This is How the "Buy, Borrow, Die" Strategy Works in Australia | Next Level Wealth Ep. 002

Next Level Wealth · Nov 10, 2026 · 29m

You’ve spent decades building a property or share portfolio, and now it needs to fund your retirement. Sell it, and capital gains tax and selling costs take a big bite out of your net worth, and the compounding stops the day the assets go. The Buy, Borrow, Die strategy is built around holding on to them instead.

In this episode of Next Level Wealth, Pete Wargent explains how the strategy popularised in the US works, and what changes when you’re investing in Australia, where the tax and lending rules are quite different.

Five of the biggest takeaways:

Borrowing isn’t taxed like income. Earn…