
• 7:14
  speak
• 7:14
  to
• 7:14
  you.
• 7:15
  It
• 7:15
  helps
• 7:16
  you
• 7:16
  get
• 7:16
  back
• 7:16
  to
• 7:16
  centering
• 7:17
  on
• 7:17
  the
• 7:17
  point
• 7:17
  of
• 7:18
  what
• 7:18
  the
• 7:18
  holiday
• 7:18
  season
• 7:18
  really
• 7:19
  is.
• 7:20
  And
• 7:20
  that's
• 7:20
  the
• 7:20
  birth
• 7:21
  of
• 7:21
  Christ
• 7:22
  and
• 7:22
  the
• 7:22
  gift
• 7:23
  that
• 7:23
  we
• 7:23
  will
• 7:23
  never
• 7:24
  have
• 7:24
  the
• 7:24
  ability
• 7:24
  to
• 7:25
  overcome.
• 7:25
  That
• 7:25
  is
• 7:25
  the
• 7:26
  greatest
• 7:26
  gift
• 7:26
  of
• 7:26
  all
• 7:27
  time.
• 7:27
  Which
• 7:27
  leads
• 7:27
  me
• 7:27
  to
• 7:28
  our
• 7:28
  Bible
• 7:28
  verse
• 7:29
  today.
• 7:29
  And
• 7:30
  it
• 7:30
  comes
• 7:30
  to
• 7:30
  us
• 7:30
  From
• 7:30
  Matthew,
• 7:31
  chapter
• 7:31
  11,
• 7:32
  verse
• 7:32
  28.
• 7:32
  Again,
• 7:33
  Matthew
• 7:33
  11:28.
• 7:34
  Come
• 7:34
  to
• 7:34
  me,
• 7:35
  all
• 7:35
  you
• 7:35
  who
• 7:35
  are
• 7:36
  weary
• 7:36
  and
• 7:36
  burdened,
• 7:37
  and
• 7:38
  I
• 7:38
  will
• 7:38
  give
• 7:38
  you
• 7:38
  rest.
• 7:39
  I
• 7:39
  just
• 7:39
  love
• 7:39
  this
• 7:39
  scripture.
• 7:40
  When
• 7:40
  you're
• 7:40
  having
• 7:40
  a
• 7:40
  rough
• 7:41
  day,
• 7:42
  write
• 7:42
  this
• 7:42
  on
• 7:42
  your
• 7:42
  heart.
• 7:43
  Write
• 7:43
  it
• 7:43
  down
• 7:43
  somewhere
• 7:43
  where
• 7:43
  you
• 7:44
  see,
• 7:44
  because
• 7:44
  even
• 7:45
  God
• 7:45
  recognized
• 7:46
  this
• 7:47
  in
• 7:47
  his
• 7:47
  perfect
• 7:48
  creation
• 7:48
  of
• 7:48
  man.
• 7:48
  He
• 7:49
  recognized
• 7:49
  that
• 7:49
  we
• 7:50
  needed
• 7:50
  rest.
• 7:51
  So
• 7:52
  come
• 7:52
  to
• 7:52
  me,
• 7:52
  come
• 7:52
  to
• 7:52
  the
• 7:53
  Lord,
• 7:53
  all
• 7:53
  you
• 7:53
  are
• 7:54
  weary
• 7:54
  and
• 7:54
  burdened,
• 7:55
  and
• 7:56
  I
• 7:56
  will
• 7:56
  give
• 7:56
  you
• 7:56
  rest.
• 7:56
  How
• 7:57
  about
• 7:57
  we
• 7:57
  pray
• 7:57
  together?
• 7:58
  We
• 7:58
  need
• 7:58
  prayers
• 7:59
  today.
• 7:59
  Lord,
• 7:59
  help
• 8:00
  us
• 8:00
  to
• 8:00
  set
• 8:00
  healthy
• 8:01
  boundaries
• 8:01
  without
• 8:01
  feeling
• 8:02
  that
• 8:02
  guilt
• 8:02
  and
• 8:03
  anxiety.
• 8:03
  And
• 8:04
  I
• 8:04
  feel
• 8:04
  like
• 8:04
  we're
• 8:04
  letting
• 8:04
  people
• 8:05
  down.
• 8:05
  And
• 8:06
  Lord,
• 8:06
  remind
• 8:06
  us
• 8:07
  that
• 8:07
  peace
• 8:07
  is
• 8:07
  worth
• 8:08
  protecting.
• 8:08
  It's
• 8:08
  that
• 8:09
  peace
• 8:09
  that
• 8:09
  you
• 8:09
  want
• 8:10
  us
• 8:10
  to
• 8:10
  look
• 8:10
  to
• 8:10
  you,
• 8:11
  Lord,
• 8:11
  and
• 8:11
  to
• 8:11
  listen
• 8:12
  for
• 8:12
  your
• 8:12
  quiet
• 8:13
  voice.
• 8:13
  So,
• 8:13
  Lord,
• 8:14
  teach
• 8:14
  me
• 8:14
  to
• 8:14
  slow
• 8:15
  down
• 8:15
  during
• 8:15
  this
• 8:15
  holiday
• 8:16
  season.
• 8:16
  Teach
• 8:16
  me
• 8:16
  to
• 8:17
  rest
• 8:17
  in
• 8:17
  your
• 8:18
  presence
• 8:18
  and
• 8:18
  not
• 8:19
  feel
• 8:19
  like
• 8:19
  I've
• 8:19
  got
• 8:19
  to
• 8:19
  keep
• 8:20
  running
• 8:20
  and
• 8:20
  running,
• 8:21
  Lord,
• 8:21
  help
• 8:21
  me
• 8:21
  to
• 8:22
  be
• 8:22
  intentional
• 8:23
  in
• 8:23
  my
• 8:24
  emotional
• 8:24
  spending,
• 8:25
  Lord.
• 8:25
  And
• 8:25
  we
• 8:25
  ask
• 8:25
  this
• 8:26
  in
• 8:26
  the
• 8:26
  name
• 8:26
  of
• 8:26
  Jesus,
• 8:27
  Amen.
• 8:28
  So
• 8:28
  here's
• 8:28
  my
• 8:29
  action
• 8:29
  item
• 8:29
  for
• 8:29
  today.
• 8:29
  I
• 8:30
  want
• 8:30
  you
• 8:30
  to
• 8:30
  really
• 8:30
  look
• 8:30
  at
• 8:30
  your
• 8:30
  calendar.
• 8:31
  I
• 8:31
  want
• 8:31
  you
• 8:32
  to
• 8:32
  block
• 8:32
  off
• 8:32
  one
• 8:32
  peace
• 8:33
  night
• 8:33
  this
• 8:33
  week.
• 8:33
  Do
• 8:33
  it
• 8:34
  right
• 8:34
  now.
• 8:34
  Don't
• 8:34
  wait.
• 8:35
  Don't
• 8:35
  wait
• 8:35
  for
• 8:35
  the
• 8:35
  next
• 8:36
  week.
• 8:36
  Do
• 8:36
  it
• 8:36
  right
• 8:36
  now.
• 8:37
  I
• 8:37
  want
• 8:37
  you
• 8:37
  to
• 8:37
  block
• 8:37
  it
• 8:37
  off
• 8:37
  one
• 8:38
  night
• 8:38
  a
• 8:38
  week.
• 8:38
  Your
• 8:39
  peace
• 8:39
  calendar.
• 8:40
  Put
• 8:40
  it
• 8:40
  on
• 8:40
  the
• 8:40
  calendar.
• 8:41
  This
• 8:41
  is
• 8:42
  the
• 8:42
  time
• 8:42
  when
• 8:42
  there's
• 8:42
  no
• 8:42
  events,
• 8:43
  no
• 8:43
  phone,
• 8:44
  no
• 8:44
  pressure.
• 8:44
  Put
• 8:44
  that
• 8:45
  phone
• 8:45
  away.
• 8:45
  You
• 8:46
  can
• 8:46
  take
• 8:46
  a
• 8:46
  few
• 8:46
  minutes
• 8:46
  without
• 8:46
  your
• 8:47
  phone.
• 8:47
  The
• 8:47
  world's
• 8:47
  not
• 8:47
  going
• 8:47
  to
• 8:48
  come
• 8:48
  to
• 8:48
  an
• 8:48
  end.
• 8:49
  Just
• 8:49
  rest.
• 8:50
  And
• 8:51
  while
• 8:51
  you're
• 8:51
  doing
• 8:51
  that,
• 8:52
  plan
• 8:52
  accordingly
• 8:53
  throughout
• 8:53
  the
• 8:53
  holidays.
• 8:53
  Look
• 8:54
  at
• 8:54
  your
• 8:54
  calendar
• 8:54
  right
• 8:55
  now
• 8:55
  for
• 8:55
  the
• 8:55
  next
• 8:55
  45
• 8:56
  days
• 8:56
  and
• 8:56
  say,
• 8:57
  you
• 8:57
  know
• 8:57
  what?
• 8:57
  I'm
• 8:57
  going
• 8:57
  to
• 8:58
  plan
• 8:58
  this
• 8:58
  and
• 8:58
  I'm
• 8:59
  going
• 8:59
  to
• 8:59
  plan.
• 8:59
  Take
• 9:00
  a
• 9:00
  look
• 9:00
  at
• 9:00
  what
• 9:00
  you've
• 9:00
  already
• 9:00
  committed
• 9:01
  to
• 9:01
  and
• 9:01
  say,
• 9:01
  you
• 9:01
  know,
• 9:01
  do
• 9:02
  I
• 9:02
  need
• 9:02
  to
• 9:02
  do
• 9:02
  all
• 9:02
  these
• 9:03
  things?
• 9:03
  You
• 9:04
  don't
• 9:04
  have
• 9:04
  to
• 9:04
  do
• 9:05
  them
• 9:05
  all.
• 9:05
  Remember,
• 9:05
  no
• 9:05
  events,
• 9:06
  no
• 9:06
  phone,
• 9:07
  no
• 9:07
  pressure.
• 9:07
  Just
• 9:08
  listen
• 9:08
  for
• 9:08
  that
• 9:09
  stillness
• 9:09
  and
• 9:10
  listen
• 9:10
  to
• 9:10
  God
• 9:10
  to
• 9:11
  talk
• 9:11
  to
• 9:11
  you.
• 9:12
  One
• 9:12
  of
• 9:12
  the
• 9:12
  things
• 9:12
  I'm
• 9:12
  going
• 9:12
  to
• 9:12
  ask
• 9:13
  you
• 9:13
  to
• 9:13
  do
• 9:13
  right
• 9:13
  now
• 9:13
  for
• 9:13
  me
• 9:14
  is
• 9:14
  support
• 9:14
  the
• 9:14
  show.
• 9:15
  We're
• 9:15
  really
• 9:15
  trying
• 9:15
  to
• 9:15
  grow
• 9:15
  the
• 9:16
  show.
• 9:16
  We're
• 9:16
  trying
• 9:16
  to
• 9:17
  reach
• 9:17
  others.
• 9:17
  We're
• 9:17
  trying
• 9:18
  to
• 9:18
  advertise.
• 9:18
  We're
• 9:18
  trying
• 9:19
  to
• 9:19
  get
• 9:19
  on
• 9:19
  more
• 9:20
  channels
• 9:20
  and
• 9:20
  more
• 9:20
  markets.
• 9:21
  And
• 9:21
  listen,
• 9:22
  this
• 9:22
  show
• 9:22
  can
• 9:22
  impact
• 9:22
  the
• 9:22
  world,
• 9:23
  but
• 9:23
  I
• 9:23
  really
• 9:23
  need
• 9:23
  your
• 9:23
  help.
• 9:24
  You
• 9:24
  can
• 9:24
  help
• 9:24
  the
• 9:25
  show
• 9:25
  by
• 9:25
  going
• 9:25
  to
• 9:26
  financiallyconfidentchristian.com
• 9:28
  support.
• 9:29
  Right
• 9:29
  there.
• 9:29
  You
• 9:29
  can
• 9:30
  buy
• 9:30
  me
• 9:30
  a
• 9:30
  coffee.
• 9:30
  Now.
• 9:30
  Listen,
• 9:31
  I
• 9:31
  need.
• 9:31
  I
• 9:31
  don't
• 9:31
  even
• 9:31
  drink
• 9:31
  coffee.
• 9:32
  I
• 9:32
  drink
• 9:32
  tea.
• 9:33
  It's
• 9:33
  a
• 9:33
  virtual
• 9:34
  thing.
• 9:34
  But
• 9:34
  with
• 9:34
  those
• 9:35
  dollars
• 9:35
  that
• 9:35
  come
• 9:35
  in,
• 9:36
  my
• 9:36
  goal
• 9:36
  is
• 9:37
  to
• 9:37
  reach
• 9:37
  others,
• 9:37
  to
• 9:38
  advertise
• 9:38
  in
• 9:38
  the
• 9:39
  new
• 9:39
  markets,
• 9:39
  to
• 9:39
  go
• 9:40
  out
• 9:40
  there
• 9:40
  and
• 9:40
  win
• 9:41
  the
• 9:41
  world
• 9:41
  for
• 9:41
  Christ.
• 9:41
  So
• 9:42
  if
• 9:42
  you
• 9:42
  can
• 9:42
  support
• 9:42
  me,
• 9:42
  I
• 9:42
  would
• 9:43
  truly
• 9:43
  appreciate
• 9:43
  it.
• 9:44
  It's
• 9:44
  simple.
• 9:45
  It
• 9:45
  doesn't
• 9:45
  have
• 9:45
  to
• 9:45
  be
• 9:45
  a
• 9:46
  lot
• 9:46
  of
• 9:46
  money.
• 9:46
  But
• 9:46
  help
• 9:46
  us
• 9:47
  by
• 9:47
  going
• 9:47
  to
• 9:47
  financiallyconfidentchristian.com/support.
• 9:51
  Your
• 9:51
  support
• 9:51
  means
• 9:52
  the
• 9:52
  world
• 9:52
  to
• 9:52
  me
• 9:52
  because
• 9:52
  you're
• 9:53
  a
• 9:53
  partner
• 9:53
  in
• 9:53
  this.
• 9:54
  And
• 9:54
  remember
• 9:54
  this,
• 9:55
  the
• 9:56
  holidays
• 9:56
  can
• 9:56
  drain
• 9:56
  more
• 9:57
  than
• 9:57
  you
• 9:57
  want.
• 9:57
  I
• 9:57
  was
• 9:57
  laughing
• 9:58
  as
• 9:58
  we
• 9:58
  were
• 9:58
  preparing
• 9:58
  for
• 9:59
  today's
• 9:59
  show.
• 9:59
  He
• 9:59
  said,
• 10:00
  what
• 10:00
  drains
• 10:00
  you
• 10:00
  during
• 10:00
  the
• 10:00
  holidays?
• 10:01
  Said
• 10:01
  you're
• 10:01
  emotional
• 10:01
  and
• 10:01
  you're
• 10:02
  money
• 10:02
  because
• 10:02
  you're.
• 10:03
  But
• 10:04
  the
• 10:04
  holidays
• 10:04
  shouldn't
• 10:05
  drain
• 10:05
  you
• 10:05
  more
• 10:05
  than
• 10:05
  your
• 10:06
  wallet.
• 10:06
  Mental
• 10:07
  energy
• 10:07
  is
• 10:07
  a
• 10:08
  real
• 10:08
  resource,
• 10:08
  and
• 10:08
  you
• 10:08
  got
• 10:09
  to
• 10:09
  choose
• 10:09
  to
• 10:09
  spend
• 10:09
  it
• 10:09
  wisely.
• 10:10
  Be
• 10:10
  intentional
• 10:10
  about
• 10:11
  it.
• 10:11
  Set
• 10:12
  up
• 10:12
  those
• 10:12
  boundaries.
• 10:13
  Because
• 10:13
  those
• 10:13
  boundaries
• 10:13
  protect
• 10:14
  your
• 10:14
  joy
• 10:14
  and
• 10:15
  your
• 10:15
  faith.
• 10:15
  Because
• 10:15
  remember
• 10:16
  this,
• 10:17
  a
• 10:17
  rested
• 10:17
  heart
• 10:17
  gives
• 10:18
  better
• 10:18
  gifts
• 10:19
  than
• 10:19
  a
• 10:19
  rushed
• 10:19
  one.
• 10:20
  I'm
• 10:20
  going
• 10:20
  to
• 10:20
  encourage
• 10:20
  you
• 10:21
  today.
• 10:21
  Go
• 10:21
  be
• 10:21
  a
• 10:22
  financially
• 10:22
  confident
• 10:23
  Christian.
• 10:23
  Go
• 10:24
  be
• 10:24
  rested.
• 10:25
  Go
• 10:25
  be
• 10:25
  calm.
• 10:26
  Stay
• 10:26
  financially
• 10:27
  savvy.
• 10:27
  God
• 10:27
  bless
• 10:28
  you.
• 10:28
  And
• 10:28
  you
• 10:28
  have
• 10:28
  a
• 10:29
  great
• 10:29
  day
• 10:29
  today.