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Quarterly Letter – Fourth Quarter 2025
4th Quarter 2025 – Quarterly Letter [PDF]Download
From the desk of John Bird
It’s the time of year when nearly everyone with anything to do with financial markets dives into the forecasting business and lays out a series of predictions for the coming twelve months. The fed will cut rates twice. And raise them once. Or not cut at all. Or cut once and raise them later this year. The S&P will end 2026 at 7,800. Or 6,200. Or unchanged. Hundreds of pundits will weigh in with their forecasts. And why not? There’s no penalty for getting it wrong in the press and hey, if you happen to guess…
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