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#215 Planning for the "What If": Long-Term Care Insurance Explained with Scott Cramblitt

In this episode of the Focused Healthy Family Podcast, Gina and Don sit down with Scott Cramblitt, Financial Services Professional Agent with New York Life Insurance, to unpack one of the most important — and often avoided — conversations families need to have: long-term care planning.

As our population ages and longevity increases, more families are facing the emotional, physical, and financial realities of long-term care. Scott helps us understand:

What long-term care insurance actually covers

The financial risks families face without a plan

The rising costs of extended care

Common…

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