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How Can I Flex My Financial Plan When Life Throws Curveballs? · Becoming Financially Confident

• 0:38
  You
• 0:38
  got
• 0:38
  a
• 0:38
  plan,
• 0:38
  you
• 0:39
  got
• 0:39
  a
• 0:39
  solid
• 0:39
  budget,
• 0:40
  a
• 0:40
  debt
• 0:40
  strategy,
• 0:41
  even
• 0:41
  have
• 0:41
  a
• 0:42
  savings
• 0:42
  rhythm.
• 0:43
  But
• 0:43
  then
• 0:44
  like
• 0:44
  everybody,
• 0:45
  life
• 0:45
  just
• 0:45
  happens.
• 0:46
  A
• 0:47
  job
• 0:47
  loss,
• 0:47
  maybe
• 0:48
  a
• 0:48
  new
• 0:48
  baby,
• 0:49
  some
• 0:50
  emergency
• 0:50
  repairs
• 0:51
  or
• 0:51
  an
• 0:51
  unexpected
• 0:52
  illness.
• 0:53
  And
• 0:53
  suddenly
• 0:54
  that
• 0:54
  plan
• 0:54
  feels
• 0:55
  broken.
• 0:56
  And
• 0:56
  to
• 0:56
  be
• 0:57
  honest
• 0:57
  with
• 0:57
  yourself,
• 0:58
  you
• 0:58
  feel
• 0:58
  defeated.
• 0:59
  But
• 1:00
  what
• 1:00
  if
• 1:00
  that
• 1:00
  shift
• 1:01
  isn't
• 1:01
  the
• 1:01
  end
• 1:01
  of
• 1:01
  your
• 1:02
  peace,
• 1:03
  but
• 1:03
  just
• 1:03
  the
• 1:03
  start
• 1:04
  of
• 1:04
  a
• 1:04
  pivot?
• 1:05
  I
• 1:05
  want
• 1:05
  you
• 1:05
  to
• 1:05
  stick
• 1:05
  with
• 1:06
  me
• 1:06
  today
• 1:06
  because
• 1:06
  we're
• 1:06
  talking
• 1:06
  about
• 1:07
  staying
• 1:07
  resilient
• 1:08
  when
• 1:08
  life
• 1:08
  changes.
• 1:09
  Your
• 1:09
  plan.
• 1:09
  As
• 1:10
  we're
• 1:10
  going
• 1:10
  to
• 1:10
  cover
• 1:10
  on
• 1:10
  today's
• 1:11
  show.
• 1:13
  This
• 1:13
  is
• 1:13
  Financially
• 1:14
  Confident
• 1:14
  Christian,
• 1:15
  your
• 1:15
  daily
• 1:16
  dose
• 1:16
  of
• 1:16
  gospel,
• 1:16
  grounded
• 1:17
  insight
• 1:17
  and
• 1:18
  faith
• 1:18
  driven
• 1:18
  tips
• 1:19
  to
• 1:19
  help
• 1:19
  you
• 1:19
  break
• 1:20
  the
• 1:20
  cycle
• 1:20
  of
• 1:20
  financial
• 1:21
  shame
• 1:21
  with
• 1:21
  confidence.
• 1:24
  Hey
• 1:24
  there,
• 1:24
  friend.
• 1:25
  Welcome
• 1:25
  back
• 1:25
  to
• 1:26
  Financially
• 1:26
  Confident
• 1:26
  Christian.
• 1:27
  I'm
• 1:27
  Ralph.
• 1:27
  And
• 1:27
  it's
• 1:28
  so
• 1:28
  great
• 1:28
  to
• 1:28
  to
• 1:29
  have
• 1:29
  you
• 1:29
  with
• 1:29
  me
• 1:29
  again
• 1:29
  today.
• 1:30
  I
• 1:30
  love
• 1:30
  it
• 1:30
  when
• 1:30
  you
• 1:30
  come
• 1:30
  by
• 1:31
  and
• 1:31
  just
• 1:31
  spend
• 1:31
  a
• 1:31
  few
• 1:32
  minutes
• 1:32
  with
• 1:32
  me
• 1:32
  every
• 1:32
  day.
• 1:33
  As
• 1:33
  you
• 1:33
  know,
• 1:34
  on
• 1:34
  this
• 1:34
  show
• 1:34
  we
• 1:34
  answer
• 1:35
  one
• 1:35
  powerful
• 1:36
  question
• 1:36
  and
• 1:37
  that's
• 1:37
  how
• 1:37
  can
• 1:37
  I
• 1:37
  become
• 1:38
  a
• 1:38
  financially
• 1:39
  confident
• 1:39
  Christian?
• 1:40
  And
• 1:40
  we're
• 1:40
  continuing
• 1:41
  in
• 1:41
  our
• 1:41
  series
• 1:41
  today
• 1:42
  beyond
• 1:42
  the
• 1:42
  Budget,
• 1:43
  working
• 1:43
  to
• 1:43
  find
• 1:44
  financial
• 1:44
  freedom
• 1:45
  through
• 1:45
  intentional
• 1:46
  living.
• 1:46
  That's
• 1:46
  right.
• 1:47
  This
• 1:47
  whole
• 1:47
  series
• 1:48
  is
• 1:48
  all
• 1:48
  about
• 1:49
  moving
• 1:49
  beyond
• 1:49
  the
• 1:50
  budget
• 1:50
  and
• 1:50
  finding
• 1:51
  freedom
• 1:51
  when
• 1:52
  we
• 1:52
  make
• 1:52
  intentional
• 1:53
  choices
• 1:53
  and
• 1:54
  live
• 1:54
  intentionally.
• 1:55
  Now,
• 1:56
  yesterday,
• 1:56
  if
• 1:56
  you
• 1:56
  missed
• 1:56
  the
• 1:56
  show,
• 1:57
  we
• 1:57
  talked
• 1:57
  about
• 1:57
  defending
• 1:58
  your
• 1:58
  progress
• 1:58
  and
• 1:59
  combating
• 1:59
  that
• 1:59
  terrible
• 2:00
  lifestyle
• 2:00
  creep.
• 2:01
  Yeah,
• 2:01
  we
• 2:01
  kicked
• 2:02
  lifestyle
• 2:02
  creep
• 2:02
  to
• 2:03
  the
• 2:03
  curb.
• 2:03
  And
• 2:03
  if
• 2:03
  you
• 2:03
  missed
• 2:04
  it,
• 2:04
  I'm
• 2:04
  going
• 2:04
  to
• 2:04
  encourage
• 2:04
  you
• 2:05
  to
• 2:05
  check
• 2:05
  it
• 2:05
  out.
• 2:05
  But
• 2:06
  today
• 2:06
  we're
• 2:06
  going
• 2:06
  to
• 2:06
  talk
• 2:06
  about
• 2:07
  what
• 2:07
  happens
• 2:07
  when
• 2:07
  life
• 2:08
  throws
• 2:08
  a
• 2:08
  curveball.
• 2:09
  Hey,
• 2:09
  listen,
• 2:10
  because
• 2:10
  all
• 2:11
  of
• 2:11
  us
• 2:11
  get
• 2:11
  curveballs
• 2:12
  from
• 2:12
  time
• 2:12
  to
• 2:12
  time.
• 2:13
  And
• 2:13
  I
• 2:13
  want
• 2:13
  to
• 2:14
  just
• 2:14
  tell
• 2:14
  you
• 2:14
  right
• 2:14
  now,
• 2:15
  here's
• 2:15
  something
• 2:15
  you
• 2:15
  can
• 2:15
  take
• 2:15
  to
• 2:16
  the
• 2:16
  bank.
• 2:17
  Your
• 2:17
  piece
• 2:18
  doesn't
• 2:18
  have
• 2:18
  to
• 2:18
  fall
• 2:18
  apart
• 2:19
  when
• 2:19
  your
• 2:20
  plan
• 2:20
  shifts.
• 2:21
  So
• 2:21
  if
• 2:21
  you're
• 2:21
  ready
• 2:22
  to
• 2:22
  continue
• 2:22
  with
• 2:23
  your
• 2:23
  piece
• 2:23
  when
• 2:24
  your
• 2:24
  plan
• 2:24
  shifts,
• 2:25
  let's
• 2:25
  cover
• 2:25
  that
• 2:26
  today.
• 2:26
  The
• 2:27
  truth
• 2:27
  is
• 2:27
  you've
• 2:27
  worked
• 2:28
  hard,
• 2:28
  maybe
• 2:29
  you've
• 2:29
  budgeted
• 2:29
  really
• 2:30
  well
• 2:30
  and
• 2:30
  you
• 2:30
  finally
• 2:31
  have
• 2:31
  a
• 2:31
  plan
• 2:31
  that's
• 2:32
  working.
• 2:33
  And
• 2:33
  then
• 2:33
  something
• 2:34
  changes.
• 2:34
  And
• 2:34
  most
• 2:35
  of
• 2:35
  the
• 2:35
  time
• 2:35
  it's
• 2:35
  something
• 2:36
  completely
• 2:36
  outside
• 2:36
  your
• 2:37
  control.
• 2:38
  And
• 2:38
  then
• 2:39
  suddenly
• 2:39
  your
• 2:39
  budget's
• 2:40
  blown,
• 2:40
  the
• 2:40
  savings
• 2:41
  are
• 2:41
  drained.
• 2:43
  When
• 2:43
  you're
• 2:44
  really
• 2:44
  honest
• 2:44
  with
• 2:44
  yourself,
• 2:45
  that
• 2:45
  plan
• 2:45
  feels
• 2:46
  like
• 2:46
  a
• 2:46
  failure.
• 2:48
  And
• 2:48
  you
• 2:48
  ask
• 2:49
  this
• 2:49
  difficult
• 2:49
  question,
• 2:50
  that's
• 2:50
  why
• 2:50
  do
• 2:51
  I
• 2:51
  even
• 2:51
  try
• 2:51
  if
• 2:52
  life
• 2:52
  just
• 2:52
  wrecks
• 2:53
  it?
• 2:54
  And
• 2:55
  if
• 2:55
  you're
• 2:55
  listening
• 2:55
  right
• 2:55
  now,
• 2:56
  I
• 2:56
  want
• 2:56
  to
• 2:57
  tell
• 2:57
  you
• 2:57
  right
• 2:57
  now,
• 2:57
  I
• 2:57
  felt
• 2:58
  that
• 2:58
  many
• 2:58
  times.
• 3:00
  And
• 3:01
  sometimes
• 3:01
  it's
• 3:01
  just
• 3:01
  natural
• 3:02
  to
• 3:02
  feel
• 3:02
  it.
• 3:02
  The
• 3:02
  problem
• 3:02
  is
• 3:03
  when
• 3:03
  you,
• 3:03
  when
• 3:03
  you
• 3:03
  feel
• 3:04
  that,
• 3:05
  that
• 3:05
  thinking,
• 3:06
  that
• 3:06
  very
• 3:07
  thinking
• 3:07
  about
• 3:08
  you
• 3:08
  know
• 3:08
  I
• 3:08
  can't
• 3:09
  do
• 3:09
  this.
• 3:09
  That
• 3:09
  breeds
• 3:10
  stress.
• 3:11
  It
• 3:11
  breeds
• 3:12
  discouragement.
• 3:14
  And
• 3:14
  unfortunately,
• 3:15
  it
• 3:15
  even
• 3:15
  breeds
• 3:16
  hopelessness.
• 3:18
  But
• 3:18
  here's
• 3:18
  a
• 3:19
  powerful
• 3:19
  truth.
• 3:19
  I
• 3:19
  want
• 3:19
  you
• 3:20
  to
• 3:20
  hear
• 3:20
  this
• 3:20
  right
• 3:20
  now.
• 3:21
  Your
• 3:21
  plan
• 3:22
  didn't
• 3:23
  fail.
• 3:24
  I
• 3:24
  want
• 3:24
  you
• 3:25
  to
• 3:25
  hear
• 3:25
  me
• 3:25
  on
• 3:25
  that.
• 3:25
  Because
• 3:26
  your
• 3:26
  plan
• 3:26
  did
• 3:26
  not
• 3:27
  fail.
• 3:28
  It
• 3:29
  just
• 3:29
  needs
• 3:29
  to
• 3:29
  be
• 3:29
  realigned.
• 3:30
  Think
• 3:30
  of
• 3:30
  it
• 3:30
  like
• 3:30
  this.
• 3:31
  You're
• 3:31
  driving
• 3:32
  down
• 3:32
  the
• 3:32
  road,
• 3:33
  everything's
• 3:33
  going
• 3:34
  according
• 3:34
  to
• 3:34
  plan.
• 3:35
  You
• 3:35
  got
• 3:35
  things
• 3:35
  on
• 3:36
  your
• 3:36
  mind,
• 3:36
  you
• 3:36
  got
• 3:37
  places
• 3:37
  to
• 3:37
  go.
• 3:37
  And
• 3:37
  all
• 3:38
  of
• 3:38
  a
• 3:38
  sudden
• 3:38
  your.
• 3:38
  Your
• 3:38
  car
• 3:39
  starts
• 3:39
  to
• 3:39
  pull
• 3:39
  to
• 3:39
  the
• 3:40
  right
• 3:40
  a
• 3:40
  little
• 3:40
  bit
• 3:41
  and
• 3:41
  you're
• 3:42
  thinking,
• 3:42
  well,
• 3:42
  this
• 3:42
  is
• 3:42
  not
• 3:42
  good.
• 3:43
  You
• 3:43
  take
• 3:43
  it
• 3:43
  to
• 3:43
  a
• 3:43
  mechanic,
• 3:44
  right?
• 3:44
  You
• 3:45
  don't
• 3:45
  sell
• 3:45
  your
• 3:45
  car
• 3:46
  when
• 3:46
  it's
• 3:46
  pulling
• 3:46
  to
• 3:46
  the
• 3:47
  right.
• 3:48
  You
• 3:48
  just
• 3:48
  get
• 3:48
  it
• 3:49
  aligned.
• 3:51
  And
• 3:51
  here's
• 3:51
  the
• 3:51
  thing
• 3:52
  I
• 3:52
  want
• 3:52
  you
• 3:52
  to
• 3:52
  understand.
• 3:53
  Today,
• 3:53
  God
• 3:53
  honors
• 3:54
  wise
• 3:54
  planning.
• 3:56
  He
• 3:56
  certainly
• 3:57
  does.
• 3:57
  He
• 3:57
  wants
• 3:57
  us
• 3:57
  to
• 3:58
  to
• 3:58
  be
• 3:58
  wise.
• 3:58
  He
• 3:58
  wants
• 3:59
  us
• 3:59
  to
• 3:59
  steward
• 3:59
  wisely.
• 4:00
  He
• 4:00
  wants
• 4:00
  us
• 4:00
  to
• 4:00
  plan.
• 4:03
  But
• 4:03
  here's
• 4:03
  a
• 4:03
  little
• 4:03
  truth
• 4:04
  of
• 4:04
  scripture
• 4:04
  we
• 4:04
  don't
• 4:04
  talk
• 4:05
  about
• 4:05
  often.
• 4:06
  He
• 4:06
  also
• 4:06
  calls
• 4:07
  us
• 4:07
  to
• 4:07
  hold
• 4:07
  it
• 4:07
  loosely.
• 4:09
  Let's
• 4:09
  look
• 4:09
  at
• 4:10
  the
• 4:10
  Book
• 4:10
  of
• 4:10
  Proverbs,
• 4:10
  chapter
• 4:11
  16,
• 4:11
  verse
• 4:12
  9.
• 4:12
  It
• 4:12
  says
• 4:12
  this.
• 4:13
  In
• 4:14
  their
• 4:14
  hearts,
• 4:14
  humans
• 4:15
  plan
• 4:15
  their
• 4:15
  course,
• 4:16
  but
• 4:16
  the
• 4:17
  Lord
• 4:17
  establishes
• 4:18
  their
• 4:18
  steps.
• 4:19
  Or
• 4:19
  as
• 4:20
  I
• 4:20
  like
• 4:20
  to
• 4:20
  say,
• 4:20
  we
• 4:20
  plan
• 4:21
  and.
• 4:21
  And
• 4:21
  God
• 4:22
  laughs
• 4:22
  sometimes.
• 4:23
  He
• 4:23
  laughs
• 4:23
  out
• 4:23
  loud.
• 4:24
  Well,
• 4:24
  let's
• 4:24
  look
• 4:25
  at
• 4:25
  the
• 4:25
  Book
• 4:25
  of
• 4:25
  James,
• 4:25
  chapter
• 4:26
  4,
• 4:26
  verses
• 4:27
  13
• 4:27
  to
• 4:27
  15.
• 4:28
  It
• 4:28
  says
• 4:28
  this.
• 4:29
  Now
• 4:29
  listen,
• 4:30
  you
• 4:30
  who
• 4:30
  say
• 4:31
  today
• 4:31
  or
• 4:31
  tomorrow,
• 4:32
  we
• 4:32
  will
• 4:32
  go
• 4:32
  to
• 4:32
  this
• 4:32
  or
• 4:33
  that
• 4:33
  city,
• 4:33
  spend
• 4:34
  a
• 4:34
  year
• 4:34
  there,
• 4:34
  carry
• 4:35
  on
• 4:35
  business
• 4:35
  and
• 4:36
  make
• 4:36
  money.
• 4:38
  Why
• 4:38
  do
• 4:38
  you
• 4:38
  not
• 4:38
  even
• 4:39
  know
• 4:39
  what
• 4:39
  will
• 4:39
  happen
• 4:39
  tomorrow?
• 4:40
  What
• 4:40
  is
• 4:40
  your
• 4:41
  life?
• 4:42
  You
• 4:42
  are
• 4:43
  a
• 4:43
  mist
• 4:43
  that
• 4:43
  appears
• 4:44
  for
• 4:44
  a
• 4:44
  little
• 4:44
  while
• 4:44
  and
• 4:45
  then
• 4:45
  vanishes.
• 4:47
  Instead
• 4:47
  you
• 4:48
  ought
• 4:48
  to
• 4:48
  say,
• 4:48
  if
• 4:49
  it
• 4:49
  is
• 4:49
  the
• 4:49
  Lord's
• 4:50
  will,
• 4:51
  we
• 4:51
  will
• 4:51
  live
• 4:52
  and
• 4:53
  do
• 4:53
  this
• 4:53
  or
• 4:53
  that.
• 4:55
  Wow,
• 4:56
  just
• 4:56
  a
• 4:56
  mist.
• 4:58
  That's
• 4:58
  harsh.
• 5:00
  But
• 5:01
  it
• 5:01
  keys
• 5:02
  us
• 5:02
  up
• 5:02
  to
• 5:02
  something
• 5:03
  very
• 5:03
  important.
• 5:04
  Instead
• 5:05
  you
• 5:05
  ought
• 5:05
  to
• 5:06
  say,
• 5:06
  if
• 5:07
  it
• 5:07
  is
• 5:07
  the
• 5:07
  Lord's
• 5:08
  will,
• 5:09
  we
• 5:09
  will
• 5:09
  live
• 5:09
  and
• 5:09
  do
• 5:10
  this
• 5:10
  or
• 5:10
  that.
• 5:10
  And
• 5:10
  let's.
• 5:11
  Let's
• 5:11
  round
• 5:11
  it
• 5:11
  out
• 5:11
  with
• 5:12
  the
• 5:12
  book
• 5:12
  of
• 5:12
  Ecclesiastes,
• 5:13
  chapter
• 5:13
  3,
• 5:14
  verse
• 5:14
  1
• 5:14
  reminds
• 5:15
  us
• 5:15
  this,
• 5:16
  probably
• 5:17
  one
• 5:17
  of
• 5:17
  the
• 5:17
  most
• 5:18
  quoted
• 5:18
  pieces
• 5:19
  of
• 5:19
  scripture
• 5:19
  in
• 5:19
  the
• 5:20
  Bible.
• 5:21
  There
• 5:21
  is
• 5:21
  a
• 5:21
  time
• 5:21
  for
• 5:22
  everything
• 5:22
  and
• 5:22
  a
• 5:23
  season
• 5:23
  for
• 5:23
  every
• 5:23
  activity
• 5:24
  under
• 5:24
  the
• 5:24
  heavens
• 5:27
  pretty
• 5:27
  much
• 5:27
  speaks
• 5:27
  volumes
• 5:28
  about
• 5:28
  what
• 5:28
  we're
• 5:28
  talking
• 5:28
  about
• 5:29
  today.
• 5:30
  And
• 5:31
  here's
• 5:31
  one
• 5:31
  thing
• 5:31
  I
• 5:31
  want
• 5:31
  you
• 5:32
  to
• 5:32
  hear,
• 5:32
  and
• 5:32
  I
• 5:32
  want
• 5:32
  you
• 5:32
  to
• 5:32
  hear
• 5:32
  this
• 5:33
  loud
• 5:33
  and
• 5:33
  clear.
• 5:33
  Flexibility
• 5:34
  isn't
• 5:34
  a
• 5:34
  lack
• 5:35
  of
• 5:35
  discipline.
• 5:37
  To
• 5:37
  be
• 5:37
  flexible
• 5:38
  is
• 5:38
  not
• 5:38
  showing
• 5:38
  a
• 5:39
  lack
• 5:39
  of
• 5:39
  discipline.
• 5:40
  It's
• 5:40
  spirit
• 5:40
  led
• 5:41
  wisdom.
• 5:42
  And
• 5:43
  the
• 5:43
  truth
• 5:43
  is,
• 5:43
  adapting
• 5:43
  your
• 5:44
  plan
• 5:44
  when
• 5:44
  life
• 5:44
  changes
• 5:45
  isn't
• 5:45
  a
• 5:45
  sign
• 5:46
  of
• 5:46
  failure,
• 5:47
  it's
• 5:48
  just
• 5:48
  not.
• 5:48
  That's
• 5:49
  part
• 5:49
  of
• 5:49
  life.
• 5:50
  A
• 5:50
  life
• 5:50
  is
• 5:51
  going
• 5:51
  to
• 5:51
  throw
• 5:51
  you
• 5:51
  curve
• 5:52
  balls.
• 5:54
  But
• 5:54
  adapting
• 5:54
  your
• 5:55
  plan
• 5:55
  is
• 5:55
  a
• 5:55
  sign
• 5:56
  of
• 5:56
  faithful
• 5:56
  stewardship
• 5:57
  in
• 5:57
  motion.
• 5:59
  And
• 6:00
  here's
• 6:00
  what
• 6:00
  I
• 6:00
  want
• 6:00
  you
• 6:00
  to
• 6:00
  hear
• 6:01
  right
• 6:01
  now.
• 6:01
  As
• 6:01
  you're
• 6:01
  listening,
• 6:03
  God
• 6:03
  is
• 6:03
  with
• 6:03
  you
• 6:04
  in
• 6:04
  that
• 6:04
  pivot.
• 6:06
  So
• 6:06
  you
• 6:06
  might
• 6:06
  be
• 6:06
  saying,
• 6:06
  Ralph,
• 6:07
  what
• 6:07
  can
• 6:07
  we
• 6:07
  do?
• 6:08
  How
• 6:08
  do
• 6:08
  we
• 6:08
  get
• 6:08
  past
• 6:09
  this?
• 6:09
  Well,
• 6:09
  here's
• 6:10
  the
• 6:10
  solution.
• 6:11
  And
• 6:11
  it's
• 6:11
  not
• 6:11
  complicated.
• 6:12
  This
• 6:12
  isn't
• 6:12
  rocket
• 6:13
  science.
• 6:13
  Most
• 6:13
  of
• 6:13
  the
• 6:13
  things
• 6:14
  we
• 6:14
  talk
• 6:14
  about
• 6:14
  on
• 6:14
  the
• 6:15
  show
• 6:15
  are
• 6:15
  not
• 6:15
  rocket
• 6:16
  science.
• 6:16
  You
• 6:16
  just
• 6:16
  take
• 6:16
  a
• 6:16
  little
• 6:17
  creative
• 6:17
  thought
• 6:18
  sometimes.
• 6:18
  So
• 6:19
  here's
• 6:19
  the
• 6:19
  solution.
• 6:20
  Build
• 6:20
  regular
• 6:21
  check
• 6:21
  ins
• 6:21
  into
• 6:21
  your
• 6:22
  calendar
• 6:22
  and
• 6:23
  hold
• 6:23
  your
• 6:23
  plan
• 6:24
  with
• 6:24
  and
• 6:24
  ready
• 6:24
  for
• 6:25
  this
• 6:25
  one.
• 6:25
  Because
• 6:25
  here's
• 6:25
  the
• 6:26
  key.
• 6:26
  Humble
• 6:27
  flexibility.
• 6:29
  And
• 6:29
  remember,
• 6:30
  it's
• 6:30
  not
• 6:30
  about
• 6:30
  perfection,
• 6:32
  it's
• 6:32
  about
• 6:32
  persistence.
• 6:34
  Remember,
• 6:35
  persistence,
• 6:36
  not
• 6:37
  perfection.
• 6:39
  So
• 6:39
  here's
• 6:39
  your
• 6:39
  one
• 6:40
  action
• 6:40
  item
• 6:40
  for
• 6:40
  today.
• 6:41
  Here's
• 6:41
  what
• 6:41
  you
• 6:41
  can
• 6:41
  act
• 6:41
  on
• 6:42
  today.
• 6:42
  First
• 6:42
  thing
• 6:42
  I
• 6:42
  want
• 6:42
  you
• 6:43
  to
• 6:43
  do
• 6:43
  is
• 6:43
  schedule
• 6:44
  a
• 6:44
  life
• 6:44
  check
• 6:45
  in.
• 6:45
  Now
• 6:46
  be
• 6:46
  saying,
• 6:46
  rabbi,
• 6:47
  life
• 6:47
  check
• 6:47
  in.
• 6:47
  What
• 6:47
  are
• 6:47
  you
• 6:47
  talking
• 6:48
  about?
• 6:48
  I
• 6:48
  want
• 6:49
  you
• 6:49
  to
• 6:49
  do
• 6:49
  this.
• 6:49
  Just
• 6:49
  endeavor
• 6:50
  me
• 6:50
  for
• 6:50
  this,
• 6:51
  but
• 6:51
  put
• 6:51
  it
• 6:51
  on
• 6:51
  your
• 6:52
  calendar
• 6:52
  quarterly
• 6:53
  and
• 6:53
  ask
• 6:54
  these
• 6:54
  three
• 6:54
  simple
• 6:55
  questions.
• 6:56
  What's
• 6:56
  changed
• 6:57
  since
• 6:57
  I
• 6:57
  made
• 6:57
  this
• 6:57
  plan?
• 6:58
  Do
• 6:59
  I
• 6:59
  need
• 6:59
  to
• 6:59
  adjust?
• 7:00
  And
• 7:00
  more
• 7:01
  importantly,
• 7:01
  is
• 7:01
  God's
• 7:02
  nudging
• 7:02
  me
• 7:02
  in
• 7:02
  a
• 7:03
  new
• 7:03
  direction?
• 7:03
  Just
• 7:03
  three
• 7:04
  simple
• 7:04
  questions.
• 7:05
  What's
• 7:05
  changed
• 7:05
  since
• 7:06
  I
• 7:06
  made
• 7:06
  this
• 7:06
  plan?
• 7:07
  Do
• 7:07
  I
• 7:07
  need
• 7:08
  to
• 7:08
  adjust?
• 7:09
  And
• 7:09
  is
• 7:09
  God
• 7:09
  nudging
• 7:10
  me
• 7:10
  in
• 7:10
  a
• 7:10
  new
• 7:10
  direction?
• 7:11
  Put
• 7:11
  that
• 7:11
  on
• 7:11
  your
• 7:12
  calendar
• 7:12
  and
• 7:13
  do
• 7:13
  it
• 7:13
  quarterly.
• 7:14
  Another
• 7:14
  thing
• 7:15
  is
• 7:15
  a
• 7:15
  mindset
• 7:16
  issue.
• 7:17
  I
• 7:17
  want
• 7:17
  you
• 7:17
  to
• 7:17
  use
• 7:17
  what
• 7:18
  I'm
• 7:18
  going
• 7:18
  to
• 7:18
  call
• 7:18
  a
• 7:19
  builder's
• 7:19
  mindset.
• 7:20
  Let
• 7:20
  me
• 7:21
  walk
• 7:21
  you
• 7:21
  through
• 7:21
  that
• 7:21
  for
• 7:21
  just
• 7:22
  a
• 7:22
  moment.
• 7:23
  Instead
• 7:23
  of
• 7:23
  my
• 7:24
  plan
• 7:24
  is
• 7:24
  ruined,
• 7:24
  Ralph,
• 7:26
  say
• 7:26
  this.
• 7:27
  Here's
• 7:28
  how
• 7:28
  I
• 7:28
  rebuild
• 7:29
  forward.
• 7:30
  Here's
• 7:31
  how
• 7:31
  I'll
• 7:31
  rebuild
• 7:32
  forward.
• 7:34
  Because
• 7:34
  like
• 7:34
  I
• 7:35
  said
• 7:35
  a
• 7:35
  few
• 7:35
  minutes
• 7:35
  ago,
• 7:35
  adaptability
• 7:36
  is
• 7:37
  wisdom
• 7:37
  in
• 7:37
  action.
• 7:39
  And
• 7:39
  then
• 7:39
  the
• 7:40
  third
• 7:40
  step
• 7:40
  to
• 7:40
  this
• 7:40
  is
• 7:41
  reconnect
• 7:41
  with
• 7:41
  your
• 7:41
  core
• 7:42
  values.
• 7:44
  As
• 7:44
  you're
• 7:44
  going
• 7:44
  through
• 7:44
  these
• 7:45
  curveballs
• 7:46
  of
• 7:46
  life,
• 7:46
  revisit
• 7:47
  what
• 7:47
  matters
• 7:48
  most
• 7:48
  to
• 7:48
  you.
• 7:50
  And
• 7:50
  as
• 7:50
  you're
• 7:50
  doing
• 7:50
  that,
• 7:51
  check
• 7:51
  in,
• 7:51
  as
• 7:51
  you're
• 7:51
  doing
• 7:52
  that
• 7:52
  checkup,
• 7:53
  ask
• 7:53
  yourself,
• 7:54
  does
• 7:54
  my
• 7:54
  spending
• 7:54
  still
• 7:55
  reflect
• 7:55
  my
• 7:55
  mission?
• 7:57
  Am
• 7:58
  I
• 7:58
  spending
• 7:58
  in
• 7:58
  ways
• 7:59
  that
• 7:59
  continue
• 8:00
  to
• 8:00
  live
• 8:00
  out
• 8:01
  my
• 8:01
  values?
• 8:03
  And
• 8:04
  then
• 8:04
  the
• 8:04
  other
• 8:04
  side
• 8:04
  of
• 8:04
  that,
• 8:05
  what
• 8:05
  needs
• 8:05
  to
• 8:05
  shift
• 8:05
  in
• 8:06
  light
• 8:06
  of
• 8:06
  recent
• 8:06
  changes.
• 8:07
  Now,
• 8:07
  I
• 8:07
  want
• 8:07
  to
• 8:07
  give
• 8:07
  you
• 8:08
  a
• 8:08
  couple
• 8:08
  examples
• 8:09
  because
• 8:09
  I
• 8:09
  think
• 8:09
  that
• 8:10
  examples
• 8:10
  really
• 8:10
  help
• 8:11
  bring
• 8:11
  this
• 8:11
  home.
• 8:11
  Let's
• 8:12
  say
• 8:12
  you're
• 8:12
  a
• 8:12
  business
• 8:12
  owner
• 8:13
  and
• 8:13
  you're
• 8:13
  facing
• 8:14
  burnout.
• 8:15
  Well,
• 8:16
  the
• 8:16
  first
• 8:16
  thing
• 8:16
  I
• 8:16
  want
• 8:16
  you
• 8:16
  to
• 8:16
  do
• 8:16
  Is
• 8:17
  do
• 8:17
  that
• 8:17
  life.
• 8:17
  Check
• 8:17
  in
• 8:17
  what's
• 8:18
  changed?
• 8:19
  May
• 8:19
  say
• 8:20
  to
• 8:20
  yourself,
• 8:20
  I've
• 8:20
  been
• 8:20
  working
• 8:21
  70
• 8:21
  plus
• 8:21
  hour
• 8:21
  weeks.
• 8:22
  My
• 8:22
  health
• 8:22
  and
• 8:22
  family
• 8:23
  are
• 8:23
  suffering.
• 8:23
  Ralph.
• 8:25
  Then
• 8:25
  ask
• 8:25
  yourself
• 8:26
  a
• 8:26
  simple
• 8:26
  question,
• 8:26
  do
• 8:26
  I
• 8:27
  need
• 8:27
  to
• 8:27
  adjust?
• 8:27
  Yes,
• 8:27
  I
• 8:28
  need
• 8:28
  to
• 8:28
  adjust.
• 8:28
  My
• 8:29
  original
• 8:29
  plan
• 8:29
  to
• 8:30
  scale
• 8:30
  the
• 8:30
  business
• 8:30
  aggressively
• 8:31
  doesn't
• 8:31
  align
• 8:32
  with
• 8:32
  my
• 8:32
  current
• 8:32
  energy
• 8:33
  or
• 8:33
  my
• 8:34
  priorities.
• 8:35
  I
• 8:35
  can't
• 8:35
  do
• 8:36
  70
• 8:36
  plus
• 8:36
  hours
• 8:37
  a
• 8:37
  week.
• 8:37
  My
• 8:37
  health
• 8:37
  is
• 8:38
  suffering,
• 8:38
  my
• 8:38
  family's
• 8:39
  suffering.
• 8:40
  Ask
• 8:41
  yourself,
• 8:41
  is
• 8:41
  God's
• 8:42
  nudging
• 8:42
  me
• 8:42
  in
• 8:42
  a
• 8:42
  new
• 8:43
  direction?
• 8:44
  Maybe.
• 8:45
  So
• 8:45
  I
• 8:45
  sense
• 8:45
  him
• 8:45
  calling
• 8:46
  me
• 8:46
  to
• 8:46
  create
• 8:46
  more
• 8:46
  margin,
• 8:47
  less
• 8:47
  hustle,
• 8:47
  more
• 8:48
  trust.
• 8:50
  And
• 8:50
  then
• 8:50
  use
• 8:50
  that
• 8:51
  builder's
• 8:51
  mindset
• 8:53
  Instead
• 8:54
  of
• 8:54
  saying,
• 8:54
  oh
• 8:54
  my
• 8:54
  growth
• 8:55
  plans
• 8:55
  are
• 8:55
  ruined,
• 8:57
  say
• 8:58
  this
• 8:58
  here's
• 8:58
  how
• 8:59
  I
• 8:59
  rebuild
• 8:59
  forward
• 9:00
  with
• 9:00
  healthier
• 9:01
  boundaries
• 9:02
  and
• 9:02
  a
• 9:02
  renewed
• 9:03
  focus
• 9:03
  on
• 9:03
  impact
• 9:04
  over
• 9:04
  income.
• 9:07
  And
• 9:07
  then
• 9:07
  to
• 9:07
  round
• 9:08
  it
• 9:08
  out,
• 9:08
  reconnect
• 9:09
  with
• 9:09
  your
• 9:09
  values.
• 9:10
  Ask
• 9:10
  yourself,
• 9:10
  does
• 9:11
  my
• 9:11
  spending
• 9:11
  reflect
• 9:11
  my
• 9:12
  mission?
• 9:13
  And
• 9:13
  maybe
• 9:14
  if
• 9:14
  you're
• 9:14
  deep
• 9:14
  down
• 9:15
  honest
• 9:15
  with
• 9:15
  yourself,
• 9:15
  you
• 9:15
  think
• 9:16
  I'm
• 9:16
  spending
• 9:16
  heavily
• 9:16
  on
• 9:17
  ads
• 9:17
  and
• 9:17
  automation.
• 9:18
  But
• 9:18
  I'm
• 9:18
  neglecting
• 9:19
  local
• 9:19
  outreach
• 9:20
  and
• 9:20
  I'm
• 9:21
  neglecting
• 9:21
  that
• 9:21
  community
• 9:22
  connection.
• 9:25
  And
• 9:25
  so
• 9:25
  your
• 9:25
  adaption,
• 9:26
  is
• 9:26
  this
• 9:26
  what
• 9:27
  needs
• 9:27
  to
• 9:27
  shift?
• 9:27
  You
• 9:28
  invest
• 9:28
  more
• 9:28
  in
• 9:28
  people,
• 9:29
  not
• 9:29
  just
• 9:30
  platforms.
• 9:31
  You
• 9:32
  learn
• 9:32
  to
• 9:32
  simplify.
• 9:32
  Let
• 9:33
  me
• 9:33
  give
• 9:33
  you
• 9:33
  another
• 9:33
  example.
• 9:34
  Here's
• 9:35
  when
• 9:35
  a
• 9:35
  lot
• 9:35
  of
• 9:35
  people
• 9:36
  and
• 9:36
  listen,
• 9:37
  trust
• 9:37
  me,
• 9:37
  I
• 9:37
  went
• 9:37
  through
• 9:37
  this
• 9:37
  when
• 9:38
  my
• 9:38
  children
• 9:38
  were
• 9:38
  born
• 9:39
  young
• 9:39
  family
• 9:40
  navigating
• 9:41
  financial
• 9:41
  strain.
• 9:42
  So
• 9:42
  you
• 9:42
  do
• 9:42
  your
• 9:42
  life
• 9:42
  check
• 9:43
  and
• 9:43
  what's
• 9:43
  changed?
• 9:44
  Here's
• 9:44
  a
• 9:44
  great
• 9:44
  one.
• 9:45
  We
• 9:45
  just
• 9:45
  had
• 9:46
  our
• 9:46
  second
• 9:46
  child
• 9:48
  and
• 9:48
  now
• 9:48
  we're
• 9:48
  down
• 9:48
  to
• 9:49
  one
• 9:49
  income
• 9:49
  instead
• 9:49
  of
• 9:49
  two.
• 9:51
  Ask
• 9:51
  yourself,
• 9:52
  do
• 9:52
  I
• 9:52
  need
• 9:52
  to
• 9:52
  adjust?
• 9:52
  Well,
• 9:53
  absolutely,
• 9:53
  I
• 9:53
  need
• 9:53
  to
• 9:53
  adjust.
• 9:54
  Our
• 9:54
  our
• 9:54
  old
• 9:54
  budget
• 9:55
  just
• 9:55
  doesn't
• 9:55
  work
• 9:56
  anymore.
• 9:58
  Ask
• 9:58
  yourself,
• 9:59
  is
• 9:59
  God's
• 9:59
  nudging
• 10:00
  me
• 10:00
  in
• 10:00
  a
• 10:00
  new
• 10:00
  direction?
• 10:00
  Well,
• 10:01
  we
• 10:01
  feel
• 10:01
  led
• 10:01
  to
• 10:01
  practice
• 10:02
  greater
• 10:02
  contentment
• 10:03
  and
• 10:03
  stewardship.
• 10:05
  Now
• 10:05
  how
• 10:06
  do
• 10:06
  you
• 10:06
  apply
• 10:06
  that
• 10:06
  to
• 10:06
  that
• 10:07
  builder's
• 10:07
  mindset
• 10:08
  to
• 10:09
  be
• 10:09
  easy
• 10:09
  to
• 10:09
  say,
• 10:09
  well,
• 10:10
  Ralph,
• 10:10
  our
• 10:10
  budget
• 10:10
  is
• 10:11
  wrecked.
• 10:11
  We
• 10:11
  got
• 10:11
  two
• 10:11
  kids
• 10:12
  now,
• 10:12
  our
• 10:12
  budget
• 10:12
  doesn't
• 10:13
  work
• 10:13
  anymore.
• 10:14
  But
• 10:14
  apply
• 10:14
  the
• 10:15
  builder's
• 10:15
  mindset
• 10:15
  and
• 10:15
  say
• 10:16
  this,
• 10:16
  here's
• 10:16
  how
• 10:16
  we'll
• 10:17
  rebuild
• 10:17
  forward
• 10:17
  with
• 10:18
  a
• 10:18
  simpler
• 10:18
  lifestyle
• 10:20
  and
• 10:20
  shared
• 10:20
  values
• 10:21
  guiding
• 10:21
  our
• 10:22
  choices.
• 10:23
  And
• 10:24
  then
• 10:24
  of
• 10:24
  course
• 10:24
  in
• 10:24
  the
• 10:24
  end,
• 10:25
  reconnect
• 10:25
  with
• 10:25
  your
• 10:25
  values.
• 10:26
  Ask
• 10:26
  yourself,
• 10:27
  does
• 10:27
  my
• 10:27
  spending
• 10:28
  reflect
• 10:28
  my
• 10:28
  mission?
• 10:30
  Hey,
• 10:30
  you've
• 10:30
  got
• 10:31
  two
• 10:31
  children
• 10:31
  now.
• 10:32
  You
• 10:32
  say
• 10:32
  to
• 10:32
  yourself,
• 10:33
  we
• 10:33
  value
• 10:33
  time
• 10:34
  with
• 10:34
  our
• 10:34
  kids,
• 10:36
  but
• 10:36
  our
• 10:37
  spending
• 10:37
  shows
• 10:37
  we
• 10:38
  prioritize
• 10:38
  convenience
• 10:39
  and
• 10:39
  clutter.
• 10:39
  Hey,
• 10:39
  there's
• 10:40
  some
• 10:40
  things
• 10:40
  that
• 10:40
  need
• 10:40
  to
• 10:40
  be
• 10:40
  changed.
• 10:41
  So
• 10:41
  what
• 10:41
  needs
• 10:42
  to
• 10:42
  shift?
• 10:42
  Well,
• 10:42
  you
• 10:43
  need
• 10:43
  to
• 10:43
  cut
• 10:43
  those
• 10:43
  non
• 10:43
  essentials.
• 10:45
  Focus
• 10:45
  on
• 10:45
  creating
• 10:46
  memories,
• 10:46
  not
• 10:46
  just
• 10:47
  buying
• 10:47
  things.
• 10:47
  We've
• 10:47
  talked
• 10:48
  about
• 10:48
  that
• 10:48
  on
• 10:48
  the
• 10:48
  show
• 10:49
  many
• 10:49
  times.
• 10:50
  Let
• 10:50
  me
• 10:50
  throw
• 10:50
  one
• 10:51
  more
• 10:51
  example
• 10:51
  at
• 10:51
  you.
• 10:52
  And
• 10:53
  unfortunately,
• 10:53
  a
• 10:53
  lot
• 10:53
  of
• 10:53
  people
• 10:54
  have
• 10:54
  suffered
• 10:54
  this
• 10:54
  one
• 10:55
  career
• 10:56
  change
• 10:56
  after
• 10:57
  unexpected
• 10:57
  job
• 10:58
  loss.
• 10:58
  So
• 10:58
  you
• 10:58
  do
• 10:58
  your
• 10:59
  life
• 10:59
  check
• 10:59
  in.
• 10:59
  What's
• 11:00
  changed?
• 11:00
  Well,
• 11:00
  Ralph,
• 11:00
  pretty
• 11:01
  clear,
• 11:01
  I
• 11:01
  lost
• 11:01
  my
• 11:01
  job,
• 11:02
  dude,
• 11:02
  and
• 11:03
  I
• 11:03
  wasn't
• 11:03
  expecting
• 11:03
  that.
• 11:05
  Do
• 11:05
  I
• 11:05
  need
• 11:05
  to
• 11:06
  adjust?
• 11:06
  Yes,
• 11:06
  absolutely
• 11:07
  you
• 11:07
  need
• 11:07
  to
• 11:07
  adjust.
• 11:08
  Things
• 11:08
  have
• 11:08
  changed.
• 11:08
  I
• 11:08
  need
• 11:09
  to
• 11:09
  reevaluate
• 11:10
  my
• 11:10
  financial
• 11:10
  plan
• 11:11
  and
• 11:11
  my
• 11:11
  career
• 11:11
  path
• 11:14
  and
• 11:14
  maybe,
• 11:14
  just
• 11:14
  maybe,
• 11:15
  start
• 11:15
  to
• 11:15
  think,
• 11:15
  is
• 11:15
  God
• 11:16
  nudging
• 11:16
  me
• 11:16
  in
• 11:16
  a
• 11:17
  new
• 11:17
  direction?
• 11:19
  Hey,
• 11:19
  you
• 11:20
  know
• 11:20
  what?
• 11:20
  Maybe
• 11:20
  this,
• 11:20
  this
• 11:21
  change,
• 11:21
  this,
• 11:21
  this
• 11:22
  job
• 11:22
  loss
• 11:23
  is
• 11:23
  God's
• 11:24
  way
• 11:24
  of
• 11:24
  pulling
• 11:24
  you
• 11:25
  towards
• 11:25
  something
• 11:26
  that
• 11:26
  really
• 11:26
  addresses
• 11:27
  your
• 11:27
  gifts
• 11:27
  in
• 11:27
  ministry.
• 11:28
  Or
• 11:28
  maybe
• 11:29
  a
• 11:29
  nonprofit
• 11:30
  work.
• 11:31
  And
• 11:31
  then
• 11:31
  I
• 11:31
  want
• 11:32
  you
• 11:32
  to
• 11:32
  apply
• 11:32
  that
• 11:32
  builder's
• 11:33
  mindset.
• 11:33
  Instead
• 11:33
  of
• 11:34
  saying,
• 11:34
  oh,
• 11:34
  Ralph,
• 11:34
  my
• 11:34
  career
• 11:35
  is
• 11:35
  over.
• 11:36
  I
• 11:36
  worked
• 11:36
  so
• 11:36
  hard
• 11:36
  in
• 11:36
  my
• 11:37
  career,
• 11:37
  I'll
• 11:37
  never
• 11:37
  have
• 11:37
  what
• 11:38
  I
• 11:38
  wanted
• 11:38
  again.
• 11:40
  Apply
• 11:40
  the
• 11:40
  builder's
• 11:41
  mindset.
• 11:41
  Here's
• 11:41
  how
• 11:41
  I
• 11:42
  rebuild
• 11:42
  forward.
• 11:43
  Pursuing
• 11:43
  purposeful
• 11:44
  work,
• 11:45
  even
• 11:45
  if
• 11:45
  it
• 11:46
  means
• 11:46
  starting
• 11:46
  smaller,
• 11:48
  and
• 11:48
  then
• 11:48
  connect
• 11:49
  it
• 11:49
  with
• 11:49
  your
• 11:49
  core
• 11:50
  values.
• 11:50
  Does
• 11:50
  my
• 11:51
  spending
• 11:51
  reflect
• 11:52
  my
• 11:52
  mission?
• 11:53
  Hey,
• 11:53
  and
• 11:53
  maybe
• 11:54
  in
• 11:54
  this
• 11:54
  case,
• 11:54
  my
• 11:54
  old
• 11:55
  lifestyle
• 11:55
  supported
• 11:56
  a
• 11:56
  status
• 11:56
  based
• 11:57
  image.
• 11:57
  I
• 11:57
  had
• 11:57
  to
• 11:57
  have
• 11:57
  that
• 11:58
  new
• 11:58
  car,
• 11:58
  Ralph.
• 11:58
  I
• 11:59
  had
• 11:59
  to
• 11:59
  have
• 11:59
  those
• 11:59
  flashy
• 12:00
  suits,
• 12:00
  I
• 12:00
  had
• 12:00
  to
• 12:01
  have
• 12:01
  the
• 12:01
  nicest
• 12:01
  jewelry,
• 12:03
  all
• 12:03
  those
• 12:03
  things.
• 12:05
  But
• 12:06
  my
• 12:06
  values
• 12:06
  tell
• 12:06
  me
• 12:07
  I
• 12:07
  need
• 12:07
  to
• 12:07
  focus
• 12:07
  on
• 12:08
  service.
• 12:10
  So
• 12:10
  what's
• 12:10
  the
• 12:10
  shift?
• 12:10
  What's
• 12:11
  the
• 12:11
  pivot?
• 12:11
  God's
• 12:11
  right
• 12:12
  there
• 12:12
  with
• 12:12
  you.
• 12:12
  Focus
• 12:13
  on
• 12:13
  generosity,
• 12:14
  focus
• 12:15
  on
• 12:15
  sustainability
• 12:16
  and
• 12:17
  focus
• 12:17
  on
• 12:17
  meaningful
• 12:18
  work.
• 12:18
  Yes,
• 12:18
  God
• 12:19
  is
• 12:19
  nudging
• 12:19
  you
• 12:20
  in
• 12:20
  a
• 12:20
  certain
• 12:20
  direction.
• 12:22
  And
• 12:22
  I
• 12:22
  hope
• 12:22
  those
• 12:22
  three
• 12:23
  examples
• 12:23
  really
• 12:23
  helped
• 12:24
  you
• 12:24
  connect
• 12:24
  to
• 12:24
  what
• 12:25
  I'm
• 12:25
  trying
• 12:25
  to
• 12:25
  convey
• 12:26
  today.
• 12:27
  Because
• 12:27
  this
• 12:28
  helps.
• 12:28
  Because
• 12:28
  it
• 12:28
  prevents
• 12:29
  panic
• 12:30
  and
• 12:30
  it
• 12:30
  prevents
• 12:31
  guilt
• 12:31
  when
• 12:31
  life
• 12:31
  changes.
• 12:32
  And
• 12:32
  let
• 12:32
  me
• 12:32
  tell
• 12:32
  you
• 12:32
  about
• 12:32
  a
• 12:33
  certainty
• 12:33
  of
• 12:33
  life.
• 12:33
  It's
• 12:34
  going
• 12:34
  to
• 12:34
  change.
• 12:35
  If
• 12:35
  you're
• 12:35
  listening
• 12:36
  to
• 12:36
  my
• 12:36
  voice
• 12:36
  right
• 12:37
  now,
• 12:37
  it
• 12:37
  is
• 12:38
  going
• 12:38
  to
• 12:38
  change.
• 12:40
  Prevent
• 12:40
  the
• 12:40
  panic,
• 12:41
  prevent
• 12:41
  the
• 12:41
  guilt.
• 12:43
  And
• 12:43
  it
• 12:44
  keeps
• 12:44
  your
• 12:44
  peace
• 12:44
  anchored
• 12:45
  in
• 12:45
  purpose.
• 12:46
  See,
• 12:47
  we
• 12:47
  get
• 12:47
  so
• 12:48
  hung
• 12:48
  up
• 12:48
  on
• 12:48
  performance,
• 12:50
  we've
• 12:50
  got
• 12:50
  to
• 12:51
  anchor
• 12:51
  our
• 12:51
  peace
• 12:52
  in
• 12:52
  purpose,
• 12:52
  not
• 12:53
  performance.
• 12:54
  And
• 12:54
  by
• 12:54
  doing
• 12:55
  these
• 12:55
  things,
• 12:55
  it
• 12:55
  builds
• 12:55
  long
• 12:56
  term
• 12:56
  resilience
• 12:57
  and
• 12:57
  it
• 12:57
  helps
• 12:57
  you
• 12:57
  trust
• 12:58
  God's
• 12:58
  leadership.
• 13:00
  Not
• 13:00
  your
• 13:01
  plans,
• 13:01
  not
• 13:01
  your
• 13:02
  spreadsheet,
• 13:02
  not
• 13:03
  the
• 13:03
  things
• 13:03
  that
• 13:03
  you
• 13:03
  said.
• 13:03
  Well,
• 13:03
  this
• 13:04
  is
• 13:04
  the
• 13:04
  way
• 13:04
  it's
• 13:04
  going
• 13:04
  to
• 13:04
  be,
• 13:04
  Ralph.
• 13:04
  This
• 13:05
  is
• 13:05
  the
• 13:05
  way
• 13:05
  I've
• 13:05
  always
• 13:05
  wanted
• 13:05
  it.
• 13:06
  What
• 13:07
  does
• 13:07
  God
• 13:07
  do?
• 13:07
  HE
• 13:07
  LAUGHS
• 13:09
  well,
• 13:09
  how
• 13:09
  about
• 13:09
  we
• 13:09
  pray
• 13:09
  together?
• 13:10
  Father
• 13:11
  God,
• 13:11
  thank
• 13:11
  you
• 13:11
  for
• 13:11
  being
• 13:12
  unchanging.
• 13:12
  In
• 13:13
  the
• 13:13
  middle
• 13:13
  of
• 13:13
  our
• 13:13
  ever
• 13:14
  changing
• 13:14
  lives,
• 13:15
  we
• 13:15
  confess
• 13:16
  we
• 13:16
  sometimes
• 13:16
  hold
• 13:17
  our
• 13:17
  plans
• 13:17
  too
• 13:17
  tightly.
• 13:18
  Lord,
• 13:18
  we
• 13:18
  build
• 13:19
  our
• 13:19
  spreadsheets
• 13:19
  and
• 13:20
  we
• 13:20
  forget
• 13:20
  to
• 13:20
  seek
• 13:20
  your
• 13:21
  steps,
• 13:21
  Lord,
• 13:21
  we
• 13:22
  forget
• 13:22
  to
• 13:22
  seek
• 13:22
  your
• 13:22
  will.
• 13:23
  And
• 13:24
  we
• 13:24
  just
• 13:24
  ask
• 13:24
  that
• 13:24
  you
• 13:24
  would
• 13:25
  help
• 13:25
  us
• 13:25
  today
• 13:25
  to
• 13:25
  pause,
• 13:26
  Lord,
• 13:26
  to
• 13:27
  just
• 13:27
  pause,
• 13:27
  to
• 13:28
  adjust.
• 13:30
  And
• 13:30
  truly
• 13:31
  you
• 13:31
  more
• 13:31
  deeply
• 13:32
  give
• 13:33
  us
• 13:33
  grace
• 13:33
  to
• 13:33
  rebuild
• 13:34
  wisdom
• 13:35
  to
• 13:35
  adapt,
• 13:35
  Lord,
• 13:36
  and
• 13:36
  peace
• 13:36
  to
• 13:36
  walk
• 13:37
  forward
• 13:37
  easily
• 13:37
  even
• 13:38
  when
• 13:38
  the
• 13:38
  path
• 13:38
  in
• 13:38
  front
• 13:39
  of
• 13:39
  us
• 13:39
  changes.
• 13:41
  We
• 13:41
  ask
• 13:41
  this
• 13:41
  in
• 13:42
  boldness.
• 13:42
  We
• 13:42
  ask
• 13:43
  this
• 13:43
  in
• 13:43
  confidence.
• 13:44
  In
• 13:44
  Jesus
• 13:45
  name,
• 13:46
  Amen.
• 13:48
  Friend,
• 13:48
  listen
• 13:48
  to
• 13:48
  me
• 13:48
  right
• 13:49
  now.
• 13:50
  Life
• 13:50
  changes.
• 13:52
  That's
• 13:52
  a
• 13:52
  promise.
• 13:53
  That
• 13:53
  is
• 13:53
  something
• 13:54
  you
• 13:54
  can
• 13:54
  take
• 13:54
  to
• 13:54
  the
• 13:54
  bank.
• 13:56
  But
• 13:56
  here's
• 13:57
  the
• 13:57
  better
• 13:57
  promise.
• 13:58
  Your
• 13:59
  peace
• 13:59
  doesn't
• 14:00
  have
• 14:00
  to.
• 14:01
  So
• 14:01
  today
• 14:02
  I
• 14:02
  want
• 14:02
  to
• 14:02
  encourage
• 14:02
  again,
• 14:03
  adjust
• 14:03
  your
• 14:03
  plan,
• 14:04
  listen
• 14:05
  for
• 14:05
  God's
• 14:05
  direction
• 14:07
  and
• 14:07
  take
• 14:08
  one
• 14:08
  step
• 14:08
  forward
• 14:09
  in
• 14:09
  faith.
• 14:10
  And
• 14:11
  as
• 14:11
  you
• 14:11
  take
• 14:11
  that
• 14:11
  step,
• 14:12
  I
• 14:12
  want
• 14:12
  to
• 14:12
  encourage
• 14:12
  you
• 14:13
  to
• 14:13
  share
• 14:13
  this
• 14:13
  show
• 14:13
  with
• 14:13
  somebody.
• 14:15
  Someone
• 14:15
  who's
• 14:15
  been
• 14:15
  dealing
• 14:16
  with
• 14:16
  life
• 14:16
  struggles.
• 14:17
  Maybe
• 14:17
  you
• 14:17
  know
• 14:17
  somebody
• 14:17
  in
• 14:18
  your
• 14:18
  life,
• 14:18
  that
• 14:18
  man,
• 14:18
  Ralph,
• 14:19
  they
• 14:19
  keep
• 14:19
  on
• 14:19
  getting
• 14:19
  those
• 14:20
  curve
• 14:20
  balls
• 14:21
  and
• 14:21
  they've
• 14:21
  told
• 14:22
  me,
• 14:22
  Ralph,
• 14:22
  they
• 14:22
  just
• 14:22
  want
• 14:22
  to
• 14:22
  give
• 14:23
  up.
• 14:23
  I'm
• 14:23
  going
• 14:23
  to
• 14:23
  encourage
• 14:23
  you
• 14:24
  to
• 14:24
  share
• 14:24
  the
• 14:24
  show
• 14:24
  with
• 14:24
  them.
• 14:25
  Tell
• 14:25
  them
• 14:25
  about
• 14:26
  how
• 14:26
  it's
• 14:26
  helping
• 14:27
  you.
• 14:27
  Tell
• 14:27
  them
• 14:27
  about
• 14:27
  how
• 14:28
  you're
• 14:28
  learning
• 14:29
  to
• 14:29
  really
• 14:29
  to
• 14:30
  become
• 14:30
  that
• 14:30
  financially
• 14:31
  confident
• 14:31
  Christian.
• 14:32
  Because
• 14:32
  this
• 14:32
  may
• 14:32
  be
• 14:33
  what
• 14:33
  they
• 14:33
  need
• 14:33
  to
• 14:33
  hear.
• 14:33
  Just
• 14:34
  send
• 14:34
  them
• 14:34
  a
• 14:34
  text
• 14:34
  and
• 14:35
  say,
• 14:35
  hey,
• 14:35
  check
• 14:35
  out
• 14:35
  this
• 14:36
  website,
• 14:37
  financiallyconfidentchristian.com
• 14:39
  or
• 14:39
  send
• 14:39
  them
• 14:39
  an
• 14:40
  email,
• 14:40
  hey,
• 14:40
  even
• 14:40
  better,
• 14:40
  take
• 14:41
  them
• 14:41
  out
• 14:41
  to
• 14:41
  lunch
• 14:41
  and
• 14:42
  say,
• 14:42
  listen,
• 14:42
  I'm
• 14:42
  here
• 14:42
  to
• 14:43
  listen
• 14:43
  to
• 14:43
  you.
• 14:44
  And
• 14:44
  you
• 14:44
  might
• 14:45
  want
• 14:45
  to
• 14:45
  tune
• 14:45
  into
• 14:45
  Ralph
• 14:46
  and
• 14:46
  check
• 14:46
  him
• 14:46
  out
• 14:46
  too.
• 14:47
  It
• 14:47
  could
• 14:47
  really
• 14:47
  help
• 14:48
  you.
• 14:48
  And
• 14:49
  tomorrow
• 14:49
  we're
• 14:49
  talking
• 14:49
  about
• 14:50
  the
• 14:50
  joy
• 14:50
  of
• 14:51
  simplicity,
• 14:51
  yes,
• 14:52
  simplicity
• 14:53
  and
• 14:53
  joy.
• 14:54
  We're
• 14:54
  talking
• 14:54
  about
• 14:55
  how
• 14:55
  to
• 14:55
  find
• 14:55
  peace
• 14:55
  without
• 14:55
  overspending.
• 14:57
  So
• 14:57
  until
• 14:57
  then,
• 14:58
  stay
• 14:58
  flexible,
• 14:59
  stay
• 15:00
  faithful
• 15:00
  and
• 15:01
  as
• 15:01
  always,
• 15:02
  stay
• 15:03
  financially
• 15:03
  confident.
• 15:04
  You've
• 15:05
  got
• 15:05
  this.
• 15:06
  I
• 15:06
  have
• 15:07
  confidence
• 15:07
  in
• 15:07
  you,
• 15:08
  have
• 15:08
  confidence
• 15:08
  in
• 15:09
  yourself.
• 15:09
  God
• 15:09
  bless
• 15:09
  you
• 15:10
  and
• 15:10
  you
• 15:10
  have
• 15:10
  a
• 15:10
  grace
• 15:11
  filled
• 15:11
  day
• 15:11
  today.