EPF’s i-Emas: Better Than Taking a Lump Sum at 55?
For most of our working lives, EPF is about building up our retirement savings. But once we retire and that balance becomes accessible, the challenge changes: how do we make those savings last for the rest of our lives?
Balqais Yusoff, Head of the Policy and Strategy Department at the EPF, joins Ringgit & Sense to unpack i-Emas, the fund’s refreshed monthly withdrawal facility designed to turn retirement savings into regular, predictable income.
She explains the five core decumulation strategies, why leaving your balance to compound while withdrawing monthly beats parking lump-sum withdrawals…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.