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Workers Comp Unwrapped Episode 506: The 10.4% Premium Push: How the WCIRB's Proposed Rate Hike Is Already Reshaping Payer Behavior
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The WCIRB asked the California Department of Insurance for a 10.4% increase in advisory pure premium rates for September 1, 2026. The Commissioner didn't give them all of it — but the gap between what was requested and what was approved is itself the story. In this episode, Ajay and Angel unpack why the WCIRB went back for another double-digit increase, why the Commissioner trimmed it, how adjuster behavior has already started shifting in response to the underlying loss numbers, and what providers should expect in authorization timelines and payment scrutiny as the new rates…
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