Latest / The Table with Anthony ONeal / Find Your Freedom Number: 4 Steps to Build Financial Freedom Without Losing What Matters
Transcript
- 0:00[SPEAKER_00]: I lost a love of my life chasing a number.
- 0:03[SPEAKER_00]: I could not even name.
- 0:09[SPEAKER_00]: Let me say this up front on today's episode.
- 0:13[SPEAKER_00]: Intimacy was not involved.
- 0:15[SPEAKER_00]: I didn't cheat on her.
- 0:17[SPEAKER_00]: I didn't emotionally abuse her.
- 0:20[SPEAKER_00]: If I'm being honest and transparent on today's episode, I didn't do it that season well at all.
- 0:26[SPEAKER_00]: With her, with family members,
- 0:31[SPEAKER_00]: Hmm, I was too busy trying to prove people wrong.
- 0:39[SPEAKER_00]: Right now, there's a clip of me pretty much talking about this and it's going viral.
- 0:45[SPEAKER_00]: And just recently, I read the comments, most men do this and he did her wrong and stop crying, man.
- 0:53[SPEAKER_00]: I hope she moved on and she's happy.
- 0:54[SPEAKER_00]: And you know what, if I'm being honest, I understand each and every single one of those comments.
- 1:00[SPEAKER_00]: You saw one minute clip but didn't see the full hour conversations and the hours of conversations I've had about this.
- 1:06[SPEAKER_00]: The individuals didn't have the correct context.
- 1:08[SPEAKER_00]: So today, I'm going to give you the context, because what happened to me is happening to a lot of people watching this right now.
- 1:16[SPEAKER_00]: I'm saying it one more time.
- 1:18[SPEAKER_00]: What happened to me is happening to a lot of brothers and to a lot of sisters right now.
- 1:27[SPEAKER_00]: You see, when I went out on my own,
- 1:31[SPEAKER_00]: Some people who are really respected, who I genuinely thought had my best interest in mine, told me, I would never make it in this space without my previous situation.
- 1:42[SPEAKER_00]: And I took that very, very personal.
- 1:45[SPEAKER_00]: So when I stepped out of my own, I set a goal to make $1 million.
- 1:49[SPEAKER_00]: And my business did that in here or one.
- 1:52[SPEAKER_00]: a year one.
- 1:54[SPEAKER_00]: And the first thing I said was, okay, shoot, since I did that, let me go make two.
- 1:59[SPEAKER_00]: We made two million dollars a year, two.
- 2:03[SPEAKER_00]: And if you had stopped me in a hallway and asked me, Anthony, what are you running towards?
- 2:11[SPEAKER_00]: Y'all the sad part is?
- 2:12[SPEAKER_00]: I could not have told you.
- 2:14[SPEAKER_00]: You see, I was running towards no target, no finish line,
- 2:20[SPEAKER_00]: Simply, I was just chasing more and more and more with no target.
- 2:27[SPEAKER_00]: As I'm climbing to the top of this mountain in this space, and as I'm looking around, I'm climbing to the top and I was by myself.
- 2:42[SPEAKER_00]: I've accomplished this success.
- 2:43[SPEAKER_00]: I've met some of my goals that I've had, but I was by myself.
- 2:50[SPEAKER_00]: Now, I'm going to take it off of me and put it into this perspective.
- 2:54[SPEAKER_00]: Americans say that they need $1.46 million to retire of comfortably, and that's from Northwestern Mutual.
- 3:04[SPEAKER_00]: And that number jumped $200,000 in one year.
- 3:10[SPEAKER_00]: Most people can't tell you where that number even came from.
- 3:17[SPEAKER_00]: and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and, and
- 3:38[SPEAKER_00]: And the next few minutes, I'm going to give you your number.
- 3:44[SPEAKER_00]: I'm talking about the real one, the one with math.
- 3:47[SPEAKER_00]: Then I'm gonna ask you three questions that my pastor passed a Stephen Chandler from Union Church, put him a heart a couple of Sundays ago.
- 3:54[SPEAKER_00]: The three questions I should have answered before, I set that first go before I stepped out of my own
- 4:05[SPEAKER_00]: And I need you to stay with me today, and because I made you something, it is a free worksheet that walks you through finding your number step by step.
- 4:16[SPEAKER_00]: And this is going to be for you of your single and for the whole household.
- 4:20[SPEAKER_00]: Watch this if you're married with kids.
- 4:21[SPEAKER_00]: Because I want your kids to know that number two.
- 4:24[SPEAKER_00]: I want your kids to know we're working towards a number at end goal.
- 4:29[SPEAKER_00]: And I'm going to give it to you at the end of the show.
- 4:32[SPEAKER_00]: This is 100% free.
- 4:33[SPEAKER_00]: There's no up sale, but it's about five pages long.
- 4:36[SPEAKER_00]: And I'm telling you you're going to love it.
- 4:40[SPEAKER_00]: But I'm going to get to, I'm going to help you find your number.
- 4:46[SPEAKER_00]: When I say your number, your number is the amount of money.
- 4:49[SPEAKER_00]: You, if you're saying, go, you and your spouse need invested so that your money pays your bills and you no longer have to trade your time to do it.
- 5:00[SPEAKER_00]: And finding this number, it takes one line of math.
- 5:04[SPEAKER_00]: Take what the life you actually want, cost you every month, right, and multiply it by 300.
- 5:12[SPEAKER_00]: When you do that, that's your number.
- 5:17[SPEAKER_00]: Picture this, the house is paid off, your cars are paid off, you're giving at your local church tie the offerings, and you're at your kids' gang on a Tuesday afternoon, because nobody owns your Tuesdays anymore.
- 5:35[SPEAKER_00]: You could be a grandma and grandfather and you're at the soccer game, you're at the baseball game, you're at the basketball game.
- 5:43[SPEAKER_00]: because nobody owns your Wednesdays anymore.
- 5:48[SPEAKER_00]: Instead of having date night on Friday night, you can have date night on Thursday night, because nobody owns your Friday mornings anymore.
- 5:58[SPEAKER_00]: But what does that cost you every single month?
- 6:03[SPEAKER_00]: Now, I've talked about $300, I mean, $300 times, right?
- 6:06[SPEAKER_00]: Let's talk about what did that come from.
- 6:07[SPEAKER_00]: You see, in 1994, yeah, in 1994, a financial planner named William Bingen went back through market history and found that if you pull only 4% a year from your investments.
- 6:20[SPEAKER_00]: I've talked about from your 401ks index funds, your investment portfolio, the money lasted at least 30 years in every stretch he tested.
- 6:30[SPEAKER_00]: So,
- 6:31[SPEAKER_00]: If 4% of your number has to cover 12 months of your life, that's your monthly amount times 12 divided by 4% and that comes out to 300 every single time.
- 6:47[SPEAKER_00]: I felt like that was important for me to share because you all hear this 4% and 300 sometimes about the finding to the buyers, but no one was really breaking down where it came from.
- 6:56[SPEAKER_00]: So if the life you want, let's say for an example, cost $3,000 a month, your number is $900,000.
- 7:04[SPEAKER_00]: If it costs you $5,000 a month, your number is $1.5 million.
- 7:12[SPEAKER_00]: Now you should think, get the $10 million, pull out 46% a year, and never touch the principal.
- 7:20[SPEAKER_00]: Now, 4% is a number you plan with, pull five or six, and you're eating the principal.
- 7:27[SPEAKER_00]: And that's the part you want to hand to your children, to your local church, to your family members, when God calls you home, to be with him.
- 7:37[SPEAKER_00]: And now, I wanna say it's a front.
- 7:38[SPEAKER_00]: That number is before taxes, so you do have to round that up just a little bit.
- 7:44[SPEAKER_00]: So now did you understand?
- 7:46[SPEAKER_00]: Now did you know how to have your number?
- 7:48[SPEAKER_00]: right, but a number by itself was still hurt you, and I honestly found that out the hard way.
- 7:58[SPEAKER_00]: Found it out, I would say the immature way.
- 8:05[SPEAKER_00]: Most of us, if I'm being honest, were raised to survive or to chase more, more hours, more over time, a bigger title, a bigger business.
- 8:16[SPEAKER_00]: We believe that if we just keep going, one day we'll wake up and feel free.
- 8:22[SPEAKER_00]: But more is a direction.
- 8:25[SPEAKER_00]: And you can drive in a direction for the rest of your life and take this from me and never arrive
- 8:40[SPEAKER_00]: A couple of Sundays ago, my pastor, pastor Stephen Channer at Union Church here in the DMB area, says something that stopped me in my seat.
- 8:49[SPEAKER_00]: He said, man, some dreams are nightmares.
- 8:56[SPEAKER_00]: And I thought about the one million year and the two million year on a paper that was a dream.
- 9:07[SPEAKER_00]: But that dream caused me the person I wanted to share the rest of my life with.
- 9:13[SPEAKER_00]: It caused me relationships, it caused me business relationship, it caused me friendships, it changed some of the dynamics with them, me and my family.
- 9:24[SPEAKER_00]: And it's out of my latest books, top-living page at the paycheck.
- 9:26[SPEAKER_00]: Chapter two is about the difference between a dream and a vision.
- 9:32[SPEAKER_00]: You see, a dream, I believe, is something you carry around in your head that makes you feel good.
- 9:38[SPEAKER_00]: But a vision is a dream that left your head and you wrote it down with a plant attached to it.
- 9:46[SPEAKER_00]: Something that you've committed to, a dream with no number on it,
- 9:51[SPEAKER_00]: that will, and it can turn into a nightmare, because it never tells you when you have arrived.
- 9:58[SPEAKER_00]: If it never tells you when you have actually gotten to that place, and you can with us a little bit.
- 10:07[SPEAKER_00]: So I want to give you three questions.
- 10:09[SPEAKER_00]: And every one of them comes straight out of the word of God today.
- 10:16[SPEAKER_00]: I have on my suit, I had a news interview this morning.
- 10:20[SPEAKER_00]: I was going to change, but I said, nah, I feel a little preachy today.
- 10:23[SPEAKER_00]: I feel a little convicted today, and I want to share it with you all.
- 10:28[SPEAKER_00]: So I say, y'all, we're going to leave on a suit.
- 10:32[SPEAKER_00]: I don't think I've ever wanted to suit before, but when I'm on stage preaching on a Sunday morning, I'm going to likely have on a suit.
- 10:45[SPEAKER_00]: Here's a question of one.
- 10:49[SPEAKER_00]: This is come up on the screen once you write this down.
- 10:51[SPEAKER_00]: Can you actually get there?
- 10:54[SPEAKER_00]: You see, Jesus said over in Luke, Luke, Luke, Luke, chapter 14 verse 28 says for which of you and pending to build a tower, there's not sit down first.
- 11:05[SPEAKER_00]: and count the calls, whether he has enough to finish it, less after he has laid the foundation.
- 11:12[SPEAKER_00]: And it's not able, watch this, to finish all who see it, begin to mock him, saying, this man began to build and was not able to finish.
- 11:26[SPEAKER_00]: This man began to build and couldn't complete the assignment.
- 11:34[SPEAKER_00]: whether he has enough to finish it, can your job or your business get you there?
- 11:41[SPEAKER_00]: Do you have the tools and the resources?
- 11:44[SPEAKER_00]: Or do you just pick a number that sounds good?
- 11:47[SPEAKER_00]: Do you just pick a number that tick, talk, told you?
- 11:49[SPEAKER_00]: Watch this.
- 11:50[SPEAKER_00]: Do you just pick a number that I told you?
- 11:55[SPEAKER_00]: Your number needs to be your number.
- 11:58[SPEAKER_00]: Let's say you make, for an example, let's say 70,000, $70,000 a year.
- 12:03[SPEAKER_00]: And the life you want calls you $5,000 a month.
- 12:07[SPEAKER_00]: Your number is $1.5 million.
- 12:10[SPEAKER_00]: And somebody watching is making $70,000, just felt that chess get a little tight.
- 12:16[SPEAKER_00]: Ha, you're thinking, I can barely make it to the end of the month.
- 12:21[SPEAKER_00]: What the heck, Ayo?
- 12:23[SPEAKER_00]: Listen, stick with me.
- 12:32[SPEAKER_00]: The fastest way to reach your number is not to shrink your dream, but to shrink the number a little bit.
- 12:43[SPEAKER_00]: How do we do that?
- 12:45[SPEAKER_00]: Every payment you get rid of, right?
- 12:50[SPEAKER_00]: Comes off your number 300 times.
- 12:53[SPEAKER_00]: Kill the hundred dollar payment and you just took 30,000 dollars off your number.
- 12:59[SPEAKER_00]: If they're still the $500 car payment in your monthly bill, that's $150,000, that you would have to save just to keep making it.
- 13:11[SPEAKER_00]: And for most people, Social Security covers part of the bill.
- 13:18[SPEAKER_00]: But the majority of us watching is right now will not be able to benefit from Social Security.
- 13:23[SPEAKER_00]: The average retirement check is about $2,071 a month today.
- 13:29[SPEAKER_00]: and that's worth about $621,000 of your number.
- 13:36[SPEAKER_00]: So that that $5,000 of life.
- 13:40[SPEAKER_00]: Once social security covers part of it, you only need about this say $2,929.99 was rounded with $2,930 a month from your investments.
- 13:52[SPEAKER_00]: That's the number of about $879,000.
- 13:54[SPEAKER_00]: So I invested $1,000 a month for 25 years and let's say at a low and return of 8%.
- 13:57[SPEAKER_00]: You're gonna end up with about $951,000.
- 13:58[SPEAKER_00]: Now, a 10% is about $1.3 million.
- 13:59[SPEAKER_00]: So on $70,000 a year, listen to me, family.
- 14:01[SPEAKER_00]: You can get there.
- 14:02[SPEAKER_00]: I have people inside of our freedom circle who are already getting there now.
- 14:21[SPEAKER_00]: And we're going to talk a little bit more about the freedom circle here in a little bit.
- 14:26[SPEAKER_00]: But you have to do it in order.
- 14:30[SPEAKER_00]: There is a phase.
- 14:32[SPEAKER_00]: And I'll always say this.
- 14:33[SPEAKER_00]: I said this earlier, your dream could turn into a nightmare.
- 14:36[SPEAKER_00]: So the right thing at the wrong time in the wrong phase can be the wrong thing to do.
- 14:43[SPEAKER_00]: So the very first thing I do is save one month of your take home pay and put that inside of a high-year sales account.
- 14:48[SPEAKER_00]: So any emergency that happens doesn't go on a credit card.
- 14:53[SPEAKER_00]: Then you're gonna list all your consumer debt from the smallest-boundlisted largest and pay them off one at a time.
- 15:00[SPEAKER_00]: Smallest one first.
- 15:02[SPEAKER_00]: Every one, you knock out, make sure number smaller and freeze up the money to invest.
- 15:09[SPEAKER_00]: Then you've got to build 36 months of your take home pay.
- 15:13[SPEAKER_00]: And then invest like your family tree depends on it because it does.
- 15:19[SPEAKER_00]: Your children, your grandchildren, your wife, your husband, you know, your great, great grandchildren.
- 15:25[SPEAKER_00]: Let me go here.
- 15:26[SPEAKER_00]: Your great, great, great, great grandchildren who you'll probably never even meet are depending on the decisions you're making today at 35.
- 15:33[SPEAKER_00]: So let's go back to the scripture.
- 15:39[SPEAKER_00]: You sit down first, you count the cost.
- 15:43[SPEAKER_00]: And if the tower is too big, you don't quit.
- 15:47[SPEAKER_00]: You just shrink that tower a little bit.
- 15:49[SPEAKER_00]: You go back to the drawing board and you see, okay, with God is that attainable.
- 15:57[SPEAKER_00]: With what God has put us on my hands is that attainable.
- 16:07[SPEAKER_00]: And question number two, is the one that got me.
- 16:11[SPEAKER_00]: I'm gonna talk about the freedom circle, this matter of fact, don't you to check this out real quick.
- 16:16[SPEAKER_00]: Nobody talks to you how to build wealth and how to secure a financial freedom with a lot of people told you well just a budget better and then you let you be.
- 16:23[SPEAKER_00]: You can't fix what you refuse to look at.
- 16:26[SPEAKER_00]: It's not a budget.
- 16:27[SPEAKER_00]: It's knowing your real numbers.
- 16:29[SPEAKER_00]: When you finally see your starting point, your debt savings and investments all within one particular place, you stop guessing and you really start moving forward.
- 16:38[SPEAKER_00]: But if you keep avoiding it, the debt doesn't assist you.
- 16:41[SPEAKER_00]: The problem that you could face today at a smaller number becomes a bigger,
- 16:47[SPEAKER_00]: in the year.
- 16:47[SPEAKER_00]: This isn't there.
- 16:48[SPEAKER_00]: You see right now in our brand new community called Freedom Circle, real members within this particular community have tried 10.5 million homes in consumer debt that we're going to be eliminating here soon.
- 16:59[SPEAKER_00]: Over $1 million in emergency savings and nearly $12.2 million in investment.
- 17:05[SPEAKER_00]: These are real numbers and real individuals like yourself.
- 17:08[SPEAKER_00]: Every Thursday, we meet for a masterclass.
- 17:11[SPEAKER_00]: Every month, new courses and material been added to help you hit your freedom goal.
- 17:16[SPEAKER_00]: In every quarter, we meet in person here in the United States, UK, and even across Ghana.
- 17:22[SPEAKER_00]: So you can start free today.
- 17:23[SPEAKER_00]: I want to invite you to join this amazing community called the Freedom Circle.
- 17:26[SPEAKER_00]: You can do this by going to AO FreedomCircle.com.
- 17:30[SPEAKER_00]: I want you to take the FreedomScore assessment today.
- 17:32[SPEAKER_00]: It's 100% free.
- 17:33[SPEAKER_00]: And when you're ready to be a part of the official community, the seven day free trial of coaching membership is waiting for you too.
- 17:40[SPEAKER_00]: I need you to know where you stand, because I want you to help yourself, build your next chapter with the community.
- 17:46[SPEAKER_00]: Go to AO Freedom Circle.
- 17:49[SPEAKER_00]: I want you to join us inside the Freedom Circle.
- 17:53[SPEAKER_00]: This is a community that we're gonna max out at 5,000.
- 17:57[SPEAKER_00]: This is a community to where, when I'm in different cities for speaking engagements and maybe from news, me and Coach Jeremy are going to be really sitting down with people and helping them go from where they are today to the arriving.
- 18:11[SPEAKER_00]: And this is a community that I believe is gonna be transformational.
- 18:14[SPEAKER_00]: So please, check out the link below.
- 18:16[SPEAKER_00]: Join this community because we are gonna cut this off out about 5,000 people.
- 18:21[SPEAKER_00]: Here's question number two.
- 18:24[SPEAKER_00]: And this is something that I wish my mentors or parents would have, or anybody would have asked me.
- 18:32[SPEAKER_00]: What will your number cost you?
- 18:36[SPEAKER_00]: Try not to get emotionally here because chasing something costs me a lot.
- 18:42[SPEAKER_00]: See over an ecclesiastics, I think it's chapter 4, verse 8.
- 18:48[SPEAKER_00]: There is one alone.
- 18:51[SPEAKER_00]: one alone without companion.
- 18:54[SPEAKER_00]: He has neither son nor brother, yet there is no end to all of his labor, nor is his eye satisfied with riches, but he never asked for whom do I told and deprived myself of good.
- 19:12[SPEAKER_00]: This also is vanity and a grave misfortune.
- 19:19[SPEAKER_00]: But fam, he never asked, for whom do I tell?
- 19:24[SPEAKER_00]: For whom do I do this for?
- 19:26[SPEAKER_00]: And y'all, this was, that was me.
- 19:32[SPEAKER_00]: Here's the context that I promised you.
- 19:35[SPEAKER_00]: You see, when I went out on my own, I wanted to prove to people that I respected, that I can make it.
- 19:46[SPEAKER_00]: And I did made a million, made two million, heck, my company's made millions.
- 19:52[SPEAKER_00]: I was building the business.
- 19:55[SPEAKER_00]: And there were people in my life specifically and an amazing woman in my life who loved me and I did love her.
- 20:03[SPEAKER_00]: And I didn't stew it her well.
- 20:05[SPEAKER_00]: I didn't stew her some of my friendships well.
- 20:08[SPEAKER_00]: Because every day, I woke up saying, I gotta prove them wrong.
- 20:14[SPEAKER_00]: And I have a number that I have to beat.
- 20:17[SPEAKER_00]: And the number kept moving.
- 20:19[SPEAKER_00]: When I hit this number, it kept moving.
- 20:21[SPEAKER_00]: When I hit that number, it kept moving.
- 20:23[SPEAKER_00]: But I never sat down and asked, whom am I doing this for?
- 20:30[SPEAKER_00]: And by the time I got to the top, as the time I started realized and like, you're building something amazing here, I lost friendships, I lost a good woman.
- 20:47[SPEAKER_00]: I damaged certain relationships with them my own blood family.
- 20:56[SPEAKER_00]: That's the context.
- 20:59[SPEAKER_00]: That's what that one minute clip that a lot of you all seen didn't show you.
- 21:11[SPEAKER_00]: Wasn't going to say this, but I just got to say it.
- 21:15[SPEAKER_00]: People told me that I wouldn't make it without Dave Ramsey.
- 21:21[SPEAKER_00]: People say, you're a black man.
- 21:24[SPEAKER_00]: Trying to serve the black community, you're stupid.
- 21:26[SPEAKER_00]: You're crazy.
- 21:30[SPEAKER_00]: People aren't going to respect you in a money space without Dave Ramsey, without Ramsey solutions.
- 21:38[SPEAKER_00]: I even have someone say, man, I don't want to see you go back homeless.
- 21:45[SPEAKER_00]: And every single day I woke up, saying I can't be homeless.
- 21:54[SPEAKER_00]: And I have to prove them that I don't have to be with them when I forgot that it was God who called me out.
- 22:02[SPEAKER_00]: It wasn't man.
- 22:14[SPEAKER_00]: And I'm not the only one.
- 22:17[SPEAKER_00]: Somebody watching his right now is working too job, working too businesses.
- 22:21[SPEAKER_00]: And you and your kids know you mostly by the sound of the door.
- 22:27[SPEAKER_00]: Somebody owns a business that's growing while their marriage is shrinking.
- 22:32[SPEAKER_00]: And let me say this.
- 22:34[SPEAKER_00]: Somebody's watching this and is a pastor or pastor's kid.
- 22:39[SPEAKER_00]: Counseling everybody else is marriage.
- 22:41[SPEAKER_00]: Shungabai every Sunday every Wednesday, every single day for the members.
- 22:47[SPEAKER_00]: But your own members at home.
- 22:52[SPEAKER_00]: It's not just Anthony, who's made this mistake.
- 22:57[SPEAKER_00]: It's a lot of us.
- 23:00[SPEAKER_00]: And I'm talking to you too today.
- 23:03[SPEAKER_00]: Yes, I will number your number is going to have a price.
- 23:07[SPEAKER_00]: And you need to know that price before you even pay it.
- 23:13[SPEAKER_00]: Picture your table.
- 23:15[SPEAKER_00]: These are four seats at the table, I will say.
- 23:18[SPEAKER_00]: And I want you to count what your number will cause at every one of them.
- 23:24[SPEAKER_00]: Seat number one is your spouse, or the spouse if you're single like me that you're praying for.
- 23:32[SPEAKER_00]: Seat number two is your children.
- 23:35[SPEAKER_00]: Will you be at the game, and at the dinner table, or will they get the money and miss you?
- 23:47[SPEAKER_00]: as our Lord and Savior Jesus Christ.
- 23:49[SPEAKER_00]: Is that number pulling you out of church and out of prayer because Sunday became a work day.
- 23:55[SPEAKER_00]: Sunday became the day I'ma get to that bag.
- 23:59[SPEAKER_00]: And see, four is your circle in the family.
- 24:01[SPEAKER_00]: The small group and the friends who tell you the truth about yourself.
- 24:06[SPEAKER_00]: When you get too busy for them, you lose the people who would have warned you, who would have said,
- 24:17[SPEAKER_00]: is it worth it?
- 24:22[SPEAKER_00]: It's chasing this number and chasing this people, chasing these people trying to prove these people wrong is it worth it?
- 24:33[SPEAKER_00]: If you're single, I'm talking straight to you because I'm single too.
- 24:39[SPEAKER_00]: Yes, we got to use this season to build and build correctly and show up to your marriage one day with margin instead of dead.
- 24:50[SPEAKER_00]: Just don't let the number become the reason you stay single.
- 24:56[SPEAKER_00]: I know that calls too well.
- 24:59[SPEAKER_00]: Don't let that number be the reason why you can't show up and be a father.
- 25:06[SPEAKER_00]: Be a present husband or a present wife.
- 25:20[SPEAKER_00]: write the price you refuse to pay.
- 25:23[SPEAKER_00]: Sunday mornings, dinner with your kids, date night, her small group in Wednesdays.
- 25:31[SPEAKER_00]: That list tells you whether you're chasing your number or your number is chasing you.
- 25:40[SPEAKER_00]: Over the last year I would say, I'll tell my team I don't work Fridays no more.
- 25:47[SPEAKER_00]: Every Friday I get up and I play God for my pastor and my closest friend.
- 25:53[SPEAKER_00]: Because I want to be in fellowship with other like-minded, healthy brothers.
- 25:58[SPEAKER_00]: But also I'm also training myself to be available for my family, for my life.
- 26:04[SPEAKER_00]: Every July I take off and I let my team take off.
- 26:07[SPEAKER_00]: Every Thanksgiving we take off for a week, every Christmas we take off for two weeks.
- 26:12[SPEAKER_00]: I am positioned to myself to understand that money doesn't mean a diagonal thing if you buy yourself.
- 26:21[SPEAKER_00]: which leads me to question number three.
- 26:24[SPEAKER_00]: Some of y'all ain't gonna like this one.
- 26:27[SPEAKER_00]: And this is, this is where I'm at.
- 26:29[SPEAKER_00]: When you hit your number, we'll use stop.
- 26:36[SPEAKER_00]: Uh-oh.
- 26:36[SPEAKER_00]: Uh-oh.
- 26:40[SPEAKER_00]: Let's go over to Luke chapter 12.
- 26:44[SPEAKER_00]: The ground of a certain rich man yielded plentiful.
- 26:50[SPEAKER_00]: And he thought within himself, saying, what shall I do?
- 26:54[SPEAKER_00]: Since I have no room to store my crops.
- 26:59[SPEAKER_00]: So he said, I will do this.
- 27:03[SPEAKER_00]: I will pull down my barns and build greater.
- 27:06[SPEAKER_00]: And there I will store all my crops and my goods.
- 27:11[SPEAKER_00]: And I will say to my soul, soul, you have many good laid up, many for many years.
- 27:19[SPEAKER_00]: Take your ease, eat, drink, and be merry.
- 27:23[SPEAKER_00]: But guys, at the end, full, this night your soul will be required for you.
- 27:30[SPEAKER_00]: Then whose will those things be which you have provided?
- 27:37[SPEAKER_00]: So is he who lays up treasure for himself and is not rich toward God.
- 27:48[SPEAKER_00]: We gotta look at that closely.
- 27:52[SPEAKER_00]: He hid his number.
- 27:54[SPEAKER_00]: His barns were full.
- 27:58[SPEAKER_00]: And he did stop.
- 28:01[SPEAKER_00]: He said, take your ease, eat, drink and be merry.
- 28:04[SPEAKER_00]: His problem was what he stopped for.
- 28:08[SPEAKER_00]: He stopped for himself, and God called him a fool.
- 28:13[SPEAKER_00]: Because he was now rich towards God.
- 28:17[SPEAKER_00]: So stopping is only half of it.
- 28:21[SPEAKER_00]: The real question is what you stopped for.
- 28:27[SPEAKER_00]: Proverbs 23 verse 4 says, Do not overwork to be rich because of your own understanding, cease.
- 28:35[SPEAKER_00]: It's exigular.
- 28:36[SPEAKER_00]: You should say, if you aim at nothing, you will hit that every single time.
- 28:42[SPEAKER_00]: And I've added one thing to that.
- 28:45[SPEAKER_00]: When you hit the target, stop.
- 28:55[SPEAKER_00]: I've never shared this before publicly, but I'm going to share it today.
- 28:59[SPEAKER_00]: Because I'm not going to ask you and challenge you to do something that I do not want.
- 29:05[SPEAKER_00]: I want to make $55,000 a month when I stop.
- 29:09[SPEAKER_00]: Times that by $300, my number is 16.5 million.
- 29:14[SPEAKER_00]: want my house and my car is paid for it and a driver and a chef for my family.
- 29:19[SPEAKER_00]: So the hours I have to, so the hours I have on this hit that time goes to my family.
- 29:26[SPEAKER_00]: I'm going to go to my house and go to my house and go to my house on the beach and keep my golf membership.
- 29:31[SPEAKER_00]: And I want my wife and that season per life to enjoy each and every single thing.
- 29:39[SPEAKER_00]: I want my children to experience certain things that near my siblings didn't experience with our children.
- 29:44[SPEAKER_00]: I want my grandchildren to really feel and since the love and the presence of their grandparents.
- 29:52[SPEAKER_00]: But the main thing is when we're going, I want our children to get millions, not a go-fun-me.
- 30:00[SPEAKER_00]: and I want my church union church to get millions because over and Proverbs chapter 13 verse 22 it says, a good man leaves an inheritance to his children's children.
- 30:15[SPEAKER_00]: And when I hit that number, y'all I'm God.
- 30:21[SPEAKER_00]: I want to be a present husband, a present father.
- 30:25[SPEAKER_00]: And one day a present grandfather and a God blesses me to live to 100 a present great grandfather.
- 30:32[SPEAKER_00]: I want to do more from my local church and more for the kingdom and I want to wake up on the Tuesday and go volunteer at an HBCU like Virginia Union, like Bowie State.
- 30:42[SPEAKER_00]: where we're building financial literacy centers that is equipped in the next generation to do what I said I want to do by 55, they can do it by 45.
- 30:55[SPEAKER_00]: Now let's talk about this.
- 30:56[SPEAKER_00]: You heard me say 16.5 million and said, well, that's not for me.
- 31:02[SPEAKER_00]: Oh, hail, Anthony.
- 31:04[SPEAKER_00]: But here's the truth, when I was growing up, my parents combined.
- 31:09[SPEAKER_00]: Never crossed a hundred thousand dollar income here.
- 31:13[SPEAKER_00]: So I never thought I could hit a number like this either.
- 31:18[SPEAKER_00]: And your number doesn't need a driver or a chef, maybe.
- 31:22[SPEAKER_00]: It might be paid off home and your Tuesdays are back.
- 31:26[SPEAKER_00]: That might be $4,000 a month, which that is only $1.2 million, and that's real, and you can get there.
- 31:36[SPEAKER_00]: Because I believe in freedom, and freedom looks different from you, and it looks different from your friend, and looks different to me, but the key thing here is freedom.
- 31:46[SPEAKER_00]: But you have to decide right now what you'll do when you hit it.
- 31:51[SPEAKER_00]: It got moves faster than you planned.
- 31:54[SPEAKER_00]: You need to already know what the rest of your life is for.
- 31:58[SPEAKER_00]: Because if you don't decide now, you will not stop later.
- 32:13[SPEAKER_00]: I really wish this show was out years ago.
- 32:18[SPEAKER_00]: I really wish I had this thinking in my mid 20s.
- 32:26[SPEAKER_00]: But that's my number.
- 32:32[SPEAKER_00]: That's where I'm going now.
- 32:39[SPEAKER_00]: You got a fine job number.
- 32:42[SPEAKER_00]: The monthly life you want, times that by 300.
- 32:45[SPEAKER_00]: Second, ask whether you can get there.
- 32:48[SPEAKER_00]: And shrink your number by getting rid of the consumer debt.
- 32:52[SPEAKER_00]: And then third, you've got to count the costs.
- 32:55[SPEAKER_00]: What is it going to cost you?
- 32:57[SPEAKER_00]: Who's it going to impact?
- 32:59[SPEAKER_00]: What lives are going to be impacted by your goals?
- 33:02[SPEAKER_00]: And fourth, decide today what you'll do when you hit it, because we still have a responsibility
- 33:15[SPEAKER_00]: Now, I promise you something at the beginning of the show.
- 33:19[SPEAKER_00]: Thank you for making it to the end, because while I was coming up with this, I said, Anthony, we can't spend two hours on this show.
- 33:28[SPEAKER_00]: I really want you to get your number.
- 33:29[SPEAKER_00]: We really talk about this inside of the Freedom Circle.
- 33:32[SPEAKER_00]: Please make sure that you go to the show notes, download this, and come join the Freedom Circle.
- 33:41[SPEAKER_00]: All right.
- 33:42[SPEAKER_00]: We really break this down.
- 33:44[SPEAKER_00]: And our goal is to get you out of that and get you on track to hit your number within the next 18 months.
- 33:52[SPEAKER_00]: Within the next 18 months.
- 33:57[SPEAKER_00]: I need to walk it through how you find your number.
- 34:00[SPEAKER_00]: So I made this free document and walks you through every step we just covered.
- 34:05[SPEAKER_00]: And at the end you write your number down and you sign it.
- 34:08[SPEAKER_00]: If you're single, I need you to do this within the next seven days.
- 34:12[SPEAKER_00]: If you're married, find some time within the next 30 days with your spouse.
- 34:17[SPEAKER_00]: I don't want you to leave the house.
- 34:19[SPEAKER_00]: Go to one of your most favorite restaurants and you're going to see on this particular document, it's going to ask you questions.
- 34:26[SPEAKER_00]: Do you want to show?
- 34:28[SPEAKER_00]: Do you want your hair done?
- 34:29[SPEAKER_00]: If so, how much is that cost?
- 34:33[SPEAKER_00]: I'm going to try to do that and watch this if you're married with kids, I didn't want you to come back and sit down with your kids and show them the number.
- 34:40[SPEAKER_00]: Show them, hey, this is what we're building so that one day we're blessing to you, but we want you to think about this now for yourself and a future.
- 34:51[SPEAKER_00]: To get this, simply go to anthonyl.com for slash my number.
- 34:56[SPEAKER_00]: I should be up here on the screen somewhere and it's definitely inside the show knows and it's yours for free.
- 35:02[SPEAKER_00]: Listen, I would say shareholders with your friends and family, but share the link first.
- 35:07[SPEAKER_00]: So they can understand the importance of this number.
- 35:12[SPEAKER_00]: And if you really want the whole plan, if you really want someone holding you accountable along this journey, there's two things.
- 35:18[SPEAKER_00]: Go get a copy of my latest book, stop living in paycheck to paycheck.
- 35:22[SPEAKER_00]: Start, I would say for this, particularly, start with chapter two.
- 35:25[SPEAKER_00]: And then come back, which I've the one to read all the way through, right?
- 35:28[SPEAKER_00]: And then number two, join the Freedom Circle.
- 35:31[SPEAKER_00]: It's going to be thousands of people who are going to hold you accountable to your number.
- 35:39[SPEAKER_00]: And I'm going to hold you accountable, because I don't want any of my community members making the stupid decisions, making the stupid mistakes that your boy made.
- 35:47[SPEAKER_00]: Because in the end, your number comes down to who is still sitting at your table.
- 35:53[SPEAKER_00]: Watch this when you get there.
- 35:58[SPEAKER_00]: I don't want you sitting at your table and you hit a number, your wife is there, not there, your husband is not there, your children are alive, but they don't want to deal with you because you wasn't present.
- 36:09[SPEAKER_00]: You don't have a church community.
- 36:11[SPEAKER_00]: You don't piss off some of your family and friends because you were chasing a number that you didn't even know.
- 36:20[SPEAKER_00]: Go to anthinole.com for a stash, my number, come join us on the Freedom Circle.
- 36:26[SPEAKER_00]: and I hope today's episode is well.
- 36:28[SPEAKER_00]: Drop it in the comments and let me know how you liked it.
- 36:31[SPEAKER_00]: Peace out.