How Do You Know When It's "Safe" to Retire?

Perfect Game Retirement · Oct 29, 2026 · 14m

"When can I retire?" might be the question we get asked more than any other. A lot of people anchor retirement to a certain age or a certain account balance, but neither one tells the whole story. What really matters is whether your income, spending, debt, Social Security, and long-term goals can work together without creating unnecessary stress.

In this episode, Ryan explains how a retirement date is actually determined and why running the numbers can sometimes reveal that retirement is closer than expected.

Here’s what we discuss in this episode:

🎯 Forget the Magic Number: Retirement…