Latest / Align Your Retirement
I Tested 4 Roth Conversion Strategies on a $2M IRA for a Single Woman
Send us Fan Mail
Much of the Roth conversion guidance out there is built on married couple numbers. If you're single, or expect to be, those numbers can be off by about half.
In this episode, I model four Roth conversion strategies on a $2 million IRA for Joanne, a hypothetical 65-year-old single woman: convert everything, convert nothing, convert half, and a banded approach that converts up to the Medicare line each year. The aggressive strategy came out $605,000 behind doing nothing. The banded strategy came out ahead by about $51,000. Then I changed one assumption, who inherits the IRA…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.