How Extreme Weather Is Driving Up Homeowners Insurance Costs

Mortgage Research Network Podcast · Aug 5, 2026 · 5m

Extreme weather is becoming more frequent and expensive, placing growing pressure on homeowners insurance costs. At the same time, higher rebuilding expenses, construction labor shortages, and rising material prices are making claims more costly for insurers and homeowners alike. Tim Lucas and Craig Berry examine why premiums continue to climb, how disaster-related losses are changing, and what homeowners may face in the years ahead.Connect with Mortgage Research Network:YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@MortgageResearchNetwork⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram…