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Latest / Inflation Explained with Fexingo: CPI, Prices, and the Cost of Living for Everyday People

Why Insurance Premiums Are the New Inflation Signal

Episode 22 of Inflation Explained: Lucas and Luna dive into the latest CPI data showing core inflation at 3.3% annualized in April 2026. They focus on a surprising driver: insurance premiums. Auto insurance alone is up over 20% year-over-year, and home insurance is surging due to climate-related losses. They explain how insurance costs feed into core CPI, why the Fed is watching this category closely, and what it means for your wallet. Lucas breaks down the 'double scar' effect – past inflation combined with geopolitical shocks from the Iran conflict – that's keeping premiums…

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