Latest / The Driven Athlete / What Do You Save For? What You Value Most | Ep 75

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What Do You Save For? What You Value Most | Ep 75 · The Driven Athlete

• 0:00
  Speaker 1: If you're a driven, active person who wants to reach and pursue a higher quality life with some ambition, then guess what this podcast is for you.
• 0:07
  Speaker 1: This is the Driven Athlete Podcast.
• 0:10
  Speaker 1: I heard something interesting recently from wise individuals that I like to listen to and get some content from, and different perspective reframes on things.
• 0:21
  Speaker 1: And this was a question was like what do you spend your money on?
• 0:25
  Speaker 1: Like, what is what is it that you save for?
• 0:27
  Speaker 1: Like, what is it that you don't spare an expense?
• 0:30
  Speaker 1: We're like we save money for this, right, what are those things?
• 0:34
  Speaker 1: And we're not going to be cheap with it.
• 0:36
  Speaker 1: Like we're this is what we save for, right, what are those things?
• 0:39
  Speaker 1: From what I've heard in my own reflections on some stuff, I came up with some things.
• 0:44
  Speaker 1: Another way of asking is like okay, money is important, right, so it is what it is right, we need money for the world to go around.
• 0:50
  Speaker 1: It's just a matter of like, what is somebody willing to do to make more money?
• 0:53
  Speaker 1: And that way where the moral ethics kind of come in, and that would be, I mean, if it's like bad stuff, greed, right, greed, unfortunately, is an insatiable thing that comes with money, but we need money.
• 1:04
  Speaker 1: Money is not bad inherently.
• 1:05
  Speaker 1: I think it's just like the willingness to do things and the love for money.
• 1:08
  Speaker 1: All right, so if money is important, what is it you spend your money on?
• 1:12
  Speaker 1: What is it you save for?
• 1:13
  Speaker 1: Another question would be like all right, then, if that's a very important thing for your life, what is it you're actually investing in?
• 1:22
  Speaker 1: What is it that you're actually pouring your investments into that you would then, by default, declare as the most important thing that you're finding very important, right?
• 1:30
  Speaker 1: So, thoughts with that, what is it that you spend your money on?
• 1:34
  Speaker 1: In my opinion, things that I've gathered.
• 1:37
  Speaker 1: Here's what I was going to share.
• 1:38
  Speaker 1: I think top not in any particular order, I would say what is it you spend your money on?
• 1:44
  Speaker 1: One of the most important things would be experiences with people that you love the most or, that matter, the most right, experiences being like fun trips, camping trips, going on fun family excursions right?
• 1:58
  Speaker 1: I'm thinking like in my head family.
• 2:00
  Speaker 1: Right, that's gonna be the most important people in my life that I'm going to invest my time and invest money in, to do fun things and experience things together, and that forges and builds bonds of relationships.
• 2:13
  Speaker 1: And I know very commonly for myself and also people I've asked in the past or just random conversations with people.
• 2:17
  Speaker 1: Some of the first memories they think about when they were kids is fun trips with their family, their parents, their dad, their mom, like whatever like a camping trip.
• 2:30
  Speaker 1: I remember this.
• 2:30
  Speaker 1: One time we did this and it was kind of off the cuff or it was not really planned and things were off schedule, right, but that ended up being the most fun thing.
• 2:37
  Speaker 1: Another person I've talked recently.
• 2:39
  Speaker 1: They were like I remember this camping trip we went on when we were young and one of the most best memories and earliest memories they have that had really good um experience with with their family was like a camping trip.
• 2:50
  Speaker 1: That was kind of raw, like it was roughing it, like it wasn't glamping by any means they had.
• 2:55
  Speaker 1: It was just like a tent.
• 2:56
  Speaker 1: They had no bathroom so they just had to do their thing and then in nature and they had to pack and they had to fish for their own food.
• 3:04
  Speaker 1: But this person reflected and was saying that was one of the really fun, enjoyable time that they can remember, a good, great memory.
• 3:12
  Speaker 1: And I was like all right, well, I'm going to put one of the most important things that we spend our money on and that we're saving for this, it would be family experiences.
• 3:21
  Speaker 1: If that's camping, hiking trips, excursions, a cruise, theme parks, like all together for that purpose, together it's going to forge and create more bonds with the people you experience it with, right?
• 3:35
  Speaker 1: So I was like all right, I'm going to put that on my list Experiences with the people that matter the most.
• 3:38
  Speaker 1: The next thing that I have on my list would be and this is more personal, so like individual based but soul fulfilling activities.
• 3:47
  Speaker 1: So have hobbies that you think are really enjoyable, hobbies, things that you enjoy doing most in life, that give you life energy.
• 3:55
  Speaker 1: Like what are the things that you find the most enjoyable for you?
• 3:59
  Speaker 1: What gives you life energy?
• 4:01
  Speaker 1: I was first brought up to this when I was in grad school.
• 4:04
  Speaker 1: There was like this wellness thing that we were going through and one of the questionnaires that was coming in was like what are the most fun things you'd like to do the most in life?
• 4:11
  Speaker 1: Top three things.
• 4:12
  Speaker 1: And I wrote on my list and for me personally, sharing this and I would right now like this is personal hobbies.
• 4:19
  Speaker 1: Right, this is outside of family experiences, but I would say surfing outside of family experiences.
• 4:24
  Speaker 1: But I would say surfing find a lot of it.
• 4:25
  Speaker 1: I just really enjoy it gives me life energy, like when I'm out there doing my thing and in the ocean, uncontrolled.
• 4:33
  Speaker 1: It's athletic, it creates a lot of physical activity and it's challenging, but it's fulfilling.
• 4:42
  Speaker 1: It just gives me life energy.
• 4:43
  Speaker 1: I just really enjoy that.
• 4:43
  Speaker 1: I always feel on a super high afterwards.
• 4:44
  Speaker 1: Just gives me life energy.
• 4:45
  Speaker 1: I just really enjoy that.
• 4:46
  Speaker 1: I always feel on a super high afterwards Like man, I feel good, right, I feel like it's me, I'm back in myself.
• 4:49
  Speaker 1: So surfing will be on that list.
• 4:52
  Speaker 1: I enjoy playing golf.
• 4:53
  Speaker 1: When I play well, right, and right now I'm averaging probably like one round a year, just with the family life and stuff going on.
• 5:00
  Speaker 1: We're on the grind right now.
• 5:01
  Speaker 1: We got young kids and running a practice and all these things moving parts.
• 5:04
  Speaker 1: So there'll be a time we'll get back to playing golf again, but right now I have to focus on other stuff.
• 5:10
  Speaker 1: But I would say golf is on the list.
• 5:12
  Speaker 1: I enjoy playing golf again, kind of maybe being outdoors, um, a nature, uncontrolled environments.
• 5:18
  Speaker 1: It's challenging, it's a physical requirements, um, it's not like me watching TV, right, it's like a physical activity and it's outside of nature, um, and even if I, if I play well, I enjoy it more and with people that I like hanging out with, right, so that those three things combined that makes it really fun and enjoyable.
• 5:37
  Speaker 1: It gives me life energy.
• 5:38
  Speaker 1: I look forward to doing, I love doing it, um.
• 5:41
  Speaker 1: Another one would be exercising.
• 5:43
  Speaker 1: Like fitness, I always feel accomplished, I feel good.
• 5:46
  Speaker 1: It gives me life energy, especially afterwards knowing that I did something productive that's helpful for my life and longevity and health and wellness.
• 5:55
  Speaker 1: So I would say exercise is part of my list too.
• 5:57
  Speaker 1: I've gone through, I mean I would even I would suggest to people, and including myself, that I've done.
• 6:03
  Speaker 1: But I'm only going to most of those three.
• 6:04
  Speaker 1: But to do five, what's your top five things that you enjoy doing most in life that gives you life energy.
• 6:09
  Speaker 1: I would put that as my number.
• 6:11
  Speaker 1: The second thing in this list, which is soul-fulfilling activities, hobbies that you enjoy, that for you personally, your own things, and if you include the people you enjoy doing that with, I don't know if that would count as, like the experiences with people, it's a separate thing on the list.
• 6:27
  Speaker 1: The next thing on the list is a functional home, a good functional home in a good area, a good neighborhood.
• 6:37
  Speaker 1: I would say that's something that I'm not going to spare an expense on, as in like.
• 6:42
  Speaker 1: This is what we save for.
• 6:43
  Speaker 1: We save so that we can have the money to pay for a functional, nice home.
• 6:49
  Speaker 1: Here's the kicker, in my opinion the home that facilitates a functional, family-centered environment.
• 6:58
  Speaker 1: That's what I prioritize.
• 7:00
  Speaker 1: This is me personally.
• 7:01
  Speaker 1: I'm just sharing my own stuff, right?
• 7:02
  Speaker 1: This is what I have on my list A functional home for family that enables family-centered relationships for daily life, daily life, family-centered relationships.
• 7:15
  Speaker 1: I would say that's something that I have on my list.
• 7:17
  Speaker 1: That would not spare an expense.
• 7:20
  Speaker 1: This is what we make money for.
• 7:21
  Speaker 1: This is what we save for.
• 7:22
  Speaker 1: This is what I'm going to invest.
• 7:23
  Speaker 1: The most valuable trading commodity, right, physical trading commodity that we use to buy stuff, that's what I'm going to invest in material-wise, is that A functional home that enables family-centered relationships and fun activity, fun times.
• 7:45
  Speaker 1: Right, where, in my opinion, there's too big of a house that would facilitate that and there's too little of a house that would facilitate that.
• 7:56
  Speaker 1: I think there's a middle ground where it's like what is the purpose of getting this house?
• 7:59
  Speaker 1: Okay, the litmus test, the filter, the reason why we're getting this house is for a family-centered relationships, functional home that's going to enable and forge good relationships with the family.
• 8:12
  Speaker 1: Imagine having a huge house where there's a West wing and a East wing and a third story like whatever in a basement I'm like man.
• 8:20
  Speaker 1: That just creates maybe more separation.
• 8:25
  Speaker 1: Or, as an example, like this is my opinion again television, tv in a kid's room.
• 8:30
  Speaker 1: That only is going to create isolation and separation.
• 8:33
  Speaker 1: Where, if there's like a center family room that everybody comes together, we have one kid doing homework or spouses reading, reading a book over here, this one's over here coloring or doing crafts, whatever, it's all we're all together, and then there's a family unit area for dinner right, so it's just my opinion.
• 8:51
  Speaker 1: So that's what I put on that list, as in, what do you not save, like what do you not spare an expense on?
• 8:57
  Speaker 1: You're saving for money to spend on.
• 8:59
  Speaker 1: What is it you spend on A functional home?
• 9:02
  Speaker 1: The next thing I would say on that list is quality food Getting, when we can, when it's reasonable, quality sources of food.
• 9:09
  Speaker 1: If it's organic sources of food.
• 9:19
  Speaker 1: If it's organic, quality sources right, like farm-raised, non-cage-raised chickens and eggs, grass-fed beef, just quality food, right, like organic.
• 9:26
  Speaker 1: I think that's going to enable a longer and facilitate longer healthier lifestyle for longevity, versus eating leading not great, right, not low quality food and just be like.
• 9:39
  Speaker 1: I'll F it.
• 9:39
  Speaker 1: Like just say, let's save money and eat crappy, right, like ramen noodles or something I'm not, I don't know if that's, I don't know if I can do that, but if it's a brand specifically, but just like microwavable noodles, I'll say that Like eating that consistently, probably not great, but I'm not gonna save money on food for home cooking and stuff like that.
• 10:02
  Speaker 1: Same thing with eating out in restaurants.
• 10:03
  Speaker 1: I wouldn't put that on a list.
• 10:04
  Speaker 1: Occasionally, of course you gotta live, it's fun.
• 10:07
  Speaker 1: That would be an experience that I would put on that list, right, it's like an experience with family is going or a spouse right Relations that I would put on that list, right, it's like an experience with family is going or a spouse right Relationship going to a nice dinner restaurant and having that experience.
• 10:18
  Speaker 1: Put that on the experience category.
• 10:20
  Speaker 1: And then the last one I have on my list is and this was brought to me recently by a patient talking to them and I was like man, this is.
• 10:25
  Speaker 1: That was a guy I'm putting on my list immediately and it's so much so that I want to make a podcast about it.
• 10:29
  Speaker 1: Um, this particular person was saying what do you not save money on?
• 10:36
  Speaker 1: What do you not spare an expense?
• 10:37
  Speaker 1: What do you spend your money?
• 10:39
  Speaker 1: We save for this your spouse's relationship, the relationship with your spouse.
• 10:45
  Speaker 1: So something I've heard in the past from people that I like and enjoy listening to that are experienced and wise individuals.
• 10:51
  Speaker 1: They suggested that the number one recognized factor for happiness is what your relationship looks like with your spouse.
• 10:58
  Speaker 1: Your spousal relationship is the number one indicator.
• 11:02
  Speaker 1: If somebody feels like they're happy or not, like on a scale of zero to 10, how happy are you?
• 11:06
  Speaker 1: Like I'm actually kind of like not happy, I'm miserable, kind of all the time the number one recognizable factor and contributor to that is the relationship with their spouse.
• 11:16
  Speaker 1: So imagine somebody has, like a great relationship with their spouse.
• 11:18
  Speaker 1: They're going to be more consistently on a happy scale.
• 11:22
  Speaker 1: That's just what I've heard and I'm like, oh, I'm going to take that.
• 11:24
  Speaker 1: That's interesting, all right.
• 11:26
  Speaker 1: So, with that being said, how can you enhance and enable and facilitate a great relationship with your spouse?
• 11:32
  Speaker 1: Well, maybe consulting with professionals that do this stuff, that work with spouses that have gotten divorced, and look back and reflect and say here are the things that usually lead to divorce or lead to a shitty relationship with a spouse.
• 11:47
  Speaker 1: So maybe we should avoid these things and maybe implement these things instead.
• 11:52
  Speaker 1: That will enable a great, flourishing relationship and a good, happy relationship with your spouse and a high quality relationship, a deep, meaningful relationship with your spouse where it's energy giving and life giving and you feel like they're your safe person, that's your safe space.
• 12:09
  Speaker 1: So, with that being said, I'm like man the way to do that.
• 12:13
  Speaker 1: Then what are you going to save money for and spend your money on?
• 12:17
  Speaker 1: That's most important the couple's therapy, mental health, right.
• 12:22
  Speaker 1: What's your spouse?
• 12:23
  Speaker 1: That would be the number one thing recognized for happiness.
• 12:26
  Speaker 1: I'm like that's a great point.
• 12:28
  Speaker 1: I love what that like this patient said.
• 12:29
  Speaker 1: I'm like I'm going to put that on my list.
• 12:31
  Speaker 1: That makes sense.
• 12:32
  Speaker 1: So what things do you spend your money on?
• 12:34
  Speaker 1: Spousal relationship probably, mental health, couples therapy Not because it's bad there's always stuff to work on.
• 12:42
  Speaker 1: But imagine going once a month.
• 12:44
  Speaker 1: Here's the question I ask my team.
• 12:45
  Speaker 1: Imagine going once a month.
• 12:48
  Speaker 1: A patient comes to see us for sports physio and they get manual therapy, they get treatment, they get the tune-ups, corrective exercises to make sure all the joints and everything are moving well.
• 12:59
  Speaker 1: Imagine if this patient comes to see you or me once a week for 52 weeks in a row, for an entire year.
• 13:07
  Speaker 1: Do you think that person would be moving and feeling better than if they weren't seeing you once a week?
• 13:13
  Speaker 1: Oh my gosh, they'd be moving great better than if they weren't seeing you once a week.
• 13:17
  Speaker 1: Oh my gosh, they'd be moving great right.
• 13:18
  Speaker 1: Like they'd be feeling amazing, like if they're training and working out and stuff like that, like that's what the pros have.
• 13:22
  Speaker 1: They have these guys and girls like myself travel with them and work on them every other day Manual therapy, corrective exercises, tune-ups just make sure their body and their joints are moving well and soft tissue is feeling good, right.
• 13:34
  Speaker 1: So imagine if a patient, a human, a natural, just a normal everyday person that exercises and has a family, or exercises and just has a career if they were to come see me once a week for a whole year, what would that look like at the end of that year on December 31st?
• 13:50
  Speaker 1: Probably a lot better moving.
• 13:51
  Speaker 1: They'd feel better, like they wouldn't have much pain at all.
• 13:54
  Speaker 1: I would imagine I'm just going off of what experiences we've had as long as I'm doing crazy stuff like jumping out of airplanes or something like that, but they'd be moving a lot better.
• 14:02
  Speaker 1: Okay, let's correlate that with a couple's therapy.
• 14:05
  Speaker 1: Imagine if a married couple was to see a professional therapist on relationships every other let's say every, that's reasonable every other week, right, cause sometimes during a week it's not enough.
• 14:19
  Speaker 1: Things happen to even talk about like as like problems or issues like yeah, we're good, you know, let's say what every other week.
• 14:26
  Speaker 1: Even more manageable, let's say once a month.
• 14:30
  Speaker 1: That's 12 visits over a year.
• 14:32
  Speaker 1: And let's say each visit is $200, let's say for a therapist, right, this is a reasonable price, that's $2,400.
• 14:43
  Speaker 1: Would you trade $2,400 to have an amazing relationship with your spouse where you're connected, you're fulfilled, you're deep, you feel safe with that person, you trust them, you're just like man.
• 14:54
  Speaker 1: We're just in a great spot right now.
• 14:56
  Speaker 1: We're communicating well, we feel good about each other, we're just in a great spot, we're just in sync, good resonance.
• 15:04
  Speaker 1: That really doesn't happen by accident.
• 15:06
  Speaker 1: We can be more purposeful and intentional.
• 15:09
  Speaker 1: But let's say somebody were to invest that money and see a professional once a month, would they be in a better relationship spot with their spouse if they didn't see them?
• 15:19
  Speaker 1: Of course they would.
• 15:20
  Speaker 1: So, with that being said, I'm going to put in my list.
• 15:24
  Speaker 1: So imagine now let's combine these things.
• 15:26
  Speaker 1: All right, just for like.
• 15:27
  Speaker 1: What do you spend your money on?
• 15:28
  Speaker 1: What's most important then for you that you're investing the only commodity for trading right now, for exchanging of goods and services.
• 15:35
  Speaker 1: What are you going to spend your money on?
• 15:38
  Speaker 1: What are you saving?
• 15:39
  Speaker 1: What do you save for and what do you not spare expenses on?
• 15:42
  Speaker 1: This is what we save for.
• 15:44
  Speaker 1: Imagine somebody has a great relationship with their spouse and they feel great about it.
• 15:49
  Speaker 1: They're just instant man.
• 15:50
  Speaker 1: We're just in a great spot, right?
• 15:51
  Speaker 1: We're communicating, we're residents.
• 15:52
  Speaker 1: They have a home that is functional and nice, not like over the top with anything crazy material stuff.
• 16:00
  Speaker 1: It really doesn't bring much value unless it just it enables the relationship with your family and it's functional and it works well.
• 16:04
  Speaker 1: Right, like a faucet and like your dishwasher, like stuff like that, like it's like it works well.
• 16:09
  Speaker 1: So imagine a great relationship with your spouse, with a home that is family-centered, that enables family relationships, right?
• 16:18
  Speaker 1: Occasionally you go on fun experiences with your family or people that matter the most with you and then you sprinkle in your own life energy, hobbies that give you life, energy the most, sprinkle those in a couple of times a month and you're eating good food.
• 16:36
  Speaker 1: I mean, in my opinion, I'm like am I missing anything?
• 16:39
  Speaker 1: I just don't know if there's anything else I'd put in that list.
• 16:43
  Speaker 1: I think that's just maybe the other one I would add on.
• 16:49
  Speaker 1: There would be physical health.
• 16:50
  Speaker 1: I don't spare expenses with physical health.
• 16:52
  Speaker 1: Food would be on.
• 16:53
  Speaker 1: There would be physical health.
• 16:53
  Speaker 1: I don't spare expenses with physical health.
• 16:55
  Speaker 1: Food would be on that kind of category.
• 16:58
  Speaker 1: But I would maybe say fitness.
• 16:59
  Speaker 1: So paying for a personal trainer, an accountability coach for personal physical health, I think that's most.
• 17:06
  Speaker 1: I wouldn't spare an expense on that either.
• 17:08
  Speaker 1: If somebody is does well with coaching and accountability and checking in and just like, once a week, get a personal training session and then you work out on your own a couple of days a week and then you go back to the personal trainer.
• 17:24
  Speaker 1: It's like a check-in, right, because you know they're going to ask you hey, did you work out, is this what we talked about?
• 17:28
  Speaker 1: And you work out with them.
• 17:30
  Speaker 1: It's just a great.
• 17:31
  Speaker 1: It keeps you on the path.
• 17:32
  Speaker 1: I wouldn't spare an expense on that either.
• 17:34
  Speaker 1: But anyway, other than that, like, am I missing anything?
• 17:37
  Speaker 1: I'm open to suggestions, but what is it you spend your money on that you don't spare an expense?
• 17:43
  Speaker 1: This is what we save for.
• 17:44
  Speaker 1: We're saving money so that we can spend it on this.
• 17:51
  Speaker 1: I think this list is pretty comprehensive and pretty full, encompassing Experiences with people that matter the most, soul-fulfilling activities like hobbies, A functional home that enables a relationship-centered family daily life, quality food, shopping and the relationship with your spouse.
• 18:11
  Speaker 1: I'm open to suggestions, but I just think it's really important.
• 18:16
  Speaker 1: I think this is interesting to reflect on.
• 18:18
  Speaker 1: The next question from there is let's reflect on our own lives, the time, money and effort we put in with the things that we do all the time.
• 18:27
  Speaker 1: Would that reflect analogous to this?
• 18:33
  Speaker 1: Would would that reflect that we're doing this or are we spending our money on other things that maybe wouldn't be the most important things to spend your money on?
• 18:43
  Speaker 1: And just interesting to reflect on?
• 18:45
  Speaker 1: All right, I just don't think money is money's important, like I said, but is it worth sparing your health and wellness and relationships and mental health and enjoyment of life just to acquire more money?
• 19:01
  Speaker 1: Where the question I've heard before on a similar topic is do you think if a magician, a wizard, let's say a wizard was to approach Warren Buffett.
• 19:11
  Speaker 1: Who's worth what?
• 19:12
  Speaker 1: Like $200 billion or something.
• 19:15
  Speaker 1: This is super wealthy, $100 billion, all right.
• 19:19
  Speaker 1: And he's in his 80s and he would say Warren, I'm a wizard and I can grant any wish, and what I'm going to do is I'm going to send you back to when you were 30 years old, healthy, youthful, all the joint pain that you have, all the systemic illness that you have.
• 19:37
  Speaker 1: You're going to be immediately back to your healthy 30-year-old body and mental clarity, but I'm going to take all your wealth.
• 19:46
  Speaker 1: Do you think he would say yes or be like no, I want to stay where I am at 85 years old, not in a healthy physical state Like I was when I was 30, not that he's not healthy, but I'm saying like 30 years old, comparative and I want to keep all my money.
• 19:59
  Speaker 1: I'm very confident that he would probably say take everything, I want to be 30 again.
• 20:03
  Speaker 1: If that's the case, then that means that his physical health is more valuable than all of his wealth, all the money he has.
• 20:12
  Speaker 1: It's worth more than a hundred billion dollars, all right.
• 20:15
  Speaker 1: If that's the case, then are we actually prioritizing, as if our health and our current state at a youthful status is our top priority.
• 20:24
  Speaker 1: What is it that we're spending our time and money on then?
• 20:27
  Speaker 1: Is it actually in a line with these things?
• 20:30
  Speaker 1: I think it's just really interesting, so I'm always trying to reflect on that.
• 20:33
  Speaker 1: I just thought it was interesting.
• 20:34
  Speaker 1: I, when to bring it up, it's in this podcast.
• 20:36
  Speaker 1: Very similar question would be all right, I'll give you a hundred billion dollars right now.
• 20:39
  Speaker 1: But here's the kicker You're not going to wake up tomorrow.
• 20:44
  Speaker 1: Of course, I don't think anybody would say yes to that.
• 20:46
  Speaker 1: How about this one?
• 20:48
  Speaker 1: I'll give you a hundred billion dollars, but in 20 years you're going to die.
• 20:51
  Speaker 1: So you have 20 more years to live.
• 20:53
  Speaker 1: Well, I guess it's been what age?
• 20:55
  Speaker 1: Let's say someone's 30 years old.
• 20:56
  Speaker 1: All right, I'll give you a hundred billion dollars.
• 20:58
  Speaker 1: It's usually the grind in thirties.
• 20:59
  Speaker 1: Usually it's the grind time.
• 21:01
  Speaker 1: You're building and you're grinding young families financially, uh, working to get more independent, like more, more free right, grinding, hustling.
• 21:11
  Speaker 1: You're 30, 30 years old.
• 21:13
  Speaker 1: I'll give you $100 billion, but you're going to die at 50.
• 21:15
  Speaker 1: I don't think anybody would say yes to that.
• 21:18
  Speaker 1: I don't know, I wouldn't.
• 21:20
  Speaker 1: It's just interesting to think about then.
• 21:23
  Speaker 1: All right, let's reflect on our current actions and choices and prioritizations in align with what we're talking about right now.
• 21:30
  Speaker 1: What, maybe, is the most important thing?
• 21:31
  Speaker 1: Those are just reflections for today that I thought were cool and interesting that I wanted to bring up.
• 21:37
  Speaker 1: This is my own and some of my own personal stuff, but uh, I just think it's interesting.
• 21:42
  Speaker 1: I try to reflect on that pretty consistently and like what is it that we're saving for?
• 21:46
  Speaker 1: Why are we saving?
• 21:47
  Speaker 1: It's important to save.
• 21:49
  Speaker 1: Totally need rainy days and safety nets just for the sake of saving, because so we have a huge nest egg.
• 21:55
  Speaker 1: Right, that's what we no, no, no, can't spend.
• 21:57
  Speaker 1: We need to save.
• 21:58
  Speaker 1: Nope, we can't get organic.
• 22:00
  Speaker 1: We have to save money.
• 22:00
  Speaker 1: Nope, we can't go on this trip because we have to save.
• 22:03
  Speaker 1: There's a time to save.
• 22:05
  Speaker 1: I totally understand for a safety net, right Of, like you know, six months worth of expenses so that you have a safety net because rainy days happen or unforeseen things, but just for the sake of saving, because you need more money when you maybe have a safety net already.
• 22:19
  Speaker 1: I'm like man, this is what we spend, this is what we save for.
• 22:24
  Speaker 1: To spend on this or feeling guilty for other.
• 22:27
  Speaker 1: Like a home, updating it with some stuff, getting new appliances, like is this going to help improve our quality of life?
• 22:34
  Speaker 1: And the litmus test filter for what is the quality of life?
• 22:38
  Speaker 1: Then?
• 22:39
  Speaker 1: These things, maybe a family-centered relationship with my family and kids.
• 22:44
  Speaker 1: Is this going to help improve that quality of life?
• 22:48
  Speaker 1: Maybe having a functional dishwasher that works well, whereas one right now doesn't?
• 22:52
  Speaker 1: Yeah, because I don't have to do dishes all the time, I can spend more time with my kids right.
• 22:57
  Speaker 1: Or maybe like a functional yard or a backyard or something that we can play in and do fun things.
• 23:02
  Speaker 1: I would spend money on that.
• 23:04
  Speaker 1: I think that's important versus just saving.
• 23:07
  Speaker 1: Nope, can't do that because you got to save.
• 23:09
  Speaker 1: Nope, can't go on trips because we got to save.
• 23:10
  Speaker 1: Nope, don't buy organic, we got to save.
• 23:12
  Speaker 1: I'm not going to therapy with my spouse because we need to save money.
• 23:14
  Speaker 1: We're prioritizing that instead.
• 23:18
  Speaker 1: I'm just saying a person would be prioritizing saving money over the number one indicator for happiness.
• 23:23
  Speaker 1: Let's just reflect on that.
• 23:25
  Speaker 1: That's what I'm doing and I'm just sharing what I think is interesting and cool, because it's insights that I've heard from people wiser and more experienced than me.
• 23:32
  Speaker 1: That's why I'm bringing it up, but I'm open to ideas, right, like, if you have any questions, thoughts, comments, questions, concerns or conflicting opinions.
• 23:39
  Speaker 1: Please share Like.
• 23:41
  Speaker 1: Send me a DM.
• 23:42
  Speaker 1: I'm always open to hearing cool ideas and thoughts, so please reach out.
• 23:47
  Speaker 1: I'll catch y'all next time.