Latest / Becoming Financially Confident / Nervous to Check Your Investments? A Gentle Review for Peace

Transcript

Nervous to Check Your Investments? A Gentle Review for Peace · Becoming Financially Confident

• 0:37
  Hey,
• 0:38
  Ralph,
• 0:38
  I'm
• 0:38
  nervous
• 0:39
  to
• 0:39
  look
• 0:39
  at
• 0:39
  my
• 0:39
  investments
• 0:40
  this
• 0:40
  year.
• 0:40
  What
• 0:40
  if
• 0:40
  it's
• 0:41
  bad?
• 0:42
  Listen,
• 0:42
  I
• 0:42
  get
• 0:43
  that
• 0:43
  question
• 0:44
  maybe
• 0:44
  twice
• 0:44
  a
• 0:44
  week.
• 0:45
  And
• 0:46
  I
• 0:46
  get
• 0:46
  it.
• 0:47
  We're
• 0:47
  living
• 0:48
  in
• 0:48
  uncertain
• 0:48
  times
• 0:49
  and
• 0:49
  the
• 0:49
  markets
• 0:49
  are
• 0:50
  like
• 0:50
  a
• 0:50
  bouncing
• 0:51
  ball.
• 0:51
  Now,
• 0:51
  this
• 0:51
  year
• 0:52
  has
• 0:52
  actually
• 0:52
  been
• 0:52
  a
• 0:52
  pretty
• 0:52
  decent
• 0:53
  market,
• 0:54
  but
• 0:54
  I
• 0:54
  get
• 0:55
  that.
• 0:55
  And
• 0:55
  I
• 0:56
  think
• 0:56
  a
• 0:56
  lot
• 0:56
  of
• 0:56
  times
• 0:56
  that
• 0:57
  question
• 0:57
  comes
• 0:57
  from
• 0:57
  a
• 0:57
  lack
• 0:58
  of
• 0:58
  understanding,
• 0:59
  not
• 0:59
  really
• 0:59
  understanding
• 1:00
  investment.
• 1:00
  So
• 1:01
  if
• 1:01
  you
• 1:01
  missed
• 1:01
  any
• 1:01
  of
• 1:01
  our
• 1:01
  investment
• 1:02
  series,
• 1:02
  you
• 1:02
  go
• 1:02
  back
• 1:02
  and
• 1:02
  listen
• 1:03
  to
• 1:03
  those.
• 1:04
  We
• 1:04
  did
• 1:04
  a
• 1:04
  whole
• 1:04
  month
• 1:04
  of
• 1:05
  investments
• 1:05
  in
• 1:05
  the
• 1:05
  month
• 1:06
  of
• 1:06
  October,
• 1:06
  but
• 1:06
  if
• 1:06
  you
• 1:06
  missed
• 1:07
  those,
• 1:07
  go
• 1:07
  back
• 1:07
  and
• 1:07
  check
• 1:07
  them
• 1:07
  out.
• 1:07
  But
• 1:08
  I
• 1:08
  think
• 1:08
  what
• 1:08
  your
• 1:09
  question
• 1:09
  is
• 1:09
  really
• 1:09
  talking
• 1:10
  about
• 1:10
  today
• 1:10
  is
• 1:10
  worry
• 1:11
  about
• 1:11
  the
• 1:11
  future.
• 1:12
  And
• 1:13
  you're
• 1:13
  not
• 1:13
  alone
• 1:13
  in
• 1:13
  that.
• 1:13
  62%
• 1:14
  of
• 1:15
  investors
• 1:15
  trade
• 1:15
  on
• 1:16
  emotion.
• 1:17
  The
• 1:17
  problem
• 1:17
  is
• 1:17
  when
• 1:18
  you
• 1:18
  trade
• 1:18
  on
• 1:18
  emotion,
• 1:19
  you
• 1:19
  lose
• 1:20
  money.
• 1:21
  Because
• 1:21
  what
• 1:21
  I've
• 1:22
  seen
• 1:22
  in
• 1:22
  my
• 1:22
  own
• 1:23
  life,
• 1:23
  and
• 1:24
  this
• 1:24
  is
• 1:24
  backed
• 1:24
  up
• 1:24
  with
• 1:24
  research,
• 1:25
  the
• 1:25
  best
• 1:25
  performers
• 1:26
  are
• 1:27
  actually
• 1:27
  those
• 1:28
  who
• 1:28
  forget
• 1:28
  their
• 1:28
  accounts
• 1:29
  existed
• 1:30
  and
• 1:30
  they
• 1:30
  just
• 1:30
  set
• 1:31
  it
• 1:31
  and
• 1:31
  forget
• 1:31
  it.
• 1:32
  Because
• 1:33
  peace
• 1:33
  often
• 1:33
  pays
• 1:34
  more
• 1:34
  than
• 1:34
  panic.
• 1:34
  I
• 1:34
  want
• 1:34
  to
• 1:35
  say
• 1:35
  that
• 1:35
  again
• 1:35
  because
• 1:35
  I
• 1:35
  want
• 1:35
  you
• 1:36
  to
• 1:36
  hear
• 1:36
  that
• 1:36
  peace
• 1:37
  pays
• 1:37
  better
• 1:38
  than
• 1:38
  panic.
• 1:39
  But
• 1:40
  here's
• 1:40
  what
• 1:40
  I
• 1:40
  want
• 1:40
  you
• 1:40
  to
• 1:40
  hear
• 1:40
  today.
• 1:41
  Markets
• 1:41
  move,
• 1:42
  but
• 1:42
  God
• 1:43
  doesn't
• 1:43
  move.
• 1:44
  And
• 1:45
  we
• 1:45
  gotta
• 1:45
  talk
• 1:45
  today
• 1:45
  about
• 1:46
  how
• 1:46
  to
• 1:46
  review
• 1:46
  your
• 1:46
  investments
• 1:47
  with
• 1:47
  peace
• 1:47
  and
• 1:47
  not
• 1:48
  panic,
• 1:48
  because
• 1:48
  that's
• 1:48
  really
• 1:49
  the
• 1:49
  secret
• 1:49
  sauce
• 1:49
  to
• 1:50
  this.
• 1:50
  Let's
• 1:51
  check
• 1:51
  those
• 1:51
  investments
• 1:52
  without
• 1:52
  checking
• 1:52
  out
• 1:53
  on
• 1:53
  today's
• 1:53
  show.
• 1:55
  This
• 1:55
  is
• 1:56
  Financially
• 1:56
  Confident
• 1:57
  Christian,
• 1:57
  your
• 1:58
  daily
• 1:58
  dose
• 1:58
  of
• 1:58
  gospel,
• 1:59
  grounded
• 1:59
  insight
• 2:00
  and
• 2:00
  faith
• 2:00
  driven
• 2:01
  tips
• 2:02
  to
• 2:02
  help
• 2:02
  you
• 2:02
  break
• 2:02
  the
• 2:02
  cycle
• 2:03
  of
• 2:03
  financial
• 2:03
  shame
• 2:04
  with
• 2:04
  confidence.
• 2:07
  Hello
• 2:07
  there
• 2:07
  and
• 2:08
  welcome.
• 2:08
  I'm
• 2:08
  Ralph
• 2:08
  and
• 2:08
  I
• 2:09
  just
• 2:09
  want
• 2:09
  to
• 2:09
  thank
• 2:09
  you
• 2:09
  so
• 2:09
  much
• 2:10
  for
• 2:10
  joining
• 2:10
  me
• 2:10
  today
• 2:10
  on
• 2:11
  this
• 2:11
  continued
• 2:12
  adventure
• 2:12
  of
• 2:12
  helping
• 2:13
  you
• 2:13
  break
• 2:13
  that
• 2:13
  cycle
• 2:14
  of
• 2:14
  financial
• 2:14
  shame
• 2:15
  with
• 2:15
  confidence.
• 2:16
  And
• 2:16
  I've
• 2:16
  been
• 2:16
  guiding
• 2:17
  people
• 2:17
  just
• 2:17
  like
• 2:17
  you
• 2:18
  for
• 2:18
  over
• 2:18
  30
• 2:19
  years
• 2:20
  to
• 2:20
  stay
• 2:20
  faithful
• 2:21
  and
• 2:21
  keep
• 2:22
  their
• 2:22
  investments
• 2:23
  steady
• 2:24
  when
• 2:24
  fear
• 2:24
  rises.
• 2:24
  And
• 2:25
  we
• 2:25
  live
• 2:25
  in
• 2:25
  a
• 2:25
  time
• 2:25
  of
• 2:25
  fear.
• 2:26
  I
• 2:26
  mentioned
• 2:27
  a
• 2:27
  few
• 2:27
  minutes
• 2:27
  ago,
• 2:28
  the
• 2:28
  markets
• 2:29
  are
• 2:29
  crazy
• 2:30
  right
• 2:30
  now.
• 2:30
  We
• 2:30
  never
• 2:30
  know
• 2:30
  what's
• 2:31
  going
• 2:31
  to
• 2:31
  happen.
• 2:31
  And
• 2:32
  I'll
• 2:32
  never
• 2:32
  forget
• 2:32
  this
• 2:32
  one
• 2:32
  year.
• 2:33
  I
• 2:33
  had
• 2:33
  this
• 2:33
  client
• 2:34
  come
• 2:34
  in
• 2:34
  and
• 2:35
  I
• 2:35
  was
• 2:35
  doing
• 2:35
  their
• 2:35
  taxes
• 2:36
  and
• 2:36
  they
• 2:37
  sat
• 2:37
  down
• 2:37
  in
• 2:37
  front
• 2:37
  of
• 2:37
  me.
• 2:37
  One
• 2:38
  of
• 2:38
  the
• 2:38
  things
• 2:38
  we
• 2:38
  have
• 2:38
  to
• 2:38
  do
• 2:38
  when
• 2:38
  we
• 2:39
  do
• 2:39
  taxes
• 2:39
  is
• 2:40
  I
• 2:40
  have
• 2:40
  to
• 2:40
  look
• 2:40
  at
• 2:40
  their
• 2:40
  investment
• 2:41
  statement
• 2:41
  so
• 2:41
  I
• 2:41
  can
• 2:42
  see
• 2:42
  how
• 2:42
  much
• 2:42
  we
• 2:42
  need
• 2:43
  to
• 2:43
  report
• 2:43
  on
• 2:44
  their
• 2:44
  tax
• 2:44
  report.
• 2:45
  So
• 2:46
  this
• 2:46
  client's
• 2:46
  sitting
• 2:46
  down,
• 2:47
  they
• 2:47
  push
• 2:47
  across
• 2:47
  this
• 2:48
  stack
• 2:48
  of
• 2:48
  envelopes
• 2:49
  and
• 2:50
  I
• 2:50
  said
• 2:50
  to
• 2:50
  him,
• 2:50
  I
• 2:50
  said,
• 2:50
  you
• 2:50
  haven't
• 2:51
  even
• 2:51
  opened
• 2:51
  up
• 2:51
  these
• 2:51
  investment
• 2:52
  statements.
• 2:52
  They're
• 2:52
  like,
• 2:52
  ralph,
• 2:53
  to
• 2:53
  be
• 2:53
  honest
• 2:53
  with
• 2:53
  you,
• 2:54
  I'm
• 2:54
  scared
• 2:54
  to
• 2:54
  Death
• 2:55
  to
• 2:55
  look
• 2:55
  at
• 2:55
  them.
• 2:55
  I
• 2:56
  don't
• 2:56
  know
• 2:56
  whether
• 2:56
  I'm
• 2:56
  doing
• 2:56
  well
• 2:57
  or
• 2:57
  not
• 2:57
  doing
• 2:57
  well.
• 2:58
  And
• 2:58
  I
• 2:59
  said,
• 2:59
  okay,
• 2:59
  well,
• 2:59
  you
• 3:00
  know,
• 3:00
  I
• 3:00
  talked
• 3:00
  about
• 3:00
  this
• 3:00
  in
• 3:01
  my
• 3:01
  show
• 3:01
  before.
• 3:01
  I
• 3:02
  think
• 3:02
  you
• 3:02
  should
• 3:02
  be
• 3:02
  looking
• 3:02
  at
• 3:03
  your
• 3:03
  investment
• 3:03
  statements.
• 3:04
  Now.
• 3:04
  I'm
• 3:04
  not
• 3:04
  saying
• 3:05
  look
• 3:05
  at
• 3:05
  them
• 3:05
  every
• 3:05
  day.
• 3:05
  Like,
• 3:06
  I
• 3:06
  got
• 3:06
  some
• 3:06
  clients,
• 3:07
  they
• 3:07
  get
• 3:07
  on
• 3:07
  their
• 3:07
  investment
• 3:08
  app,
• 3:08
  and,
• 3:08
  man,
• 3:08
  they
• 3:09
  are
• 3:09
  looking
• 3:09
  at
• 3:09
  that.
• 3:09
  And,
• 3:10
  like,
• 3:10
  I
• 3:10
  can't
• 3:10
  even
• 3:11
  imagine
• 3:11
  the
• 3:11
  stress
• 3:12
  they
• 3:12
  must
• 3:12
  live
• 3:12
  in,
• 3:13
  because
• 3:13
  the
• 3:13
  truth
• 3:14
  of
• 3:14
  the
• 3:14
  matter
• 3:14
  is,
• 3:14
  markets
• 3:14
  go
• 3:15
  up
• 3:15
  and
• 3:15
  down.
• 3:15
  But
• 3:16
  in
• 3:16
  this
• 3:16
  particular
• 3:16
  case.
• 3:16
  Let
• 3:16
  me
• 3:17
  get
• 3:17
  back
• 3:17
  to
• 3:17
  the
• 3:17
  story.
• 3:18
  So
• 3:18
  we
• 3:18
  started
• 3:18
  to
• 3:19
  open
• 3:19
  up
• 3:19
  these
• 3:19
  statements,
• 3:19
  and
• 3:19
  I'm
• 3:20
  looking
• 3:20
  at
• 3:20
  these
• 3:20
  statements,
• 3:20
  I'm
• 3:20
  like,
• 3:21
  actually,
• 3:22
  your
• 3:22
  things
• 3:22
  are
• 3:22
  right
• 3:22
  on
• 3:23
  track.
• 3:23
  You've
• 3:24
  got
• 3:24
  a
• 3:24
  decent
• 3:24
  return
• 3:25
  on
• 3:25
  your
• 3:25
  portfolio
• 3:25
  now.
• 3:25
  They
• 3:25
  weren't
• 3:26
  trying
• 3:26
  to
• 3:26
  set
• 3:26
  the
• 3:26
  world
• 3:26
  on
• 3:27
  fire.
• 3:27
  They
• 3:27
  weren't
• 3:27
  trying
• 3:27
  to
• 3:28
  make
• 3:28
  this
• 3:28
  huge
• 3:29
  return.
• 3:30
  And
• 3:30
  when
• 3:31
  I
• 3:31
  started
• 3:31
  to
• 3:31
  think
• 3:31
  about
• 3:31
  it,
• 3:32
  this
• 3:32
  is
• 3:32
  one
• 3:32
  of
• 3:32
  my.
• 3:33
  I
• 3:33
  tell
• 3:33
  people
• 3:33
  in
• 3:34
  my
• 3:34
  accounting
• 3:34
  practice
• 3:34
  all
• 3:35
  the
• 3:35
  time,
• 3:35
  I
• 3:35
  wear
• 3:35
  a
• 3:35
  lot
• 3:35
  of
• 3:36
  hats.
• 3:36
  I've
• 3:37
  got
• 3:37
  my
• 3:37
  financial
• 3:37
  hat.
• 3:38
  But
• 3:38
  oftentimes
• 3:39
  I
• 3:39
  feel
• 3:39
  like
• 3:39
  I'm
• 3:39
  doing
• 3:39
  this
• 3:40
  more
• 3:40
  and
• 3:40
  more.
• 3:40
  I
• 3:41
  put
• 3:41
  on
• 3:41
  my
• 3:41
  spiritual
• 3:42
  hat
• 3:42
  or
• 3:42
  my
• 3:42
  psychologist
• 3:43
  hat.
• 3:44
  And
• 3:44
  in
• 3:44
  this
• 3:45
  particular
• 3:45
  case,
• 3:45
  I
• 3:46
  realized
• 3:46
  the
• 3:46
  problem
• 3:46
  wasn't
• 3:47
  a
• 3:47
  portfolio.
• 3:48
  It
• 3:48
  was
• 3:49
  that
• 3:49
  panic.
• 3:50
  And
• 3:50
  that's
• 3:50
  when
• 3:50
  I
• 3:51
  took
• 3:51
  them.
• 3:51
  I
• 3:51
  said,
• 3:51
  look
• 3:51
  what
• 3:52
  I
• 3:52
  got
• 3:52
  to
• 3:52
  do.
• 3:52
  I
• 3:52
  got
• 3:52
  to
• 3:52
  explain
• 3:53
  perspective
• 3:53
  here.
• 3:54
  And
• 3:55
  I
• 3:55
  said
• 3:55
  something
• 3:55
  to
• 3:56
  this
• 3:56
  particular
• 3:56
  person.
• 3:57
  I
• 3:57
  said,
• 3:57
  listen,
• 3:57
  let's
• 3:57
  think
• 3:57
  about
• 3:58
  this
• 3:58
  in
• 3:59
  the
• 3:59
  big
• 3:59
  picture.
• 4:00
  God's
• 4:01
  got
• 4:01
  this.
• 4:01
  And
• 4:01
  I
• 4:01
  knew
• 4:01
  they
• 4:02
  were
• 4:02
  a
• 4:02
  faithful
• 4:02
  person.
• 4:02
  And
• 4:03
  they
• 4:03
  said,
• 4:03
  oh,
• 4:03
  you
• 4:03
  know
• 4:03
  what,
• 4:03
  Ralph,
• 4:04
  I'm
• 4:04
  so
• 4:04
  glad
• 4:04
  you
• 4:05
  said
• 4:05
  that,
• 4:06
  because
• 4:06
  that's
• 4:06
  what
• 4:06
  I
• 4:07
  needed
• 4:07
  to
• 4:07
  hear
• 4:07
  today.
• 4:07
  Because
• 4:08
  when
• 4:08
  you
• 4:08
  have
• 4:08
  perspective,
• 4:09
  you
• 4:09
  don't
• 4:09
  focus
• 4:10
  so
• 4:10
  much
• 4:10
  on
• 4:10
  those
• 4:11
  numbers.
• 4:12
  It
• 4:13
  helps
• 4:13
  you
• 4:13
  restore
• 4:13
  peace.
• 4:14
  And
• 4:14
  I
• 4:14
  love
• 4:14
  what
• 4:14
  Warren
• 4:14
  Buffett
• 4:15
  said.
• 4:15
  Big
• 4:15
  investment
• 4:15
  guru.
• 4:16
  He
• 4:16
  said,
• 4:16
  the
• 4:17
  market
• 4:17
  transfers
• 4:18
  money
• 4:18
  from
• 4:18
  the
• 4:18
  impatient
• 4:19
  to
• 4:20
  the
• 4:20
  patient.
• 4:20
  To
• 4:21
  hear
• 4:21
  something,
• 4:21
  I'm
• 4:22
  going
• 4:22
  to
• 4:22
  say,
• 4:22
  it's
• 4:22
  kind
• 4:22
  of
• 4:22
  funny.
• 4:23
  But,
• 4:23
  like,
• 4:23
  a
• 4:23
  lot
• 4:24
  of
• 4:24
  people
• 4:24
  end
• 4:25
  up
• 4:25
  being
• 4:25
  an
• 4:25
  impatient
• 4:26
  because
• 4:26
  they
• 4:26
  get
• 4:26
  so
• 4:27
  impatient
• 4:27
  about
• 4:27
  their
• 4:28
  investments,
• 4:28
  they
• 4:29
  need
• 4:29
  to
• 4:29
  get
• 4:29
  put
• 4:29
  into
• 4:30
  a
• 4:30
  hospital
• 4:30
  because
• 4:30
  it
• 4:31
  worries
• 4:31
  them
• 4:31
  so
• 4:31
  much.
• 4:32
  And
• 4:33
  here's
• 4:33
  the
• 4:33
  thing.
• 4:33
  I'm
• 4:33
  going
• 4:34
  to
• 4:34
  add
• 4:34
  to
• 4:34
  that,
• 4:35
  and
• 4:35
  this
• 4:35
  is
• 4:35
  something
• 4:36
  I've
• 4:36
  seen
• 4:36
  in
• 4:36
  my
• 4:36
  own
• 4:37
  career.
• 4:38
  That
• 4:38
  impatientness
• 4:40
  transfers
• 4:40
  peace
• 4:41
  from
• 4:41
  the
• 4:41
  fearful
• 4:41
  to
• 4:42
  the
• 4:42
  faithful.
• 4:42
  So
• 4:42
  today's
• 4:43
  all
• 4:43
  about
• 4:43
  being
• 4:43
  faithful.
• 4:44
  So
• 4:44
  let's
• 4:44
  get
• 4:44
  back
• 4:44
  to
• 4:45
  our
• 4:45
  question.
• 4:45
  How.
• 4:45
  How
• 4:46
  can
• 4:46
  we
• 4:46
  face
• 4:46
  our
• 4:46
  investments
• 4:47
  with
• 4:47
  peace
• 4:48
  instead
• 4:48
  of
• 4:48
  panic?
• 4:49
  Because
• 4:49
  that's
• 4:49
  really
• 4:49
  the
• 4:49
  big
• 4:50
  answer
• 4:50
  today.
• 4:50
  You
• 4:51
  want
• 4:51
  to
• 4:51
  live
• 4:51
  in
• 4:51
  peace,
• 4:52
  stop
• 4:52
  living
• 4:52
  in
• 4:52
  panic.
• 4:52
  Number
• 4:53
  one,
• 4:53
  Thing
• 4:53
  you've
• 4:53
  got
• 4:53
  to
• 4:53
  understand
• 4:54
  is
• 4:55
  the
• 4:55
  markets
• 4:56
  swing.
• 4:56
  There's
• 4:57
  noise
• 4:57
  all
• 4:57
  around
• 4:57
  you.
• 4:58
  If
• 4:58
  you're
• 4:59
  going
• 4:59
  to
• 4:59
  be
• 4:59
  an
• 4:59
  investor
• 5:00
  in
• 5:00
  the
• 5:00
  market,
• 5:00
  let
• 5:00
  me
• 5:01
  just
• 5:01
  tell
• 5:01
  you
• 5:01
  right
• 5:01
  now,
• 5:02
  be
• 5:02
  prepared
• 5:03
  for
• 5:03
  investment
• 5:04
  swings.
• 5:04
  You're
• 5:05
  not
• 5:05
  going
• 5:05
  to
• 5:05
  hit
• 5:05
  a
• 5:05
  home
• 5:05
  run
• 5:05
  every
• 5:06
  day.
• 5:06
  Baseball
• 5:06
  analogy
• 5:07
  here.
• 5:07
  Somebody,
• 5:08
  a
• 5:08
  baseball
• 5:08
  hitter
• 5:09
  goes
• 5:09
  up
• 5:09
  to
• 5:09
  plate,
• 5:10
  going
• 5:10
  to,
• 5:10
  you
• 5:10
  know,
• 5:11
  the
• 5:11
  pitcher's
• 5:11
  throwing
• 5:11
  a
• 5:11
  pitch,
• 5:12
  guess
• 5:12
  what?
• 5:13
  If
• 5:14
  they're
• 5:14
  a
• 5:14
  really
• 5:14
  good
• 5:14
  batter,
• 5:15
  they
• 5:15
  might
• 5:16
  hit
• 5:16
  the
• 5:16
  ball
• 5:17
  30%
• 5:18
  of
• 5:18
  the
• 5:18
  time.
• 5:19
  30%.
• 5:21
  Investments
• 5:22
  work
• 5:22
  the
• 5:22
  same
• 5:22
  way.
• 5:22
  If
• 5:22
  you've
• 5:23
  got
• 5:23
  a
• 5:23
  stomach
• 5:24
  for
• 5:24
  taking
• 5:24
  bigger
• 5:25
  risks,
• 5:25
  then
• 5:25
  be
• 5:25
  prepared.
• 5:26
  The
• 5:27
  markets
• 5:27
  are
• 5:27
  going
• 5:27
  to
• 5:27
  swing.
• 5:28
  But
• 5:29
  even
• 5:29
  in
• 5:29
  those
• 5:29
  market
• 5:30
  swings,
• 5:30
  the
• 5:30
  best
• 5:30
  thing
• 5:31
  you
• 5:31
  can
• 5:31
  do
• 5:31
  is
• 5:31
  have
• 5:31
  faith.
• 5:32
  We
• 5:32
  talk
• 5:32
  about
• 5:32
  this
• 5:32
  all
• 5:33
  the
• 5:33
  time
• 5:33
  on
• 5:33
  the
• 5:33
  show.
• 5:34
  The
• 5:34
  Lord
• 5:35
  has
• 5:35
  provided
• 5:35
  for
• 5:36
  us
• 5:36
  and
• 5:36
  he's
• 5:36
  promised
• 5:37
  to
• 5:37
  us
• 5:37
  to
• 5:37
  provide
• 5:37
  for
• 5:38
  us.
• 5:38
  Now
• 5:38
  that
• 5:39
  doesn't
• 5:39
  mean
• 5:39
  that
• 5:39
  you
• 5:39
  go
• 5:40
  to
• 5:40
  the
• 5:40
  casino
• 5:40
  and
• 5:40
  you
• 5:40
  put
• 5:40
  all
• 5:41
  your
• 5:41
  money
• 5:41
  on
• 5:41
  black
• 5:41
  and
• 5:41
  spin
• 5:42
  the
• 5:42
  wheel
• 5:42
  and
• 5:42
  hope
• 5:42
  you
• 5:42
  win.
• 5:43
  I'm
• 5:43
  not
• 5:43
  saying
• 5:43
  that
• 5:43
  with
• 5:43
  your
• 5:44
  investments.
• 5:44
  And
• 5:44
  that's
• 5:45
  why
• 5:45
  I
• 5:45
  did
• 5:45
  a
• 5:45
  whole
• 5:45
  month
• 5:45
  series
• 5:46
  about
• 5:46
  it.
• 5:46
  Because
• 5:46
  you
• 5:47
  got
• 5:47
  to
• 5:47
  be
• 5:47
  choosing
• 5:48
  in
• 5:48
  your
• 5:48
  investments.
• 5:48
  You
• 5:48
  have
• 5:49
  to
• 5:49
  be
• 5:49
  wise,
• 5:49
  sort
• 5:49
  of.
• 5:49
  But
• 5:49
  hey,
• 5:50
  understand
• 5:50
  there's
• 5:51
  going
• 5:51
  to
• 5:51
  be
• 5:51
  noise.
• 5:51
  Which
• 5:52
  leads
• 5:52
  me
• 5:52
  to
• 5:52
  the
• 5:52
  second
• 5:52
  thing.
• 5:53
  You've
• 5:54
  got
• 5:54
  to
• 5:54
  align
• 5:55
  your
• 5:55
  investments
• 5:55
  with
• 5:56
  your
• 5:56
  purpose.
• 5:56
  It's
• 5:56
  what
• 5:56
  we
• 5:56
  call
• 5:57
  a
• 5:57
  market
• 5:57
  allocation.
• 5:59
  Let
• 5:59
  me
• 5:59
  explain
• 5:59
  that
• 6:00
  simply.
• 6:00
  You
• 6:01
  don't
• 6:01
  put
• 6:01
  all
• 6:01
  your
• 6:01
  eggs
• 6:02
  in
• 6:02
  one
• 6:02
  basket.
• 6:02
  You
• 6:03
  understand
• 6:03
  what
• 6:04
  your
• 6:04
  investments
• 6:05
  are.
• 6:05
  If
• 6:06
  you're
• 6:06
  a
• 6:06
  young
• 6:06
  person,
• 6:07
  you
• 6:07
  can
• 6:07
  afford
• 6:07
  to
• 6:07
  take
• 6:08
  a
• 6:08
  bigger
• 6:08
  risk.
• 6:08
  You
• 6:08
  can
• 6:08
  put
• 6:09
  those
• 6:09
  things
• 6:09
  in
• 6:09
  things
• 6:10
  that
• 6:10
  maybe
• 6:10
  fluctuate
• 6:11
  a
• 6:11
  little
• 6:11
  bit
• 6:11
  more
• 6:11
  because
• 6:11
  your
• 6:11
  investment
• 6:12
  horizon
• 6:12
  is
• 6:13
  a
• 6:13
  lot
• 6:13
  longer.
• 6:14
  But
• 6:14
  if
• 6:14
  you're
• 6:15
  one
• 6:15
  of
• 6:15
  my
• 6:15
  senior
• 6:16
  citizen
• 6:16
  clients,
• 6:17
  maybe
• 6:18
  you're
• 6:18
  in
• 6:18
  your
• 6:18
  60s
• 6:19
  or
• 6:19
  70s,
• 6:20
  your
• 6:21
  investment
• 6:21
  horizon
• 6:22
  is
• 6:22
  a
• 6:22
  lot
• 6:22
  different.
• 6:23
  So
• 6:23
  understand
• 6:24
  your
• 6:24
  purpose
• 6:24
  and
• 6:25
  make
• 6:25
  sure
• 6:25
  you're
• 6:25
  allocating
• 6:26
  your
• 6:26
  money
• 6:26
  in
• 6:26
  the
• 6:27
  right
• 6:27
  way
• 6:27
  so
• 6:27
  you
• 6:27
  don't
• 6:27
  worry
• 6:28
  about
• 6:28
  those
• 6:28
  market
• 6:28
  fluctuations.
• 6:29
  I've
• 6:29
  mentioned
• 6:30
  this
• 6:30
  before
• 6:30
  with
• 6:30
  my
• 6:30
  mother
• 6:31
  in
• 6:31
  law,
• 6:31
  she
• 6:32
  has
• 6:32
  advanced
• 6:32
  dementia.
• 6:33
  Well,
• 6:33
  we
• 6:33
  took
• 6:33
  her
• 6:33
  completely
• 6:34
  out
• 6:34
  of
• 6:34
  the
• 6:34
  market.
• 6:35
  We
• 6:35
  put
• 6:35
  all
• 6:35
  of
• 6:35
  her
• 6:36
  stuff
• 6:36
  in
• 6:36
  very
• 6:36
  low
• 6:37
  risk
• 6:37
  CDs
• 6:38
  now
• 6:38
  for
• 6:38
  her.
• 6:38
  That's
• 6:38
  great.
• 6:39
  We,
• 6:39
  we
• 6:40
  are
• 6:40
  procuring
• 6:41
  her
• 6:41
  income
• 6:42
  for
• 6:42
  the
• 6:42
  future.
• 6:42
  Which
• 6:42
  leads
• 6:43
  me
• 6:43
  to
• 6:43
  the
• 6:43
  next
• 6:43
  thing.
• 6:44
  Diversification.
• 6:45
  And
• 6:46
  this
• 6:46
  isn't
• 6:46
  today's.
• 6:47
  It
• 6:47
  wasn't
• 6:47
  intended
• 6:48
  to
• 6:48
  be
• 6:48
  this
• 6:48
  long
• 6:48
  dissertation
• 6:49
  about
• 6:49
  investments.
• 6:51
  But
• 6:51
  when
• 6:51
  you
• 6:51
  diversify,
• 6:52
  you
• 6:52
  balance
• 6:53
  those
• 6:53
  things.
• 6:53
  It
• 6:53
  brings
• 6:54
  protection.
• 6:54
  That
• 6:54
  way
• 6:54
  if
• 6:55
  one
• 6:55
  market's
• 6:55
  not
• 6:56
  doing
• 6:56
  well,
• 6:56
  you
• 6:56
  have
• 6:57
  something
• 6:57
  else
• 6:57
  that
• 6:58
  can
• 6:58
  do
• 6:58
  that
• 6:58
  with
• 6:58
  equality.
• 6:59
  At
• 6:59
  the
• 6:59
  same
• 6:59
  time,
• 7:00
  don't
• 7:00
  put
• 7:00
  all
• 7:00
  your
• 7:00
  Eggs
• 7:00
  in
• 7:01
  one
• 7:01
  basket
• 7:02
  and
• 7:02
  adjust.
• 7:02
  I'm
• 7:03
  going
• 7:03
  to
• 7:03
  pick
• 7:03
  on
• 7:03
  my
• 7:03
  client
• 7:04
  here
• 7:04
  a
• 7:04
  little
• 7:04
  bit.
• 7:05
  Waiting
• 7:05
  to
• 7:05
  the
• 7:06
  end
• 7:06
  of
• 7:06
  the
• 7:06
  year
• 7:06
  to
• 7:07
  come
• 7:07
  into
• 7:07
  tax
• 7:07
  time
• 7:08
  to
• 7:08
  look
• 7:08
  at
• 7:08
  your
• 7:08
  statements
• 7:09
  was
• 7:09
  not
• 7:09
  the
• 7:10
  right
• 7:10
  answer.
• 7:10
  You've
• 7:11
  got
• 7:11
  to
• 7:11
  be
• 7:11
  willing
• 7:12
  to
• 7:12
  adjust
• 7:12
  these
• 7:12
  things.
• 7:12
  But
• 7:13
  life
• 7:13
  has
• 7:13
  seasons.
• 7:14
  Don't
• 7:14
  live
• 7:15
  in
• 7:15
  those
• 7:15
  headlines
• 7:15
  because
• 7:15
  like
• 7:16
  Warren
• 7:16
  Buffett
• 7:16
  said,
• 7:16
  you're
• 7:17
  going
• 7:17
  to
• 7:17
  make
• 7:17
  bad
• 7:17
  decisions.
• 7:18
  If
• 7:18
  you
• 7:18
  live
• 7:18
  by
• 7:18
  emotion,
• 7:19
  you're
• 7:20
  not
• 7:20
  going
• 7:20
  to
• 7:20
  do
• 7:20
  well
• 7:20
  in
• 7:21
  the
• 7:21
  market.
• 7:22
  So
• 7:22
  again,
• 7:23
  recognize
• 7:23
  the
• 7:23
  noise.
• 7:24
  Make
• 7:24
  sure
• 7:25
  you're
• 7:25
  allocated.
• 7:25
  You
• 7:26
  diversify,
• 7:27
  and
• 7:27
  make
• 7:27
  sure
• 7:27
  you've
• 7:27
  got
• 7:27
  a
• 7:28
  broker.
• 7:28
  Or
• 7:28
  make
• 7:28
  sure
• 7:28
  you
• 7:29
  look
• 7:29
  at
• 7:29
  your
• 7:29
  investments
• 7:29
  with
• 7:30
  the
• 7:30
  idea
• 7:30
  that
• 7:30
  you
• 7:30
  can
• 7:30
  adjust
• 7:31
  these
• 7:31
  things.
• 7:31
  You
• 7:31
  don't
• 7:31
  have
• 7:31
  to
• 7:31
  set
• 7:32
  them
• 7:32
  and
• 7:32
  forget
• 7:32
  them.
• 7:33
  Now,
• 7:33
  I'm
• 7:33
  not
• 7:33
  saying
• 7:34
  living
• 7:34
  that
• 7:34
  every
• 7:34
  day,
• 7:34
  but
• 7:35
  at
• 7:35
  least
• 7:35
  look
• 7:35
  at
• 7:35
  them
• 7:35
  once
• 7:35
  a
• 7:36
  month,
• 7:36
  maybe
• 7:36
  once
• 7:36
  a
• 7:36
  quarter.
• 7:37
  Sit
• 7:37
  down
• 7:37
  with
• 7:37
  your
• 7:37
  broker.
• 7:38
  If
• 7:38
  you
• 7:38
  don't
• 7:38
  have
• 7:38
  a
• 7:38
  broker,
• 7:39
  you
• 7:39
  know,
• 7:39
  reach
• 7:40
  out
• 7:40
  to
• 7:40
  somebody
• 7:40
  like
• 7:40
  me
• 7:41
  and
• 7:41
  let's
• 7:41
  sit
• 7:41
  down
• 7:42
  and
• 7:42
  talk
• 7:42
  about
• 7:42
  what's
• 7:42
  going
• 7:43
  on.
• 7:43
  Which
• 7:43
  leads
• 7:43
  us
• 7:43
  to
• 7:43
  our
• 7:43
  Bible
• 7:44
  verse.
• 7:44
  We
• 7:44
  actually
• 7:44
  have
• 7:44
  two
• 7:45
  today.
• 7:45
  And
• 7:46
  the
• 7:46
  first
• 7:46
  one's
• 7:46
  from
• 7:46
  Ecclesiastes,
• 7:47
  chapter
• 7:48
  11,
• 7:48
  verse
• 7:48
  2.
• 7:49
  It
• 7:49
  says
• 7:49
  this.
• 7:49
  Invest
• 7:50
  in
• 7:50
  seven
• 7:50
  ventures.
• 7:51
  Yes.
• 7:51
  In
• 7:51
  eight,
• 7:52
  you
• 7:52
  do
• 7:53
  not
• 7:53
  know
• 7:53
  what
• 7:53
  disaster
• 7:54
  may
• 7:54
  come
• 7:54
  upon
• 7:54
  the
• 7:54
  land.
• 7:54
  And
• 7:55
  I
• 7:55
  said,
• 7:55
  this
• 7:55
  is
• 7:55
  a
• 7:55
  great
• 7:55
  verse
• 7:56
  to
• 7:56
  talk
• 7:56
  about
• 7:57
  diversification.
• 7:57
  People
• 7:58
  say,
• 7:58
  wait
• 7:58
  a
• 7:58
  minute,
• 7:58
  Ralph,
• 7:58
  where's
• 7:59
  that
• 7:59
  coming
• 7:59
  from?
• 8:00
  Even
• 8:00
  the
• 8:00
  Bible
• 8:01
  is
• 8:02
  saying
• 8:02
  to
• 8:02
  diversify
• 8:03
  seven
• 8:03
  ventures.
• 8:03
  Yes.
• 8:04
  And
• 8:04
  eight,
• 8:04
  because
• 8:04
  you
• 8:05
  don't
• 8:05
  know
• 8:05
  what
• 8:05
  disaster
• 8:06
  may
• 8:06
  come
• 8:06
  upon
• 8:06
  the
• 8:06
  land.
• 8:08
  And
• 8:08
  then
• 8:08
  I'm
• 8:08
  going
• 8:08
  to
• 8:08
  leave
• 8:09
  you
• 8:09
  with
• 8:09
  this
• 8:09
  particular
• 8:09
  Bible
• 8:10
  verse.
• 8:10
  This
• 8:10
  is
• 8:10
  from
• 8:11
  the
• 8:11
  Book
• 8:11
  of
• 8:11
  Matthew,
• 8:11
  chapter
• 8:12
  6,
• 8:12
  verses
• 8:12
  19
• 8:13
  to
• 8:13
  20.
• 8:13
  And
• 8:14
  this
• 8:14
  is
• 8:14
  what
• 8:14
  I
• 8:14
  call
• 8:14
  my
• 8:15
  grounding
• 8:15
  verse.
• 8:16
  Do
• 8:16
  not
• 8:16
  store
• 8:17
  up
• 8:17
  for
• 8:17
  yourselves
• 8:17
  treasures
• 8:18
  on
• 8:18
  earth,
• 8:18
  but
• 8:18
  store
• 8:18
  up
• 8:19
  treasures
• 8:19
  in
• 8:19
  heaven.
• 8:19
  Because
• 8:20
  really,
• 8:20
  that's
• 8:20
  the
• 8:20
  answer,
• 8:20
  isn't
• 8:21
  it?
• 8:22
  We
• 8:23
  get
• 8:23
  laser
• 8:23
  focused
• 8:24
  on
• 8:24
  what's
• 8:25
  in
• 8:25
  that
• 8:25
  bank
• 8:25
  account,
• 8:26
  what's
• 8:26
  in
• 8:26
  that
• 8:26
  investment
• 8:27
  portfolio,
• 8:28
  that
• 8:28
  we
• 8:28
  lose
• 8:28
  sight
• 8:29
  of
• 8:29
  the
• 8:29
  bigger
• 8:29
  treasure,
• 8:30
  our
• 8:30
  family,
• 8:31
  our
• 8:31
  friends,
• 8:32
  the
• 8:32
  things
• 8:32
  that
• 8:32
  matter
• 8:32
  to
• 8:33
  us,
• 8:33
  our
• 8:33
  purpose.
• 8:34
  Because
• 8:34
  the
• 8:35
  truth
• 8:35
  is,
• 8:35
  no
• 8:36
  market
• 8:36
  loss
• 8:36
  is
• 8:37
  ever
• 8:37
  going
• 8:37
  to
• 8:37
  touch
• 8:37
  what's
• 8:38
  eternal.
• 8:39
  You
• 8:39
  could
• 8:39
  lose
• 8:39
  everything
• 8:40
  you
• 8:40
  ever
• 8:40
  have.
• 8:42
  But
• 8:42
  heaven's
• 8:42
  portfolio
• 8:43
  will
• 8:44
  never
• 8:44
  crash.
• 8:45
  And
• 8:45
  that's
• 8:46
  a
• 8:46
  promise.
• 8:46
  What?
• 8:47
  How
• 8:47
  about
• 8:47
  we
• 8:47
  pray
• 8:47
  together
• 8:47
  right
• 8:48
  now?
• 8:48
  Lord
• 8:49
  God,
• 8:49
  we
• 8:49
  come
• 8:49
  to
• 8:49
  you
• 8:49
  right
• 8:50
  now.
• 8:50
  We
• 8:50
  just
• 8:50
  thank
• 8:50
  you
• 8:51
  so
• 8:51
  much
• 8:51
  for
• 8:52
  being
• 8:52
  our
• 8:52
  anchor
• 8:52
  when
• 8:53
  markets
• 8:53
  shake.
• 8:53
  And
• 8:53
  Lord,
• 8:54
  we
• 8:54
  recognize
• 8:55
  that
• 8:55
  you
• 8:55
  are
• 8:56
  the
• 8:56
  true
• 8:56
  vine,
• 8:56
  you
• 8:56
  are
• 8:56
  the
• 8:57
  true
• 8:57
  anchor
• 8:57
  for
• 8:57
  us.
• 8:57
  So
• 8:58
  help
• 8:58
  us
• 8:58
  to
• 8:58
  get
• 8:58
  through
• 8:58
  those
• 8:59
  situations
• 9:00
  when
• 9:00
  we
• 9:00
  see
• 9:00
  this
• 9:00
  noise
• 9:01
  around
• 9:01
  us
• 9:01
  and
• 9:01
  we
• 9:01
  worry
• 9:02
  so
• 9:02
  much,
• 9:02
  Lord,
• 9:03
  give
• 9:03
  us
• 9:03
  the
• 9:04
  Wisdom
• 9:04
  to
• 9:04
  steward
• 9:04
  what
• 9:05
  you
• 9:05
  have
• 9:05
  given
• 9:05
  us.
• 9:05
  And,
• 9:05
  Lord,
• 9:06
  this
• 9:06
  is
• 9:06
  the
• 9:06
  hard
• 9:06
  part.
• 9:07
  Give
• 9:07
  us
• 9:07
  the
• 9:07
  peace
• 9:08
  to
• 9:08
  trust
• 9:08
  your
• 9:08
  plan,
• 9:09
  not
• 9:10
  live
• 9:10
  in
• 9:10
  our
• 9:10
  own
• 9:10
  plans.
• 9:11
  And
• 9:11
  let
• 9:11
  faith
• 9:12
  guide
• 9:12
  our
• 9:12
  hearts
• 9:13
  and
• 9:13
  our
• 9:13
  investment
• 9:13
  decisions
• 9:14
  and.
• 9:14
  And
• 9:15
  make
• 9:15
  our
• 9:15
  investments
• 9:16
  honor
• 9:16
  you
• 9:17
  with
• 9:17
  what
• 9:17
  we
• 9:17
  have.
• 9:18
  Lord,
• 9:18
  can
• 9:18
  we
• 9:18
  just
• 9:18
  ask
• 9:18
  this
• 9:19
  in
• 9:19
  perfect
• 9:19
  peace?
• 9:20
  In
• 9:20
  the
• 9:20
  name
• 9:20
  of
• 9:20
  Jesus,
• 9:21
  Amen.
• 9:23
  All
• 9:23
  right,
• 9:23
  here's
• 9:23
  your
• 9:23
  action
• 9:24
  item
• 9:24
  for
• 9:24
  today.
• 9:24
  I'm
• 9:25
  going
• 9:25
  to
• 9:25
  flip
• 9:25
  the
• 9:25
  script
• 9:25
  a
• 9:26
  little
• 9:26
  bit.
• 9:26
  I
• 9:26
  want
• 9:27
  to
• 9:27
  encourage
• 9:27
  you
• 9:27
  to
• 9:27
  check
• 9:27
  your
• 9:28
  portfolio
• 9:28
  this
• 9:28
  week.
• 9:29
  Maybe
• 9:29
  you
• 9:29
  haven't
• 9:29
  checked
• 9:29
  it
• 9:30
  for
• 9:30
  a
• 9:30
  while,
• 9:30
  but
• 9:30
  before
• 9:31
  you
• 9:31
  do
• 9:31
  that,
• 9:31
  I
• 9:32
  want
• 9:32
  you
• 9:32
  to
• 9:32
  do
• 9:32
  this.
• 9:32
  I
• 9:33
  want
• 9:33
  you
• 9:33
  to
• 9:33
  make
• 9:33
  a
• 9:33
  simple
• 9:34
  prayer.
• 9:35
  Just
• 9:35
  say,
• 9:35
  lord,
• 9:36
  I'm
• 9:36
  getting
• 9:36
  ready
• 9:36
  to
• 9:36
  look
• 9:37
  at
• 9:37
  my
• 9:37
  investment
• 9:37
  portfolio.
• 9:39
  What
• 9:39
  will
• 9:39
  you
• 9:39
  have
• 9:39
  me
• 9:39
  to
• 9:39
  do?
• 9:40
  And
• 9:40
  then
• 9:40
  ask
• 9:40
  yourself
• 9:41
  this.
• 9:42
  Does
• 9:42
  this
• 9:42
  still
• 9:42
  align
• 9:43
  with
• 9:43
  my
• 9:43
  goals
• 9:43
  and
• 9:43
  values?
• 9:43
  If
• 9:44
  it
• 9:44
  doesn't,
• 9:44
  it's
• 9:44
  time
• 9:44
  to
• 9:45
  adjust
• 9:45
  it.
• 9:46
  Adjust
• 9:46
  it
• 9:46
  with
• 9:46
  clarity
• 9:47
  and
• 9:47
  not
• 9:47
  fear.
• 9:48
  And
• 9:48
  while
• 9:49
  I'm
• 9:49
  talking
• 9:49
  about
• 9:49
  clarity,
• 9:50
  I
• 9:50
  want
• 9:50
  to
• 9:50
  invite
• 9:50
  you
• 9:51
  to
• 9:51
  our
• 9:51
  new
• 9:51
  financially
• 9:52
  confident
• 9:52
  Christian
• 9:53
  community.
• 9:53
  This
• 9:53
  is
• 9:53
  a
• 9:54
  place
• 9:54
  where
• 9:54
  believers
• 9:55
  like
• 9:55
  you
• 9:55
  learn
• 9:55
  to
• 9:56
  invest
• 9:56
  wisely
• 9:56
  and
• 9:57
  be
• 9:57
  calm
• 9:57
  and
• 9:58
  focus
• 9:58
  on
• 9:58
  stewardship
• 9:59
  over
• 9:59
  stress.
• 10:00
  And
• 10:00
  I'd
• 10:00
  love
• 10:00
  to
• 10:00
  invite
• 10:01
  you
• 10:01
  to
• 10:01
  that.
• 10:01
  It's
• 10:01
  super
• 10:02
  simple
• 10:02
  to
• 10:02
  get
• 10:02
  there.
• 10:02
  Just
• 10:03
  go
• 10:03
  to
• 10:03
  financiallyconfidentchristian.com/join.
• 10:06
  It's
• 10:07
  absolutely
• 10:07
  free.
• 10:07
  You
• 10:08
  can
• 10:08
  be
• 10:08
  a
• 10:08
  member
• 10:08
  of
• 10:08
  our
• 10:08
  community
• 10:09
  again.
• 10:09
  That's
• 10:10
  at
• 10:10
  financiallyconfidentchristian.com/join.
• 10:12
  I
• 10:12
  hope
• 10:12
  to
• 10:12
  see
• 10:12
  you
• 10:13
  there.
• 10:14
  So
• 10:14
  as
• 10:14
  I
• 10:14
  close
• 10:15
  today,
• 10:15
  remember
• 10:15
  this
• 10:16
  wisdom
• 10:17
  is
• 10:17
  so
• 10:17
  much
• 10:17
  greater
• 10:18
  than
• 10:18
  worry.
• 10:18
  And
• 10:18
  stewardship
• 10:19
  far
• 10:19
  surpasses
• 10:20
  speculation,
• 10:21
  and
• 10:22
  faith
• 10:22
  beats
• 10:22
  fear
• 10:23
  in
• 10:23
  every
• 10:23
  market.
• 10:23
  So
• 10:24
  take
• 10:24
  a
• 10:24
  breath,
• 10:25
  trust
• 10:25
  God.
• 10:26
  Check
• 10:26
  those
• 10:27
  investments.
• 10:27
  Pray
• 10:28
  first.
• 10:28
  But
• 10:29
  check
• 10:29
  them
• 10:29
  with
• 10:29
  peace.
• 10:30
  And
• 10:30
  go
• 10:30
  out
• 10:31
  there
• 10:31
  today
• 10:31
  and
• 10:31
  be
• 10:31
  a
• 10:32
  financially
• 10:32
  confident
• 10:32
  Christian.
• 10:33
  I
• 10:33
  know
• 10:33
  you
• 10:33
  can
• 10:33
  do
• 10:34
  this.
• 10:34
  The
• 10:34
  Lord
• 10:34
  is
• 10:34
  with
• 10:35
  you.
• 10:35
  And
• 10:35
  hey,
• 10:35
  if
• 10:35
  the
• 10:35
  Lord's
• 10:36
  with
• 10:36
  you,
• 10:36
  who
• 10:37
  could
• 10:37
  be
• 10:37
  against
• 10:37
  you?
• 10:38
  Stay
• 10:38
  financially
• 10:39
  savvy.
• 10:39
  God
• 10:39
  bless
• 10:40
  you.
• 10:40
  And
• 10:40
  you
• 10:40
  have
• 10:40
  a
• 10:41
  great
• 10:41
  day
• 10:41
  today.