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KiwiSaver, Investing & Mortgages: Listener Money Questions | Episode 459

Real money questions from listeners - covering KiwiSaver, investing, mortgages, and how to actually build wealth in New Zealand.

In this Listener Hotline episode, financial advisors James and Jess answer real audience questions about KiwiSaver contributions, emergency funds, investing during market volatility, retirement planning, spending habits, term deposits vs shares, and whether couples should buy property together.

The conversation breaks down practical money decisions many Kiwis face - from saving for a first home and managing debt to building long-term wealth and avoiding common…

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